Brazos Valley Schools Credit Union Rosenberg TX | Best Auto Loans & Business Banking

Introduction

Welcome to Brazos Valley Schools, your trusted financial partner located at 2308 1st St, Rosenberg, TX 77471. Established in 1954, our credit union has been dedicated to serving the needs of our community for nearly seven decades. With a strong commitment to member satisfaction, we proudly serve over 63,634 members and manage total assets of approximately $958 million. At Brazos Valley Schools, we believe in empowering our members through financial education and accessible banking solutions. Whether you're looking for personal loans, auto financing, or business services, we have tailored options designed to meet your unique needs. Our total loans and leases amount to 34,286, ensuring that we can support our members in achieving their financial goals. Our leadership team is here to guide you every step of the way. Led by CEO Yvonne Kershner and Board President Michael Griffin, our experienced staff of 182 employees is ready to assist you with any inquiries you may have. We take pride in fostering a welcoming environment where everyone feels valued. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 2308 1st St, Rosenberg, TX 77471. If you ever need assistance or have questions about our services, please don't hesitate to reach out at 281-391-2149. Join us today and experience the difference that a member-focused credit union can make in your life! For more information on our offerings or to get started with an account, visit us online at Brazos Valley Schools CU. We look forward to supporting your financial journey!

Branch History & Mission

Join Us!

We invite you to become part of our family at Brazos Valley Schools. Experience firsthand how we can help you manage your finances effectively while being an active member of your community. For more information or to open an account today, please call us at 281-391-2149 or visit our website. Your journey towards better financial health starts here!

Mission Statement

At Brazos Valley Schools, our mission is clear: to empower our members through financial education and support while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Our team is dedicated to providing personalized service that reflects this commitment. We also recognize the importance of giving back. Through various community outreach programs and partnerships, we aim to uplift those around us. By supporting local schools and initiatives, we are proud to contribute to the growth of our beloved Rosenberg. As part of our ongoing commitment to accessibility, we ensure that all facilities are ADA compliant. This dedication reflects our belief that everyone should feel welcome when they walk through our doors. While members can visit us at 2308 1st St, official correspondence should be sent to the same address for consistency. If you're looking for a place where your financial well-being matters and community spirit thrives, look no further than Brazos Valley Schools.

Our Journey

Brazos Valley Schools began with a simple idea: to provide accessible financial services to those in our community. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Our commitment to serving you has only strengthened over time. We're proud to say that we continually adapt to meet the needs of our members while embracing modern technology. With one ATM on-site and drive-thru services available for your convenience, we strive to make banking easy and efficient for everyone. Whether you need assistance with deposits or withdrawals or prefer online banking options like mobile payments and e-statements, we're here for you.

Branch Location & Accessibility

Accessibility Features

At Brazos Valley Schools, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces to ensure a smooth visit for everyone. We also offer a drive-thru service for quick and convenient banking without having to leave your vehicle.

Operating Hours

Our friendly staff is here to assist you during our convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM. If you're looking to use our drive-thru services, we're available Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM.

Services Offered

At our branch, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need help with business banking? We offer merchant services and business loans too! Plus, with ATM availability on-site, accessing your cash has never been easier. If you have any questions or need assistance, don't hesitate to give us a call at 281-391-2149. We invite you to visit us soon and experience the friendly service that makes Brazos Valley Schools your trusted financial partner!

Member Eligibility

At Brazos Valley Schools, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is simple and open to anyone who meets our friendly eligibility criteria. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We also welcome family members of current members, which means you can share the benefits of membership with your loved ones. Once you're a member, you'll enjoy personalized financial services, competitive rates, and access to a range of products designed to help you thrive. To learn more about the specific eligibility requirements, feel free to check out our detailed information at https://www.bvscu.org/about-us/membership-eligibility/ . When you're ready to take the next step, opening an account is just as easy! You can find all the details on how to get started at https://www.bvscu.org/loans/apply-for-a-loan/ . If you have any questions or need assistance, don't hesitate to reach out to us at (281) 391-2149. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Imagine having the financial support to invest in new equipment, hire more staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we have not yet funded any member commercial loans or non-member commercial loans, we're eager to partner with local entrepreneurs to bring their visions to life.

