Broadview Credit Union Schenectady NY | Top Checking & Mortgage Loans

Introduction

Welcome to Broadview, your trusted partner in financial well-being, located at 105 Jay St Rm 1, Schenectady, NY 12305. Since our establishment in 1934, we have proudly served the community with a commitment to helping you achieve your financial goals. With a robust membership of 496,735 and total assets amounting to an impressive $8,945,023,510, we are dedicated to providing personalized banking services that cater to your needs. At Broadview, we understand the importance of reliable financial support. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have you covered. Our total deposits stand at $550,025,253, reflecting the trust and confidence our members place in us every day. Under the leadership of our CEO, Michael Castellana, and Board President Patrick Kelly, we strive to create a welcoming environment where members can flourish. While members can visit us at our branch for personal service, official correspondence should be sent to the same address: 105 Jay St Rm 1, Schenectady, NY 12305-1905. We invite you to explore our range of services online at Broadview's website or give us a call at 518-458-8986 during our lobby hours on Tuesday and Thursday from 9:00 AM to 3:00 PM. Join us today and experience the Broadview difference where your financial future is our top priority!

Branch History & Mission

At Broadview, we take pride in our rich history and unwavering commitment to serving the community of Schenectady, NY. Since our inception in 1934, we have grown from a small credit union into a trusted financial partner for nearly 500,000 members. Our branch is located at 105 Jay St Rm 1, Schenectady, NY 12305, a central spot that has allowed us to be an integral part of this vibrant community. Over the years, Broadview has evolved significantly. We have expanded our services and embraced new technologies while maintaining our core mission: to provide accessible financial solutions that empower our members. Today, we proudly hold total assets of over $8.9 billion, reflecting our dedication to sound financial practices and member-focused services. Our mission is straightforward yet impactful: we aim to support the financial well-being of our members and enhance the communities we serve. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to make a difference. Our community outreach efforts also ensure that we give back, fostering stronger connections with local organizations and initiatives. While members can visit us at 105 Jay St Rm 1 for all their banking needs, official correspondence should be sent to the same address: 105 Jay St Rm 1, Schenectady, NY 12305-1905. We are open on Tuesdays and Thursdays from 9:00 am to 3:00 pm, making it easy for you to drop by when it's convenient for you. In addition to traditional banking services, Broadview offers advanced digital solutions like online banking and mobile payments. We are committed to making banking easier and more accessible for everyone. Plus, with ATM availability at our branch and a focus on ADA compliance, we strive to ensure all members feel welcomed and valued. Join us at Broadview as we continue our journey together one focused on community support and member success. Experience firsthand the benefits of being part of a credit union dedicated not just to finances but also to building a better future for everyone in Schenectady. Visit us today or explore more about what we offer online!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is crucial for everyone. Our branch is designed with ADA compliance in mind, ensuring that all members can easily access our services. Parking is available nearby, so you can visit us without any hassle.

Operating Hours

Broadview operates on Tuesdays and Thursdays from 9:00 AM to 3:00 PM. We encourage you to stop by during these hours to take advantage of our wide range of personal banking services, including checking and savings accounts, auto loans, mortgage options, and more. If you have any questions or need assistance outside of these hours, feel free to call us at 518-458-8986.

Services Offered

At Broadview, we offer a variety of services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions and online banking options, we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks when you need it most. In addition to our comprehensive banking services, we also provide a comfortable atmosphere where you can discuss your financial goals with our knowledgeable staff. We invite you to come see how Broadview can assist you in reaching your financial dreams! Whether you are looking for advice or simply want to explore what we offer, don't hesitate to visit us soon!

