Brightstar Credit Union Lauderhill FL | Best Auto Loans & Business Banking

Introduction

Welcome to Brightstar Credit Union, where our commitment to the community shines as brightly as our name! Located at 1593 NW 40th Ave, Lauderhill, FL 33313, we have been serving our members since 1946. With a proud history of financial excellence, we're honored to support over 59,663 members with exceptional banking solutions tailored to their needs. At Brightstar, we understand that your financial journey is unique. That's why we offer a diverse range of services including personal and business loans, checking and savings accounts, and online banking options designed for your convenience. Our total assets exceed $882 million, demonstrating our stability and trustworthiness in managing your hard-earned money. We also hold deposits of about $31,256,171, ensuring that your funds are safe and sound with us. Under the guidance of our dedicated CEO, Biana Murnane, and Board President, Colin Battle, our team of 176 employees is here to provide personalized service every step of the way. Whether you need assistance with auto loans (with over 147,012 loans processed) or wish to explore mortgage options, our friendly staff is ready to help. For any correspondence, please note that while you can visit us at the branch for all your banking needs, official mail should be sent to PO Box 8966, Fort Lauderdale, FL 33313. We invite you to explore what makes Brightstar Credit Union a trusted partner in your financial journey. Feel free to give us a call at 954-486-2728 or visit us online at www.bscu.org to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

Community Engagement

Brightstar Credit Union is more than just a financial institution; we are an active participant in the Lauderhill community. We engage in various outreach programs that support local initiatives and foster partnerships with other organizations. Our goal is to uplift those around us while providing valuable resources that improve financial literacy and promote economic growth. In addition to traditional banking services, we also embrace modern advancements by offering online and mobile banking options. This means you can handle your finances anytime and anywhere while enjoying peace of mind knowing that your information is secure. Join us at Brightstar Credit Union today! Experience firsthand how we can help you reach your financial goals while being part of a supportive community network. For any inquiries or assistance, feel free to call us at 954-486-2728 or visit our website here. Together, let's build a brighter financial future!

Our Mission

At Brightstar Credit Union, our mission is clear: to empower our members through exceptional financial services while fostering a spirit of community support. We understand that banking goes beyond numbers; it's about helping individuals and families achieve their dreams. Whether it's providing personal banking solutions like checking and savings accounts or offering auto loans and mortgages, we are here to guide you every step of the way. Our commitment to accessibility is reflected in our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 1 PM. For added convenience, we offer drive-thru banking and ATM services so you can manage your finances on your schedule.

Branch Location & Accessibility

Accessibility and Features

At Brightstar Credit Union, we understand that accessibility is key for our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can navigate our space comfortably. We have ample parking available for your convenience, so you can focus on what matters most your finances. If you prefer to conduct your banking from the comfort of your car, take advantage of our drive-thru services. You can easily make deposits or withdrawals without leaving your vehicle. Plus, with ATM access right on-site, getting cash has never been easier.

Call to Action

We invite you to visit us today or give us a call at 954-486-2728. Let Brightstar Credit Union help you achieve your financial goals with ease!

More Than Just Banking

Brightstar Credit Union is more than just a place for transactions; we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our team is dedicated to providing personalized service whether you visit us in person or connect through online and mobile banking. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 8966 in Fort Lauderdale if needed.

Operating Hours

We know that life can be busy, which is why we offer flexible operating hours. Our lobby welcomes you Monday through Thursday from 9 AM to 5 PM, and on Fridays until 7 PM. If you're looking to stop by on the weekend, we're open Saturday from 9 AM to 1 PM.

Member Eligibility

At Brightstar, we believe in building a community where everyone feels welcome and valued. If you're looking to join us, you'll be pleased to know that eligibility is straightforward! You can become a member if you live, work, or worship in the areas we serve or if you're related to an existing member. This means that joining us is not just about banking; it's about becoming part of a supportive family that looks out for one another. By choosing Brightstar, you'll enjoy access to various financial services tailored to meet your needs, from personal loans and credit cards to mortgages and savings accounts. Getting started is easy! Just visit our website at https://www.bscu.org/aboutus/platinum-star-membership/ to learn more about the specific eligibility criteria. If you're ready to open an account, simply head over to http://www.bscu.org/online-banking . Should you have any questions or need assistance along the way, don't hesitate to give us a call at (954) 486-2728. We're excited to welcome you into our community at 1593 Nw 40Th Ave Lauderhill Fl 33313!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to accept payments quickly and efficiently, allowing you to focus on what truly matters growing your business. Our merchant services make it easy for you to process transactions seamlessly, whether you're at a brick-and-mortar location or online. This means less time managing payments and more time serving your customers. Located conveniently at 1593 Nw 40Th Ave Lauderhill Fl 33313, Lauderhill, FL FL, our team is dedicated to helping local businesses thrive. For more information, give us a call at (954) 486-2728. Let's work together to unlock your business's full potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $285 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $331,406,345, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM and Cash Withdrawal Services, ensuring that access to your money is never out of reach. Plus, with multiple ATMs available, you're covered wherever life takes you.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans and Vehicle Financing services can help get you on the road without breaking the bank. We offer competitive rates and flexible terms, making it easier for you to drive away in the vehicle you desire.

Business Banking Solutions

For our business-minded members, we offer comprehensive Business Banking solutions. From merchant services that facilitate smooth transactions to business loans tailored for growth, we're here to support your entrepreneurial journey.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! With every purchase, you can earn points towards exciting rewards, making each transaction more valuable. It's not just a card; it's a way to enhance your spending power.

Drive-Thru Banking

For those quick transactions, our Basic Drive-Thru Banking service allows for easy deposits, withdrawals, and simple transactions without ever leaving your car.

Mortgage Loans & Refinancing

If homeownership is your goal, look no further than our Mortgage Loans and Refinancing options. We provide personalized mortgage solutions to fit your budget, whether you're buying your first home or looking to refinance your current mortgage for better rates.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online and Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, or check balances all from the comfort of your own device no need to visit us in person unless you want to!

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts designed to help you save for the future while keeping your money easily accessible. Whether you're looking to set up a new account or need assistance with an existing one, our friendly staff is here to guide you through every step.

Personal Loans & Debt Consolidation

Need extra funds for unexpected expenses? Our Personal Loans and Debt Consolidation services can provide financial relief when you need it most. Whether it's for a home project or consolidating debt into one easy payment, we've got options that work for you.

Shared Branch Transactions

As a member of Birghtstar Credit Union, you'll also benefit from Basic Shared Branch Transactions with partner credit unions. This means more locations where you can perform deposits and withdrawals making banking even more accessible! At Brightstar, we believe in building lasting relationships by offering services that truly fit our members' needs. If you're ready to explore how we can help improve your financial journey or have any questions about what we offer, don't hesitate to reach out! Call us at (954) 486-2728, or visit us today at 1593 Nw 40Th Ave Lauderhill Fl 33313 in Lauderhill, FL. Your financial wellness is our priority!

Digital & Online Banking

Additional Services

Want to make payments quickly? Our mobile payments feature allows you to send and receive money instantly through person-to-person transfers perfect for splitting bills or sending gifts! With our commitment to accessibility and ease-of-use, managing your money has never been simpler. Join us at Brightstar for all your digital banking needs, and experience the comfort of having full control over your finances right at your fingertips!

Key Features

Visit us at https://www.bscu.org/ to explore our online banking platform, which provides you with 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, it's all just a click away. Plus, for those busy days when you're on the go, our mobile application allows you to manage your finances right from your smartphone. Security is a top priority at Brightstar. Our platform supports electronic signature authorization, so you can sign documents securely without needing to visit a branch. We also offer e-statements, providing an eco-friendly way to keep track of your financial activities while reducing paper clutter.

Financial Strength

Commitment to Our Members

Total Share Accounts stand at 118,053, showing a strong and growing member base that trusts us with their finances. This trust allows us to focus on what matters most your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brightstar is your trusted partner. Visit us at 1593 Nw 40Th Ave Lauderhill Fl 33313 or call (954) 486-2728 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $78,548,867 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $84,997 in used auto loans and $730,528,318 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $251,553,170 in share certificates and $43,957,118 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $81,109,877, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $81,217,355 in used vehicle loans and $33,825,341 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used vehicle, we have financing options that can make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $331,406,345 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have solutions designed to support your entrepreneurial journey. To learn more about our loan offerings or discuss which option may be best for you, feel free to contact us at 954-486-2728. Our team is ready to assist you during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 7:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Brightstar Credit Union, we're committed to providing accessible financing solutions that empower our members toward a brighter financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,894,986, make buying or refinancing simple. We offer various mortgage products designed to suit different financial situations. If you're considering refinancing your current mortgage or exploring eligibility options for first-time buyers, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $45,935,183 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you maximize your spending power while staying within budget.

Loan Aggregator

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BRIGHTSTAR CREDIT UNION