Merchant Services for Everyday Transactions

Picture this: You've just closed a big sale, but your payment system is slow and outdated. Our merchant services simplify transactions, allowing you to accept payments effortlessly and focus on what matters most growing your business. With tools that fit your operational needs, you can manage your cash flow better and serve your customers efficiently. If you're ready to explore how we can assist your business journey, contact us at (281) 391-2149 or visit us at 2308 1St St Rosenberg Tx 77471. Let's work together to turn your ambitions into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services provide 24/7 access for withdrawals and balance checks without any hassle. Plus, our drive-thru banking service makes simple transactions like deposits and withdrawals straightforward and efficient. At Brazos Valley Schools, we believe that financial wellness should be accessible to everyone in our community. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! Contact us at (281) 391-2149 or visit us at 2308 1St St Rosenberg Tx 77471 in Rosenberg, TX. Let us be part of your financial journey today!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options are here to assist. We know how important it is to find the right car at the right price. With flexible terms and competitive interest rates, you'll drive away with confidence knowing you've made a smart financial decision.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand that running a business requires financial flexibility and support, which is why we provide tools designed to help you thrive in today's competitive landscape.

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards come with various benefits tailored to fit your lifestyle. Whether you're traveling or shopping locally, earn points on every purchase that you can redeem for exciting rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options allowing you to manage your accounts on-the-go. From transferring funds to paying bills and accessing e-statements, everything is just a tap away.

Mortgage Loans & Refinancing

Buying a home is one of the biggest investments you'll make. At Brazos Valley Schools, we offer mortgage loans that cater to your specific needs, whether you're a first-time buyer or looking to refinance an existing loan. Our knowledgeable team will guide you through the process, helping you secure the best rate possible.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having access to an account that not only helps you manage your daily transactions but also allows you to save for your future goals. Our checking and savings accounts offer competitive rates and user-friendly online banking options, making it easy for you to keep track of your money anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to funds when you need them most, whether it's for home repairs or a family emergency. Additionally, if you're juggling multiple debts, our debt consolidation options can simplify your payments into one manageable monthly bill.

Digital & Online Banking

Accessibility Made Easy

While we don't currently offer person-to-person transfers, our other features will keep you covered for everyday banking needs. You'll appreciate how accessible and easy-to-use our digital services are as they help you manage your money more efficiently. Plus, our dedicated team is always here to assist if you have any questions or need support. Join us at Brazos Valley Schools and experience the ease of modern banking!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected. You can also choose to receive e-statements for easy access to your financial records while reducing paper clutter. At Brazos Valley Schools, we've made it our mission to create a secure environment where you can bank confidently.

User-Friendly Features

Our online banking services provide you with real-time account management, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our mobile application puts your finances right at your fingertips. You can even make mobile payments effortlessly, giving you the freedom to shop without carrying cash or cards.

Financial Strength

A Trusted Partner for Your Finances

Net Shares (Funds available for lending and investments): $3,618,825. Total Share and Deposit Accounts: 123,033, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Valley Schools is your trusted partner. Visit us at 2308 1St St Rosenberg Tx 77471 or call (281) 391-2149 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $44,848,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,054 in used auto loans and $439,990,687 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings for Members

Members' savings are secured through $224,837,511 in share certificates and $61,418,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $94,444,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $82,061,139 in new vehicle loans and $88,230,021 in used vehicle loans already helping members get on the road, you can trust us to provide competitive financing options. Whether you're purchasing a brand-new model or a reliable used vehicle, our auto loan specialists are here to guide you through the process.

Credit Lines

We also provide access to credit lines totaling $30,000,000, perfect for those who need additional flexibility in their budgeting. This option allows you to borrow as needed while only paying interest on the amount you use. If you're considering refinancing or want more information on eligibility options for any of these products, feel free to reach out to us at 281-391-2149 or visit us at 2308 1st St Rosenberg TX 77471. For more details about how we can assist you with your financial needs and goals, visit our website at Brazos Valley Schools. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward and accessible. We offer Junior Lien 1-4 Family Residential Property loans totaling $28,001,351. These options are designed to help you secure your dream home while ensuring that your payments fit comfortably within your budget.

Unsecured Credit Cards

Managing everyday expenses can be made easier with our flexible terms on unsecured credit card loans. We currently have $13,776,170 in these loans available to help our members manage their finances effectively. With competitive rates and no collateral required, using our credit card gives you peace of mind for those unplanned purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for all users. By relying on verified sources, LendMesh guarantees that the information presented is both accurate and trustworthy.

BRAZOS VALLEY SCHOOLS CREDIT UNION