Broadview Credit Union Albany NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Broadview, your trusted credit union located at 388 Clinton Ave, Albany, NY 12206. Established in 1934, we have proudly served our community for nearly 90 years, building strong relationships with our 496,735 members and providing financial solutions tailored to their needs. Our commitment to you is reflected in our impressive total assets of $8,945,023,510 and total deposits amounting to $550,025,253. At Broadview, we understand that every member's financial journey is unique. Whether you're seeking a new auto loan or looking for advice on personal banking options, we are here to help. Our dedicated team of 1,467 employees, led by CEO Michael Castellana and Board President Patrick Kelly, works tirelessly to ensure you receive the best service possible. While members can visit us at our branch for personal assistance, official correspondence should be sent to the same address: 388 Clinton Ave, Albany, NY 12206. We believe in transparency and accessibility; that's why we offer various services including online and mobile banking, ensuring that managing your finances is both convenient and secure. With a net worth of $748,058,930 and cash in hand totaling $52,195,256, we're committed not just to growth but also to providing stability for our members. Our focus on community impact drives us to support local initiatives while making sure you have access to the loans you need like our total loans reaching up to 359,654. Ready to take the next step in your financial journey? Visit us today or give us a call at 518-452-8234. Explore how Broadview can assist you in achieving your goals! For more information about our services and offerings, please check out our website at broadviewfcu.com.

Branch History & Mission

Community Engagement

Broadview believes in giving back. Over the years, we've partnered with various local organizations to support initiatives that uplift our community. Whether it's sponsoring local events or participating in outreach programs, we are dedicated to making a positive impact beyond banking. As technology advances, we remain committed to ensuring ADA compliance and enhancing your experience with digital tools like mobile payments and e-statements. We aim to make banking simpler and more efficient for everyone. We invite you to become part of the Broadview family! Experience firsthand how we can help you achieve your financial goals while being an integral part of the Albany community. Join us today at Broadview or call us at 518-452-8234 for more information on how you can benefit from membership.

Our Mission

At Broadview, our mission is clear: we are committed to providing exceptional financial services while fostering strong relationships within our community. We strive to empower our members by offering products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Each product is designed with your needs in mind because we believe that your financial well-being is paramount. We understand that accessibility is crucial. That's why we offer ATM availability for your convenience and provide shared service center access for essential transactions. Although we currently do not have drive-thru banking at this branch, we ensure that all members can easily navigate our services through online and mobile banking platforms.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 518-452-8234 for support or information about our services. We invite you to come visit us at Broadview, where your financial wellness is our priority. Experience banking made simple stop by today!

Convenient Access

Our location is close to several local landmarks, making it easy to stop by while you go about your day. With ample parking available, you can visit us without the hassle of searching for a spot. We also prioritize accessibility; our branch features ADA-compliant facilities to ensure everyone can enjoy our services comfortably.

Operating Hours and Services

Broadview's doors are open Monday through Friday from 8 AM to 4 PM, ready to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. Plus, if you need quick cash or want to check your balance, our ATM service is available right on-site. While we don't have drive-thru banking, our friendly team is always prepared to help you inside. If you require additional services, we offer shared banking options for partner credit union members as well. This means that even if you're part of another institution, you can still access basic transactions like deposits and withdrawals with ease.

Member Eligibility

Joining the Broadview family means becoming part of a caring community that values your financial well-being. At our branch located at 388 Clinton Ave, Albany, NY 12206, we welcome individuals who live, work, worship, or attend school in the local area. If you're looking for a supportive place to manage your finances and grow your savings, you've come to the right spot! Becoming a member is straightforward and inclusive just check out our detailed eligibility criteria here to see if you qualify. Once you're ready to take the next step, opening an account is easy; you can start the process online by visiting this link. If you have any questions or need assistance, feel free to give us a call at 518-452-8234. We can't wait to help you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer robust merchant services that simplify payment processing for your business. Imagine a local café that can accept payments quickly and securely through various methods from credit cards to mobile payments making every transaction smooth for both you and your customers. Our services help streamline operations so you can focus on what truly matters: growing your business. Visit us at 388 Clinton Ave Albany Ny 12206 in Albany, NY, or call us at (518) 452-8234 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with customized financial solutions.

