Brazos Valley Schools Credit Union Rosenberg TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Brazos Valley Schools, your trusted partner in financial services located at 3805 Avenue I, Rosenberg, TX 77471. Since our establishment in 1954, we have proudly served over 63,634 members with a commitment to providing exceptional banking solutions tailored to your needs. Our mission is simple: to empower our community by offering accessible financial products and services that help you achieve your goals. At Brazos Valley Schools, we understand the importance of financial security. With total assets exceeding $958 million and total deposits of $129,902,610, we are well-equipped to support you in your financial journey. Whether you're looking for personal banking options, vehicle financing, or business loans, our dedicated team is here to assist you every step of the way. Our leadership team, headed by CEO Yvonne Kershner and Board President Michael Griffin, fosters a culture of trust and transparency within the credit union. Together with our team of 182 employees, we are committed to ensuring that every member feels valued and supported. While members can visit us at our Rosenberg branch for all their banking needs, official correspondence should be sent to our mailing address: 25525 Katy Mills Pkwy, Katy, TX 77494. With a net worth of over $94 million and cash reserves totaling $7,172,775, you can have confidence in our stability and ability to serve you effectively. Our commitment extends beyond just numbers; it's about building lasting relationships within the community. Ready to take control of your finances? Visit us online at Brazos Valley Schools or give us a call at 281-391-2149 today! Let's work together towards achieving your financial aspirations.

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an integral part of the Rosenberg community. Through various outreach programs and partnerships with local schools and organizations, we strive to give back and make a positive impact. Our initiatives not only provide financial education but also promote economic well-being across Fort Bend County.

Join Us Today!

As we look towards the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Brazos Valley Schools where your financial goals are our priority. With convenient operating hours from Monday through Friday and services like ATM access and drive-thru banking available, managing your finances has never been easier. Call us today at 281-391-2149 or visit our website at Brazos Valley Schools to learn more about how we can assist you in achieving your financial dreams. Together, let's build a brighter future!

Our Journey

Over the years, Brazos Valley Schools has grown significantly, expanding our services to meet the evolving needs of our members. Today, we proudly serve over 63,000 members and manage total assets exceeding $958 million. Our journey reflects not just growth in numbers but also an unwavering dedication to providing personalized financial solutions. From auto loans and mortgages to online banking services, we've continually adapted to offer modern conveniences while maintaining a strong community focus.

Our Mission

At Brazos Valley Schools, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community. We believe in building relationships that go beyond transactions; it's about supporting each other during life's milestones. Whether you're saving for your first home or planning for retirement, we're here to guide you every step of the way. While you can visit us at our Rosenberg location for all your banking needs, please note that official correspondence should be directed to our mailing address at 25525 Katy Mills Pkwy, Katy, TX 77494.

Branch Location & Accessibility

Welcome to Brazos Valley Schools, your trusted credit union located at 3805 Avenue I in Rosenberg, Texas! Our convenient branch is nestled in the heart of Fort Bend County, making it easy for you to access all your banking needs. Whether you're heading to the nearby Rosenberg Civic Center or enjoying a day at the local parks, we're just a short drive away. At our branch, we prioritize accessibility for everyone. We offer ADA-compliant features to ensure that all members can comfortably navigate our facilities. Plus, with ample parking available, you can stop by without any hassle. Our operating hours are designed with your busy schedule in mind. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday until 5:30 PM. If you're in need of quick transactions, our drive-thru service is available Monday through Friday from 8:00 AM to 5:30 PM and on Saturdays from 8:30 AM to 12:30 PM. In addition to personal banking services like checking and savings accounts, auto loans, and mortgage financing, we also have an ATM on-site for your convenience. With drive-thru banking options for deposits and withdrawals, we make banking straightforward and efficient. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 25525 Katy Mills Pkwy, Katy, TX 77494. We invite you to come by or give us a call at 281-391-2149 if you have any questions or need assistance. At Brazos Valley Schools Credit Union, we're here to serve you!

