Broadview Credit Union Schenectady NY | Quick Personal Loans & Business Banking

Introduction

Welcome to Broadview, your trusted financial partner located at 262 Saratoga Rd, Schenectady, NY 12302. Established in 1934, we have been dedicated to serving our community for nearly a century, providing a wide range of financial services tailored to meet the needs of our members. With a robust membership base of 496,735, we pride ourselves on fostering lasting relationships built on trust and reliability. At Broadview, we understand that your financial goals matter. Our total assets stand at an impressive $8,945,023,510, allowing us to offer you comprehensive solutions whether you're looking for personal banking options like checking and savings accounts or loans for vehicles and homes. Our total deposits amount to $550,025,253, reflecting the confidence our members place in us. While members can visit us at our Schenectady branch, official correspondence should be sent to 4 Winners Cir, Albany, NY 12205-1121. If you need assistance or have questions about our services, don't hesitate to reach out at 518-458-2195. Under the leadership of CEO Michael Castellana and Board President Patrick Kelly, our team of 1,467 employees is committed to providing exceptional service that helps you achieve your financial aspirations. We are proud to maintain a net worth of $748,058,930 and keep over $52,195,256 in cash on hand to ensure we can serve you effectively. Join us as we continue making a positive impact in our community. Visit our website at Broadview FCU or call us today to learn more about how we can assist you with your financial journey!

Branch History & Mission

Welcome to Broadview, your trusted financial partner in Schenectady, NY! Since our inception in 1934, we have proudly served our community, growing alongside our members and adapting to their needs. With a rich history spanning nearly nine decades, we have built a legacy of trust, integrity, and exceptional service. Over the years, Broadview has evolved significantly. From our humble beginnings, we now serve 496,735 members with total assets exceeding $8.9 billion. Our branch is located at 262 Saratoga Rd, Schenectady, NY 12302, conveniently situated near local landmarks that many residents recognize. While you can visit us at this location for all your banking needs, official correspondence should be sent to our mailing address at 4 Winners Cir, Albany, NY 12205-1121. At Broadview, we are committed to empowering our members through a range of financial services. Our mission is not just about providing banking solutions; it's about building strong relationships within the community. We believe in making a positive impact by offering personalized support and accessible financial products that help individuals and families achieve their goals. Our operating hours are designed to fit your busy lifestyle: Monday through Wednesday from 8:30 AM to 4:30 PM, and Thursday to Friday until 6:00 PM. We also offer Saturday services from 8:30 AM to 12:30 PM. For those on the go, we provide convenient ATM access and drive-thru banking options. In addition to traditional banking services like checking accounts and auto loans, we also embrace digital advancements. Our online and mobile banking platforms make it easier than ever for members to manage their finances anytime, anywhere. We ensure that everyone can access our services by maintaining ADA compliance across all branches. Community support is at the heart of everything we do at Broadview. We actively engage in partnerships that enhance local initiatives and outreach programs aimed at improving the lives of those around us. Whether it's supporting local events or providing financial literacy workshops, we strive to be a positive force in Schenectady. Join us today and experience the benefits of being part of Broadview! Discover how our dedication to service can help you achieve your financial dreams while contributing to a stronger community. Visit us online at broadviewfcu.com or call us at 518-458-2195 for more information on how you can become a member!

Branch Location & Accessibility

Accessibility and Features

At Broadview, we prioritize accessibility for all of our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious entrances to accommodate everyone. You'll find ample parking available right outside the branch for your convenience. We also offer a drive-thru banking option for those who prefer to handle their transactions from the comfort of their vehicle. Our drive-thru hours are designed to fit your busy schedule: it's open Monday through Wednesday from 8:00 AM to 5:00 PM and Thursday through Friday until 6:00 PM. On Saturdays, we welcome you from 8:30 AM to 12:30 PM.

Call to Action

We invite you to come visit us at Broadview today! Whether you have questions about opening an account or need assistance with a loan application, our friendly team is here to help. Don't hesitate to give us a call at 518-458-2195 if you need further information or directions. Your financial journey starts here!

Operating Hours

Our lobby hours are equally accommodating! You can visit us Monday through Wednesday from 8:30 AM to 4:30 PM and extend your visits on Thursday and Friday until 6:00 PM. We also invite you to join us on Saturdays when we open at 8:30 AM and close at 12:30 PM.

Services Available

At Broadview, we offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or loans for vehicles and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. We also participate in shared services with partner credit unions, allowing members access to basic transactions like deposits and withdrawals at additional locations making your banking experience even more convenient!

