Brazos Star College Station TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Brazos Star your trusted partner in financial growth and community support! Located at 701 Harvey Rd, College Station, TX 77840, we have proudly served our members since our establishment in 1961. With a strong commitment to fostering financial wellness, we currently support over 2,018 members, helping them achieve their dreams through tailored banking solutions. At Brazos Star, we understand that every dollar counts. That's why we manage total assets of $34,951,726 and maintain a robust net worth of $4,927,239. Our dedication to sound financial practices allows us to offer competitive rates on loans and deposits. We currently hold $182,240 in total deposits and have extended loans totaling 1,448, ensuring our members have access to the funds they need when they need them. Our leadership team is here for you! Led by CEO Mary Beth Borroni and Board President Jubal Hancock, we are committed to maintaining a friendly environment where your needs come first. Whether you're looking for personal banking services like checking accounts or vehicle financing, or business solutions such as merchant services and business loans, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 701 Harvey Rd, College Station, TX 77840-3546. We invite you to explore our website at brazosstarcu.com for more information about our services or call us at 979-846-7456 if you have any questions. Join us in making your financial journey smooth and rewarding!

Branch History & Mission

At Brazos Star, we believe that our journey is as important as the services we provide. Established in 1961, our branch has grown from a small financial institution to a thriving credit union in College Station, TX. With a rich history of supporting our community, we have cultivated strong relationships with our members and have continuously evolved to meet their needs. Located at 701 Harvey Rd, College Station, TX 77840, our branch sits at the heart of the community, easily accessible for all your banking needs. Whether you are visiting us for personal banking or looking to explore loan options, we are here to serve you. Members can also reach out to us at our mailing address: 701 Harvey Rd, College Station, TX 77840-3546 if needed. Our mission is clear: we aim to empower individuals and families through exceptional financial services while nurturing a sense of community. With over 2,018 members and assets totaling $34,951,726, we are committed to providing personalized financial solutions that help our members achieve their dreams. Our services range from checking and savings accounts to auto loans and mortgages all designed with your success in mind. At Brazos Star, we prioritize accessibility and convenience. Our branch operates 24/7, ensuring you can access your accounts anytime. We offer ATM services and drive-thru banking for quick transactions perfect for those on the go. Plus, with features like online banking and mobile payments, managing your finances has never been easier. As part of our commitment to the community, we actively engage in outreach programs and partnerships that make a real difference in people's lives. We believe that supporting local initiatives strengthens our ties with the community and enriches everyone involved. Join us at Brazos Star today! Experience firsthand how we can help you with your financial goals while being part of a welcoming community-focused environment. Visit us online at Brazos Star or call us at 979-846-7456 to learn more about becoming a member. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Call to Action

Ready to explore what we can do for you? Feel free to drop by or give us a call at 979-846-7456 if you have any questions or need assistance. At Brazos Star, we're committed to providing excellent service and helping you achieve your financial goals!

Convenient Access

Our branch is designed with your convenience in mind. Parking is available right outside our doors, making it simple for you to stop by. We ensure that everyone can visit us comfortably, as our facility is ADA compliant with ramps and accessible entrances. If you need to reach us by mail, please send any correspondence to our mailing address: 701 Harvey Rd, College Station, TX 77840-3546.

Hours of Operation

We understand that life can be busy, which is why we offer flexible hours for your banking needs. Our lobby is open 24/7 for your convenience, so you can visit us whenever it suits you best. Whether it's early morning or late at night, we're here to help!

Services Offered

At Brazos Star, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. You can also enjoy the benefits of online and mobile banking for quick transactions right from your phone. For those who prefer face-to-face interactions, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, accessing cash is always hassle-free.

Member Eligibility

Becoming a member of Brazos Star is like joining a caring family that truly values your financial well-being. If you live, work, worship, or attend school in the Brazos County area, you're already on the path to membership! We believe in making banking accessible and personal, which is why we welcome individuals from various backgrounds. Our community-oriented approach means that when you become a member at Brazos Star, you're not just opening an account you're gaining access to a range of benefits designed to support your financial journey. For detailed information about eligibility, feel free to check out our website at https://www.brazosstarcu.com/about-us/membership/ . Getting started is simple! Just visit us at 701 Harvey Rd College Station Tx 77840, or if you'd prefer the convenience of online services, you can easily open an account through our secure portal found here: https://www.realtimehomebanking.com/enroll.aspx?clientid=67408 . If you have any questions along the way, don't hesitate to reach out at (979) 846-7456. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that help you manage transactions smoothly. Picture this: a local shop owner can quickly process payments using our easy-to-use systems, allowing them to focus on what they love serving customers! Our merchant services are designed to simplify payment acceptance so you can grow your business without the hassle. Visit us at 701 Harvey Rd College Station Tx 77840 in College Station, TX or call us at (979) 846-7456 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessibility When You Need It Most

