Brazos Valley Schools Credit Union Waller TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Brazos Valley Schools at 2038 Mills St, Waller, TX 77484, where our commitment to community and member satisfaction is at the heart of everything we do. Established in 1954, we have proudly served over 63,634 members, providing financial services tailored to meet your needs. With total assets exceeding $958 million and a robust membership base, we are dedicated to helping you achieve your financial goals. At Brazos Valley Schools, we understand that life can be unpredictable. That's why we offer a variety of services from personal banking and auto loans to mortgage financing and business banking solutions. Whether you're looking to save for the future or need assistance with loans, our friendly team is here to guide you every step of the way. Our leadership team, including CEO Yvonne Kershner and Board President Michael Griffin, ensures that our credit union remains a trusted partner in your financial journey. With over 182 employees ready to assist you, we pride ourselves on delivering personalized service that feels like family. While you can always visit us at our branch location for face-to-face interactions, official correspondence should be sent to our mailing address: 2038 Mills Street, Waller, TX 77484. Ready to take the next step? Call us at 281-391-2149 or visit our website at https://www.bvscu.org today! Let's work together towards a brighter financial future.

Branch History & Mission

Community Impact

At Brazos Valley Schools, we recognize the importance of being involved in our local community. Our partnerships with schools and local organizations allow us to give back and support initiatives that matter most to Waller residents. From sponsoring educational programs to participating in local events, we strive to make a positive impact wherever possible. In addition to traditional banking services available during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM we offer convenient drive-thru banking options for quick transactions. Members can also access ATMs for easy cash withdrawals any time they need. While members can visit us at 2038 Mills St, official correspondence should be sent to 2038 Mills Street, Waller, TX 77484 if necessary. For those interested in joining our growing family or learning more about what we offer, please don't hesitate to reach out at 281-391-2149 or visit us online at Brazos Valley Schools. Join us today and experience firsthand how Brazos Valley Schools Credit Union is not just a bank; we are your partners in achieving financial success!

Our Mission

The mission of Brazos Valley Schools is simple yet profound: to deliver exceptional financial services while actively contributing to the community's well-being. We aim to empower our members through a variety of offerings such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We believe that when our members thrive financially, so does the entire community. We understand that financial literacy is key to success. That's why we engage in outreach initiatives designed to educate our members about managing their finances effectively. Whether it's through workshops or one-on-one consultations, we are here to guide you every step of the way.

Branch Location & Accessibility

Accessibility and Features

We take pride in providing a welcoming environment for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure that all members can visit us comfortably. For those driving to see us, ample parking is available right outside the entrance, making it simple for you to pop in and out.

Get in Touch!

Whether you're a current member or looking to join us, we invite you to stop by or give us a call at 281-391-2149 for any inquiries. While official correspondence should be sent to 2038 Mills Street, Waller, TX 77484, we hope you'll visit us at our branch soon! Experience the friendly service at Brazos Valley Schools, where your financial goals are our priority.

Operating Hours and Services

At Brazos Valley Schools, we understand your busy schedule. That's why we offer flexible operating hours! You can visit our lobby Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 5:30 PM. If you prefer using our drive-thru, it's open from 8:00 AM to 5:30 PM on weekdays and from 8:30 AM to 12:30 PM on Saturdays. We're here when you need us! Our branch offers a range of services tailored to meet your financial needs from checking and savings accounts to auto loans, mortgage options, and credit cards with rewards. You can also enjoy the convenience of ATM services for quick cash withdrawals or balance checks.

Member Eligibility

At Brazos Valley Schools, we believe that becoming a member is like joining a close-knit family where support and community matter most. If you live, work, or attend school in the areas we serve, you're already on your way to enjoying all the benefits we offer! We welcome anyone who meets these simple eligibility criteria, making it easy for you to connect with us. Once you're a member, you'll gain access to an array of financial services tailored just for you, such as competitive loan rates and personalized banking options. To get started on your journey with us, simply visit our membership eligibility page at https://www.bvscu.org/about-us/membership-eligibility/ for more details. It's straightforward to join, and if you have any questions or need assistance along the way, don't hesitate to reach out at (281) 391-2149. Ready to take the next step? You can also find information about opening an account by checking out https://www.bvscu.org/loans/apply-for-a-loan/ . We can't wait to welcome you into our community at Brazos Valley Schools, located at 2038 Mills St Waller Tx 77484!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently don't have figures for member or non-member commercial loans, we're eager to assist you with flexible financing solutions when the time comes.

