Bronco Credit Union Franklin VA | Best Auto Loans & Business Banking

Introduction

Welcome to Bronco, your trusted financial partner in the heart of Franklin, VA! Located at 135 Stewart Dr, our branch has been serving the community since 1941. With a commitment to providing exceptional service and supporting our members' financial goals, we are proud to have a total membership of over 18,367 individuals who rely on us for their banking needs. At Bronco, we understand that each member's journey is unique. That's why we offer a wide range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets stand strong at an impressive $256,660,665, ensuring that we are well-equipped to meet your needs. Our dedicated team of 55 employees, led by CEO Mike Kenzie and Board President Thomas Cotton Jr, is here to help you navigate your financial path. We take pride in maintaining a solid net worth of $27,223,012 and total deposits amounting to $57,150,912, which reflects our stability and trustworthiness. While members can visit us at our Franklin branch for all their banking needs, any official correspondence should be sent to the same address: 135 Stewart Dr, Franklin, VA 23851. If you're looking for assistance or have questions about our services, feel free to give us a call at 757-569-6000. Join us today and experience the Bronco difference where your financial success is our priority! Visit our website at broncofcu.com for more information or to open an account online. We look forward to serving you!

Branch History & Mission

Community Focus

Our dedication to ADA compliance ensures that all members can navigate their banking experience comfortably. Plus, with digital advancements like online banking and mobile payments available at your fingertips, managing your finances has never been easier or more efficient. We also provide ATM access for quick withdrawals and balance checks when you're on the go. As we look back on our journey from humble beginnings to becoming a trusted financial partner in Franklin, we invite you to join us as we continue this legacy. Experience the benefits of being part of a community-focused credit union where your needs come first. For more information about membership or services offered at Bronco, feel free to reach out at 757-569-6000 or visit us online at Bronco FCU. Together, let's build a brighter financial future!

Our Mission

At Bronco, our mission is clear: we strive to empower individuals and families in our community by providing innovative financial solutions and unwavering support. We believe that everyone deserves access to quality financial services, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We are not just about numbers; we are about people. Our commitment extends beyond banking through various partnerships and outreach efforts, we actively contribute to the well-being of Franklin. From financial education programs to community events, we aim to uplift those around us while fostering a sense of belonging among our members. While members can visit us at 135 Stewart Dr Franklin Va 23851, official correspondence should be sent to 135 Stewart Dr, Franklin, VA 23851 if different. We value transparency and accessibility in all aspects of our operations.

Branch Location & Accessibility

Welcome to the Bronco Stewart Drive Office, your friendly neighborhood credit union located at 135 Stewart Dr in Franklin, VA. We're conveniently situated near local landmarks, making it easy for you to drop by and take care of your banking needs. Whether you're a long-time member or new to our community, we strive to make your experience as smooth and enjoyable as possible. Our branch is designed with accessibility in mind. We offer ample parking options and ADA-compliant features to ensure that everyone can access our services without hassle. You can visit us during our welcoming operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. On Wednesdays, we open a bit later at 9:30 AM but still close at 5:00 PM. If you're in a hurry or prefer banking from your car, our drive-thru service is available during the same hours for quick transactions. For those who enjoy using ATMs for their banking needs, we've got you covered! Our ATM is accessible around the clock, allowing you to withdraw cash or check your balance anytime. If you need assistance or have questions about our services from personal checking accounts to auto loans feel free to give us a call at 757-569-6000. While members can visit us at 135 Stewart Dr, official correspondence should be sent to the same address for consistency. We encourage you to explore all the ways we can help you achieve your financial goals. We can't wait to welcome you into our branch! Visit us today or give us a call if you have any questions. Your financial journey starts here with Bronco!

Member Eligibility

Becoming a member of Bronco means joining a warm and welcoming community where your financial needs are our top priority. At our branch located at 135 Stewart Dr Franklin Va 23851, we invite individuals from various backgrounds to take advantage of the benefits we offer. To become a member, you simply need to meet a few friendly criteria: if you live, work, or attend school in the area, you're likely eligible! Plus, family members of existing members can join as well. It's that easy! For more detailed information on eligibility, feel free to visit our website at https://www.broncofcu.com/resources/benefits-of-membership/. Once you're ready to take the next step, opening an account is just as straightforward. You can start your membership journey online by visiting https://secure-broncofcu.com/enrollonline/manualandquickenroll.aspx, or you can give us a call at (757) 569-6000 if you have any questions or need assistance. We're here to help you every step of the way as you begin enjoying all the advantages that come with being part of Bronco.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $57 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,569,830, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, efficient transaction processing is crucial. Our merchant services simplify payment acceptance, whether it's through point-of-sale systems or online transactions. Imagine a busy Saturday at your retail store having reliable payment solutions means less time worrying about transactions and more time focusing on your customers. Located conveniently at 135 Stewart Dr Franklin Va 23851, Franklin, VA, our team is ready to partner with you on your path to success. For more information, feel free to reach out at (757) 569-6000!

