Bridge Credit Union Yellow Springs OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Bridge Credit Union, your trusted financial partner located at 217 Xenia Ave, Yellow Springs, OH 45387. Established in 1967, we have proudly served our community for over five decades, building strong relationships with our 20,749 members. At Bridge, we understand the importance of reliable financial services and strive to offer solutions tailored to your needs. Our commitment to our members is reflected in our impressive financial standing. With total assets of $230,251,813 and total deposits reaching $35,616,065, we are well-equipped to help you achieve your financial goals. Our dedicated team, led by CEO Jarod Bach and Board President Julie Ray, works tirelessly to ensure that every member feels valued and supported. While you can visit us at our Yellow Springs branch for personal banking services including checking and savings accounts, auto loans, and mortgage refinancing official correspondence should be sent to our mailing address at 10567 Sawmill Pkwy, Powell, OH 43065-6672. At Bridge Credit Union, we're not just about numbers; we're about community impact. We offer a range of products designed to meet both personal and business banking needs while maintaining a strong focus on member satisfaction. With a total loan portfolio of 13,571 loans and leases, including competitive rates on vehicle financing and credit cards with rewards, we are here to support you at every stage of your financial journey. We invite you to reach out with any questions or visit us during our lobby hours from 9 AM to 5 PM, Monday through Friday. Call us today at 800-434-7300 or explore our website at bridgecu.org for more information on how we can assist you. Let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Community is at the heart of what we do. We actively engage in partnerships and outreach programs that uplift those around us. Whether it's hosting financial literacy workshops or supporting local charities, Bridge Credit Union aims to be more than just a place for banking; we're a partner in building stronger communities. Our operating hours are designed for your convenience: we're open Monday through Friday from 9 AM to 5 PM. Plus, with ATM availability at our location, accessing your funds is easy and hassle-free. As we look forward to the future, we invite you to join us on this journey. Become part of the Bridge family today! Experience firsthand how our dedicated team can help you achieve your financial goals while being part of a community-focused credit union. For more information or to open an account, visit us online at Bridge Credit Union or give us a call at 800-434-7300. Let's build a better future together!

Our Mission

At Bridge Credit Union, our mission is clear: to provide exceptional financial services while making a positive impact in our community. We believe in empowering our members through accessible banking solutions that range from checking and savings accounts to auto loans and mortgages. Our commitment extends beyond financial transactions; we strive to foster an environment where members feel valued and supported. We understand that every member has unique needs. That's why we offer personalized services alongside convenient digital options like online banking and mobile payments. We are also dedicated to maintaining an inclusive environment by ensuring ADA compliance across all our facilities.

Branch Location & Accessibility

Convenience and Accessibility

At Bridge, we strive to create a welcoming environment for everyone. Our branch features ADA-compliant access with ramps and spacious parking to ensure that all members can visit us comfortably. Although we don't have drive-thru services at this location, our friendly staff is always ready to assist you inside.

Get in Touch

Ready to experience convenient banking? Give us a call at 800-434-7300 or stop by our branch today! Whether you need assistance with your accounts or want to learn more about our services, we're here to help make your banking experience smooth and enjoyable. We look forward to welcoming you soon!

Operating Hours

We understand that your time is valuable! That's why we are open Monday through Friday from 9 AM to 5 PM, providing plenty of opportunities for you to come in and speak with our team about personal banking options such as checking and savings accounts, auto loans, mortgages, and more.

Services Offered

In addition to traditional banking services, we also provide ATM access for cash withdrawals and balance checks. As part of our commitment to community banking, we participate in shared services with partner credit unions for basic transactions like deposits and withdrawals. This means you can enjoy flexible banking options even if you're away from your home branch.

Member Eligibility

Becoming a member of Bridge is like opening the door to a friendly community where your financial well-being is our priority. If you're looking to join us at our branch located at 217 Xenia Ave Yellow Springs Oh 45387, you'll find that eligibility is accessible for many. Generally, anyone who lives, works, worships, or attends school in the area can become a member. It's all about fostering connections and supporting each other in our community. We encourage you to explore the detailed eligibility criteria by visiting https://forms.joinmycu.com/mop/236/mop3/eligibility , where you'll find all the specifics you need. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can easily start this journey by checking out our account opening details at https://forms.joinmycu.com/mop/236/apply . If you have any questions or need assistance along the way, feel free to reach out to us at (800) 434-7300. We're excited to welcome you into the Bridge family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly, whether online or in-person. This not only enhances customer satisfaction but also streamlines your operations. Visit us at 217 Xenia Ave Yellow Springs Oh 45387 or give us a call at (800) 434-7300 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $121 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,234,048, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Shared Branch Access

In addition to our digital services, we also provide access to ATMs for easy cash withdrawals and balance checks. Members can take advantage of basic shared branch transactions for deposits and withdrawals if you're part of a partner credit union network.

Business Banking Solutions

For local business owners, we offer specialized services like Merchant Services & Business Loans designed to help your business thrive. Our knowledgeable staff can guide you through the best options available, ensuring that your business has the financial backing it needs to grow.

Convenient Digital Banking

We know that convenience is key in today's busy world. That's why Bridge provides robust Online & Mobile Banking features. With secure access to your accounts anytime and anywhere, managing your finances has never been easier. You can transfer funds, pay bills, or even send money to friends with just a few clicks.

Join Us Today!

If you're ready to experience personalized service and comprehensive financial solutions, reach out to us at (800) 434-7300 or visit us at our branch location in Yellow Springs, OH. At Bridge, we're not just a credit union; we're your partner in achieving financial success. Check out more about our services on our website: Yellow Springs. We look forward to serving you!

Personal Banking Services

Managing your personal finances is easier with our variety of banking services. We offer Checking and Savings Accounts that help you manage your money effectively while earning interest. If you're looking to buy a car, our Auto Loans & Vehicle Financing options make it simple and affordable. For those dreaming of owning a home, our Mortgage Loans & Refinancing services can help turn that dream into reality. In addition to these core offerings, we understand that life can bring unexpected expenses. That's why we provide Personal Loans & Debt Consolidation solutions to help you navigate through tough times without stress. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on your purchases and enjoy benefits tailored just for you.

Digital & Online Banking

Key Features

Our online banking platform, which you can explore further at https://www.bridgecu.org/ , provides a user-friendly experience that allows you to check your balance, pay bills, and transfer funds with just a few clicks. You can also take advantage of e-statements, meaning you'll receive your bank statements electronically, reducing paper clutter while keeping your information organized and accessible. Need to send money to friends or family? Our person-to-person transfer feature makes it simple to send funds directly from your account to theirs, all within the app. Plus, our mobile payments option means you can make purchases without needing cash or cards just tap your phone!

Security and Convenience

We know security is a top concern for our members. That's why we offer electronic signature authorization for transactions, ensuring that your financial activities are safe and verified. Our mobile application provides an additional layer of convenience, letting you manage your accounts right from the palm of your hand. With these tools at your disposal, you're empowered to take control of your financial life in real-time. Whether it's checking balances or making payments while out and about, Bridge ensures that banking fits into your lifestyle seamlessly. Join us today and experience the ease of modern banking!

Financial Strength

Continuous Growth

With $13,881,327 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,624 in used auto loans and $134,805,675 in total loans and leases. Our operational efficiency is reflected in our impressive $1,116,514, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Resources

Members' savings are secured through $35,652,037 in share certificates and $38,430,139 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundations

With a net worth of $24,310,524, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 40,908, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bridge is your trusted partner. Visit us at 217 Xenia Ave Yellow Springs Oh 45387 or call (800) 434-7300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,848,148 in used vehicle loans and $12,836,629 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we can help you find an affordable financing solution that suits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,712,195, make buying or refinancing simple. We are here to guide you through the process, ensuring you find a plan that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,798,965 in loans helping members manage their finances effectively. These cards can be a great tool for managing day-to-day expenses while earning rewards and benefits along the way. For those interested in refinancing options or checking eligibility criteria for any of our loan products, visit our website or contact us directly. Our dedicated staff is always available to answer your questions and help you navigate your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what stage you're at in life whether it's purchasing a car, buying a home, or managing expenses Bridge is here for you every step of the way. Reach out today to learn more about how we can assist you with your financing needs!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers. Each lender featured on the platform meets strict compliance measures, giving you confidence in the accuracy of the information presented. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. Additionally, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect the best options available to you. With real-time rate comparisons from multiple institutions, LendMesh empowers users to make informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BRIDGE CREDIT UNION