Connect With Us

At Broadview, we pride ourselves on offering comprehensive financial solutions tailored to fit your needs. If you're ready to take the next step in securing your financial future or want more information about any of our services listed above, don't hesitate to reach out! Call us at (518) 452-8234 or visit us at our branch location in Albany, NY. We look forward to serving you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. Need cash? You can take advantage of our ATM services for quick withdrawals or balance checks without the hassle of waiting in line. Plus, if you're a member of a partner credit union, basic shared branch transactions such as deposits and withdrawals are available too!

Credit Options and Support

Managing debt is crucial, and that's where our personal loans and debt consolidation services come into play. If you're juggling multiple payments, let us assist you in simplifying your finances with a loan designed just for you. Our credit cards with rewards also give you more than just spending power; they reward you for every purchase. Enjoy cash back or points toward travel whatever suits your lifestyle best!

Personal Banking Services

We understand that managing your finances can be challenging, which is why we offer various personal banking options. Our checking and savings accounts are tailored to help you save for the future while enjoying easy access to your funds. Whether you're looking to set up an account for daily expenses or build your savings, we've got you covered. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. We aim to make the process as simple as possible so that you can hit the road in no time! For those big moments in life, like buying a home, our mortgage loans and refinancing solutions offer personalized support. We know that every member's situation is unique, so we'll work closely with you to find the right mortgage plan that fits your budget.

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, you never have to worry about making a trip to the branch during business hours. Whether it's day or night, our services are always there when you need them. Add in our mobile payments feature, and you'll find it simple to make purchases directly from your phone without needing cash or cards. At Broadview, we're committed to providing user-friendly digital banking solutions that fit into your life seamlessly. Experience the ease of managing your finances today!

Key Features of Our Digital Services

Our online banking platform, accessible at https://www.broadviewfcu.com/, offers a range of features to simplify your banking experience. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. We prioritize security, so you can trust that your information is safe while you bank online. For those who prefer to handle their finances through their smartphones, our mobile application is available for download, giving you access to all the essential services right at your fingertips. Plus, if you're ever in need of quick cash transfers, our person-to-person transfer feature makes sending money to friends or family a breeze.

Stay Organized and Informed

We know that staying organized is crucial for managing your money effectively. That's why we offer e-statements, allowing you to view and store your statements electronically. This not only helps reduce paper clutter but also ensures you have easy access whenever you need it. And with electronic signature authorization available, signing documents has never been easier or more efficient.

Financial Strength

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support our members' financial aspirations with $29,827 in used auto loans and $6,698,281,974 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $35,585,425. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 388 Clinton Ave Albany Ny 12206 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned option, we provide flexible terms tailored to your needs.

Credit Lines

For those who need extra flexibility in their budgeting, our total credit lines amount to $2,080,178,274. This option allows for easy access to funds when unexpected expenses arise or when you want to make larger purchases without immediate payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We can assist you with various financing options that cater to different budgets and circumstances.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our team is here to help guide you through the process. We aim to make it as straightforward as possible so you can take advantage of better rates or terms when available. Our commitment at Broadview is not only about providing financial products but also about ensuring our members feel supported throughout their financial journeys. If you have questions or need assistance understanding which loan option might be right for you, don't hesitate to reach out. You can contact us at 518-452-8234 or visit us at 388 Clinton Ave Albany NY 12206 during our operating hours from Monday to Friday between 8 AM and 4 PM. For more information on our services and how we can assist you further, visit our website at Broadview. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can make daily spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your decisions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our focus is on providing unbiased results so you can make informed choices. - Real-Time Rate Comparisons: We provide up-to-date loan rates from multiple institutions, helping you find the best available offers quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights our commitment to helping users secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers are fair and transparent, allowing users to compare options without the worry of misleading information.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Contact Us

Convenient Access

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Connect With Us

Convenient Digital Banking Features

Credit Options and Support

Personal Banking Services

Digital & Online Banking

24/7 Access

Key Features of Our Digital Services

Stay Organized and Informed

Financial Strength

Commitment to Growth

Growing Member Trust

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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