Broadview Credit Union Schenectady NY | Cheap Mortgage Refinance & Auto Loans

Introduction

Welcome to Broadview, your trusted partner in financial well-being, located at 920 Albany St, Schenectady, NY 12307. Since our establishment in 1934, we have proudly served our community, growing to a vibrant membership of 496,735 individuals who trust us with their financial needs. With assets totaling an impressive $8,945,023,510, we are committed to providing exceptional services that empower our members. At Broadview, we understand that financial decisions are significant milestones in your life. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for your next vehicle or home, we're here to help you every step of the way. Our loan offerings include over 359,654 loans and leases, ensuring that we can cater to a wide range of needs. Our leadership team, led by CEO Michael Castellana and Board President Patrick Kelly, is dedicated to fostering an environment of trust and transparency. With a team of 1,467 employees, we strive to create meaningful relationships within the community while maintaining a net worth of $748,058,930. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 920 Albany St, Schenectady, NY 12307. We invite you to explore our website at broadviewfcu.com for more information about our services or simply give us a call at 518-452-8234. Let us show you how Broadview can make a positive impact on your financial journey!

Branch History & Mission

At Broadview, our journey began in 1934, when a group of dedicated individuals came together to create a financial institution that would serve the community of Schenectady, NY. Over the decades, we have grown from a modest credit union into a trusted partner for nearly 497,000 members, all while maintaining our commitment to providing accessible and affordable financial services. Our branch, located at 920 Albany St, Schenectady, NY 12307, has become a cornerstone of the local community, helping individuals and families achieve their financial dreams. Our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We believe in not just offering services like checking and savings accounts, auto loans, and mortgages but also in making a real difference through community outreach and support. From financial literacy programs to partnerships with local organizations, we strive to empower our members with the tools they need to succeed. As we look back on our history, we take pride in our accomplishments. Today, we manage total assets of over $8.9 billion, reflecting our growth and stability. We are dedicated to ensuring that every member feels valued and supported in their financial journey. While you can visit us at our branch location for personalized service during our operating hours from Monday to Friday, 8 AM - 4 PM, we also embrace modern banking methods that include online banking and mobile payments for your convenience. Although we do not have ATMs or drive-thru services at this location, our shared service center allows members from partner credit unions to access basic banking transactions here at Broadview. This commitment to accessibility ensures that everyone can benefit from our services. If you're looking for a credit union that puts its members first while focusing on community development, look no further than Broadview. Join us today and experience firsthand how we can help you achieve your financial goals. For any inquiries or official correspondence, feel free to reach us at 518-452-8234 or send your mail to 920 Albany St, Schenectady, NY 12307. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

If you're looking for a reliable place to manage your finances or if you have any questions about our services, don't hesitate to reach out! You can give us a call at 518-452-8234. We invite you to visit us soon at Broadview where banking feels personal!

Nearby Landmarks and Accessibility Features

Situated close to local landmarks, our branch is not far from popular spots like the Schenectady County Public Library and the vibrant restaurants along State Street. This makes it easy to combine a visit to us with your daily errands or a leisurely day out. Parking is available right outside the branch, ensuring you have a hassle-free experience when you stop by. We're proud to be ADA compliant, featuring ramps and accessible entrances so that everyone can visit us comfortably.

Operating Hours and Services Offered

Our lobby hours are designed with your busy schedule in mind; we're open Monday through Friday from 8 AM to 4 PM, ready to assist you with any of your banking needs. While we currently do not offer ATM services or drive-thru banking, we do provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Additionally, our shared service center allows members from partner credit unions to perform basic transactions such as deposits and withdrawals. We're here to help you every step of the way!

