Brazos Valley Schools Credit Union Missouri City TX | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Brazos Valley Schools, your trusted financial partner in the heart of Missouri City, TX. Established in 1954, we have proudly served our community for nearly seven decades, building lasting relationships with our 63,634 members. Located at 3261 Rocky Creek Dr, our branch is dedicated to providing exceptional service and support tailored to meet your unique financial needs. At Brazos Valley Schools, we understand that every member's journey is different. With total assets exceeding $958 million, we are well-equipped to offer a wide range of services, from personal banking solutions to auto loans and mortgage refinancing. Our commitment to our members is reflected in our impressive $129 million in total deposits and a strong net worth of $94 million. Whether you need assistance with checking accounts or are looking for business banking options, we are here to help you achieve your goals. While members can visit us at 3261 Rocky Creek Dr, official correspondence should be sent to the same address. Our friendly team, led by CEO Yvonne Kershner and Board President Michael Griffin, is here to ensure your experience with us is nothing short of excellent. With 182 dedicated employees ready to assist you, we invite you to explore how Brazos Valley Schools can make a positive impact on your financial future. We encourage you to reach out to us at 281-391-2149 or visit our website at Brazos Valley Schools for more information about our services and offerings. Your financial success is our priority!

Branch History & Mission

A Journey Through Time

From our humble beginnings more than six decades ago, Brazos Valley Schools has evolved significantly. Originally established to serve the educational community, we have expanded our services to meet the diverse needs of families and individuals throughout Fort Bend County. With total assets now exceeding $958,317,339, we have strengthened our position as a trusted financial partner. Over the years, we have embraced technological advancements to enhance member experience while ensuring compliance with ADA standards. Our digital banking options allow you to manage your finances conveniently from anywhere. Whether it's through mobile payments or online banking, we ensure that our services are user-friendly and accessible.

Join Us

As we continue this journey into the future, we invite you to become part of our story. Experience the benefits of being a member of Brazos Valley Schools where your financial success is our priority. Explore membership eligibility here and see how we can help you achieve your financial goals today!

Our Mission

Our mission is simple yet profound: to empower our members through tailored financial solutions while fostering a sense of community and belonging. We believe that everyone deserves access to essential financial services that help them thrive. This commitment drives us to provide a range of offerings including personal banking, auto loans, mortgage refinancing, and business banking solutions. Beyond just numbers and transactions, we are dedicated to making a positive impact in the communities we serve. From local partnerships with schools and organizations to outreach programs aimed at financial literacy, we strive to uplift those around us. While members can visit us at 3261 Rocky Creek Dr, official correspondence should be sent to the same address for convenience. For any inquiries or assistance, please don't hesitate to reach out at 281-391-2149.

Branch Location & Accessibility

Convenient Access and Parking

At Brazos Valley Schools, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces. You'll find ample parking right outside our doors, ensuring that your visit is hassle-free.

Get in Touch!

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 281-391-2149. We invite you to visit us at our Missouri City branch today; we look forward to welcoming you into the Brazos Valley Schools family!

Operating Hours That Fit Your Schedule

We understand that life can get busy, so we've tailored our operating hours to suit your needs. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and extends its hours on Friday until 5:30 PM. For those who prefer drive-thru service, we're ready to assist you Monday through Friday from 8:00 AM to 5:30 PM, and on Saturday from 8:30 AM to 12:30 PM.

Services Tailored Just for You

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans or mortgages, we've got you covered! Our knowledgeable staff is here to help with all your banking needs, including credit cards with rewards and business banking services. For added convenience, we also offer ATM access right at our location for quick cash withdrawals and balance checks. If you prefer banking from home, take advantage of our online and mobile banking options.

Member Eligibility

At Brazos Valley Schools, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think! If you're living, working, or attending school in the area, you're likely eligible to join us. We welcome individuals from all walks of life who share a commitment to building a brighter financial future together. Not only will you gain access to a variety of services tailored to meet your needs, but you'll also enjoy the benefits of being part of a supportive and friendly environment. To get started, simply visit us at our branch located at 3261 Rocky Creek Dr Missouri City Tx 77459 or give us a call at (281) 391-2149 for more information. You can also check out the detailed eligibility criteria on our website at https://www.bvscu.org/about-us/membership-eligibility/ . If you're ready to open an account, we make it easy with straightforward processes outlined here: https://www.bvscu.org/loans/apply-for-a-loan/ . Join us today and experience the difference of being part of the Brazos Valley Schools family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business with ease accepting payments quickly and securely while managing your cash flow effectively. Our merchant services make this a reality. We offer a range of tools that help streamline transactions and improve customer satisfaction. From point-of-sale systems to online payment options, we ensure you have what you need to thrive in today's market. Visit us at 3261 Rocky Creek Dr Missouri City Tx 77459 in Missouri City, TX or call us at (281) 391-2149 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Support

If you're running a business or planning to start one, Brazos Valley Schools offers comprehensive business banking services. From merchant services that simplify transactions to business loans designed for growth, we've got what you need to thrive in today's competitive market.

