Broadview Credit Union Cooperstown NY | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Broadview, your trusted financial partner located at 169 Main St, Cooperstown, NY 13326. Established in 1934, Broadview has proudly served our community for decades, building a strong foundation based on trust and commitment. With a total membership of 496,735 and assets exceeding $8.9 billion, we are dedicated to providing personalized financial solutions that help you achieve your goals. Our team, led by CEO Michael Castellana and Board President Patrick Kelly, is here to support you with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. As a member-focused credit union, we emphasize building relationships that foster financial well-being. While members can visit us at our Cooperstown branch for friendly service and expert advice, official correspondence should be sent to the same address: 169 Main St, Cooperstown, NY 13326. We invite you to explore the benefits of membership with us: from competitive rates on deposits and loans to convenient online banking options. With total deposits reaching $550 million and a net worth of $748 million, you can have confidence knowing your money is in safe hands. Our cash reserves stand at $52 million, ensuring liquidity and stability for all our members. At Broadview, we believe in giving back to the community. We strive not just to serve our members but also to uplift the neighborhoods where we live and work. Join us today and experience the difference that comes from being part of a community-driven institution. Ready to take the next step? Contact us at 518-452-8234 or visit our website at broadviewfcu.com for more information about how we can help you reach your financial dreams!

Branch History & Mission

Community Impact

Our commitment goes beyond transactions; it's about building lasting relationships within the Cooperstown area. Through shared service centers and basic ATM access for partner credit union members, we create opportunities for collaboration while ensuring convenience for all. We invite you to join us at Broadview Credit Union! Experience the benefits of being part of a supportive financial community that prioritizes your needs. Visit us today or explore more about what we offer on our website. Let's take this journey together!

Our Journey

Located at 169 Main St, Cooperstown, NY 13326, Broadview started as a small credit union with a handful of members. Over the decades, it has blossomed into a thriving institution with nearly 496,735 members and total assets amounting to an impressive $8,945,023,510. Our growth reflects our dedication to providing accessible financial services tailored to our community's unique requirements. In addition to our physical presence, we embrace digital advancements that simplify banking for our members. From online banking and mobile payments to e-statements and electronic signatures, we ensure that managing finances is easier than ever before. We are also proud to be ADA compliant, making our services available to everyone in our community.

Our Mission

At Broadview, our mission is clear: we strive to empower individuals and families through exceptional financial products and services while giving back to the community we serve. We believe that strong communities build strong futures. That's why we actively engage in partnerships and outreach programs that uplift local initiatives and support those in need. While you can visit us at our branch for personalized service, official correspondence should be sent to 169 Main St, Cooperstown, NY 13326 if it differs from your visit. We're here for you Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 2 PM.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated on Main Street, we're just a short stroll from the picturesque Otsego Lake and close to various shops and eateries. Parking is readily available, ensuring that you can pop in without any hassle. Our branch is fully accessible, equipped with features like ramps to accommodate all members of our community.

Operating Hours

We understand that life can get busy! That's why we're here to serve you Monday through Friday from 8 AM to 6 PM and on Saturdays from 9 AM to 2 PM. Our friendly staff is always ready to assist you during these hours.

Services Offered

At Broadview, we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Need quick cash? You can also take advantage of our ATM services available right at our location. While we don't have drive-thru banking at this branch, our shared service center allows for basic transactions if you're a member of partnering credit unions. Feel free to reach out at 518-452-8234 if you have any questions or need assistance. We invite you to visit us soon come experience the friendly service that sets Broadview apart!

Member Eligibility

At Broadview, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming, as we invite individuals from various backgrounds to join us. If you live, work, or worship in the Cooperstown area, or if you have family members who are already part of our credit union, you are likely eligible to become a member! We prioritize inclusivity and aim to serve our local community with personalized financial solutions. For detailed eligibility criteria, feel free to visit our website at . Opening an account with us is straightforward and designed to fit your busy life. Whether you're interested in checking and savings accounts, auto loans, or other services, we're here to guide you through every step of the process. You can start your membership journey online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw or give us a call at (518) 452-8234 for any questions. Our friendly team is ready to assist you and help you make the most of your membership experience at Broadview!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to accept payments seamlessly whether in-store or online. You can focus on serving your customers while we take care of the financial details. Located at 169 Main St Cooperstown Ny 13326 in Cooperstown, NY, we're here to be your trusted partner in success. Join us at Broadview today and discover how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our dedicated business banking services. From merchant services to business loans, we offer solutions designed to support growth and help manage cash flow effectively.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to your accounts anytime, anywhere. That's why we provide robust online and mobile banking features, including easy ATM access for withdrawals and balance checks. You can also enjoy person-to-person payment options that allow you to send money quickly to friends or family without hassle.