Member Eligibility

Becoming a member of Broadview is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the Schenectady area to explore the many benefits we offer. Whether you're looking for personal banking solutions or loans, our community is here to support you on your financial journey. For more detailed eligibility criteria, feel free to check out our website at . Once you know you're eligible, opening an account with us is a breeze! You can start the process online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw, or give us a call at (518) 452-8234 if you have any questions. We're excited to help you take this important step toward financial empowerment and make you feel right at home in our community at 920 Albany St Schenectady Ny 12307.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical benefits for daily operations. Imagine a busy café that needs quick payment processing for its customers. With our easy-to-use merchant tools, you can accept payments seamlessly, manage transactions efficiently, and focus more on serving your customers rather than worrying about finances. Join us at Broadview, located at 920 Albany St Schenectady Ny 12307, Schenectady, NY, and let's work together to build the future of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Shared Branch Services

While we do not have ATMs on-site, members can still access cash through shared branch transactions, which allow deposits and withdrawals at partner credit union locations. At Broadview, we're committed to ensuring you have all the resources necessary for effective financial management. With everything from personal banking to business solutions available under one roof, we're here to help you achieve your financial goals. Ready to take the next step? Visit us today at 920 Albany St, or check out our website at broadviewfcu.com for more information on how we can serve you better!

Business Banking Services

For local business owners, Broadview offers robust solutions through our business banking services. This includes merchant services to streamline payment processing and business loans designed to support your growth ambitions.

Convenient Digital Banking Features

We know that convenience is key in today's fast-paced world. That's why we offer comprehensive online and mobile banking services. With just a few clicks on your computer or taps on your smartphone, you can manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is at your fingertips.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking services include various account options that fit different lifestyles and financial goals. If you're in the market for a new car, our auto loans and vehicle financing provide competitive rates and flexible terms, making it easier for you to hit the road in style. For those planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed to help you navigate the home-buying process smoothly. We understand that personal loans can be essential for unexpected expenses or debt consolidation; hence we offer straightforward personal loans with manageable repayment plans.

Rewarding Credit Options

If you're interested in building credit while enjoying rewards, check out our credit cards with rewards. They are perfect for everyday purchases and can add up quickly in benefits that you'll actually use.

Digital & Online Banking

Key Services Available

With just a few clicks, you can access all of our services at https://www.broadviewfcu.com/. Whether you're checking your balance, paying bills, or transferring funds, our 24/7 online banking service ensures you can do it all at your convenience. You can also enjoy the ease of E-Statements, which allow you to receive your account statements electronically saving paper and keeping your information organized. If you're ever in need of signing documents quickly, our Electronic Signature Authorization feature lets you sign important forms with just a click. It streamlines processes so you can get things done without the hassle of printing or mailing papers.

Mobile Banking Features

For those who prefer managing their finances on their smartphones, we have a user-friendly Mobile Application available. This app not only lets you check balances and view transactions but also supports Mobile Payments for quick purchases directly from your phone. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple to share funds without needing cash.

Security and Support

We prioritize your security with robust measures in place to protect your information. You can bank with confidence knowing that your data is safe with us. Plus, if you have questions or need assistance, our team is always ready to help. At Broadview, we believe that banking should be as convenient as possible. With our comprehensive digital and online banking services, managing your finances has never been easier!

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you with integrity and reliability. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $29,827 in used auto loans and $6,698,281,974 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident as shown by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees who are dedicated to providing you with knowledgeable service. With net shares amounting to $35,585,425, we have ample funds available for lending and investments. Additionally, our total share accounts stand at 1,233,168, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 920 Albany St Schenectady Ny 12307 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the financing option that works best for your budget.

Credit Lines

For those who prefer an ongoing line of credit for various needs, our credit lines totaling $2,080,178,274 provide flexibility and ease. You can withdraw funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We guide you through every stage of the mortgage process, offering clear insights and support along the way.

Refinancing Options

If you're considering refinancing your current loans or mortgages for better rates or terms, we have options available that could save you money over time. Our team is ready to assist you in finding the best refinancing plan tailored to your situation. For any inquiries or if you'd like to explore these options further, don't hesitate to reach out to us at 518-452-8234. You can visit us at 920 Albany St Schenectady NY 12307, where our dedicated staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Broadview, we're committed to helping you reach your financial aspirations with confidence and clarity.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. This allows you to have access to funds when you need them without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that users can rely on. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh is in helping consumers save money while securing favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees fair and transparent offers for consumers seeking loans.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility Features

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

ATM & Shared Branch Services

Business Banking Services

Convenient Digital Banking Features

Personal Banking Solutions

Rewarding Credit Options

Digital & Online Banking

Key Services Available

Mobile Banking Features

Security and Support

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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