Breco Credit Union Saint Francisville LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Breco, your trusted financial partner in Saint Francisville, LA! Located at 5485 Us Highway 61, our branch has proudly served the community since 1934. With a strong commitment to our members, we have grown to support over 5,272 individuals and families, providing them with reliable banking solutions and a personalized approach. At Breco, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal checking and savings accounts to auto loans and credit cards with rewards. With total assets exceeding $50 million and total deposits of $1,202,589, we're dedicated to ensuring your money works for you. Our net worth stands at an impressive $5,660,542, reflecting our stability and trustworthiness. Our team is here for you! Led by CEO Joshua Poole and Board President Joey Albert, our dedicated staff of 15 employees is ready to assist you with any inquiries. We also offer convenient access through online banking and ATMs so you can manage your finances anytime. While members can visit us at our branch location, official correspondence should be sent to the same address: 5485 US Highway 61, Saint Francisville, LA 70775. Ready to take the next step in your financial journey? Whether you have questions or want to explore our services further, feel free to give us a call at 225-336-6111 or visit us online at Breco's website. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Accessibility

We recognize the importance of being accessible to all members of our community. That's why we provide ATM availability for convenient cash access and ensure that our facilities are compliant with ADA standards. While we do not currently offer drive-thru banking or shared service centers, our friendly staff is here during operating hours from 9:00 AM to 5:00 PM, Monday through Friday, ready to assist you with your needs.

Join Us

As we look ahead, Breco remains focused on enhancing member experiences through digital advancements like online banking and mobile payments. We invite you to join us on this journey. Experience firsthand how being part of Breco can benefit you and your family financially while contributing positively to our beloved community. For more information or assistance, feel free to contact us at 225-336-6111 or visit our website at brecofcu.com. Together, let's build a brighter financial future!

Our Evolution

Breco began with a small group of dedicated individuals who shared a vision: to create a financial institution that put people before profits. Over the decades, we have grown significantly, now boasting a membership of 5,272 members and total assets amounting to an impressive $50,411,616. This growth reflects not only the trust our members place in us but also our ongoing efforts to adapt and innovate in an ever-changing financial landscape.

Our Mission

At Breco, our mission is clear: to empower our members through exceptional financial services while fostering community support. We offer a variety of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to provide tools and resources that help you achieve your financial aspirations. In addition to our comprehensive banking services, we are deeply committed to community outreach. We believe in giving back and actively participate in local events and initiatives designed to uplift the Saint Francisville area. Whether it's through educational workshops or charitable contributions, we strive to make a positive impact in our community.

Branch Location & Accessibility

ATM Services Available

For those quick transactions on the go, we also offer ATM services at our branch. This means you can withdraw cash or check your balance anytime during business hours without needing to step inside. While members can visit us at 5485 Us Highway 61, official correspondence should be sent to the same address since our mailing address is the same. We invite you to come explore how Breco Credit Union can support your financial needs. Whether you're looking for a new loan or just want to ask questions about our services, we're here for you! Visit us today and see how we can make banking work for you!

Convenient Access and Amenities

At Breco, we prioritize accessibility for all our members. Our location features ample parking and ADA-compliant facilities, so you can enjoy a hassle-free experience when visiting. While we do not have drive-thru services available, our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to stop by after work or during lunch breaks. If you need to reach us for questions or assistance, don't hesitate to call us at 225-336-6111. Our dedicated team is here to help with personal banking services such as checking and savings accounts, auto loans, mortgages, and much more.

Member Eligibility

Becoming a member of Breco is like joining a close-knit family where your financial well-being is our priority. If you live, work, or worship in the Saint Francisville area, you're likely eligible to join us! Our welcoming community invites individuals from various backgrounds to experience the benefits of membership. Whether you're looking for personalized banking solutions, competitive loan rates, or just a friendly face to help with your financial goals, we've got you covered. To explore the complete eligibility criteria and see if you qualify, please visit our website at http://www.brecofcu.com/become-a-member . Ready to take the next step? Opening an account at Breco is easy and straightforward. You can find all the details about getting started on our account opening page here: https://www.financial-net.com/brecofcu/lending . If you have any questions or need assistance, don't hesitate to reach out to us at (225) 336-6111. We're excited to welcome you to our community at 5485 Us Highway 61 Saint Francisville La 70775!

Business Banking & Commercial Services

Merchant Services that Empower

Imagine having a reliable partner that streamlines your payment processing, so you can focus on what you do best running your business. Our merchant services offer practical solutions tailored to fit your operational needs. From accepting credit cards to managing transactions effortlessly, we're here to help simplify your financial dealings. Visit us at 5485 Us Highway 61 Saint Francisville La 70775 or give us a call at (225) 336-6111 to discover how our business banking solutions can support your success today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses in Saint Francisville, we offer specialized services such as Merchant Services and Business Loans. We know how vital it is for businesses to have reliable financial tools at their disposal. Our team is ready to help you find solutions that fit your business needs.