Need assistance quickly? Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. And with 24/7 ATM access available at our location, getting cash is hassle-free at any hour. At Brazos Star, we prioritize making banking accessible and straightforward for everyone in College Station and beyond. If you have questions or want more information about any service we offer, don't hesitate to call us at 979-846-7456 or visit us online at Brazos Star. Join us today and discover how our comprehensive financial services can help you thrive!

Business Banking Solutions

For our business members, Brazos Star offers essential services like merchant services and business loans to help you grow your enterprise. We believe in supporting local businesses because they are the backbone of our community.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from the comfort of your home or while on the go. Plus, our ATM & cash withdrawal services ensure you have access to your money whenever you need it.

Helping You Achieve Financial Goals

We know life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. Whether it's covering emergency repairs or consolidating debt into one easy payment, we're here to help you regain control of your financial situation. If you're looking for ways to earn rewards on your spending, our credit cards with rewards allow you to earn points on everyday purchases that can be redeemed for exciting benefits.

Personal Banking Made Simple

Starting with personal banking, we offer various checking and savings accounts tailored for different lifestyles. Imagine having a checking account that not only helps you manage your daily expenses but also earns you interest! Our savings accounts provide a safe place for your funds while helping you grow your savings over time. When it comes to financing, auto loans and vehicle financing options make purchasing your dream car easier than ever. Picture driving off in that new vehicle with a manageable payment plan designed just for you. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and flexible terms.

Digital & Online Banking

Key Features

Our electronic signature authorization allows you to sign documents quickly and securely without needing to visit a branch. This means less hassle and more time for what matters most in your life. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to view your statements anytime. If you're looking for flexibility in payments, our mobile payments feature lets you make purchases directly from your smartphone no need for cash or cards. Want to send money to a friend? Our person-to-person transfer service makes it simple and quick. At Brazos Star, we prioritize your security. Our online banking platform employs advanced encryption technology to keep your information safe while providing an easy-to-use interface for managing your accounts. Join us today and experience the convenience of modern banking with Brazos Star. With so many features designed around your lifestyle, managing your finances has never been easier!

Financial Strength

A Growing Community

Total Share Accounts: 3,242, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $0, underscoring our capacity to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Star is your trusted partner. Visit us at 701 Harvey Rd College Station Tx 77840 or call (979) 846-7456 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks.

Investing in Our Future Together

With $4,927,239 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures that your funds contribute directly to improving the services you depend on.

Members' Savings Matter

Members' savings are secured through $6,649,623 in share certificates, offering stable and rewarding financial growth opportunities. Although we have no money market shares at this time, our focus remains on ensuring your savings are well-protected and accessible.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We're also proud of our dedicated team of 5 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $4,927,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,410 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $255 in used auto loans and $13,734,433 in total loans and leases. Whether you're looking to purchase a vehicle or need financing for other purposes, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,905,153 in used vehicle loans and $2,873,720 in new vehicle loans already helping members get on the road. Whether you are considering a new or used vehicle, our financing options can help you drive away with confidence.

Credit Lines

For those who prefer more flexibility in their borrowing options, we provide credit lines totaling $2,900,000. This can serve as an excellent resource for unexpected expenses or planned purchases without the commitment of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $676,492, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure your dream home.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your equity, our refinancing options can provide relief. Speak to our friendly staff to learn more about eligibility and how we can help you save money over time. At Brazos Star in College Station, TX (701 Harvey Rd), we're committed to supporting our members with reliable and accessible financial products. If you have any questions or need assistance finding the right loan for you, please don't hesitate to contact us at 979-846-7456. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,197,355 in loans helping members manage their finances effectively. These cards come with various benefits designed to support your spending while keeping your budget intact.

Loan Aggregator

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BRAZOS STAR CREDIT UNION