Brazos Valley Schools Credit Union Sugar Land TX | Top Credit Cards & Business Banking

Introduction

At Brazos Valley Schools, we believe that your financial journey deserves a partner you can trust. Located conveniently at 12300 University Blvd Ste B108, Sugar Land, TX 77479, our credit union has been a pillar of the community since 1954, proudly serving over 63,634 members with a commitment to personalized banking solutions and exceptional service. With total assets exceeding $958 million and deposits reaching $129.9 million, we understand the importance of stability and reliability in your financial institution. Our dedicated team, led by CEO Yvonne Kershner and Board President Michael Griffin, is here to provide you with resources tailored to your needs whether you're looking for auto loans, personal banking options, or business services. While members can visit us at our Sugar Land branch for all their banking needs, official correspondence should be sent to the same address: 12300 University Blvd Ste B108, Sugar Land, TX 77479. At Brazos Valley Schools, we prioritize our community's well-being by offering competitive loan rates and a variety of financial products designed to help you achieve your goals. With no borrowings and a net worth of over $94 million, our solid foundation ensures that your finances are in safe hands. Our friendly staff is available to assist you during lobby hours from Monday to Friday, making it easy for you to reach out whenever you need assistance. Don't hesitate to call us at 281-391-2149 for any inquiries or visit our website at bvscu.org to explore our offerings further. Join us today and experience the difference that comes with being part of the Brazos Valley Schools family!

Branch History & Mission

At Brazos Valley Schools, we take pride in our rich history and unwavering commitment to serving our community. Established in 1954, our credit union has grown from a small organization into a vital financial institution in Sugar Land, TX. With a current membership of over 63,000 individuals, we have become a trusted partner for families and businesses alike. Located at 12300 University Blvd Ste B108, Sugar Land, TX 77479, our branch is conveniently situated near local schools and community centers, making it easily accessible to those we serve. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community support and engagement. Over the years, we have expanded our offerings to include a wide range of services such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. As of now, our total assets stand at an impressive $958,317,339. This growth reflects not only our financial strength but also our dedication to helping members achieve their financial goals. Our mission goes beyond just banking; it's about empowering our members with the tools they need to thrive. We believe that everyone deserves access to quality financial products and personalized service. That's why we focus on creating an inclusive environment where all members feel valued and supported. While members can visit us at 12300 University Blvd Ste B108 Sugar Land Tx 77479, official correspondence should be sent to 12300 University Blvd Ste B108, Sugar Land, TX 77479 if needed. We understand that convenience matters in today's fast-paced world. Although we do not currently offer ATM or drive-thru services, we are committed to providing online and mobile banking options that make managing finances easy and efficient. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 12:30 PM and 1:30 PM to 5 PM; Fridays from 9 AM to 12:30 PM and 1:30 PM to 5:30 PM. Our dedicated team is always ready to assist you with any inquiries or concerns you may have. In addition to providing excellent financial services, Brazos Valley Schools actively participates in community outreach programs. We collaborate with local organizations and schools to promote financial literacy and support initiatives that benefit our neighborhoods. Join us at Brazos Valley Schools and experience the difference of being part of a community-focused credit union that truly cares about your success. For more information on how you can become a member or explore our services further, please visit our website or call us at (281) 391-2149 today!

Branch Location & Accessibility

Welcome to the Brazos Valley Schools Credit Union branch, conveniently located at 12300 University Blvd Ste B108 in Sugar Land, TX. Situated in the heart of Fort Bend County, our branch is easy to find and accessible for all your banking needs. You can spot us near popular landmarks, making it a breeze to drop by. At this branch, we prioritize accessibility for everyone. Our location features ADA-compliant entrances and ramps to ensure that all members can navigate our space comfortably. While visiting us, you'll find ample parking available right outside the entrance, so you won't have to worry about finding a spot. We understand that your time is valuable. That's why our operating hours are designed to fit your busy schedule. Join us Monday through Thursday from 9:00 AM to 12:30 PM and 1:30 PM to 5:00 PM, and on Fridays from 9:00 AM to 12:30 PM and 1:30 PM to 5:30 PM. Whether you're stopping by for personal banking or exploring loan options, we're here to assist you during these hours. While we don't currently offer ATM services or drive-thru banking, our friendly staff is always ready to help you with various services including checking and savings accounts, auto loans, personal loans, and credit cards with rewards. Plus, enjoy the convenience of online and mobile banking right at your fingertips. If you need any assistance or want more information about our services, feel free to call us at 281-391-2149. We look forward to welcoming you at the Brazos Valley Schools Credit Union!