Home Financing Solutions

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing options provide flexible terms that suit various budgets. We're here to guide you through each step, ensuring the process is as smooth as possible.

Personal Banking

We understand that managing finances can be challenging, which is why our personal banking services are designed to simplify your life. Whether you're looking for a checking or savings account, we've got options that fit different lifestyles and saving habits. For those considering purchasing a new vehicle, our auto loans and vehicle financing make it easier than ever to drive away in the car you want without breaking the bank.

Personal Loans & Credit Options

Need extra funds for unexpected expenses or planning a big purchase? Our personal loans and debt consolidation services can help you manage your finances better. Plus, with our credit cards featuring rewards, you can earn while you spend making everyday purchases even more rewarding.

Shared Branch Transactions

For members of partner credit unions, we offer basic shared branch transactions such as deposits and withdrawals, making it easy for you to access your funds when you're on the go. At Broadview, we're committed to making banking accessible and convenient for all our members. If you're ready to explore what we have to offer or need assistance, please reach out at (518) 452-8234 or visit us at 169 Main St Cooperstown Ny 13326. Join us today and experience the difference of personalized service! For more information on opening an account or applying for a loan, visit our website at Cooperstown. We look forward to serving you!

Digital & Online Banking

Accessibility and User Experience

We believe that banking should be straightforward and accessible. Whether you're a tech-savvy user or someone who prefers a simple interface, our online services are designed with you in mind. You can easily navigate through your account and manage your finances without any confusion. In today's fast-paced world, having real-time access to your financial information is essential. At Broadview, our digital banking services empower you to stay on top of your accounts whenever you need to because we know life doesn't always stick to regular banking hours. Join us at Broadview and experience a modern approach to banking that fits into your lifestyle!

Key Services

With our online banking platform available at https://www.broadviewfcu.com/, you can access your accounts 24/7. Check balances, transfer funds, and make payments all with just a few clicks. Plus, if you prefer using your mobile device, our mobile application allows you to do all this right from your smartphone. Need to send money quickly? Our person-to-person transfer feature makes it easy to send money to friends or family without hassle. And for those who want to go paperless, we provide e-statements so you can keep track of your finances while helping the environment. Security is a top priority for us. With electronic signature authorization, you can sign documents securely from the comfort of your home. We use advanced technology to ensure that your information remains safe at all times.

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining strong financial health, ensuring that your trust in us is well-placed. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, our financial data reflects our commitment to serving you better. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $29,827 in used auto loans and an impressive total of $6,696,841,974 in loans and leases available for various needs. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $35,585,425. Total Share and Deposit Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 169 Main St Cooperstown NY 13326 or call 518-452-8234 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We provide flexible terms to make your auto financing experience as smooth as possible.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans totaling $715,018,024 provide the capital needed for various business needs. We understand the challenges businesses face and are here to support your entrepreneurial journey.

Credit Lines and Unsecured Loans

For those who need a little extra flexibility in their finances, our total credit lines amount to $2,080,178,274. We also offer unsecured credit card loans with a total of $195,889,767, allowing members to manage their expenses without the hassle of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the entire process.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we can help you explore those options. Our team is dedicated to finding solutions that fit your financial situation. For more information about our loan offerings or to see how we can assist you further, please visit us at our branch located at 169 Main St Cooperstown NY 13326 or give us a call at 518-452-8234. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to empower you with the right tools and resources for financial success!

Loan Aggregator

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Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Our Journey

Our Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services That Work for You

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Home Financing Solutions

Personal Banking

Personal Loans & Credit Options

Shared Branch Transactions

Digital & Online Banking

Accessibility and User Experience

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

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