Brewer Credit Union ME | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Brewer Credit Union, your trusted financial partner since 1960. Located at 229 Dirigo Dr, Brewer, ME 04412, we pride ourselves on providing exceptional services tailored to meet the unique needs of our members. With a strong community presence and a commitment to your financial well-being, our credit union is dedicated to helping you achieve your goals. At Brewer Credit Union, we have built a robust membership base of 8,629 individuals who benefit from our wide range of services. Our total assets stand at an impressive $108,339,034, allowing us to offer competitive loans and deposits for all your financial needs. Whether you're looking to finance a vehicle with one of our 6,781 loans or simply save for the future with our various deposit accounts totaling $4,724,746 we are here to support you every step of the way. Our leadership team includes CEO P David DeFroscia, Jr. and Board President Donald Brown, both of whom are passionate about fostering a member-focused environment that prioritizes your satisfaction. With 23 employees ready to assist you, we ensure that your experience is as smooth and efficient as possible. If you have any questions or need assistance, don't hesitate to reach out at 207-989-7240 or visit our website at brewerfcu.org. While members can visit us at our branch location for in-person services, official correspondence should be directed to our mailing address: PO Box 189, Brewer, ME 4412. Join us today and discover how Brewer Credit Union can help you make the most of your financial journey!

Branch History & Mission

Community Impact

Throughout our history, Brewer Credit Union has been dedicated to giving back to the community. We actively participate in local outreach initiatives and partnerships that support education, health care, and economic development within Brewer and surrounding areas. This commitment ensures that we're not only here for your financial needs but also as a reliable partner in making our community stronger. As we look forward to the future, we invite you to join us on this journey. Experience firsthand how Brewer Credit Union can make a positive difference in your life. Whether you're looking to open an account or need guidance on loans and financing options, our friendly staff is here to help you every step of the way. Visit us today or call 207-989-7240 for more information. Together, let's build a brighter future for you and our community!

Our Mission

Our mission at Brewer Credit Union is simple yet powerful: to provide exceptional financial services while fostering a sense of community and support among our members. We aim to empower individuals with the tools they need to achieve their financial goals through personal banking solutions such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. We believe that banking should be more than just transactions; it should be about building relationships. That's why we continually strive to enhance our services with modern conveniences like online and mobile banking. Our drive-thru service and ATM availability ensure that you can access your funds quickly and efficiently.

Branch Location & Accessibility

Convenient Access

Our branch offers ample parking, making it easy for you to stop by anytime during our welcoming hours. We're open Monday through Wednesday from 8:00 am to 4:00 pm, Thursday and Friday until 5:00 pm, and Saturday mornings from 9:00 am to noon perfect for those who need to bank on the weekend! For added convenience, we also provide drive-thru banking services where you can handle deposits and withdrawals without leaving your vehicle. Accessibility is important to us; our facilities comply with ADA standards, ensuring everyone can easily access our services. If you need assistance or have special requirements, don't hesitate to reach out.

Get in Touch

We're excited to serve you! If you have any questions or would like more information about our services, feel free to give us a call at 207-989-7240. We invite you to come visit us soon at Brewer Credit Union where great service meets community spirit!

Services Offered

At Brewer Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM is available around the clock for quick cash withdrawals and balance checks. While members can visit us at 229 Dirigo Dr for all their banking inquiries and transactions, official correspondence should be sent to PO Box 189, Brewer, ME 4412 if needed. Our dedicated team is always ready to assist you with any questions or concerns you may have.

Member Eligibility

Becoming a member of Brewer is like joining a family that's dedicated to your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Brewer area, making it easy for you to be part of our community. Plus, if you have a family member who is already a member, you're also eligible! Joining us means you'll enjoy personalized service and access to a variety of financial products designed with your needs in mind. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.brewerfcu.org/online/become-a-member/ . If you're ready to take the next step towards membership, opening an account is simple! Just check out our easy online process at https://www.brewerfcu.org/accounts/open-account/ , or give us a call at (207) 989-7240. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,717,143, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer robust merchant services that can simplify your payment processes. Imagine running your business without worrying about payment methods our solutions make it easy for you to accept payments from customers, allowing you more time to focus on what you do best. Visit us at 229 Dirigo Dr Brewer Me 04412 in Brewer, ME, or call us at (207) 989-7240 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For local businesses, Brewer is here to support your growth with specialized business banking services. From merchant services that help you process transactions smoothly to business loans aimed at expansion or operating costs, we understand the unique challenges businesses face today.

