Brightstar Credit Union Margate FL | Basic Drive-Thru & ATM Access

Introduction

Welcome to Brightstar Credit Union, your trusted financial partner nestled in the heart of Margate, FL, at 3175 N State Road 7. Since our establishment in 1946, we've dedicated ourselves to serving our community with care and commitment. With over 59,000 members enjoying a wide range of services, we pride ourselves on being a cooperative that truly puts people first. At Brightstar, we understand the importance of your hard-earned money. That's why we manage an impressive $882,377,627 in total assets and offer competitive rates on loans and deposits. Our members benefit from total deposits amounting to $31,256,171, ensuring their savings are secure while allowing us to fund community projects and personal dreams through 147,012 loans and leases. While you can always visit us at our branch location for personalized service, please note that official correspondence should be directed to our mailing address: PO Box 8966, Fort Lauderdale, FL 33310-8966. Our leadership team is passionate about enhancing your banking experience. Led by CEO Biana Murnane and Board President Colin Battle, our dedicated staff of 176 employees is here to assist you every step of the way. Whether you're looking to open a new account or seeking guidance on loans, we're committed to providing exceptional service tailored to your needs. As a member-focused institution, we take pride in our strong financial health with a net worth of $81,109,877 and cash in hand totaling $4,600,432. This solid foundation allows us to invest back into the community while supporting local businesses with a net member business loan balance of $328,525,777. We invite you to explore all that Brightstar Credit Union has to offer. For more information or assistance, feel free to give us a call at 954-486-2728 or visit us online at Brightstar Credit Union. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Impact

Our commitment goes beyond banking; we actively engage in community outreach efforts that strengthen the bonds within Margate and surrounding areas. Through partnerships with local organizations, we strive to uplift those in need and make a positive difference. With convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 7 PM, and Saturday from 9 AM to 1 PM we are here when you need us most. Plus, enjoy the ease of our drive-thru banking services for quick transactions without leaving your car. Join us at Brightstar Credit Union and experience the benefits of being part of a member-focused organization that truly cares about your financial future. Whether you're looking for a loan or simply want to learn more about managing your finances better, we're here for you every step of the way. Come visit us today or call us at 954-486-2728!

Our Journey

From our humble beginnings, Brightstar has evolved into a trusted financial partner for over 59,000 members. Our branch at 3175 N State Road 7 is not just a location; it represents years of commitment to fostering financial literacy and empowerment. With total assets exceeding $882 million, we have established a strong foundation that allows us to provide competitive rates on loans and savings products. For any official correspondence, please send it to our mailing address: PO Box 8966, Fort Lauderdale, FL 33310-8966. Our proximity to local landmarks makes us easily accessible for all your banking needs.

Our Mission

At Brightstar Credit Union, our mission is simple yet powerful: we aim to provide exceptional financial services while supporting the growth and development of our community. We believe in creating lasting relationships with our members through personalized service and innovative solutions tailored to meet their unique needs. We are proud to offer various services such as online banking, mobile payments, and ATM access all designed with your convenience in mind. Additionally, we prioritize accessibility by ensuring that our facilities comply with ADA standards.

Branch Location & Accessibility

Convenient Operating Hours

We know that life can get busy, so we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday until 7 PM, and Saturday from 9 AM to 1 PM. If you prefer the convenience of drive-thru banking, our drive-thru service operates during the same hours, making it easy for you to handle your transactions without leaving your vehicle.

Easy Access and Nearby Landmarks

Our branch is easily reachable from major roads, making it simple for you to visit us whether you're heading home from work or running errands. If you're nearby, look out for familiar spots like the Margate Community Center, which is just a short drive away. Our location features ample parking, ensuring that you can park comfortably when you stop by.

Get in Touch!

Have questions or need assistance? Feel free to reach out! You can contact us at (954) 486-2728. We invite you to come by and explore how Brightstar Credit Union can support your financial needs today!

Services Tailored to You

Brightstar Credit Union offers essential services designed for your convenience. Whether you need ATM access or wish to complete basic transactions through our drive-thru or shared service center, we have you covered. Our ATM is available around the clock for cash withdrawals and balance inquiries. While members can visit us at our branch address, official correspondence should be sent to PO Box 8966 in Fort Lauderdale if needed.

Welcoming Environment

At Brightstar, we prioritize accessibility for all members. Our branch complies with ADA standards, featuring ramps and designated parking spaces for individuals with disabilities. We strive to create a welcoming environment where everyone can feel comfortable and supported.