Convenient Banking Services

Accessibility is key at our branch located at 3261 Rocky Creek Dr, where you can take advantage of ATM services and basic drive-thru banking for quick deposits and withdrawals. Need assistance? You can reach us at 281-391-2149, and our team will be more than happy to help.

Digital Banking Features

In today's fast-paced world, convenience is paramount. With features like mobile payments and online banking available at your fingertips, managing your finances has never been easier. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go. We invite you to explore all that Brazos Valley Schools has to offer. Visit us today at our branch in Missouri City, or check out our website at https://www.bvscu.org for more information about how we can support your financial journey!

Flexible Personal Loans

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's for medical bills, home improvements, or anything else, we aim to help you find a solution that works best for you.

Home Financing Options

For those considering homeownership or refinancing their current mortgage, we offer competitive mortgage loans tailored to fit your budget. Our friendly staff is here to guide you through every step of the process, making it easier than ever to secure your dream home.

Personal Banking Made Easy

Our personal banking services include both checking and savings accounts designed with your lifestyle in mind. Imagine having instant access to your funds through our online and mobile banking platforms, allowing you to manage your finances anytime, anywhere. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it straightforward to get behind the wheel without breaking the bank.

Rewarding Credit Card Choices

Don't forget about our credit cards with rewards! They're perfect for everyday purchases and come with perks that can add value back into your pocket think cashback on groceries or travel rewards for your next adventure.

Digital & Online Banking

Enhanced Convenience

Though person-to-person transfers aren't available at this time, we've made it easy for you to manage your money through other features. Our mobile payments allow you to make quick purchases directly from your smartphone, streamlining your shopping experience. With all these tools at your disposal, staying on top of your finances has never been easier. So why wait? Explore the benefits of digital banking with us today! Visit Brazos Valley Schools to learn more about how we can help you take control of your financial journey.

Key Features of Our Online Services

Our online banking service is user-friendly and secure, allowing you to enjoy peace of mind while handling your finances. You can sign up for e-statements and receive all your account statements electronically, reducing clutter and enhancing security. Plus, with electronic signature authorization, you can complete transactions quickly without the need for paper forms. If you're on the go, our mobile application ensures that you have access to all your banking needs right at your fingertips. Whether you're making mobile payments or checking your account balance, our app is designed for ease of use. You can also set up alerts to stay informed about important account activities.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 123,033, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Valley Schools is your trusted partner. Visit us at 3261 Rocky Creek Dr Missouri City Tx 77459 or call (281) 391-2149 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $44,848,863 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on reinvestment means we're always looking for ways to improve your experience with us.

Security for Your Savings

Members' savings are secured through $224,837,511 in share certificates and $61,418,471 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $94,444,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We currently have $5,054 in used auto loans and $439,990,687 in total loans and leases available for you to access. Even though our net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Options

In addition to these popular offerings, we provide access to credit lines totaling $30,000,000. This option can be beneficial for those who need flexibility in their borrowing capacity. For any of our loan products mentioned above, refinancing options may be available to help you lower your monthly payments or adjust your loan terms as needed. You can check eligibility details here. At Brazos Valley Schools, we pride ourselves on transparency and support. For more information about our loan offerings or to apply for a loan today, please call us at 281-391-2149 or visit our website at Brazos Valley Schools CU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $88,230,021 in used vehicle loans and $82,061,139 in new vehicle loans, helping members get on the road with confidence. Our financing options are designed to make your car-buying experience smooth and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $28,001,351, making buying or refinancing simple. We provide guidance throughout the process and can help you find the right terms that fit your budget.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $13,776,170 in unsecured credit card loans assisting members in managing their finances effectively, our cards come with features that cater to your spending habits while ensuring you maintain control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified data ensures that users receive fair and transparent offers when comparing loans. Each listing reflects actual terms available from reputable lenders, allowing for informed decision-making.

BRAZOS VALLEY SCHOOLS CREDIT UNION