Broadview Credit Union Cobleskill NY | Best Auto Loans & Business Banking

Introduction

Welcome to Broadview, your trusted financial partner right here in Cobleskill, NY! Located at 567 Main St, Cobleskill, NY 12043, our credit union has been serving the community since 1934, making us a cornerstone of local finance for nearly a century. With a strong commitment to our members, we proudly boast a total membership of 496,735 and assets exceeding $8.9 billion. At Broadview, we understand that every member's journey is unique. Whether you're looking for a reliable checking account, an auto loan to get you on the road, or support for your business endeavors with our competitive lending options our dedicated team is here to help you achieve your financial goals. Under the leadership of our CEO, Michael Castellana, and Board President Patrick Kelly, we strive to foster a community-focused environment where trust and reliability are paramount. Our knowledgeable staff is ready to assist you with all your banking needs. You can reach us at 518-452-8234 during our convenient operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For official correspondence, please feel free to send your mail to the same address as our branch location. We invite you to explore everything Broadview has to offer by visiting our website at broadviewfcu.com. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Broadview, a trusted name in financial services, has been a cornerstone of the Cobleskill community since its establishment in 1934. Nestled at 567 Main St, Cobleskill, NY 12043, this branch has grown alongside its members, adapting to their needs while maintaining a strong focus on community support and engagement. From its humble beginnings, Broadview has evolved significantly over the decades. With a commitment to providing quality financial services, it has expanded its offerings to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. As of now, Broadview proudly serves nearly 500,000 members and boasts total assets of over $8.9 billion. This growth reflects the trust and loyalty that the community has placed in us. At Broadview, our mission is clear: we are dedicated to empowering our members through comprehensive financial services while fostering a spirit of community. Our goal is not just about managing finances; it's about making a positive impact on the lives of those we serve. We believe that everyone deserves access to financial tools that can help them thrive. This is why we offer initiatives such as shared service centers for easier access to banking and digital advancements like online and mobile banking for convenience. Our operating hours are designed to meet the needs of our busy members: Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also provide ATM services for quick cash withdrawals and basic transactions. While members can visit us at our Cobleskill branch address, official correspondence should be sent to the same address for consistency. Our dedicated team is always ready to assist you at (518) 452-8234. As we look towards the future, Broadview remains committed to enhancing our partnerships within the Cobleskill area and engaging in community outreach efforts that uplift local organizations and initiatives. We invite you to join our growing family at Broadview. Experience firsthand how we can support your financial journey while contributing positively to our shared community values. Visit us today or check out our website for more information!

Branch Location & Accessibility

Come Visit Us!

While you can reach out anytime by phone or through our website at broadviewfcu.com, there's nothing quite like a face-to-face visit. We invite you to stop by our Cobleskill branch today! Whether you're looking for guidance on loans or simply want to chat about your banking options, our friendly team is here for you.

Getting Here

Whether you're driving or walking, reaching us is a breeze. We offer ample parking right outside our branch, ensuring that you have a hassle-free visit. For those who may require additional support, our location is fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Operating Hours

At Broadview, we understand that life can get busy. That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours, feel free to give us a call at 518-452-8234. Our team is always ready to help!

Services Available

Our Cobleskill branch provides a range of services tailored to meet your banking needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our shared service center allows members of partner credit unions to easily conduct transactions like deposits and withdrawals right here. We also have an ATM on-site for quick cash withdrawals and balance checks, so you can manage your finances effortlessly anytime.

Member Eligibility

At Broadview, we believe that everyone deserves a supportive community where they can thrive. Becoming a member is simple and welcoming if you live, work, worship, or attend school in the area, you're likely eligible! We invite you to check out the full eligibility details. Joining our credit union not only opens the door to fantastic financial services but also connects you with a network of individuals who care about your financial well-being. Ready to take the next step? Opening an account is straightforward; just visit us at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw. If you have any questions or need assistance, don't hesitate to reach out at (518) 452-8234. Join us at Broadview, located at 567 Main St Cobleskill Ny 12043, and let's start building a brighter financial future together!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner for all your payment processing needs. Our merchant services provide easy and secure payment options for your customers, ensuring smooth transactions that keep your business running efficiently. From credit card processing to mobile payments, we equip you with the tools necessary to enhance customer satisfaction and streamline operations. Join us at Broadview, located at 567 Main St Cobleskill Ny 12043 in Cobleskill, NY, and let us be part of your business journey! For more information, contact us at (518) 452-8234.

