Broadview Credit Union Albany NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Broadview, your trusted partner in financial services located at 16 New Scotland Ave, Albany, NY 12208. Since our establishment in 1934, we have proudly served a growing community of 496,735 members, providing personalized banking solutions that cater to your unique needs. Our commitment to fostering financial well-being is reflected in our impressive total assets of $8,945,023,510 and total deposits amounting to $550,025,253. At Broadview, we understand that every member's journey is different. That's why we offer a variety of products including auto loans, personal loans, mortgage options, and business banking services. Whether you're looking to buy your first car or expand your business, we are here to support you every step of the way with a total of 359,654 loans and leases extended to our members. Under the leadership of our CEO Michael Castellana and Board President Patrick Kelly, our dedicated team of 1,467 employees works tirelessly to ensure that you receive exceptional service. Our goal is not just to be your financial institution but also a valued member of the Albany community. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 16 New Scotland Ave, Albany, NY 12208. We invite you to explore what makes Broadview special. Connect with us today by calling 518-452-8234 or visiting our website at broadviewfcu.com. Join us as we continue to grow together in strength and prosperity!

Branch History & Mission

At Broadview, we take pride in our rich history and unwavering commitment to serving the Albany community. Established in 1934, our branch has grown alongside its members, evolving from a small credit union into a vital financial resource for nearly half a million individuals. With total assets of over $8.9 billion, we stand as a testament to the trust and loyalty of our community. Located at 16 New Scotland Ave in Albany, NY, our branch is easy to find and accessible to everyone. We are not just about banking; we're about building relationships. Our members can also reach us through our mailing address: 16 New Scotland Ave, Albany, NY 12208. Our mission is clear: to provide exceptional financial services while making a positive impact in the lives of our members and the community at large. We believe that banking should be personal and approachable. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, Broadview is here to support you every step of the way. In addition to traditional banking services, we have embraced digital advancements to meet the changing needs of our members. Our online and mobile banking platforms allow for easy access to accounts anytime and anywhere. With features like mobile payments and e-statements, managing your finances has never been easier. We also prioritize accessibility with ADA-compliant facilities and offer drive-thru banking for added convenience. Our shared service center ensures that members can conduct transactions even when they are away from home. Beyond financial services, Broadview actively engages in community outreach efforts. We partner with local organizations to support various initiatives that enhance the quality of life in Albany. Our commitment goes beyond numbers; it's about fostering a sense of belonging and empowerment among our members. As we continue this journey together, we invite you to become part of our family at Broadview. Join us today and experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being. For more information or to open an account, visit us at Broadview or call us at 518-452-8234 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Welcome to Broadview where your financial future matters!

Branch Location & Accessibility

Come Visit Us!

We invite you to come visit Broadview at our Albany branch today! Experience the difference that a community-focused credit union can make in your financial journey. Whether it's opening an account or discussing loan options, we're here to support you every step of the way.

Convenient Access

Our branch features ample parking, ensuring you have a hassle-free experience. Plus, we are fully ADA compliant, with ramps and accessible entrances so everyone can visit us comfortably. If you're in need of quick services, enjoy the convenience of our drive-thru banking option for deposits and withdrawals without leaving your car.

Operating Hours

We know that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 8:30 AM to 5:00 PM or stop by on Saturday between 9:00 AM and 1:00 PM. Our dedicated team is ready to assist you during these times, making it easy for you to take care of your banking needs.

Services Offered

At Broadview, we pride ourselves on providing a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM services are available for quick withdrawals and balance checks. And if you're a member of a partner credit union, you can take advantage of our shared service center for basic transactions. While members can visit us at 16 New Scotland Ave, official correspondence should be sent to the same address. If you have any questions or would like more information about what we offer, please don't hesitate to reach out at 518-452-8234.

