Broadview Credit Union Binghamton NY | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Broadview, your trusted financial partner in Binghamton, NY! Located at 249 Glenwood Rd, our branch has been serving the community since 1934. With a commitment to providing exceptional service and a wide range of financial products, we pride ourselves on being more than just a credit union; we are your neighbors. At Broadview, we understand that every member is unique. That's why we offer tailored solutions that fit your individual needs from personal banking services like checking and savings accounts to auto loans, mortgages, and business financing. With over 496,735 members and total assets exceeding $8.9 billion, our strong foundation allows us to support you in achieving your financial goals. Our team, led by CEO Michael Castellana and Board President Patrick Kelly, is dedicated to fostering a welcoming environment where everyone feels valued. We currently employ 1,467 staff members, all working hard to ensure you receive the best possible experience when you visit us or reach out for assistance. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 249 Glenwood Rd, Binghamton, NY 13905-1603. We invite you to explore our offerings further by visiting our website at Broadview or calling us at 518-452-8234. Join us today and discover how Broadview can help you thrive financially. Whether you're looking to open an account or simply have questions about our services, we're here for you every step of the way!

Branch History & Mission

Community Commitment

Broadview's commitment extends beyond banking; it encompasses active participation in local initiatives and partnerships aimed at uplifting our community. We regularly engage in outreach programs designed to assist those in need and contribute positively to the neighborhoods we serve. As we continue into the future, Broadview remains dedicated to enhancing the lives of our members through financial education and responsible lending practices. We invite you to join us on this journey become part of a credit union that values people over profit and truly cares about your financial well-being. If you're ready to experience the benefits of being a member of Broadview, stop by today or visit us online at Broadview FCU. Together, let's build a stronger community!

Our Mission

At Broadview, our mission is clear: we strive to provide exceptional financial services while nurturing community growth. We are not just a credit union; we are a partner in your financial journey. Our mission emphasizes transparency, integrity, and member empowerment. We believe that everyone deserves access to fair financial options that can help them achieve their dreams. We understand the importance of being there for our members when they need us most. That's why we offer innovative services such as online banking and mobile payments to make managing finances easier and more convenient. Additionally, we are proud to ensure ADA compliance across all our facilities so that everyone can access our services without barriers. While members can visit us at 249 Glenwood Rd Binghamton Ny 13905, official correspondence should be sent to 249 Glenwood Rd, Binghamton, NY 13905-1603. Whether you prefer face-to-face interactions or digital solutions, Broadview is here for you.

Branch Location & Accessibility

Welcome to the Broadview branch, your friendly neighborhood credit union located at 249 Glenwood Rd in beautiful Binghamton, NY. Nestled in Broome County, our branch is conveniently situated near local landmarks like the Binghamton Zoo and the stunning Chenango River, making it easy for you to stop by while enjoying a day out. At Broadview, we understand that accessibility is important to our members. Our location features ample parking and ADA-compliant access points, ensuring that everyone can visit us comfortably. If you need to reach us by mail, please send your correspondence to our mailing address at 249 Glenwood Rd, Binghamton, NY 13905-1603. We are proud to offer a variety of services designed with your needs in mind. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, our knowledgeable team is ready to assist you. While we don't have a drive-thru service, we do provide convenient ATM access for quick cash withdrawals and balance checks. Our lobby hours are set to accommodate your busy schedule: we're open Monday through Friday from 8 AM to 5 PM. If you have any questions or need assistance, feel free to give us a call at 518-452-8234. We invite you to come visit us at the Broadview branch we're here to help you achieve your financial goals!