Member Eligibility

Joining the vibrant community at Brazos Valley Schools is an exciting step towards better financial health and support. If you're a resident, employee, or student within the educational ecosystem in our area, you're likely eligible to become a member! We believe in inclusivity, so even if you're not directly connected to education, don't hesitate to reach out and see if you qualify. Membership comes with fantastic perks like personalized service, competitive rates on loans and savings accounts, and access to a variety of financial resources tailored just for you. To explore the detailed eligibility criteria and find out how simple it is to join us, visit our website at https://www.bvscu.org/about-us/membership-eligibility/. Once you're ready, opening an account is a breeze! You can start your application online through this link: https://www.bvscu.org/loans/apply-for-a-loan/. If you have any questions or need assistance along the way, feel free to give us a call at (281) 391-2149. We're here to help you every step of the way as you take this important leap into membership with Brazos Valley Schools located at 3805 Avenue I Rosenberg Tx 77471.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we provide essential merchant services that make transactions smoother for you and your customers. Whether you're processing payments at a busy checkout or managing online sales, our services help streamline your operations. This means less hassle for you and better service for your customers. Located at 3805 Avenue I Rosenberg Tx 77471 in Rosenberg, TX, we're here to help you navigate the financial landscape of business ownership. Reach out to us at (281) 391-2149 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Enjoy hassle-free transactions with our ATM & Cash Withdrawal Services, available at various locations for your convenience. At Brazos Valley Schools, we prioritize accessibility and ease of use in every service we offer from basic drive-thru banking for quick deposits and withdrawals to advanced digital banking features that keep you connected. If you're ready to take advantage of these great services or have any questions, don't hesitate to reach out! Call us at (281) 391-2149 or visit us at Brazos Valley Schools Cu today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions make it simple. With competitive rates and flexible terms, we can help you drive away in your dream vehicle without breaking the bank. You can complete your loan application online from the comfort of your home it's fast and convenient!

Business Banking

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support your growth every step of the way.

Credit Cards with Rewards

Love earning rewards on your purchases? Our Credit Cards with Rewards allow you to earn points on everyday spending that can be redeemed for travel, merchandise, or cash back. It's like getting paid for shopping!

Digital Banking Features

We believe in making banking as easy as possible. With our robust Online & Mobile Banking services, managing your finances has never been easier. Check balances, transfer money, and pay bills all from your smartphone or computer 24/7 access means you're always in control.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing your existing mortgage, our experienced team is here to guide you through the process. Our Mortgage Loans & Refinancing services are designed to offer you peace of mind, making homeownership more attainable. Picture yourself settling into a cozy new space while knowing you're backed by supportive financial advisors.

Personal Banking

Whether you're looking to save for a rainy day or manage your daily expenses, our Personal Banking options include checking and savings accounts that fit your lifestyle. Imagine easily setting up a budget with our online banking platform, allowing you to track your spending and grow your savings effortlessly.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you might need extra funds for unexpected expenses. Our Personal Loans & Debt Consolidation options provide quick access to cash when you need it most. Whether it's consolidating debt or covering an emergency, we offer straightforward solutions tailored just for you.

Digital & Online Banking

E-Statements and Security

Keeping track of your finances has never been easier thanks to e-statements. With Yes available, you can view your statements digitally, reducing clutter and enhancing security. Our commitment to safety means that your information is protected with top-notch security measures.

Mobile Banking at Your Fingertips

Don't forget about our mobile application! Available for download, this app lets you manage your accounts right from your smartphone. You can make mobile payments with ease, allowing you to shop or pay friends without any hassle. Although we currently do not offer person-to-person transfers, you can still enjoy seamless transactions through our other features. At Brazos Valley Schools, we believe that managing your money should be straightforward and secure. Join us today to experience the convenience of digital banking tailored just for you!

Financial Strength

Committed Team

We also take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our focus on service helps build lasting relationships with every member.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $5,054 in used auto loans and $439,990,687 in total loans and leases. We understand the importance of financing options when it comes to achieving your dreams.

Growing Membership Base

With a total of 123,033 share accounts, we have a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members place in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Valley Schools is your trusted partner. Visit us at 3805 Avenue I Rosenberg Tx 77471 or call (281) 391-2149 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $224,837,511 in share certificates and $61,418,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $44,848,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to adapt and grow while meeting your evolving needs.

Solid Foundation

With a net worth of $94,444,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,230,021 in used vehicle loans and $82,061,139 in new vehicle loans already helping members get on the road. We provide flexible financing options that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can assist you with that as well.

Credit Lines and Additional Support

For those seeking additional financial flexibility, our total credit lines available amount to $30,000,000. This can help cover unexpected expenses or provide a buffer during tight months. If you're unsure about eligibility or need guidance through the application process for any of our loan products, don't hesitate to reach out. You can contact us at 281-391-2149 for personalized assistance. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 3805 Avenue I Rosenberg Tx 77471 to learn more about how our loan offerings can help meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $28,001,351. With competitive rates and terms tailored to your needs, owning your dream home might be closer than you think.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $13,776,170 in loans helping members manage their finances effectively, our credit cards come with rewards that allow you to earn while you spend.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to compare various options with confidence.