Member Eligibility

At Broadview, we believe that becoming a member is more than just opening an account; it's about joining a community that supports you every step of the way. If you're looking to become part of our family, you'll find that eligibility is simple and welcoming. Generally, anyone who lives, works, worships, or attends school in our area can join us. This means that whether you're a long-time resident or new to the community, you have a place here. We pride ourselves on providing benefits that cater to your financial needs while fostering a sense of belonging. To get started with your membership at Broadview, simply visit us at 262 Saratoga Rd Schenectady Ny 12302 or give us a call at (518) 458-2195 for any questions you might have. You can also find detailed eligibility criteria by checking out our website at . When you're ready to open an account, the process is easy and quick just head over to https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw to begin your journey with us today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify transactions for your customers. Picture this: a busy Saturday morning at your café, and you can accept payments quickly and securely from various sources be it credit cards or mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Discover how Broadview can be your partner in business growth. For more information, visit us at 262 Saratoga Rd Schenectady Ny 12302 in Schenectady, NY, or call us at (518) 458-2195. Let's make your business goals a reality!

Comprehensive List Of Services

Business Banking Services

For business owners, we offer tailored solutions through our Business Banking services. From merchant services that simplify payment processing to business loans that fuel growth, Broadview is dedicated to helping your business thrive in today's economy.

Convenient Access and Support

Our commitment extends beyond traditional banking hours. With convenient features like ATM access and drive-thru banking for quick deposits and withdrawals, managing your finances has never been easier. Plus, our shared branch transactions allow members of partner credit unions to perform essential banking tasks without hassle. At Broadview, we understand that flexibility is key in today's fast-paced world. That's why we offer online and mobile banking services that enable you to complete transactions on-the-go whether you're paying bills or transferring money between accounts.

Get Started Today!

We invite you to experience the Broadview difference today! Whether you're interested in opening a new account or exploring loan options, our friendly team is here to assist you every step of the way. Feel free to call us at 518-458-2195 or visit us online at broadviewfcu.com. Let's work together towards achieving your financial goals!

Loans Tailored for You

When it comes to financing major purchases, we have you covered with a variety of loan options. Our Auto Loans & Vehicle Financing make buying a new car stress-free. With competitive rates and flexible terms, you'll find the perfect fit for your budget. If you're considering homeownership or refinancing an existing mortgage, our Mortgage Loans are designed to help you navigate the process smoothly. Need some extra cash? Our Personal Loans & Debt Consolidation options can help alleviate financial stress by combining multiple debts into one manageable payment. And don't forget about our Credit Cards with Rewards, where you earn points for every purchase perfect for those who love to travel or shop!

Personal Banking Solutions

For those just starting out or anyone seeking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts that help you build your financial future. Imagine easily keeping track of your spending through our user-friendly online and mobile banking platforms. You can access your accounts anytime, anywhere making it simpler than ever to budget for that dream vacation or save for a new home.

Digital & Online Banking

Accessible Banking

Our mobile payments feature allows you to make purchases directly from your phone, adding another layer of convenience to your banking experience. You can say goodbye to carrying cash or cards everywhere! At Broadview, we're committed to providing accessible and efficient banking solutions tailored for your lifestyle. Experience the freedom of real-time account management and discover how easy it is to stay connected with your finances today! Visit us online at https://www.broadviewfcu.com/ to learn more about our services and start enjoying the benefits of digital banking.

Key Features

Our digital banking services include the ability to send money quickly with person-to-person transfers. This feature allows you to pay friends and family instantly, making splitting bills or sending gifts hassle-free. Plus, for those who prefer managing finances on the go, our mobile application is available for download. With it, you can handle transactions right from your smartphone. We also prioritize security in every aspect of our digital services. You can authorize documents electronically with ease, thanks to our electronic signature authorization feature. This not only speeds up processes but also keeps your information secure. Additionally, e-statements are available for those who want to reduce paper clutter while still keeping track of their accounts effortlessly.

Financial Strength

Growing Member Base

Total Share Accounts stand at 1,233,168, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $35,585,425, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 262 Saratoga Rd Schenectady NY 12302 or call 518-458-2195 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our recent net income of $0 reflects our commitment to maintaining operational efficiency while prioritizing member value. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,827 in used auto loans and a total of $6,698,281,974 in loans and leases.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles. Our team is here to guide you through the process, ensuring you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting your vision with practical lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home loan process smoothly.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines, our team can help you explore eligibility options that may be available for you. By refinancing with us, you might lower your monthly payments or reduce the overall interest you pay. For more information on our loan offerings or to start your application process today, feel free to contact us at 518-458-2195 or visit us at 262 Saratoga Rd Schenectady NY 12302. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your purchasing power while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to transparency: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions; it aims to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool in helping people save money. Ready to take control of your finances? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This ensures that all offers presented are based on the latest results and adhere to fair lending practices (Source: https://www.ncua.gov). By using verified data, LendMesh helps create a transparent environment where users can confidently explore their loan options.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Call to Action

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access and Support

Get Started Today!

Loans Tailored for You

Personal Banking Solutions

Digital & Online Banking

Accessible Banking

Key Features

Financial Strength

Growing Member Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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