Broadview Credit Union Schenectady NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Community Focus

Our mission extends beyond numbers. We strive to impact our community positively through various initiatives and personalized service. Under the leadership of CEO Michael Castellana and Board President Patrick Kelly, we foster an environment where every member feels valued. With a team of 1,467 dedicated employees, we are here to ensure you receive top-notch service whether you're visiting our branch or accessing online banking. For those who prefer face-to-face interactions, our branch is equipped with modern conveniences like ATMs and drive-thru services to make banking easier for you. While members can visit us at our Schenectady location, any official correspondence should be sent to the same address.

Join Us Today!

We invite you to explore what Broadview has to offer. Whether you're looking for assistance with loans or simply want to open a new account, we're here to help! Feel free to reach out at 518-452-8234 or visit us online at broadviewfcu.com for more information. Come join our thriving community today!

Branch History & Mission

At Broadview, we take pride in our rich legacy that began in 1934. Our journey started with a commitment to serve the community of Schenectady, NY, and since then, we have evolved into a trusted financial partner for nearly half a million members. With a total membership of 496,735, we have grown alongside our community, adapting to their needs while remaining steadfast in our mission. Located at 3200 Balltown Rd, Schenectady, NY 12304, our branch is easily accessible and just a stone's throw away from local landmarks. Whether you're visiting us for personal banking or exploring options for auto loans and mortgages, we aim to provide services that cater to your individual needs. While members can visit us at this address, official correspondence should be sent to the same location. Our mission at Broadview is clear: to enhance the financial well-being of our members while actively contributing to the growth of our community. We offer an array of services including checking and savings accounts, auto loans, credit cards with rewards, and business banking solutions. We also embrace digital advancements with features like online and mobile banking, ensuring you can manage your finances conveniently. Over the years, we've made significant strides in enhancing our offerings. Our total assets now stand at an impressive $8,945,023,510. This reflects not only our growth but also our dedication to responsible management of member resources. Our operating hours are designed for your convenience: Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday until 6 PM, and Saturday from 8 AM to 2 PM. Broadview is more than just a financial institution; it's a community hub where partnerships thrive. We actively engage in outreach efforts that support local initiatives and empower those around us. With shared service centers available and drive-thru banking for quick transactions, we ensure that every interaction is efficient and pleasant. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of becoming a member of Broadview today! Call us at 518-452-8234 or explore our website at Broadview to learn more about how we can support your financial goals. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

Easy Access and Parking

Our branch is designed with your convenience in mind. Ample parking is available right outside, making it easy to stop by for a quick visit. We also prioritize accessibility; the building features ADA-compliant entrances and ramps to ensure everyone can navigate our space comfortably.

Get in Touch!

If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to give us a call at 518-452-8234. We invite you to stop by the Broadview branch today we're excited to meet you!

Nearby Landmarks

Located just a stone's throw away from popular spots like the Niskayuna Town Hall and various local eateries, you can combine errands seamlessly with your banking visits.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our operating hours are tailored to meet your needs: - Monday through Wednesday from 8 AM to 5 PM - Thursday and Friday from 8 AM to 6 PM - Saturday from 8 AM to 2 PM Whether you're coming in before work or on the weekend, we aim to be there when you need us.

Services Offered

At Broadview, we offer a wide range of services, including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and much more. Need cash? Our ATM is readily available for withdrawals and balance checks. Plus, we have drive-thru banking for those quick transactions without leaving your car! As a shared service center, we're here not just for our members but also for those who bank with partner credit unions. This means that even if you're not a member yet, you can still enjoy basic transactions like deposits and withdrawals during your visit.

Member Eligibility

Becoming a member of Broadview is like joining a close-knit family that truly cares about your financial well-being. To qualify for membership, you'll find that the criteria are quite friendly! If you live, work, worship, or attend school in the areas we serve, you can easily join our community. We're all about inclusivity and support, so don't hesitate to reach out if you have any questions about your eligibility. For detailed and updated information, check out our eligibility page at . Opening an account with us is simple and welcoming. You can start the process online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw, or feel free to give us a call at (518) 452-8234 if you'd prefer to speak with someone directly. Located at 3200 Balltown Rd Schenectady Ny 12304, we're here to help you every step of the way as you embark on your journey with Broadview. Join us today and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services are designed to simplify transactions, allowing you to accept payments easily and efficiently. This service not only enhances customer satisfaction but also boosts your sales potential. Join us at Broadview, located at 3200 Balltown Rd Schenectady Ny 12304 in Schenectady, NY, and discover how our business banking solutions can help you reach new heights. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions including Merchant Services & Business Loans. These services are aimed at helping local businesses thrive by providing access to capital and efficient payment processing systems.