Connect With Us Today!

Our friendly team at Breco is here to guide you through all these services and more! If you're ready to take control of your finances or have any questions about how we can assist you further, don't hesitate to reach out at 225-336-6111 or visit us at 5485 Us Highway 61 Saint Francisville, LA 70775 during our operating hours from 9:00 AM - 5:00 PM Monday through Friday. Join us today at Breco; let's make banking work for you! For more information about membership eligibility or starting an account, check out our website.

Convenient Access with Technology

Accessing your account has never been easier thanks to our ATM and Cash Withdrawal Services, available at various locations including ours at 5485 Us Highway 61. With basic ATM functions like withdrawals and balance checks available right at your fingertips, you can manage your cash flow on-the-go. In addition to physical services, we prioritize technology that enhances convenience whether that's through mobile payments or person-to-person transfers via our digital platforms.

Credit Options Tailored for You

When life throws unexpected expenses your way, our Personal Loans and Debt Consolidation options provide the support you need. Picture being able to consolidate multiple debts into one manageable payment this could relieve stress and simplify your financial life. Additionally, consider our Credit Cards with Rewards program. These cards not only offer convenience but also reward you for your purchases. It's like getting paid back for spending!

Personal Banking Solutions

When it comes to personal banking, we have you covered. With our Checking and Savings Accounts, managing your day-to-day finances becomes easy and efficient. Imagine having instant access to your funds anytime, anywhere through our robust Online and Mobile Banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. If you're considering buying a new car, our Auto Loans and Vehicle Financing options make it simple to drive away in the vehicle you want without breaking the bank. Plus, with competitive rates and flexible terms, we help you find a plan that suits your budget. For those looking to invest in real estate, our Mortgage Loans and Refinancing services are here to assist. We understand that purchasing a home is a significant milestone, so we offer guidance every step of the way.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services allow you to manage your accounts with ease. You can check your balance, transfer funds, and even set up e-statements for paperless billing Yes helping you keep track of your financial activity without the clutter. Plus, we support electronic signature authorization (Yes), so signing documents online is a breeze. If you're always on the go, you'll love our mobile application (Yes). It brings all the essential features right to your fingertips, allowing you to make mobile payments (Yes) or send money to friends and family through person-to-person transfers (Yes). Whether you're paying bills or splitting dinner costs, it's quick and convenient.

Security You Can Trust

We prioritize your security while using our digital services. Our online banking system is equipped with advanced security measures to protect your personal information and transactions. You can feel confident knowing that your data is safe while you manage your accounts from home or on the move. At Breco, we believe in making banking accessible for everyone. Our user-friendly interface ensures that whether you're tech-savvy or just starting out, you'll find our online banking services straightforward and easy to navigate. With real-time account management and round-the-clock access, taking control of your finances has never been easier. Join us today at Breco and experience the convenience of modern banking!

Financial Strength

Commitment to Growth and Innovation

With $5,621,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is demonstrated by our extensive lending offerings; we currently hold $654 in used auto loans and have issued a total of $37,256,957 across various loans and leases. Our operational efficiency is reflected in our $-87,271, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve You

We take pride in having 13 full-time employees and 2 part-time employees. Our knowledgeable team is always ready to assist you with any banking needs or questions you may have. Total Share Accounts stand at 5,930, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to maintaining high standards of service and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Breco is your trusted partner. Visit us at 5485 Us Highway 61 Saint Francisville La 70775 or call (225) 336-6111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $5,302,992 in share certificates, providing stable and rewarding financial growth opportunities. While we have $0 in money market shares available as well, this emphasizes our focus on creating safe avenues for your savings. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,270,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed just for you.

Strong Financial Health

With a net worth of $5,660,542, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can weather economic fluctuations and continue meeting your needs. Our net worth ratio of $1,120 reflects a strong capital position, ensuring that we can provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This gives our members the peace of mind they deserve when choosing us for their financial journey.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,107,933 in used vehicle loans and $8,579,502 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,738,832 in loans helping members manage their finances effectively. These cards come with competitive rates and features that can help you navigate everyday expenses while building your credit history.

Credit Lines

In addition to our traditional loan offerings, we have available credit lines amounting to $2,000,000. This option gives you access to funds when you need them most without the commitment of a fixed loan amount. At Breco in Saint Francisville, LA (5485 Us Highway 61), we're dedicated to providing personalized service tailored to your unique circumstances. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 225-336-6111 during our lobby hours from 9:00 AM - 5:00 PM Monday through Friday. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your borrowing options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,860,264, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to assist you every step of the way.

Loan Aggregator

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BRECO FEDERAL CREDIT UNION