Broadview Credit Union Altamont NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Broadview, your trusted partner in financial wellness, located at 763 Main St, Altamont, NY 12009. Since our establishment in 1934, we have proudly served our community with a commitment to helping members achieve their financial goals. With over 496,735 members and total assets reaching an impressive $8,945,023,510, we stand as a pillar of strength and reliability. At Broadview, we understand that each member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or if you're a business seeking merchant services and business loans, we've got you covered. Our dedication to providing exceptional service is reflected in our total deposits of $550,025,253 and our robust net worth of $748,058,930. While members can visit us at our branch for friendly assistance from our knowledgeable staff led by CEO Michael Castellana and Board President Patrick Kelly, official correspondence should be sent to the same address: 763 Main St, Altamont, NY 12009-9900. You can reach us at 518-452-8234 during lobby hours from Monday to Wednesday (8 AM - 5 PM) and Thursday to Friday (8 AM - 6 PM). With a diverse range of services including online and mobile banking options for your convenience and access to ATMs and drive-thru services, we make managing your finances easier than ever. Experience the Broadview difference today! Visit us online at Broadview or stop by our branch to see how we can help you thrive financially.

Branch History & Mission

Welcome to Broadview, located in the heart of Altamont, NY. Since our establishment in 1934, we have proudly served our community, growing from a small credit union to a trusted financial partner for over 496,735 members. Our journey began with a simple mission: to provide accessible financial services that empower our members and strengthen our community. At 763 Main St, Altamont, NY 12009, Broadview has become a cornerstone of local life. Nestled near essential landmarks, we are conveniently positioned to serve your banking needs. While you can visit us at this address for all your banking services, official correspondence should be sent to 763 Main St, Altamont, NY 12009-9900 if you're using a different mailing address. Over the years, we've achieved significant milestones that reflect our commitment to growth and service. Today, our total assets stand at an impressive $8,945,023,510. This growth is a testament to the trust placed in us by our members and the dedication of our staff. We offer various services including personal banking, auto loans, mortgages, and business banking solutions designed to meet diverse financial needs. Our mission is clear: we aim not just to provide financial products but also to foster community support and engagement. By investing in local initiatives and partnering with organizations that share our values, we work tirelessly to uplift the communities we serve. Whether it's through educational workshops or sponsorships of local events, Broadview is dedicated to making a positive impact. We understand the importance of accessibility in today's world. That's why we've embraced digital advancements like online banking and mobile payments while ensuring ADA compliance for all members. Our branch features include an ATM for convenient access and drive-thru banking for quick transactions without leaving your car. With operating hours designed for your convenience Monday through Wednesday from 8 AM to 5 PM and Thursday through Friday from 8 AM to 6 PM we strive to accommodate your busy schedule. Our dedicated staff is always ready to assist you with any inquiries or needs you may have. At Broadview, we invite you to experience the benefits of membership firsthand. Join us today and become part of a community that prioritizes people over profit. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 518-452-8234 or visit our website at broadviewfcu.com.

Branch Location & Accessibility

Convenient Access and Amenities

At Broadview, we understand that accessibility is key. Our branch features ADA-compliant facilities including ramps and accessible parking options, ensuring everyone can visit us comfortably. You'll find ample parking right by the entrance, making your trip as smooth as possible. Our operating hours are designed with your schedule in mind. We're open Monday through Wednesday from 8 AM to 5 PM and extend our hours on Thursday and Friday until 6 PM. This flexibility allows you to stop by before or after work or even during lunch breaks.

Join Us!

Ready to experience personalized service? We invite you to visit us at Broadview in Altamont or give us a call at 518-452-8234 if you have any questions. Our team is eager to assist you with all your banking needs!

Services Tailored for You

We pride ourselves on offering a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions or convenient online services, Broadview has those too! For quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your car. Plus, with ATM access available on-site, withdrawing cash or checking balances is easy anytime.

Member Eligibility

Welcome to the wonderful community at Broadview! Becoming a member is easier than you might think. If you live, work, or attend school in the area surrounding our branch at 763 Main St Altamont Ny 12009, you're likely eligible to join us. We believe that everyone deserves access to quality financial services, and we're excited to welcome new members into our family. By choosing Broadview, you'll enjoy a range of benefits tailored to meet your financial needs, from personal banking services to loans and credit options designed just for you. If you're ready to take the next step, opening an account is straightforward! You can learn more about eligibility details by visiting this link for updated information. And when you're ready to apply, just head over to our account opening page here. If you have any questions or need assistance, feel free to give us a call at (518) 452-8234. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments easily from your customers while managing your cash flow effectively. Our merchant services allow you to process transactions smoothly, whether you're at a brick-and-mortar location or selling online. This means you can focus on what you do best running your business while we take care of the payment processing details. Located at 763 Main St Altamont Ny 12009, Altamont, NY, we are here to partner with you on your journey toward success. Let's build a brighter future together! For more information, visit us at Broadview.

