At Breakwater Federal Credit Union, our mission is to empower and uplift our community through member-first service that prioritizes your needs. Under the leadership of CEO Paula Megowen and Board President Karl Benda, we are dedicated to providing financial solutions that make a meaningful difference in the lives of our members across Michigan. We understand that convenience is key in today’s fast-paced world, which is why we offer a suite of modern services designed to enhance your banking experience. From electronic signature authorization and e-statements to mobile payments and robust online banking options, we strive to provide you with tools that simplify your financial journey. Our dedicated mobile app makes managing your finances easier than ever, while person-to-person payment support ensures you can send and receive money with ease. Discover how Breakwater Federal Credit Union can support you by visiting us online at https://www.breakwaterfcu.org/ or contacting us via fax at 9064822451. Join us as we work together for a brighter financial future!

At Breakwater Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to support our members across Michigan in their everyday lives. Whether you're opening your first checking account, saving for a future goal, or looking to finance that dream home, we have tailored solutions that cater to your unique needs. Our personal banking options include convenient checking and savings accounts, providing you with easy access to your funds. With online banking at your fingertips, managing your finances has never been simpler—check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our mobile app.

When it comes to loans and credit options, Breakwater is here to help you make significant financial decisions with confidence. We offer competitive auto loans for those looking to hit the road in a new vehicle and mortgage solutions for those ready to settle into their forever home. Additionally, our personal loans are available for consolidating debt or financing unexpected expenses. For businesses in Michigan, our merchant services and business loans can help fuel growth and ensure smooth operations. Emphasizing accessibility, we also provide digital features such as e-statements for paperless convenience and person-to-person payment options that make sharing expenses with friends easier than ever. With electronic signatures simplifying the process for applications and approvals, we're committed to making banking easy and flexible for all our members.

At Breakwater Federal Credit Union in MI, we believe that banking should be accessible and tailored to your needs. Becoming a member is easy! You can quickly check your eligibility for membership by visiting our website at https://www.breakwaterfcu.org/bank/membership/ . We pride ourselves on our core values of trust, community engagement, personalized service, and financial reliability, ensuring that you receive the support you deserve every step of the way. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, our team is here to help you achieve your financial goals with confidence. Plus, our online banking and person-to-person services make managing your finances as simple as a few clicks or taps. Don’t just take our word for it—compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the Breakwater difference!