Connect With Us

Ready to explore how Brewer can support your financial journey? Give us a call at (207) 989-7240 or visit us at 229 Dirigo Dr Brewer Me 04412 during our operating hours: Monday through Wednesday from 8:00 AM to 4:00 PM, Thursday and Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to noon. Join our community of satisfied members today by visiting us online at 229 Dirigo Dr and discover all the ways we can help you achieve your financial goals!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Need cash? Our ATM services are readily available for quick withdrawals and balance checks. Prefer face-to-face interactions? Our drive-thru banking allows for easy deposits and simple transactions without leaving your car.

Loans and Financing

When it comes to loans, we offer various solutions tailored to different life scenarios. If you're thinking about purchasing a new vehicle, our auto loans provide flexible terms that fit your budget. For homeowners, we have mortgage loans and refinancing options that can help you achieve your dream home while saving on monthly payments. If unexpected expenses arise or if you're looking to consolidate debt, our personal loans offer a straightforward path to managing your finances without the stress. Plus, with credit cards that come with rewards, you can earn while spending on things you already buy.

Personal Banking

For those who want to manage their everyday finances, our personal banking options include checking and savings accounts designed for convenience and growth. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

Convenient Online Services

Our online banking platform at https://www.brewerfcu.org/ is user-friendly and packed with features. Whether you're checking your balance, transferring money between accounts, or reviewing your transactions, everything is just a few clicks away. You can also take advantage of e-statements, which are not only eco-friendly but help you keep track of your financial history easily. For those on the go, our mobile application offers the same great features right in the palm of your hand. With mobile payments enabled, making purchases has never been easier or more convenient. You can pay bills, send money to friends through person-to-person transfers, and manage your account all from your smartphone.

Real-Time Access and Support

Staying on top of your finances means having real-time access to all the tools you need. With our online banking services, managing your accounts is straightforward and efficient. Plus, if you ever have questions or need assistance, our team at Brewer is just a phone call away at (207) 989-7240. Experience the ease and flexibility of digital banking today with Brewer your partner in achieving financial wellness!

Security You Can Trust

We prioritize your security. While we don't currently offer electronic signature authorization for certain transactions, rest assured that our online services are designed with robust security measures to protect your information. Your peace of mind is crucial as you navigate through financial decisions and transactions.

Financial Strength

Commitment to Innovation

Our financial strength also includes $11,004,565 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,807 in used auto loans and $73,860,883 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Membership Base

With total share accounts numbering 17,396, we have a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $552,366, reinforcing our capability to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brewer is your trusted partner. Visit us at 229 Dirigo Dr Brewer Me 04412 or call (207) 989-7240 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our effective management is reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $11,004,565, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,016, which demonstrates that we are well-capitalized to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $34,052,442 in share certificates and $11,514,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,202,076 in used vehicle loans and $10,406,179 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,717,143 provide the capital needed to grow and expand your business. We're committed to supporting local businesses and helping them thrive in today's competitive market. At Brewer, we are dedicated to making borrowing straightforward and accessible. If you're considering refinancing or would like more information about eligibility options, please don't hesitate to contact us at (207) 989-7240 or visit us at our location: 229 Dirigo Dr Brewer Me 04412 in Brewer, ME. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines and Personal Loans

We also offer flexible credit lines totaling $7,033,962 to give you more control over your finances when unexpected expenses arise. If you need quick access to cash without collateral, our unsecured credit card loans total $809,449, providing an excellent way for members to manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,111,223, make buying or refinancing simple. We believe that owning a home should be attainable for everyone, and our dedicated team is here to guide you through the process.

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BREWER FEDERAL CREDIT UNION