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services, including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, you have the support you need right here at Broadview.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. Need cash? You can easily access our ATM and cash withdrawal services without hassle. Plus, our basic drive-thru banking provides quick service for deposits, withdrawals, and simple transactions without needing to step inside.

Loans and Credit Options

In addition to auto and mortgage loans, we also provide Personal Loans & Debt Consolidation options for those who want to simplify their finances or handle unexpected expenses. Want rewards for your spending? Our Credit Cards with Rewards program offers great benefits for everyday purchases.

Personal Banking

We understand that everyone's financial journey is unique. That's why we offer Personal Banking services such as checking and savings accounts designed to fit various lifestyles. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in your dream car. If home ownership is on your mind, explore our flexible Mortgage Loans & Refinancing solutions that can help you secure the perfect place to call home.

Shared Branch Transactions

As part of a larger network, we also facilitate basic shared branch transactions for partner credit union members, making it easy for everyone involved to access funds when needed. At Broadview, we're committed to making your banking experience as smooth as possible. With extended hours on Thursdays and Fridays until 6 PM and our friendly staff ready to assist you, there's never a bad time to reach out. If you have questions or want more information about any of our services, don't hesitate to give us a call at (518) 452-8234 or visit us online at https://www.broadviewfcu.com/. Let's work together toward achieving your financial goals!

Digital & Online Banking

Key Services Available

With our online banking platform, you can take charge of your finances effortlessly. Check your account balances, transfer money, and pay bills all from the comfort of your own device. Our services are available 24/7, so you're never far from what you need. Plus, if you prefer paperless options, we offer e-statements for easy tracking of your transactions. Need to sign a document quickly? Our electronic signature authorization makes it simple and secure. This feature allows you to sign important documents online without the hassle of printing or mailing. It's just another way we prioritize your time.

User-Friendly Features

For those who love managing their money on the move, our mobile application is a must-have. It provides all the functionalities of online banking right in your pocket! You can also make mobile payments easily, allowing you to shop or pay bills without reaching for your wallet. Want to send money to friends or family? Our person-to-person transfers let you do just that with just a few taps on your phone. It's fast, safe, and incredibly convenient. At Broadview, security is our top priority. We use advanced encryption technology to keep your information safe while providing user-friendly features that make banking enjoyable. Experience the ease and efficiency of modern banking with us today! Visit our website to learn more about how these digital services can simplify your financial life.

Financial Strength

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $29,827 in used auto loans and $6,698,281,974 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,018,436 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

With total share accounts reaching 1,233,168, our growing member base trusts us with their finances. Net Shares available for lending and investments stand at $35,585,425, reinforcing our commitment to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 763 Main St Altamont Ny 12009 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring that you can find the perfect financing solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering competitive rates and personalized service. If you're interested in refinancing any of your current loans or would like to know more about eligibility options for our various products, don't hesitate to reach out. You can contact us at 518-452-8234 or visit us at our branch located at 763 Main St Altamont Ny 12009. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Broadview, we're not just about lending money; we're about building relationships and fostering financial wellness within our community. Let us help you navigate your next steps toward achieving your financial dreams!

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while keeping your cash flow intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified institutions, LendMesh provides a trustworthy platform for finding competitive loan rates.

Benefits of Using LendMesh

- Verified Data: All loan offers on LendMesh are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results that users can trust. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without the hassle of sifting through outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" With this level of commitment to transparency and user satisfaction, LendMesh stands as a reliable choice for anyone seeking to compare loans effectively. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

BROADVIEW FEDERAL CREDIT UNION - Altamont, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Altamont, NY (12009)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Join Us!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Business Loans

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Loans and Credit Options

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Key Services Available

User-Friendly Features

Financial Strength

Commitment to Growth

Member-Centric Savings Options

Operational Efficiency

Solid Financial Health

Trust Built on Experience

Loan Offering

Auto Loans

Business Financing

Credit Cards and Unsecured Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Customers Also Interested In: