Broadview Credit Union Schenectady NY | Low Mortgage Rates & Top Checking

Introduction

At Broadview, we believe in building strong relationships with our members and the community. Located at 582 Balltown Rd, Schenectady, NY 12304, our branch has been serving the financial needs of our members since 1934. With a commitment to providing personalized service and a wide range of financial products, we proudly support nearly 496,735 members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 4 Winners Cir, Albany, NY 12205-1121. With total assets exceeding $8.9 billion and total deposits around $550 million, Broadview is well-equipped to meet your banking needs. Our focus on providing excellent service is reflected in our impressive loan portfolio of over 359,654 loans and leases, ensuring that we can support both personal and business financial goals. Under the leadership of our CEO, Michael Castellana, and Board President, Patrick Kelly, our dedicated team of 1,467 employees is here to help you navigate your financial journey. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and much more. We invite you to explore what Broadview has to offer by visiting our website at broadviewfcu.com or calling us directly at 518-458-8986. Join us in creating a brighter financial future together!

Branch History & Mission

Community Engagement

Our engagement with the community is at the heart of what we do. We partner with local organizations to provide outreach programs that promote financial literacy and support those in need within Schenectady and beyond. By investing in local projects and initiatives, we strive to make a positive impact on the lives of our members and neighbors alike. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Broadview by becoming a member today! Together, let's build a financially secure future for everyone in our community.

Our Mission

At Broadview, our mission is clear: we aim to enhance the financial well-being of our members while nurturing strong community ties. We believe in providing accessible banking options that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is not only to help you manage your finances but also to support local initiatives that uplift our neighborhoods. We know that convenience matters. That's why we offer modern banking solutions including online and mobile banking services. Whether you need to access your account on-the-go or prefer visiting us at our branch our drive-thru services and ATM availability ensure you can bank how you want. If you ever need assistance or have questions about your account or services available at Broadview, feel free to call us at 518-458-8986. While members can visit us at 582 Balltown Rd for all their banking needs, official correspondence should be sent to 4 Winners Cir, Albany, NY 12205-1121 if different from our branch address.

Branch Location & Accessibility

Call-to-Action

We invite you to experience the convenience of banking with us at Broadview! If you have any questions or would like more information about our services, don't hesitate to call us at 518-458-8986. Come visit us soon; we look forward to serving you!

Nearby Landmarks and Accessibility Features

Conveniently located near popular spots like the Schenectady Museum and Proctors Theatre, Broadview is easy to find. Our branch features ample parking spaces, ensuring that you can stop by without any hassle. For those who may need assistance, we are committed to accessibility and offer features like ADA-compliant ramps for easy entry.

Operating Hours

We understand that your schedule can be busy, which is why our operating hours are designed to accommodate everyone. You can visit us during our lobby hours from Monday to Wednesday between 8:30 AM and 4:30 PM. On Thursdays and Fridays, we're open until 6:00 PM, and we welcome you on Saturdays from 8:30 AM to 12:30 PM. If you prefer drive-thru services, you can take advantage of these extended hours as well.

Services Offered

At Broadview, we provide a full range of banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM services are available for quick cash withdrawals or balance inquiries, making it even easier for you to manage your finances on the go. Plus, we offer shared services for partner credit union members just another way we strive to serve our community.

Member Eligibility

At Broadview, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in our area. If you share these connections with us, you're likely eligible for membership! Joining means you can access a range of financial services designed to help you achieve your goals, from personal banking to auto loans and more. For detailed eligibility criteria, we invite you to check out our website at . When you're ready to take the next step, opening an account is straightforward just visit https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw or give us a call at (518) 458-8986. We're excited to have you as part of our family at Broadview, located at 582 Balltown Rd Schenectady Ny 12304!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify your payment processes. Imagine having the tools to accept payments seamlessly, whether it's online or in-store. This allows you to focus more on what matters growing your business and serving your customers. Visit us at 582 Balltown Rd Schenectady Ny 12304, Schenectady, NY, or give us a call at (518) 458-8986. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new vehicle? Our auto loans and vehicle financing options make it easy to drive off in the car you've always wanted. With competitive rates and flexible terms, you'll find that financing through Broadview is not just straightforward but also budget-friendly.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We know how important it is for businesses to have reliable financial support, so we strive to provide customized solutions that empower local businesses.

Convenient Access

At Niskayuna Cc, convenience is key. Our branch offers ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. Additionally, if you happen to be traveling or prefer visiting another credit union, we participate in shared branching, making it easier than ever to access your funds. We are proud of our commitment to providing exceptional service at every turn. If you're ready to explore how we can support your financial journey, don't hesitate! Call us at (518) 458-8986 or visit us at 582 Balltown Rd Schenectady Ny 12304 in Schenectady, NY today! Let's work together toward achieving your financial goals.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards let you earn points on purchases that can be redeemed for cash back or travel rewards. It's a smart way to use credit while getting something back in return.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest decisions, and we're here to guide you through it with our mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, our team is ready to assist you in finding the right solution.

Personal Banking

For those seeking reliable and accessible personal banking options, our checking and savings accounts provide essential features to help you manage your finances effectively. Imagine being able to easily deposit your paycheck or save for that dream vacation all from the comfort of your home using our online and mobile banking services. You can even check your balance or transfer funds while on the go!

Personal Loans & Debt Consolidation

If you're looking to consolidate debt or need some extra cash for an unexpected expense, our personal loans can provide the support you need. We understand that life can throw surprises at you, and having access to affordable credit can help ease those burdens.

Digital & Online Banking

At Broadview, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you the convenience and security you deserve. Whether you're at home or on the go, managing your finances has never been easier with our user-friendly platform. With just a few clicks, you can access your accounts anytime, anywhere through our online banking portal at https://www.broadviewfcu.com/. Enjoy features like electronic signature authorization, allowing you to sign documents quickly and securely from the comfort of your own device. Plus, stay organized and eco-friendly with e-statements, which let you view your account statements digitally whenever you need them. Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just enter their details, and the funds can be sent instantly! And for those who love shopping with ease, our mobile payments feature allows you to make purchases directly from your smartphone. If you're always on the move, don't forget about our mobile application! Available for download, it brings all these features right to your fingertips. Check balances, pay bills, or transfer funds while you're out and about it's that easy! At Broadview, we prioritize security in every transaction. You can rest easy knowing that your information is protected with top-notch security measures. Plus, our 24/7 online banking services ensure that you're never left in the dark when it comes to managing your finances. Embrace the convenience of modern banking today with Broadview! Explore all our digital offerings by visiting https://www.broadviewfcu.com/. Your financial journey should be as smooth as possible and we're here to help every step of the way!

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation, ensuring you can trust us with your savings and loans. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $29,827 in used auto loans and $6,698,281,974 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 1,233,168, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) currently sit at $35,585,425, further emphasizing our commitment to providing resources for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 582 Balltown Rd Schenectady Ny 12304 or call (518) 458-8986 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting your journey with financing solutions that work for you. At Broadview in Schenectady, NY (582 Balltown Rd), our dedicated team is ready to assist you with any questions regarding our loan offerings or eligibility requirements. You can reach us at 518-458-8986 during our lobby hours: Monday - Wednesday from 8:30 AM - 4:30 PM; Thursday - Friday from 8:30 AM - 6:00 PM; and Saturday from 8:30 AM - 12:30 PM. Explore our loan products today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Broadview for more information or to start your application process!

Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. Enjoy features like competitive interest rates and rewards programs designed to give back to our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We can help guide you through the process and find the right solution for your housing needs. If you're considering refinancing your current mortgage, we also provide tailored refinancing options to fit your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in simplifying what can often be a complex process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Each lender listed is verified, allowing users to trust the information they receive.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Call-to-Action

Nearby Landmarks and Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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