Broadview Credit Union Binghamton NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Broadview, your trusted financial partner in Binghamton, NY! Located at 1137 Upper Front St, we have been serving our community since 1934. With a commitment to empowering our members, Broadview has grown to support over 496,735 individuals and families. Our total assets exceed an impressive $8,945,023,510, reflecting our strength and stability in the financial landscape. At Broadview, we believe in fostering relationships that matter. Our dedicated team of 1,467 employees is here to provide personalized service and innovative solutions tailored to your unique needs. Whether you are looking for auto loans, savings accounts, or business banking services, we have options designed with you in mind. We proudly hold a net worth of $748,058,930, ensuring that your funds are safe and secure. While members can visit us at our branch on Upper Front St, official correspondence should be directed to the same address: 1137 Upper Front St, Binghamton, NY 13905. As part of our commitment to transparency and accessibility, you can reach out to us at 518-452-8234 for any inquiries or assistance. Under the leadership of CEO Michael Castellana and Board President Patrick Kelly, we strive to make a meaningful impact in our community. From providing essential banking services to contributing to local initiatives, Broadview is more than just a credit union; we're your neighbors invested in your success. We invite you to explore what Broadview has to offer by visiting our website at Broadview FCU. Come see how we can help you achieve your financial goals today!

Branch History & Mission

Community Commitment

While members can visit us at 1137 Upper Front St, official correspondence should be sent to the same address for convenience. Our branch features ATM availability and drive-thru banking for easy access to your accounts offering both traditional and modern banking solutions. Our operating hours are designed with your schedule in mind: Monday through Wednesday from 8 AM to 5 PM; Thursday and Friday from 8 AM to 6 PM; and Saturday from 8 AM to 2 PM. We also take pride in being ADA compliant, ensuring that all members of the community can access our services without barriers.

Join Us

Broadview is more than just a credit union; we are a community partner dedicated to your financial success. If you're looking for a place where you can grow financially while also making a difference in your community, consider joining us today! Visit our website at broadviewfcu.com or call us at 518-452-8234 for more information on how you can become part of the Broadview family. Your future starts here experience the benefits of membership with Broadview!

Our Mission

At Broadview, our mission is not just about banking; it's about building strong communities. We strive to provide exceptional financial services while fostering connections within Binghamton and beyond. Our goal is to make banking simple and accessible for everyone. We are committed to enhancing the lives of our members through community outreach initiatives and partnerships with local organizations. Whether it's sponsoring events or providing financial literacy workshops, we actively engage with those around us to create lasting impact.

Our Story

Broadview was founded with a clear purpose: to empower individuals and families by offering accessible financial solutions. From humble beginnings, we have evolved into a trusted credit union known for our dedication to service and support. We believe that everyone deserves access to quality financial products, and this belief drives us every day. As we look back on our history, we celebrate key milestones that have shaped who we are today. We've introduced various services such as auto loans, mortgage financing, and personal banking solutions all designed with our members in mind. Our headquarters in Albany, NY serves as the hub for these innovations, ensuring that we remain responsive to member needs.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch complies with ADA standards and features ramps and ample parking to make your visit smooth and hassle-free. With a drive-thru banking option available, you can conveniently handle simple transactions from the comfort of your vehicle.

Operating Hours

Our doors are open during flexible hours to accommodate your busy schedule. Visit us Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday from 8 AM to 6 PM, and Saturday from 8 AM to 2 PM. We strive to be available when you need us most!

Services Offered

At Broadview, we offer a wide range of services designed to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our business banking services, online banking platform, and ATM access for easy cash withdrawals. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions right here! While members can visit us at 1137 Upper Front St Binghamton Ny 13905, official correspondence should be sent to 1137 Upper Front St, Binghamton, NY 13905. If you have any questions or would like assistance, don't hesitate to call us at (518) 452-8234. We look forward to welcoming you into our community!

Member Eligibility

At Broadview, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our area. Whether you're looking for personal banking options, auto loans, or simply want to save for the future, we welcome you with open arms! For more specific eligibility details, feel free to check out our website. Once you're ready to join us, opening an account is a breeze! You can start your application process online at this link or give us a call at (518) 452-8234 if you have any questions. We can't wait to help you take this exciting step!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine streamlining your payment processes while offering customers the convenience they expect. Our merchant services help businesses like yours accept various payment methods effortlessly. From credit card processing to mobile payments, we equip you with the tools needed to enhance customer satisfaction and boost sales. When you're ready to take your business to the next level, visit us at 1137 Upper Front St Binghamton Ny 13905, Binghamton, NY, or check out our website for more information on how we can support your journey. Let's build something great together!