Comprehensive List Of Services

Business Banking

If you're a business owner, Broadview has got you covered too! Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive. We know how important it is for local businesses to succeed, and we're here to support your financial goals.

Credit Cards

Don't forget about our credit cards with rewards! Enjoy benefits while making everyday purchases. Whether it's cash back or travel points, we have options that reward you for spending wisely.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. You can manage your accounts from anywhere at any time check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM & cash withdrawal services ensure you're never far from your money.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why at Broadview, we offer checking and savings accounts designed to fit different lifestyles. Whether you're saving for a dream vacation or managing daily expenses, our accounts provide flexibility and easy access to your funds. When it comes to major purchases like vehicles or homes, we offer auto loans and vehicle financing options that make it easier for you to hit the road in style. Need a new home? Our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you get the best rates available. For those unexpected expenses or opportunities, consider our personal loans and debt consolidation options. We aim to make borrowing simple and straightforward so you can focus on what matters most.

Shared Branch Transactions

For members of partner credit unions, we also provide basic shared branch transactions such as deposits and withdrawals. This feature allows you to access your funds even when you're away from home. At Broadview, we strive to create an environment where every member feels valued and supported in their financial journey. For more information about our services or to speak with one of our friendly representatives, please call us at 518-452-8234 or visit our website at broadviewfcu.com. Let us help you achieve your financial dreams today!

Digital & Online Banking

Accessibility and Ease-of-Use

At Broadview, accessibility is key. Our user-friendly interfaces mean that whether you're tech-savvy or just starting out with digital banking, you'll find everything intuitive and straightforward. Managing your finances in real-time has never been easier! Join us today and experience how our digital and online banking services can enhance your financial journey. Visit us at https://www.broadviewfcu.com/ to learn more about what we offer!

Key Features

Our mobile application brings all these capabilities right to your fingertips. From mobile payments to person-to-person transfers, sending and receiving money has never been simpler. You can also enjoy the benefits of electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. For those who prefer going paperless, we offer e-statements that keep your account information safe and accessible. You can view your statements whenever you need them without cluttering up your mailbox. Plus, knowing that everything is protected by top-notch security measures gives you peace of mind.

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services, we prioritize the financial well-being of our community. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: with $29,827 in used auto loans and a total of $6,698,281,974 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $35,585,425. Total Share and Deposit Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 567 Main St Cobleskill NY 12043 or call 518-452-8234 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that cater to both new and used vehicles.

Credit Lines and Other Services

For those needing additional financial flexibility, we provide credit lines totaling $2,080,178,274. This option can help you manage cash flow or cover larger expenses without the stress of high-interest rates. If you're considering refinancing any of your existing loans or want to explore eligibility options for any of our offerings, feel free to reach out! Our team is here to assist you in finding the right solution tailored to your needs. You can visit us at our branch located at 567 Main St Cobleskill Ny 12043, or give us a call at 518-452-8234 during our operating hours: Monday-Thursday from 8:30 AM to 5 PM; Friday from 8:30 AM to 6 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Broadview, we're committed to providing transparent financial solutions that empower you for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We guide you through the process to ensure that your dream of owning a home is within reach.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. This allows you to handle unexpected costs or make important purchases without straining your budget.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages for users seeking loans: - Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in the process. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights the platform's effectiveness in aiding individuals in their financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By relying on verified data, users can trust that they are receiving accurate information about their loan options.

BROADVIEW FEDERAL CREDIT UNION - Cobleskill, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Cobleskill, NY (12043)

Introduction

Branch History & Mission

Branch Location & Accessibility

Come Visit Us!

Getting Here

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for You

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Convenience

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Other Services

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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