Member Eligibility

Becoming a member of Broadview is like joining a family that genuinely cares about your financial well-being. If you're located in our community or have ties to it, you're likely eligible to join us! We welcome individuals who live, work, or worship in the area, as well as their family members. This means that even if you're not directly connected to us, there's a good chance someone in your life can help you become part of our supportive network. Joining Broadview comes with fantastic benefits, including access to personalized banking services, competitive loan rates, and a variety of financial products designed to meet your needs. You can easily kickstart your membership journey by checking out the details at this link for the most up-to-date eligibility criteria. Ready to open an account? It's simple! Just visit this page to get started or give us a call at (518) 452-8234 if you have any questions. We can't wait to welcome you into our community at 249 Glenwood Rd Binghamton Ny 13905!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services help simplify daily transactions. Imagine processing payments seamlessly while focusing on what you do best running your business. Our services are designed to provide convenience and efficiency, allowing you to serve your customers better. Visit us at 249 Glenwood Rd Binghamton Ny 13905, Binghamton, NY or call us at (518) 452-8234 to discover how our business banking solutions can empower your success. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? No problem! Broadview offers ATM services where you can easily withdraw cash or check balances without any hassle. With ATMs available nearby, accessing your funds has never been more convenient. At Broadview in Binghamton, NY, we strive to deliver comprehensive financial services that cater not only to individuals but also businesses within our community. Ready to experience the benefits of being a member? Give us a call at 518-452-8234 or visit us online at broadviewfcu.com today!

Auto Loans & Vehicle Financing

Are you in the market for a new vehicle? Our auto loans make it easier than ever to drive off in the car of your dreams. With competitive rates and flexible terms, we help you navigate financing options that work for your budget.

Business Banking

For our business members, Broadview offers merchant services and business loans tailored for growth. We know how essential it is for businesses to have reliable banking solutions, so we ensure easy access to funds and support when needed.

Credit Cards with Rewards

With our credit cards, every purchase brings rewards! Whether you're shopping for groceries or planning a vacation, earn points on everyday spending and enjoy benefits designed to enhance your financial experience.

Mortgage Loans & Refinancing

Homeownership can be one of the most rewarding experiences in life. At Broadview, we offer mortgage loans and refinancing options that help make owning a home achievable. Picture yourself securing a loan with favorable rates that fit your financial plan.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to check balances, transfer funds, pay bills, and even send money person-to-person right from your smartphone or computer.

Personal Banking

Whether you're looking to open a new checking or savings account, Broadview has options tailored to fit your lifestyle. Our personal banking services are designed to simplify your finances. Imagine having a checking account that offers easy online access, allowing you to manage your money right from your phone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide the support you need when times get tough. If you're looking to simplify your payments, consider our debt consolidation options that help manage multiple debts into one manageable monthly payment.

Digital & Online Banking

Key Features

Our online banking service allows you to view your account balances, transfer funds, and pay bills all from the comfort of your device. With electronic signature authorization, signing documents is quick and hassle-free. Plus, you can opt for e-statements to keep track of your finances without the clutter of paper statements. Going green has never been so easy! For those who prefer mobile banking, our user-friendly mobile application makes it simple to manage your accounts right from your smartphone. You can send money instantly with person-to-person transfers, making it easier than ever to split a dinner bill or pay back a friend.

Security and Accessibility

Your security is our top priority. We employ robust measures to protect your information while providing easy access to your accounts. Our mobile payments feature allows you to make secure transactions using just your phone, giving you peace of mind whether you're shopping or paying for services. With all these features at your fingertips, managing your finances is not only convenient but also efficient. Join us at Broadview and experience how digital banking can enhance your financial journey today!

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As a credit union dedicated to serving our community, we are proud to share the strength of our financial position with you. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these robust figures, we have $442,644,571 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve you better. With $29,827 in used auto loans and $6,696,828,197 in total loans and leases available to our members, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares amounting to $35,585,425 and total share accounts reaching 1,233,168, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 249 Glenwood Rd Binghamton Ny 13905 or call 518-452-8234 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates available. With over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road, we are here to support your journey. Whether you're purchasing a new or used vehicle, our financing options are tailored to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to help you navigate them with customized financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, making it easier for you to buy or refinance your home. We believe that everyone deserves the chance at homeownership and are dedicated to guiding you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, Broadview offers competitive rates and terms that could save you money in the long run. It's worth exploring how refinancing can fit into your financial strategy. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start your application today, feel free to contact us at (518) 452-8234 or visit us at our branch located at 249 Glenwood Rd Binghamton Ny 13905 in Binghamton, NY. We're here to help you make informed financial decisions!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. Whether you're looking for a way to consolidate debt or cover unexpected costs, our credit cards are designed with your needs in mind.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data is collected directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers that reflect current market conditions.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency in the rates and terms presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that truly reflect the best available rates. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Solutions for Growth

Merchant Services That Work for You

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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