Broadview Credit Union Schenectady NY | Best Auto Loans & Business Banking

Introduction

Welcome to Broadview at Sefcu Square, your trusted credit union in Schenectady, NY. Established in 1934, we have proudly served our community for nearly nine decades, growing alongside our members and adapting to their needs. With a robust membership of over 496,735, we are committed to providing personalized financial solutions that empower you to achieve your goals. Located at 469 State St, our branch is a hub of activity, where friendly faces and professional service meet. For any official correspondence, please reach out to us at the same address. As of now, we boast impressive total assets of $8,945,023,510, and our financial strength is reflected in our net worth of $748,058,930. We take pride in offering competitive rates on loans, with a total loan portfolio exceeding 359,654 loans. At Broadview, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage financing, and business banking solutions tailored just for you. Our dedicated team is led by CEO Michael Castellana and Board President Patrick Kelly, both passionate about fostering a strong community connection. With over 1,467 employees working diligently to support you, our mission goes beyond just banking; it's about building lasting relationships within the communities we serve. Whether you're looking to open an account or simply need advice on your financial journey, we're here for you. Feel free to contact us at 518-452-8234 or visit our website at broadviewfcu.com for more information. We invite you to experience the Broadview difference where your financial success is our priority!

Branch History & Mission

Community Commitment

At Broadview, we understand that our success is tied to the well-being of the communities we serve. That's why we engage in various outreach efforts and partnerships aimed at improving local lives. Whether it's sponsoring community events or offering financial education workshops, we strive to make a positive impact beyond just banking. Our dedication extends to ensuring accessibility for all members. With ADA-compliant facilities and shared service centers available for added convenience, we want everyone to feel welcome at Broadview.

Join Us Today!

We invite you to become part of the Broadview family and experience firsthand the benefits of being a member of our credit union. With over 89 years of service under our belt and an unwavering commitment to community support, Broadview is here for you every step of the way. Explore your membership options today by visiting our website or start your application here. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors, Broadview has evolved from a small cooperative into a robust financial institution with total assets exceeding $8.9 billion. This growth reflects our dedication to providing quality financial services and fostering meaningful relationships within our community. We are not just about numbers; we are about people our members and their financial well-being. Our mission is simple yet profound: to empower our members by providing exceptional financial services while promoting community development. We believe that everyone deserves access to affordable banking options, which is why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions.

Staying Connected

In today's fast-paced world, staying connected is crucial. That's why we've embraced technology to enhance member experiences through online and mobile banking services. From easy account access to person-to-person payment options, our digital advancements allow you to manage your finances on your terms. While members can visit us at 469 State St Schenectady Ny 12305, official correspondence should be sent to 469 State St, Schenectady, NY 12305 if it differs. If you have questions or need assistance, feel free to reach out at (518) 452-8234 during our operating hours from Monday to Friday, 8:30 AM to 5 PM.

Branch Location & Accessibility

Accessibility Features

At Broadview, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. We want everyone to feel comfortable and welcome when they visit us.

Call to Action

Ready to experience personalized banking? We encourage you to visit us at Broadview! If you have any questions or need assistance before your visit, feel free to call us at 518-452-8234. Let's work together towards achieving your financial goals!

Convenient Services

In addition to our welcoming lobby, Broadview offers a variety of services designed with your needs in mind. You can take advantage of our ATM availability for quick cash withdrawals and balance checks. If you're a member of a partner credit union, you can also use basic shared branch services like deposits and withdrawals right here.

Operating Hours

We know that life can get busy! That's why we're open Monday through Friday from 8:30 AM to 5 PM. We invite you to drop by during these hours; our friendly staff is ready to assist you with everything from setting up checking accounts to discussing loan options.