Conclusion

At Broadview, we're dedicated to making banking easier for you. With all these services under one roof and the friendly support of our team you'll find everything you need conveniently located in Schenectady. Feel free to reach us at 518-452-8234 or visit us online at Broadview's website for more information about how we can assist you further. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features. You can manage your accounts, pay bills, and transfer money from anywhere at any time using our user-friendly mobile app. Need cash? Our ATM & Cash Withdrawal Services are readily available for quick access. Our branch also provides essential Drive-Thru Banking services for quick deposits and withdrawals without stepping out of your vehicle. Plus, if you're a member of a partner credit union, you can enjoy basic shared branch transactions right here at Broadview.

Personal Banking Services

Starting with personal banking, we offer Checking & Savings Accounts that provide flexibility and ease for your everyday transactions. Imagine opening an account that not only fits your lifestyle but also helps you save for your next vacation or unexpected expenses. When it comes to financing your dream car, our Auto Loans & Vehicle Financing options make it simple and affordable. You can drive off with confidence knowing that we support you with competitive rates and personalized service. Are you considering buying a home? Our Mortgage Loans & Refinancing services are designed to assist you in securing the perfect loan tailored to your unique situation. With expert guidance throughout the process, you'll feel informed and empowered as you take this significant step. If you're facing unexpected bills or need to consolidate debt, our Personal Loans & Debt Consolidation options can help streamline your financial obligations into manageable payments. Don't forget about our Credit Cards with Rewards, which not only provide purchasing power but also offer great benefits for everyday spending because who doesn't love earning rewards while shopping?

Digital & Online Banking

Key Features

With our online banking platform, you can view account balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. For those who prefer using their mobile devices, our user-friendly mobile application makes banking a breeze. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone. Security is a top priority for us. We use advanced technology to ensure your information is protected. Plus, you can quickly authorize documents with our electronic signature feature. This means no more waiting for paperwork to be processed everything is done securely online.

Manage Your Finances Effortlessly

We know that life gets busy, which is why features like person-to-person transfers are so valuable. Need to send money to a friend? It's just a few taps away! And if you prefer keeping track of your finances in an eco-friendly way, e-statements are available too, so you can manage your accounts without paper clutter. At Broadview, we strive to provide accessible and easy-to-use tools that empower you to take control of your financial journey. Whether you're checking balances or making payments, our digital banking solutions are here to help you every step of the way. Visit us today at https://www.broadviewfcu.com/ and experience the future of banking!

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial institution, and we are committed to maintaining strong performance that benefits you. Our financial health is reflected in our net worth of $748,058,930, which positions us well to provide competitive rates, lower fees, and exceptional services tailored to our members' needs. In addition, our net worth ratio of $835 highlights our robust capital foundation, ensuring that we can continue providing loans and high-quality services even during economic fluctuations. Members' savings are well protected through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, allowing for stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $100,000, we focus our resources on providing better loan rates and exclusive perks for you. Moreover, with $442,644,571 in undivided earnings, we reinvest in innovative banking tools and enhanced security measures that directly benefit our members. Our lending capacity is also significant, with $29,827 in used auto loans and $6,698,281,974 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident as well, reflected in our $0, which enables us to maintain competitive offerings while keeping costs manageable. We pride ourselves on having a dedicated team of 1,409 full-time employees and 58 part-time employees who are always ready to serve you with expertise and commitment. Additionally, our net shares available for lending stand at $35,585,425, showcasing the funds we have set aside specifically for member financing needs. With a growing member base demonstrated by a total of 1,233,168, more people are trusting us with their finances every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 3200 Balltown Rd Schenectady Ny 12304 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away in the vehicle you want without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, we have financing solutions tailored just for you.

Credit Lines

For those who require additional flexibility in managing their finances, our total credit lines amount to $2,080,178,274. This option allows you to borrow as needed while only paying interest on what you use perfect for unexpected expenses or larger purchases.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through every step of the process.

Refinancing and Eligibility

If you're considering refinancing any of your current loans or would like to explore eligibility options for our various loan products, our knowledgeable staff is ready to assist. We aim to make your experience as straightforward as possible so that you can take advantage of better rates or adjust your payments according to your current situation. Feel free to reach out at 518-452-8234 for more information about our loan offerings or visit us at 3200 Balltown Rd Schenectady NY 12304. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Broadview, we're committed to providing personalized service and financial solutions that work for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. These cards come with rewards and are designed to give you purchasing power when you need it most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool at your fingertips can make all the difference in securing the right loan for your needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is backed by the latest results from NCUA, which you can review at ncua.gov. By utilizing verified information, LendMesh guarantees that users receive fair and transparent offers without hidden surprises. One of the standout features of LendMesh is its dedication to verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings. This means that every comparison reflects true market conditions, allowing users to see a full range of options. The platform also provides real-time rate comparisons, keeping users updated with the most current loan rates across multiple institutions. This timely information is crucial for making informed decisions about loans, saving time and money in the process. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the value and reliability of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans