Bridgeton Onized Credit Union Cedarville NJ | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Bridgeton Onized at our Cedarville Office, located at 339 Main St, Cedarville, NJ 08311. Since our establishment in 1939, we have dedicated ourselves to serving our community with trust and integrity. With over 7,277 members and a strong commitment to providing personalized financial services, we are proud to be a cornerstone of the Cedarville area. At Bridgeton Onized, your financial well-being is our top priority. Our total assets of $46,401,156 reflect our robust position in the market, while our total deposits stand at $2,509,527, showcasing the trust that our members place in us. We offer a range of services from checking and savings accounts to auto loans and credit cards with rewards all designed to meet your unique needs. While you can visit us at our Cedarville branch for all your banking needs, official correspondence should be directed to our mailing address: 339 Main St, Cedarville, NJ 08311-2542. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (856) 692-4000. Our leadership team, headed by CEO Tamara Ciccioli and Board President Charles Cristello, is passionate about fostering a supportive environment for all members. Together with our dedicated staff of 18 employees, we strive to create lasting relationships built on mutual respect and understanding. Explore how Bridgeton Onized can help you achieve your financial goals today. Visit our website at bofcu.com or stop by during our operating hours: Monday, Wednesday, Thursday from 9 am to 5 pm; Tuesday from 10 am to 5 pm; Friday from 9 am to 7 pm; and Saturday from 9 am to 12 pm. We look forward to welcoming you!

Branch History & Mission

Commitment to Service

In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we offer convenient options such as drive-thru banking for easy transactions. While we currently do not have ATM availability at this location, our digital banking solutions allow you to manage your finances anytime from anywhere. For your convenience, our branch operates during flexible hours: - Monday, Wednesday & Thursday: 9 am - 5 pm - Tuesday: 10 am - 5 pm - Friday: 9 am - 7 pm - Saturday: 9 am - 12 pm While members can visit us at 339 Main St, official correspondence should be sent to 339 Main St, Cedarville, NJ 08311-2542 if different from the branch address.

Join Us Today!

As we continue to grow and evolve alongside our community, we invite you to become part of Bridgeton Onized's journey. Experience firsthand how we prioritize your financial success while making a difference right here in Cedarville. For more information or to join us today, please call us at 856-692-4000 or visit our website at www.bofcu.com. Together, let's build a brighter future!

Our Mission

At Bridgeton Onized, our mission is simple yet powerful: to empower our members through accessible financial services while making a positive impact on our community. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's saving for a dream home, financing a vehicle, or managing day-to-day expenses, we are here to help. Our vision extends beyond just numbers; we actively engage in community outreach initiatives and partnerships aimed at supporting local organizations and events. We strive to uplift those around us by investing in programs that enhance the quality of life for all Cedarville residents.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. You can access our services easily whether you walk in or use our drive-thru banking option for quick transactions.

Get in Touch

Have questions or want more information? Give us a call at 856-692-4000! We look forward to welcoming you into our branch soon and helping you with all your financial needs. Your satisfaction is our priority!

Operating Hours

Our doors are open at various times throughout the week to accommodate your schedule. We welcome you on Monday, Wednesday, and Thursday from 9 AM to 5 PM; Tuesday from 10 AM to 5 PM; and Friday until 7 PM. We also offer Saturday hours from 9 AM to noon for those who need weekend banking services.

Services Available

At the Cedarville Office, we're proud to offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is here to assist you every step of the way. Plus, with basic drive-thru banking available for deposits and withdrawals, managing your money has never been easier!

Member Eligibility

At Bridgeton Onized, we believe that everyone deserves access to a supportive financial community. Joining us is easy, and we're excited to welcome you! To become a member, you typically need to live, work, or attend school in the Cedarville area or have a family member who is already part of our community. This means that if you're from around 339 Main St Cedarville Nj 08311, you're likely eligible to join us. We offer numerous benefits for our members, including competitive loan rates and personalized service tailored to your needs. For more detailed eligibility criteria, feel free to visit our website at https://www.bofcu.com/about-us/eligibility/. Ready to take the next step? Opening an account with us is simple! Just head over to our account opening page at https://www.bofcu.com/accounts/apply-to-join/. If you have any questions or need assistance, don't hesitate to call us at (856) 692-4000. We're here to help you every step of the way as you embark on your journey with Bridgeton Onized!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to the funds you need to seize new opportunities or tackle unexpected challenges. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial for any business. Our merchant services simplify transactions, ensuring you can focus on what matters most growing your business. From credit card processing to secure online payments, we offer tools that enhance customer satisfaction and streamline operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Partner with us at Bridgeton Onized, located at 339 Main St Cedarville Nj 08311 in Cedarville, NJ, and let's take your business to the next level together! For more information, call us at (856) 692-4000 or visit our website at https://www.bofcu.com/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services can help make that dream a reality. We offer competitive rates tailored to fit your budget, so you can drive away in your new vehicle without breaking the bank.

Business Banking

For entrepreneurs and small business owners, we understand the importance of having reliable financial support. Our business banking services, including merchant services and business loans, are crafted to help you grow and manage your business effectively.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Imagine enjoying perks like cash back or travel rewards simply by using a card for things you already buy!

Drive-Thru Banking

For quick transactions, our drive-thru banking service allows you to handle deposits, withdrawals, and other simple transactions without leaving your car. It's just one more way we strive to make banking easier for our members. At Bridgeton Onized, located at 339 Main St Cedarville Nj 08311, we invite you to explore all these services tailored just for you. If you have any questions or would like more information about how we can assist with your financial journey, please call us at (856) 692-4000. We're here to help!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your monthly payments through refinancing, we provide personalized solutions to fit your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments from the comfort of your home or on-the-go.

Personal Banking

For those looking to manage their everyday finances, our personal banking options are designed with you in mind. We offer checking and savings accounts that make it easy to keep track of your money while earning interest on your deposits. Whether you're saving for a vacation or managing daily expenses, our accounts provide flexibility and peace of mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services are here to help. If you need cash for emergencies or want to simplify your payments by consolidating debt, we work with you to find the best option.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly, allowing you to easily check your account balances, pay bills, and transfer money. One standout feature is the Electronic Signature Authorization which makes it simple to sign documents digitally, saving you time and effort. Plus, with E-Statements, you can go paperless and access your financial statements quickly without clutter. If you're on the go, our Mobile Application enhances your banking experience by giving you access right from your smartphone. You can make Mobile Payments effortlessly or send money with our convenient Person-to-Person Transfers feature. Whether you're splitting a dinner bill or paying back a friend, it's all just a few taps away.

Security You Can Trust

We prioritize your security. All transactions are safeguarded with advanced encryption technology, ensuring that your personal information remains confidential. Our online banking services are not only convenient but also secure, giving you peace of mind every time you log in. At Bridgeton Onized, we believe in making banking accessible and easy for everyone. Whether you're managing day-to-day expenses or planning for the future, our digital banking tools are here to help you manage your accounts in real-time. Experience the freedom of banking on your terms with us!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investments in Growth

With $3,669,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $1,517 in used auto loans and $39,428,955 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $557,660 in share certificates and $646,116 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,952,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $847 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 12,625, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bridgeton Onized is your trusted partner. Visit us at 339 Main St Cedarville Nj 08311 or call (856) 692-4000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $22,396,316 in used vehicle loans and $2,932,634 in new vehicle loans, helping many members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used car, we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $208,355, designed to help you secure your dream home without unnecessary hassle. If you're considering refinancing your current mortgage, talk to us about eligibility options that could save you money.

Other Financing Options

In addition to these products, we have available credit lines totaling $4,770,000 for those who need quick access to funds for various purposes. Our goal is to provide you with the financial resources you need when you need them most. For business owners seeking capital for growth and expansion, while we currently do not have outstanding commercial loans available at this time, our personal loan options can be an alternative solution for your funding needs. We encourage you to explore all our loan offerings and see how they can benefit you. Visit us at our Cedarville branch or give us a call at 856-692-4000 for more information. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans with a total of $922,865 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your everyday spending.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers, allowing users to trust the numbers they see.