Comprehensive List Of Services

ATM and Drive-Thru Access

We also provide convenient ATM & Cash Withdrawal Services, ensuring you can access your money when you need it most. With our basic drive-thru banking options for deposits and withdrawals, handling transactions has never been easier.

Accessibility and Support

At Bronco, we pride ourselves on being accessible to all our members. Our lobby hours are designed for your convenience: Monday through Thursday from 8:00 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM; and Friday until 6:00 PM. In summary, whether you need personal banking solutions or business support, Bronco is committed to serving you with compassion and expertise. We invite you to explore all that we have to offer by visiting our website at broncofcu.com or stopping by our branch today! Your financial journey matters to us, and we're here every step of the way.

Business Banking Solutions

For local businesses, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the financial tools to support your success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts on the go. With easy access to your finances through online banking, you can check balances, transfer funds, and even pay bills from anywhere.

Personal Banking Services

We understand that managing your finances is essential. That's why we offer Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options make it easy and affordable. Imagine driving off in that new vehicle without breaking the bank! We also provide Mortgage Loans & Refinancing for those looking to buy their dream home or lower their monthly payments. For individuals facing financial challenges, our Personal Loans & Debt Consolidation services can help you regain control and simplify your finances. Plus, our Credit Cards with Rewards give you the chance to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform also includes the option for electronic signature authorization. This means you can sign documents securely without needing to visit the branch. Plus, with e-statements available, you can easily access and manage your financial statements digitally no more paper clutter! For those who are always on the move, our mobile application makes banking even more accessible. You can enjoy features like mobile payments and person-to-person transfers right from your smartphone. Need to send money to a friend? Just a few taps in the app and it's done! Safety is a priority at Bronco. Our digital services are designed with security in mind, ensuring that your personal information stays protected while you enjoy easy access to your funds. Overall, our digital and online banking options empower you to take control of your financial life with ease. So why wait? Explore everything we have to offer today and experience hassle-free banking like never before!

Financial Strength

A Committed Team

We take pride in having 53 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team. Your trust is important to us, which is why we work hard every day to meet your needs.

Growing Together

Total Share and Deposit Accounts stand at 33,885, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $190,545, reinforcing our ability to provide ongoing support for your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bronco is your trusted partner. Visit us at 135 Stewart Dr Franklin Va 23851 or call (757) 569-6000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $47,427,186 in share certificates and $15,238,786 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $24,541,163 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment reflects our dedication to improving your banking experience.

Solid Financial Foundation

With a net worth of $27,223,012, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is impressive: with $3,283 in used auto loans and $164,556,941 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident in our $444,844, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,877,411 in used vehicle loans and $18,962,947 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with your dream vehicle.

Credit Lines and Commercial Loans

For those looking for additional flexibility, our total credit lines amount to $93,226,530, offering you access to funds when you need them most. For business owners, our outstanding commercial loans totaling $9,569,830 provide the capital needed to grow and expand your business ventures. At Bronco, we prioritize our members' success by offering tailored solutions that suit various financial needs. If you're interested in refinancing options or want to know more about eligibility criteria, feel free to reach out to us at (757) 569-6000 or visit our website at https://www.broncofcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,827,286, make buying or refinancing simple. We offer personalized service and guidance throughout the mortgage process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,678,986 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that allow you to earn points or cash back on your purchases, making every transaction worthwhile.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users easily navigate their options and make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to reliable information means users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. The goal is straightforward: to provide unbiased results that truly reflect the best options available. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions at any time. This feature empowers individuals to make well-informed choices regarding their financing needs, whether for a new home, vehicle, or personal expenses. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the practical benefits that LendMesh delivers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BRONCO FEDERAL CREDIT UNION - Franklin, VA

Compare Loan Rates Near You

Loan rates in Franklin, VA (23851)