Member Eligibility

Becoming a member of Brightstar is like joining a family that truly cares about your financial well-being. Our doors are open to individuals who live, work, worship, or attend school in the vibrant communities around us. If you're looking for a supportive financial partner that offers not just services but genuine relationships, you've found the right place. To see if you qualify, check out the detailed eligibility criteria at https://www.bscu.org/aboutus/platinum-star-membership/. Once you're ready to take the next step, opening an account is simple and straightforward! Just visit us online at http://www.bscu.org/online-banking, or give us a call at (954) 486-2728 for any questions. Join us today at our branch located at 3175 N State Road 7 Margate Fl 33063, and experience the difference of being part of something special!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $285 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $331,406,345, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But financing is just the beginning. Our merchant services are designed to simplify your daily operations. Imagine having a reliable partner that offers easy payment processing, helping you focus on what you do best growing your business. Whether you're a small shop or a larger enterprise, our solutions cater to your needs. Located at 3175 N State Road 7 Margate Fl 33063, we invite you to explore how Brightstar can empower your business journey. For more information, give us a call at (954) 486-2728 or visit our website at https://www.bscu.org/. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Digital Access for Modern Life

In today's fast-paced world, digital banking is more important than ever. That's why we have integrated features like online banking and mobile payments into our services. With our online platform, managing your account is just a click away. You can pay bills, transfer funds, and check statements from the comfort of home or while on the go. Our mobile application further enhances this experience by allowing you to handle transactions directly from your smartphone. Picture yourself effortlessly sending money to friends through person-to-person services or making payments while waiting in line.

Everyday Banking Solutions

We understand that life can get busy, which is why we offer essential services that fit seamlessly into your routine. Our ATM Services Only allow you quick access to your funds whenever you need them. Whether it's a late-night cash withdrawal or checking your balance on the go, our ATM network has you covered. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking provides a convenient option for deposits, withdrawals, and simple transactions without leaving your car. Imagine pulling up after a long day and having your banking needs met quickly and efficiently this is just one way we prioritize your time.

Shared Branch Transactions

If you're traveling or find yourself near another partner credit union, don't worry! We offer Basic Shared Branch Transactions, allowing you to make deposits and withdrawals at various locations. This means that wherever life takes you, accessing your money remains hassle-free.

Your Financial Partner

At Brightstar, we believe that banking should be straightforward and accessible. Whether you're making a quick deposit or planning for future financial goals, our services are designed with you in mind. We strive to provide an inviting atmosphere where every member feels valued and supported. Explore all that we have to offer and experience how easy banking can be! To learn more about our services or open an account today, visit us online at https://www.bscu.org/ or stop by the branch. We look forward to serving you!

Digital & Online Banking

Key Features

Our user-friendly platform includes electronic signature authorization, which allows you to sign documents securely from the comfort of your home. You'll also enjoy e-statements for a paperless experience that keeps your financial information organized and accessible. Need to make payments quickly? Our mobile payments feature allows you to send money effortlessly using your smartphone. And with person-to-person transfers, sending money to friends or family is as easy as sending a text message. For those who prefer managing their finances on their mobile devices, our mobile application is available for download. This app puts all our banking features right at your fingertips, so you can perform transactions, check balances, and more all from the palm of your hand. At Brightstar, we prioritize security so that you can bank with peace of mind. We use advanced encryption methods to protect your data and ensure that every transaction is safe. Join us today in enjoying the convenience of modern banking while knowing that your financial information is secure. Visit us at https://www.bscu.org/ to learn more about how our digital banking services can enhance your banking experience!

Financial Strength

At Brightstar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential. That's why we work hard to maintain a strong foundation for all our members at our branch located at 3175 N State Road 7 Margate Fl 33063 in Margate, FL. Our commitment to financial strength is backed by solid numbers. With a net worth of $81,109,877, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of 9.17%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $251,553,170 in share certificates and $43,957,118 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,548,867 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; we currently have $84,997 in used auto loans and $730,528,318 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $1,200,699, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we manage 118,053 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brightstar is your trusted partner. Visit us at 3175 N State Road 7 Margate Fl 33063 or call (954) 486-2728 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,217,355 in used vehicle loans and $33,825,341 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options so you can drive away with peace of mind.

Credit Lines

If you're looking for added flexibility in your spending or budgeting needs, our total credit lines amount to $166,457,433. These lines can help you cover unexpected expenses without the stress of having to apply for a new loan each time. At Brightstar Credit Union, we believe in providing straightforward lending solutions that work for you. For more details on eligibility and application processes for any of our loan products, visit us online at Brightstar Credit Union or explore our eligibility page. Please note that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's time for a new car or a new home let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $117,894,986, ensuring that you can secure the right financing for your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $45,935,183 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to spend while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. By aggregating data from trusted financial sources, LendMesh delivers reliable information for consumers looking for the best loan options.

BRIGHTSTAR CREDIT UNION - Margate, FL

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