Comprehensive List Of Services

Business Banking Services

For our business members, Broadview offers comprehensive Business Banking solutions including Merchant Services and Business Loans. We help local businesses thrive by providing necessary tools and funding options that support growth and success.

Conclusion

At Broadview, we're more than just a credit union; we're part of your community, committed to supporting your financial journey. Ready to explore how we can assist you further? Give us a call at 518-452-8234, or visit us today! Your financial well-being is our priority, and we're here to help you achieve it every step of the way.

Convenient Access

We pride ourselves on making banking as convenient as possible for our members. With features like Online & Mobile Banking, managing your accounts is just a click away. Need cash? Our ATM & Cash Withdrawal Services are available whenever you need them. For quick transactions, take advantage of our Basic Drive-Thru Banking services which allow for easy deposits and withdrawals without leaving your vehicle. If you're a member of a partner credit union, enjoy the benefits of Basic Shared Branch Transactions, allowing you to conduct deposits and withdrawals seamlessly.

Personal Banking Solutions

Our personal banking options start with Checking and Savings Accounts that offer flexibility and ease of access to your funds. You can easily manage your money online or through our mobile app, making it simple to track your spending or set aside savings for a special goal. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and terms that fit your budget. Imagine driving away in your dream car without the financial stress! For those considering homeownership or refinancing, our Mortgage Loans & Refinancing services can help make that dream a reality. We guide you through every step of the process to ensure you find the best mortgage solution tailored to your needs.

Smart Borrowing Options

In addition to vehicles and homes, we understand that life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options that allow you to consolidate debts into one manageable payment. Plus, our Credit Cards with Rewards let you earn benefits while you spend perfect for those who love to shop or travel.

Digital & Online Banking

Key Features

Our online banking platform offers a user-friendly experience where you can check balances, pay bills, and transfer money quickly and easily. If you're looking to send money directly to friends or family, our person-to-person transfers make it simple to share funds instantly. Plus, with our mobile payments feature, you can leave your wallet behind and pay with just a tap of your phone. For those who prefer to manage their finances through a smartphone app, our mobile application provides all the tools you need at your fingertips. You can view transactions, deposit checks using electronic signatures, and even access e-statements to keep track of your financial activity without the clutter of paper statements.

Security and Accessibility

Security is a top priority at Broadview. Our online banking services are equipped with advanced security measures to ensure your information remains safe. You can feel confident knowing that whether you're logging in from home or accessing your account while out and about, your data is protected. With the convenience of electronic signature authorization, you can complete transactions quickly without the need for paperwork. This means faster processing times for loans and other services, enhancing your overall banking experience. In short, whether you're checking balances or making payments, our digital and online banking options provide an easy way to manage your finances anytime, anywhere. Discover how simple banking can be by visiting us online today at https://www.broadviewfcu.com/!

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid financial foundation for our members, ensuring that your savings and investments are safe and growing. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $29,827 in used auto loans and $6,698,241,974 in total loans and leases available for you to achieve your financial goals. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $35,585,425, supporting our capacity to provide diverse financial services. Total Share Accounts number 1,233,168, demonstrating a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Broadview is your trusted partner. Visit us at 1137 Upper Front St Binghamton Ny 13905 or call 518-452-8234 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our team is here to guide you through the process and ensure you find the right loan for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is ready to assist you in navigating your financing options.

Credit Lines

Our credit line offerings stand at $2,080,178,274, providing additional flexibility when it comes to managing cash flow or unexpected expenses. With these lines of credit, you can access funds as needed while only paying interest on what you use. At Broadview, we prioritize personalized service and transparency in all our loan products. Reach out today at (518) 452-8234 or visit us at 1137 Upper Front St Binghamton Ny 13905, Binghamton, NY, and let's discuss how we can help you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We provide competitive rates and flexible terms to suit your needs. If you're considering refinancing your existing mortgage, we can help you evaluate your options to find the best solution for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. These cards come with various benefits that can fit your spending habits while offering security and convenience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed to empower users with clear insights so they can make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that the offers presented are fair and transparent, helping users navigate their options confidently. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency for every comparison made. Additionally, LendMesh does not prioritize lenders based on paid promotions this means users receive unbiased results without any hidden agendas. The platform provides real-time rate comparisons, giving users access to up-to-date loan rates from multiple institutions at their fingertips. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in assisting individuals with significant financial decisions. For anyone looking to explore their borrowing options without the hassle, LendMesh offers an easy way to compare real-time loan offers. Start your journey towards finding the best rates today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Conclusion

Convenient Access

Personal Banking Solutions

Smart Borrowing Options

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community