Member Eligibility

Welcome to the Broadview family! Becoming a member at Broadview is more than just opening an account; it's about joining a community that cares about your financial well-being. If you're a resident of Schenectady or work in the area, you're likely eligible to join us. We welcome individuals who share our values and are looking for a supportive place to manage their finances. To get all the specifics on eligibility, feel free to check out our detailed criteria at . Joining is easy! Once you confirm your eligibility, you can open your account right away through our simple online process. Just visit https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw to get started. If you have any questions along the way, don't hesitate to reach out to us at (518) 458-8986. We're here to help you every step of the way as you take this exciting step towards financial empowerment at Broadview, located conveniently at 105 Jay St Rm 1 Schenectady Ny 12305.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services make everyday transactions easy and efficient. Imagine seamlessly accepting payments from customers, whether they pay by card or mobile app. With our services, you can focus on what you do best running your business while we handle the payment processing. Visit us at 105 Jay St Rm 1 Schenectady Ny 12305, Schenectady, NY to explore how we can partner with you for success. Your business deserves financial solutions that work as hard as you do!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and businesses, our business banking services include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have resources designed specifically for business owners like you.

Digital Banking Features

Convenience is at the forefront of what we do. With our online and mobile banking options, managing your finances has never been easier. You can check balances, transfer money, pay bills, and even deposit checks from the comfort of your home or on-the-go using our mobile app. Need cash? Our ATM services are available for easy access withdrawals and balance checks are just a tap away!

Get Started Today

We invite you to visit us at Broadview in Schenectady, NY or call us at (518) 458-8986 during our lobby hours on Tuesday and Thursday from 9:00 am to 3:00 pm. Let us help you navigate your financial journey with ease and confidence. For more information about opening an account or exploring all our services, please check out our website at Schenectady-city Hall Cc. Your financial success is our priority!

Lending Solutions

In addition to these offerings, we provide personal loans and debt consolidation services for those unexpected expenses or if you're looking to simplify your payments into one manageable monthly bill. Our team will guide you through the process, ensuring that you're comfortable with every decision made. Don't forget about our credit cards with rewards, which not only help build your credit but also allow you to earn rewards on everyday purchases turning spending into benefits!

Personal Banking Services

Starting with personal banking, we offer various options that cater to your day-to-day financial activities. Our checking and savings accounts make it easy for you to manage your money while earning interest on your savings. Imagine having peace of mind knowing that your funds are safe and accessible whenever you need them. If you're planning to purchase a new car or refinance an existing loan, our auto loans and vehicle financing services can help make those dreams a reality. With competitive rates and flexible terms, we ensure that financing a vehicle is straightforward and stress-free. For those looking to invest in real estate, our mortgage loans and refinancing options are tailored to fit your unique situation. We work with you to find the best mortgage solution that meets both your financial goals and lifestyle.

Digital & Online Banking

Key Features

One of the standout features is our ability to offer electronic signature authorization. This means you can sign documents securely from home, saving you trips to the branch. Our e-statements make it easy to stay organized and eco-friendly by allowing you to receive your account statements electronically. With our mobile application available for download, you can take your banking on the go. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and easily. And if you're out shopping, enjoy the added convenience of mobile payments making transactions fast and hassle-free. We prioritize your security with every transaction. Rest assured that your personal information is protected while using any of our digital services. At Broadview, we strive to make banking accessible and straightforward for everyone. Experience real-time account management and enjoy banking on your terms! For more information about our services or to get started today, visit us at https://www.broadviewfcu.com/.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $35,585,425. Total Share and Deposit Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 105 Jay St Rm 1 Schenectady Ny 12305 or call (518) 458-8986 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29,827 in used auto loans and $6,698,281,974 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist.

Solid Financial Foundation

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we also provide refinancing options for existing loans. If you're looking for more favorable terms or lower interest rates on current debts, our team can assist you in evaluating eligibility and finding the best solution for your situation. For any questions about our loan products or to discuss eligibility criteria further, feel free to reach out at 518-458-8986. You can visit us at 105 Jay St Rm 1 Schenectady NY 12305 during our operating hours on Tuesdays and Thursdays from 9:00 AM to 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how Broadview can help you achieve your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. From start-ups to established businesses, we are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit cards come with rewards that add value to your purchases.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions that best suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Get Started Today

Lending Solutions

Personal Banking Services

Digital & Online Banking

Key Features

Financial Strength

A Trusted Partner

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Additional Services

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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