Merchant Services that Work for You

In addition to loans, we offer merchant services that streamline payment processing. Picture this: you're a busy business owner at 2038 Mills St Waller Tx 77484, Waller, TX 77484, juggling customer transactions and inventory management. Our merchant services simplify the process, allowing you to focus on what you do best running your business. Whether you're just starting out or looking to take your established business to the next level, Brazos Valley Schools is here to help every step of the way. Reach out today at (281) 391-2149 to learn more about how we can support your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? We've got you covered with our ATM services, allowing you quick access for withdrawals and balance checks. Plus, our drive-thru service offers basic banking transactions like deposits and simple withdrawals without leaving your car perfect for busy days. Whether you are visiting us at our branch in Waller or accessing services online, we strive to make your banking experience as smooth as possible. If you have any questions about how we can help you meet your financial needs, please don't hesitate to call us at 281-391-2149. Join us at Brazos Valley Schools, where we're committed to helping you succeed financially! Visit us today or check out more details on our website here.

Business Solutions

For our business members, we offer tailored solutions like merchant services and business loans that empower local businesses to thrive. Whether you're starting a new venture or expanding an existing one, we have the resources to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts from anywhere with just a few taps on your smartphone or tablet. From making deposits and withdrawals to checking balances or transferring funds, everything is at your fingertips.

Financing Your Dreams

When it comes to financing, we provide a variety of options. Need a new car? Our auto loans and vehicle financing programs make it easy for you to hit the road in style without breaking the bank. If you're dreaming of owning a home, explore our mortgage loans and refinancing options designed to make homeownership accessible. For those unexpected expenses or consolidating debt, our personal loans can help ease the burden.

Personal Banking Made Simple

We understand that managing your finances should be straightforward. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation, managing daily expenses, or planning for retirement, our accounts come with competitive rates and no hidden fees.

Rewarding Credit Options

Our credit cards with rewards are perfect for those who want to earn while they spend. Enjoy cashback on purchases or travel points that can take you places! With flexible terms and easy management through online banking, you'll find it simple to use your card effectively.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. With just a few taps on your smartphone, you can manage your accounts, make payments using our mobile payments feature, and receive e-statements to keep track of your transactions. If you ever need to sign documents quickly, our electronic signature authorization service allows you to complete transactions securely without the hassle of printing or mailing. While person-to-person transfers are not available at this time, we're committed to providing features that help streamline your banking experience. Whether you're checking balances or making payments, everything is designed with ease-of-use in mind. We believe that banking should be straightforward and accessible for everyone. That's why we focus on user-friendly interfaces and secure systems that give you peace of mind while managing your finances. Join us at Brazos Valley Schools today, and experience how our digital and online banking services can simplify your life!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 123,033, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $3,618,825, further highlighting our commitment to supporting you in reaching your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Valley Schools is your trusted partner. Visit us at 2038 Mills St Waller Tx 77484 or call (281) 391-2149 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $224,837,511 in share certificates and $61,418,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $44,848,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,054 in used auto loans and $439,990,687 in total loans and leases.

Strong Financial Health

With a net worth of $94,444,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,230,021 in used vehicle loans and $82,061,139 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that no matter what you're looking for, we have an option that works for you.

Credit Lines

If you need extra flexibility for unexpected expenses or opportunities, our credit lines totaling $30,000,000 are here to help. This option provides peace of mind knowing that you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,001,351, make buying or refinancing simple. Whether you're purchasing your first home or considering an investment property, we can guide you through the process with competitive rates and personalized service.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we encourage you to explore our options. Refinancing can lower your monthly payments or help you pay off debt faster. Our team is ready to assist you in finding the best solution tailored to your financial situation. For more information about our loan offerings and eligibility requirements, feel free to visit us at our branch located at 2038 Mills St Waller Tx 77484 or call us at 281-391-2149. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $13,776,170 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while keeping track of your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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BRAZOS VALLEY SCHOOLS CREDIT UNION