Member Eligibility

Becoming a member of Broadview means joining a warm and welcoming community that prioritizes your financial well-being. If you're located in the Albany area or meet our eligibility criteria, we invite you to explore the many benefits of membership. Generally, individuals who live, work, worship, or attend school in Albany County are eligible to join us. It's that simple! Being part of Broadview opens the door to a range of financial services designed just for you, from personal banking to auto loans and more. To get started on your journey with us, visit our eligibility page for full details on how you can qualify for membership. Ready to open an account? You can easily apply online through our account opening portal. If you have any questions or need assistance, feel free to reach out at (518) 452-8234. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you and your customers. Whether it's processing payments or managing cash flow, our tools are tailored to simplify operations so you can focus on what matters most growing your business. At Broadview, we're dedicated to being more than just a lender; we're your partner in success. Reach out today at (518) 452-8234 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For business owners, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are designed to support growth and efficiency. Whether you're starting a new venture or looking to expand an existing one, we're here to provide the financial backing you need.

Credit Cards & Rewards

With our credit cards featuring rewards, every purchase you make can earn you points towards travel or cash back turning everyday spending into exciting opportunities!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere check balances, transfer funds, pay bills, and even make person-to-person payments with just a few taps on your smartphone. If you're on the go, take advantage of our ATM services for easy cash withdrawals or balance checks at locations near you. For those who prefer in-person transactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking

Our personal banking services include checking and savings accounts that fit various lifestyles. Imagine easily managing your day-to-day expenses while also saving for that dream vacation or a new home. With our competitive rates and no monthly fees on select accounts, achieving your financial goals has never been easier. When it comes to financing, our auto loans and vehicle financing options can help you get behind the wheel of your next car without breaking the bank. We offer flexible terms and competitive rates, ensuring that you find a loan that works for you. If you're considering homeownership or refinancing, our mortgage loans provide personalized guidance through the process. Additionally, if you're feeling overwhelmed by debt, consider our personal loans and debt consolidation services. We can assist you in creating a plan that simplifies your payments and helps you regain control over your finances.

Shared Branch Transactions

We also participate in shared branching networks so members from partner credit unions can access basic transactions like deposits and withdrawals at our location. This means more flexibility for managing your finances wherever life takes you. At Broadview, we strive to make banking accessible and straightforward for everyone. To learn more about how we can assist you further or to open an account today, give us a call at (518) 452-8234 or visit us online at Park South. Your financial success is just around the corner!

Digital & Online Banking

Key Features

With our user-friendly mobile application, you can perform a variety of tasks right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments, you can make purchases without reaching for your wallet just tap and go! We also offer electronic signature authorization, so you can sign documents securely without the hassle of printing and scanning. And if you prefer going paperless, e-statements are available for easy access to your account statements whenever you need them.

Security and Accessibility

Your security is our priority. Our online banking services are built with advanced security measures to protect your personal information. You can bank with confidence knowing that your data is safe. Managing your accounts has never been more straightforward. With real-time updates, you can keep track of your transactions and balances effortlessly. Whether you're checking your savings or reviewing loan details, everything you need is just a click away. Join us at Broadview today and experience the convenience of digital banking that fits into your lifestyle!

Financial Strength

Committed Team of Professionals

We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Trust

Our financial strength means we can continue serving you with confidence. With a total of 1,233,168 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $35,585,425. Whether you're saving or borrowing or planning for the future, Broadview is your trusted partner. Visit us at 16 New Scotland Ave Albany NY 12208 or call 518-452-8234 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,827 in used auto loans and $6,698,241,974 in total loans and leases.

Secure Savings for Our Members

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those interested in business financing, our outstanding commercial loans totaling $715,018,024 provide the capital needed for growth and expansion. We pride ourselves on understanding the unique challenges faced by businesses today and are committed to supporting local entrepreneurs. If you're considering refinancing any of your existing loans or exploring eligibility options for our products, our team is ready to assist you in understanding what might work best for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Broadview, we are dedicated to providing personalized service and support throughout your lending journey. Whether you're looking for an auto loan or need assistance with a mortgage or credit card application, we're here to help you succeed financially. Visit us today or check out more information at Broadview's website.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles to fit your budget and preferences.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we're here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. Our credit cards come with various features that can help you earn rewards while keeping your expenses manageable.

Loan Aggregator

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Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Credit Cards & Rewards

Digital Banking Convenience

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Committed Team of Professionals

Growing Member Trust

Reinvesting for Your Benefit

Secure Savings for Our Members

Solid Financial Health

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community