Introduction
Welcome to Brunswick County Teachers, your trusted financial partner located at 411 S Hicks St, Lawrenceville, VA 23868. Established in 1955, we have proudly served our community for decades, building lasting relationships with our members and helping them achieve their financial goals. As a member-focused credit union, we understand the unique needs of our 296 members, offering personalized services that are both reliable and accessible. At Brunswick County Teachers, we have a total of $495,403 in assets and have facilitated 132 loans and leases to help our members invest in their dreams. With total deposits reaching $164,664, our commitment to safeguarding your hard-earned money is unwavering. Our net worth stands at an impressive $190,521, ensuring a solid foundation for our operations and the security of our members' funds. Our leadership team, led by CEO Richard Summiel and Board President Angela Parker, is dedicated to fostering a supportive environment where every member feels valued. With just two employees on staff, we pride ourselves on providing a friendly atmosphere where you can feel comfortable discussing your financial needs. While members can visit us at 411 S Hicks St, official correspondence should be sent to P O Box 23, Lawrenceville, VA 23868. We invite you to reach out to us at (434) 848-2588 during our lobby hours Monday, Tuesday, and Thursday from 4:00 PM to 6:00 PM so we can assist you with everything from personal banking services like checking and savings accounts to auto loans and credit cards with rewards. Join us as we continue to make a positive impact in the lives of those we serve. Whether you're looking for financial advice or need assistance with your accounts, we're here for you every step of the way. Come visit us or give us a call today!
Branch History & Mission
Brunswick County Teachers has a rich legacy that began in 1955, serving as a cornerstone of financial support and community engagement in Lawrenceville, VA. Over the years, we have grown from humble beginnings into a trusted partner for our members, with a total membership now reaching 296. Our commitment to the community and our members has always been at the heart of what we do. Located at 411 S Hicks St, Lawrenceville, VA 23868, our branch is easily accessible and surrounded by local landmarks that reflect the spirit of our vibrant community. While members can visit us at this address, official correspondence should be sent to P O Box 23, Lawrenceville, VA 23868. Our mission at Brunswick County Teachers is clear: we strive to empower our members through exceptional financial services while fostering a strong sense of community. We understand that each member's journey is unique, and we are dedicated to offering personalized banking solutions. From checking and savings accounts to auto loans and mortgage refinancing, our range of services is designed to help you achieve your financial goals. As we celebrate over six decades of service, we have also embraced advancements that make banking easier for everyone. Although we currently do not offer ATM services or drive-thru banking, we focus on providing quality personal interaction during our lobby hours Monday, Tuesday, and Thursday from 4:00 PM to 6:00 PM. Our total assets stand at an impressive $495,403, reflecting our stability and commitment to sound financial practices. We pride ourselves on being a responsible steward of your deposits while actively working to support local initiatives and partnerships that uplift our community. At Brunswick County Teachers, we're more than just a credit union; we're your neighbors. We believe in giving back through various outreach programs that foster education and economic growth within Lawrenceville and beyond. Join us today and experience the benefits of being part of Brunswick County Teachers. Together, let's build a brighter financial future for you and our community! For more information or if you have questions, feel free to call us at 434-848-2588.
Branch Location & Accessibility
Community Connection
Our branch is situated near local landmarks that are easily recognizable, making it simple for you to find us. You'll enjoy hassle-free access with ample parking available right outside our doors. We strive to ensure everyone can visit us comfortably, and our location is fully ADA compliant with ramps for easy entry.
Get in Touch
Have questions or want to learn more? Feel free to give us a call at 434-848-2588. We invite you to visit us soon! Your financial well-being is our priority at Brunswick County Teachers.
Operating Hours
We understand that your time is valuable. That's why we offer convenient lobby hours on Monday, Tuesday, and Thursday from 4:00 PM to 6:00 PM. Our dedicated team is ready to assist you during these times.
Services Offered
At Brunswick County Teachers, we provide a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our goal is to support your financial journey. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always available to assist you in-person.
Member Eligibility
Joining the Brunswick County Teachers community is a warm and welcoming experience, where your needs and aspirations come first. To become a member, you simply need to be a teacher, staff member, or retiree of any school in Brunswick County or have an immediate family member who is. This inclusive approach allows us to support one another in achieving financial goals while enjoying the benefits of credit union membership. At Brunswick County Teachers, we pride ourselves on offering personalized services tailored just for you, from competitive loan rates to savings options that help you build your future. Getting started is easy! You can visit us at 411 S Hicks St, Lawrenceville, VA 23868 to learn more about our services or give us a call at 434-848-2588. For detailed eligibility criteria, feel free to check out our website [here]. If you're ready to open an account and take advantage of all we have to offer, you can find more information about that process [here]. We're excited to welcome you into our community!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine running your day-to-day operations without worrying about how to process payments. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. Accepting various payment methods can enhance customer satisfaction and boost sales. Visit us at 411 S Hicks St Lawrenceville Va 23868 in Lawrenceville, VA, or call us at (434) 848-2588 to discover how we can assist your business today!
Comprehensive List Of Services
Accessibility & Convenience
At Brunswick County Teachers, we prioritize convenience in all aspects of banking. While we currently do not have ATM access or drive-thru services, our lobby hours are open Monday, Tuesday, and Thursday from 4:00 PM to 6:00 PM, allowing you to visit us during the evening when it suits you best. With our commitment to providing accessible financial solutions, we encourage you to reach out if you have any questions or would like more information about our services. You can contact us at (434) 848-2588 for personalized assistance. As a member-focused credit union located in the heart of Lawrenceville, we're here to support your financial well-being. Visit us today at 411 S Hicks St Lawrenceville Va 23868 or give us a call! We look forward to serving you!
Business Banking
For small business owners, we understand that managing finances can be challenging. That's why we offer business banking services that include merchant services and business loans tailored specifically for entrepreneurs like you. Whether you're starting up or expanding, we are here to assist in achieving your business goals.
Credit Cards and Rewards
Don't forget about our credit card offerings! Our credit cards come with rewards programs that can benefit you every time you shop. From cashback on purchases to travel perks, these cards add value to your everyday spending.
Personal Banking
Our personal banking options include checking and savings accounts designed for everyday use. Imagine easily accessing your funds through online banking from the comfort of your home or on-the-go with mobile banking features. We also offer auto loans and vehicle financing, making it simple for you to get behind the wheel of your dream car. Whether you're buying new or used, our auto loan rates are competitive and cater to various budgets. If homeownership is on your mind, consider our mortgage loans and refinancing options. Buying a house is one of the biggest decisions you'll ever make, and we aim to make this process as smooth as possible with clear guidance and support every step of the way. Additionally, we provide personal loans and debt consolidation services to help manage expenses more efficiently, giving you peace of mind.
Digital & Online Banking
Convenience Meets Support
Although we don't have 24/7 online banking or mobile applications available yet, our commitment to serving you remains strong. Our branch staff is here during operating hours to assist you with any questions or concerns regarding your accounts. We believe in providing personalized service that makes banking easier for all our members. To explore more about our services or if you're looking for assistance, feel free to visit us at [](#). While some features may be limited right now, we're constantly working to enhance your banking experience at Brunswick County Teachers. Your financial journey deserves the best support possible!
Easy Access to Your Accounts
With our online banking service, you can check your balances, view transactions, and manage your accounts anytime, anywhere. While our current offerings do not include mobile payments or a dedicated mobile application, we strive to ensure that accessing your financial information is straightforward. Unfortunately, services like electronic signatures and e-statements are also not available right now.
Secure Transactions Made Simple
Your security is our priority. We utilize robust security measures to keep your personal information safe while you bank online. Although features like person-to-person transfers aren't offered at this time, you can feel confident knowing that any transactions you make through our online banking platform are protected.
Financial Strength
Committed Team Ready to Serve You
We take pride in having 0 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care. This ensures that our branches are always ready to meet your needs.
Growing Membership Base
With a total of 296 share accounts, it's clear that many members trust us with their finances. This growing member base reinforces our commitment to providing exceptional service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brunswick County Teachers is your trusted partner. Visit us at 411 S Hicks St Lawrenceville Va 23868 or call (434) 848-2588 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Centric Approach
Unlike traditional banks, we prioritize our members. Our focus is on creating value for you. While we do not currently have non-member deposits or share certificates to report, our commitment remains steadfast in ensuring that our resources are directed toward benefiting you through better loan rates and exclusive perks.
Solid Financial Health
With a net worth of $190,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 38.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Strong Earnings and Lending Capacity
Our $132,572 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $13 in used auto loans and $325,669 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $-$1,316, which enables us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Additional Offerings
For business owners seeking growth opportunities, our commercial loan services are designed to provide necessary capital. Even though we don't have any outstanding commercial loans at this time, we are always exploring ways to support local businesses. If you're considering refinancing your existing loans or want to learn more about eligibility options for our products, please don't hesitate to contact us at (434) 848-2588. We're here to help you navigate your financial options effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 411 S Hicks St Lawrenceville Va 23868 in Lawrenceville, VA during our operating hours on Monday, Tuesday, and Thursday from 4:00 PM to 6:00 PM for personalized service and further information about how we can assist you with your borrowing needs.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,184 in used vehicle loans already helping members get on the road. We also provide financing options for new vehicles. Whether you're purchasing a new or used car, our team is here to guide you through the process and ensure you get the best deal possible.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available at this time, we encourage you to reach out for any updates or future offerings.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, which can be an excellent way to manage your finances effectively. Though we currently have no outstanding unsecured credit card loans, our team is ready to assist you when these opportunities become available.
Loan Aggregator
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