Member Eligibility

At Broadview, we believe that joining our community should feel like stepping into a welcoming family. Becoming a member is easy and open to anyone who shares our values. If you live, work, worship, or attend school in the Schenectady area, you're already eligible! We also welcome family members of existing members, making it even easier to bring your loved ones into our supportive network. Membership at Broadview offers you access to great financial services tailored to your needs, along with the opportunity to be part of a cooperative where your voice matters. To get started, simply visit us at 469 State St Schenectady Ny 12305, or give us a call at (518) 452-8234 for more information. You can also check out our detailed eligibility criteria [here](). When you're ready to take the next step, opening an account is just a click away find all the details you need here. We can't wait to welcome you into the Broadview family!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, our merchant services streamline your payment processing, making it easier for customers to shop with you. Imagine a busy Saturday at your café where customers can pay easily, whether it's through card or mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Explore how Broadview, located at 469 State St Schenectady Ny 12305, Schenectady, NY 12305, can help your business thrive today! Visit us or call us at (518) 452-8234 for more information.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Shared Branch Transactions

Need cash? Our ATM and cash withdrawal services ensure you have easy access whenever you need it. Additionally, if you're a member of partner credit unions, we offer basic shared branch transactions like deposits and withdrawals so you can manage your money conveniently across different locations. At Broadview in Schenectady, we believe in creating strong relationships with our members by providing reliable and accessible financial solutions tailored just for you. If you'd like to learn more about any of these services or how we can assist you further, don't hesitate to reach out at 518-452-8234. Join us today and experience the difference! Visit our website at Broadview for more information or start exploring how we can help meet your financial needs!

Business Banking Support

If you're a business owner, Broadview is here for you too! Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs in achieving their goals. We understand that running a business comes with its own set of challenges, which is why we're committed to offering flexible solutions tailored to your unique needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you access your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and much more all from the comfort of your home or on the go.

Credit Cards & Rewards

To enhance your spending power, we provide credit cards with rewards that allow you to earn while you spend. Imagine earning points on your everyday purchases that can be redeemed for travel or cash back it's just one of the many ways we aim to add value to your financial journey.

Personal Banking Made Easy

We offer various personal banking options that include checking and savings accounts designed to help you manage your finances effortlessly. If you're thinking about buying a new car, our auto loans and vehicle financing solutions can make your dream a reality without breaking the bank. For those considering homeownership, our mortgage loans and refinancing options can guide you through the process smoothly. Plus, if you're facing unexpected expenses or want to consolidate debt, our personal loans are available with competitive rates to assist you.

Digital & Online Banking

Accessibility and Ease-of-Use

Accessibility is key when it comes to managing your finances, and that's what we aim to deliver at Broadview. Our online banking services allow you to view real-time account activity and make transactions whenever it suits you best. You can even sign up for e-statements right from your mobile app or online portal! In today's fast-paced world, having control over your finances shouldn't be complicated. With our digital banking options, you'll find a reliable partner in managing your money effectively and securely. So why wait? Discover how easy banking can be today with Broadview!

Key Features

One of the standout features of our online banking is the availability of electronic statements. You can say goodbye to piles of paperwork and enjoy the ease of accessing your account statements digitally. If you're concerned about security, rest assured that we provide electronic signature authorization for your transactions, ensuring that your information remains safe. Our mobile application brings all these benefits right into your pocket. With mobile payments enabled, you can pay for purchases directly from your phone without needing cash or cards. This feature not only simplifies your life but also keeps your financial information secure.

Financial Strength

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, evidenced by $29,827 in used auto loans and $6,698,281,974 in total loans and leases.

Growing Member Base

We're proud of our community's trust as shown by our total share accounts: 1,233,168. This indicates a strong and growing member base that believes in what we offer at Broadview. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 469 State St Schenectady Ny 12305 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

We understand that saving is essential for our members. That's why your savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $835, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to make your next vehicle purchase easier and more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. We understand the challenges businesses face today and are committed to providing financing solutions that can help your enterprise thrive.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to help you navigate the process and find the best solution for your situation.

Refinancing and Eligibility Options

If you're considering refinancing any of these loans or want to learn about eligibility requirements, please don't hesitate to reach out. Our team is dedicated to ensuring you understand all your options so you can make informed decisions. For more information about our loan offerings or to discuss how we can assist you further, feel free to contact us at 518-452-8234. Our branch located at 469 State St, Schenectady NY 12305 is ready to serve you during our operating hours from Monday through Friday from 8:30 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Broadview can support your financial aspirations today!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

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Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans