Brazos Valley Schools Credit Union Sugar Land TX | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Brazos Valley Schools, your trusted financial partner in the heart of Sugar Land, TX! Located at 14121 Southwest Fwy, Sugar Land, TX 77478, our credit union has been serving our community since 1954. With a strong commitment to helping our 63,634 members achieve their financial goals, we offer a range of services designed to meet the needs of individuals and families alike. At Brazos Valley Schools, we pride ourselves on our robust financial standing, boasting total assets of $958,317,339 and total deposits reaching $129,902,610. We understand that financial stability is key to fostering growth and opportunity for our members. Our dedicated team is here to provide personalized service and support for all your banking needs, from checking and savings accounts to auto loans and mortgages. While you can visit us at our Sugar Land branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 25525 Katy Mills Pkwy, Katy, TX 77494. Our friendly staff is ready to assist you during lobby hours Monday through Friday from 9:00 AM to 5:30 PM. Led by CEO Yvonne Kershner and Board President Michael Griffin, our team is passionate about making a positive impact in the community. With 182 employees, we are dedicated to ensuring that each member feels valued and supported throughout their financial journey. Explore how Brazos Valley Schools can help you reach your goals today! For more information or assistance, give us a call at 281-391-2149 or visit our website at bvscu.org. We look forward to serving you!

Branch History & Mission

Community Commitment

At the heart of Brazos Valley Schools is a deep commitment to giving back. Our partnerships with local schools and organizations reflect our dedication to education and community development. We believe that supporting our youth not only strengthens our community but also builds a brighter future for all. Our mission extends beyond just providing financial services; we are here to empower individuals and families within Sugar Land and the surrounding areas. We understand that financial literacy is crucial, which is why we offer educational resources designed to help members make informed decisions about their finances. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of Brazos Valley Schools, where community matters most. Whether you're looking for a new checking account or need assistance with loans, we're here for you every step of the way. If you're ready to become part of something special or have any questions about membership eligibility or services offered, please don't hesitate to contact us at 281-391-2149 or visit us at Brazos Valley Schools. Together, let's build a brighter financial future!

Our Journey

Located at 14121 Southwest Fwy, Sugar Land, TX 77478, our branch has always been dedicated to fostering a sense of community. Our founding vision was simple: to create a financial institution that prioritizes people over profits. This mission continues to drive us today as we strive to support our members through various financial products and services. From auto loans and mortgage refinancing to personal banking and business services, we cater to a wide array of financial needs. We recognize that every member's journey is unique, which is why we've tailored our offerings with their specific goals in mind. As technology advanced, so did we; our digital banking options now include online and mobile banking services that provide convenience at your fingertips. While members can visit us at our physical location for personalized service or use our drive-thru for quick transactions, they also benefit from 24/7 access through our online platforms. We are proud to offer ATM availability and ADA-compliant facilities to ensure everyone can bank with ease.

Branch Location & Accessibility

Welcome to Brazos Valley Schools, your friendly neighborhood credit union located at 14121 Southwest Fwy in beautiful Sugar Land, TX. We are proud to serve the Fort Bend community with convenient banking options and personalized service. If you need to send official correspondence, feel free to reach us at our mailing address: 25525 Katy Mills Pkwy, Katy, TX 77494. Located near key landmarks, our branch is easy to find. Whether you're shopping nearby or enjoying a day out, stop by and see how we can assist you with your financial needs. Parking is ample and accessible for everyone, including features that comply with ADA standards to ensure all members can easily visit us. At Brazos Valley Schools, we understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM. Need to access services outside of these hours? Our drive-thru is available Monday through Friday from 8:00 AM to 5:30 PM and on Saturdays from 8:30 AM to 12:30 PM for your convenience. As part of our commitment to providing excellent service, we offer a range of banking options, including personal accounts, auto loans, mortgage refinancing, and more. You can also access our ATM for quick cash withdrawals and balance checks anytime. We invite you to come visit us at Brazos Valley Schools or give us a call at 281-391-2149. Our friendly team is ready to help you achieve your financial goals!

Member Eligibility

Becoming a member of Brazos Valley Schools is like joining a close-knit family where your financial well-being is our top priority. We're proud to offer membership to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're part of our vibrant community, you're eligible to enjoy all the benefits we provide, including personalized service and competitive rates on loans and savings accounts. For more detailed eligibility criteria, feel free to check out our website at https://www.bvscu.org/about-us/membership-eligibility/ . Opening an account with us is simple! Just visit our branch at 14121 Southwest Fwy Sugar Land Tx 77478, or give us a call at (281) 391-2149 for assistance. You can also start the process online by visiting https://www.bvscu.org/loans/apply-for-a-loan/ . We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine processing payments quickly and easily, allowing you to focus more on serving your customers and growing your business. Our merchant services offer seamless transactions that help you manage sales efficiently. Visit us at 14121 Southwest Fwy Sugar Land Tx 77478 in Sugar Land, TX, or call us at (281) 391-2149 to learn more about how our business banking and commercial services can work for you!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer robust Business Banking services. Our Merchant Services & Business Loans are designed to support your growth and help manage your business efficiently. We believe in the power of local businesses and are committed to providing the tools necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in Online & Mobile Banking features that allow you to bank anytime and anywhere. Check balances, transfer funds, and pay bills with just a few taps on your phone or computer. Additionally, our ATM & Cash Withdrawal Services ensure that access to your money is never out of reach.

Credit Cards with Rewards

Who doesn't love earning rewards? With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. Whether you're traveling or shopping locally, earn points that can be redeemed for various rewards.

Drive-Thru Convenience

If you're on the go, take advantage of our Basic Drive-Thru Banking where you can easily make deposits and withdrawals without stepping inside the branch. This service is perfect for quick transactions when time is of the essence. Whether you're visiting us in person or using our digital services from home, at Brazos Valley Schools, we prioritize making banking simple and accessible for all our members. For any questions or assistance with opening an account or applying for a loan, don't hesitate to call us at (281) 391-2149. Ready to take control of your financial future? Visit us today at 14121 Southwest Fwy Sugar Land Tx 77478, or check out our website at Brazos Valley Schools Cu for more information on how we can assist you!

Loans for Every Need

When life presents opportunities or challenges, our range of loan options is here to support you. From Auto Loans & Vehicle Financing that help you get on the road with confidence, to Mortgage Loans & Refinancing that can make homeownership a reality, we've got you covered. If you're facing unexpected expenses or seeking to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored just for you.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options include Checking & Savings Accounts designed to meet your needs. Imagine having a checking account that not only helps you keep track of your spending but also offers easy online access. Our savings accounts come with competitive rates that encourage you to save more, so you can reach your financial goals faster.

Digital & Online Banking

Key Features of Our Digital Banking Services

With just a few clicks, you can log in to our online banking platform at https://www.bvscu.org/ . Here, you can check your account balances, transfer funds, and pay bills all from the comfort of your own space. Plus, if you're looking for a paperless way to manage your statements, we offer e-statements that are not only convenient but also eco-friendly. Security is a top priority for us at Brazos Valley Schools. We utilize electronic signature authorization, making it easier for you to sign documents securely without the hassle of printing and mailing. And with our mobile application available for download, you can manage your finances directly from your smartphone whether it's making payments or checking transactions.

Real-Time Management & Accessibility

Need to make a quick payment? Our mobile payments feature allows you to pay for purchases effortlessly right from your device. And while person-to-person transfers may not be available yet, we're always looking for ways to enhance our services based on member feedback. Our online banking services are available 24/7, so whether it's early morning or late at night, you can manage your accounts when it suits you best. This flexibility means that you'll never have to worry about being tied down by traditional banking hours again. At Brazos Valley Schools, we're dedicated to making your financial journey as smooth as possible. With our user-friendly features and commitment to security, we invite you to explore all that our digital and online banking services have to offer!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 123,033, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $3,618,825, we're well-prepared to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Valley Schools is your trusted partner. Visit us at 14121 Southwest Fwy Sugar Land Tx 77478 or call (281) 391-2149 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0. This performance enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $44,848,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support our community effectively while maintaining robust lending capacity. Our portfolio includes $5,054 in used auto loans and $439,990,687 in total loans and leases.

Secure Savings for Members

Members' savings are secured through $224,837,511 in share certificates and $61,418,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $94,444,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $82,061,139 in new vehicle loans and $88,230,021 in used vehicle loans to help our members get on the road. No matter if you're considering a brand-new model or a reliable used vehicle, we make it simple for you to secure the financing you need.

Credit Lines and Unsecured Loans

We also provide flexible terms on credit lines and unsecured credit card loans. With a total of $30,000,000 available in credit lines and $13,776,170 in unsecured credit card loans helping members manage their finances effectively, these products can be great tools for budgeting and unexpected expenses. If you're considering refinancing any of these options or want to learn more about eligibility requirements for our loans, feel free to reach out. Our dedicated team is ready to assist you with personalized solutions tailored just for you. For more information or to apply for a loan today, please contact us at 281-391-2149, or visit us at our branch located at 14121 Southwest Fwy Sugar Land Tx 77478. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $28,001,351. Whether you're purchasing your first home or refinancing an existing loan, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same information without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you'll find the most current rates available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the satisfaction and confidence users feel when choosing loans through LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing method ensures that users receive fair and transparent offers, enabling them to make informed choices about their borrowing options.

BRAZOS VALLEY SCHOOLS CREDIT UNION