Member Eligibility

At Brazos Valley Schools, we believe that becoming a member is like joining a family one that supports your financial goals and dreams. If you live, work, or attend school in certain areas, you may be eligible to join us. Our community welcomes individuals associated with education in the Brazos Valley area, making it easy for you to take advantage of our personalized services. Plus, being part of Brazos Valley Schools means access to great rates on loans, savings options tailored to your needs, and the friendly support of our dedicated team. Joining is simple! For specific eligibility requirements, we encourage you to check out our detailed information at https://www.bvscu.org/about-us/membership-eligibility/ . Once you're ready to open an account, just visit us at https://www.bvscu.org/loans/apply-for-a-loan/ or give us a call at (281) 391-2149. We're excited to help you start your journey with us at our branch located at 12300 University Blvd Ste B108 Sugar Land Tx 77479!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who are not yet members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments seamlessly from customers without hassle our services ensure that your payment processes run smoothly so you can focus on what matters most: growing your business. Visit us at 12300 University Blvd Ste B108 Sugar Land Tx 77479, Sugar Land, TX or call us at (281) 391-2149 to learn more about how our tailored solutions can help you succeed!

Comprehensive List Of Services

Accessibility and Support

At Brazos Valley Schools, convenience is key. Our commitment extends beyond just offering great products; we ensure that accessing these services is easy and straightforward. With features like ATM and cash withdrawal services, as well as online banking capabilities, managing your finances has never been more accessible. In conclusion, whether you're navigating personal finances or managing a business, Brazos Valley Schools is committed to being by your side every step of the way. If you'd like more information about any of our services or how we can assist you further, please don't hesitate to reach out at 281-391-2149 or visit us online at https://www.bvscu.org . We're here to help!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services make it easy for you to drive away in your dream vehicle. With competitive rates and flexible terms, we work with you to find a financing solution that fits your budget. Plus, we understand that buying a car is a significant investment; that's why we offer guidance throughout the process.

Business Banking

If you're a business owner, you'll appreciate our tailored business banking services, including merchant services and business loans. We understand that running a business comes with its own set of financial demands, and we're here to help simplify your banking experience so you can focus on what matters most growing your business.

Credit Cards with Rewards

For those who want more from their everyday spending, our credit cards with rewards provide an excellent opportunity to earn points on purchases. You can use these points for travel, merchandise, or even cash back making each purchase work harder for you.

Mortgage Loans & Refinancing

Homeownership is an important milestone for many families. At Brazos Valley Schools, we provide mortgage loans and refinancing options to help you achieve this goal. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to support you every step of the way.

Personal Banking

Whether you're opening your first checking account or looking for a safe place to grow your savings, our personal banking options have you covered. We offer both checking and savings accounts that come with user-friendly features to help you manage your finances easily. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. Our digital tools allow you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's covering medical bills or consolidating high-interest debt into one manageable payment, our loan options are designed with your needs in mind.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper clutter! With e-statements available, you can receive your account statements electronically, making it easy to stay organized while also helping the environment. Our user-friendly interface ensures that accessing your statements and managing your accounts is a breeze. While person-to-person transfers are not currently offered, we still provide robust tools for managing your funds effectively. You can enjoy real-time updates on transactions and balances, giving you peace of mind about your financial activities. Whether you're at home or out running errands, Brazos Valley Schools is here to support you with modern banking solutions that fit seamlessly into your lifestyle. Experience the ease of digital banking today!

Key Features

Our online banking platform offers a variety of features that prioritize both convenience and security. You can easily check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with electronic signature authorization available, signing documents is simple and fast, allowing you to complete transactions without the hassle of paperwork. For those who prefer to manage their finances on their mobile devices, our mobile application provides everything you need right at your fingertips. With mobile payments enabled, you can make purchases quickly and securely using just your smartphone.

Financial Strength

Commitment to Growth

With $44,848,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $5,054 in used auto loans and $439,990,687 in total loans and leases, supporting members' financial goals across various sectors.

Growing Member Trust

Total Share Accounts: 123,033, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,618,825. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Valley Schools is your trusted partner. Visit us at 12300 University Blvd Ste B108 Sugar Land Tx 77479 or call (281) 391-2149 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $224,837,511 in share certificates and $61,418,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $94,444,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,230,021 in used vehicle loans and $82,061,139 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options to save even more.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $30,000,000. These lines are perfect for unexpected expenses or planned purchases where you need quick access to funds. At Brazos Valley Schools located at 12300 University Blvd Ste B108 Sugar Land Tx 77479, we're committed to providing personalized service and support. If you have questions or want more information about any of our loan products, don't hesitate to call us at 281-391-2149. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward financial success today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,001,351, make buying or refinancing simple. We guide you through every step of the process to ensure you feel confident in your decision.

Unsecured Credit Cards

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $13,776,170 in loans helping members manage their finances effectively, our credit cards come with benefits designed to reward your spending while keeping it manageable.

Loan Aggregator

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BRAZOS VALLEY SCHOOLS CREDIT UNION - Sugar Land, TX