Brazos Star Credit Union College Station TX | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Brazos Star, your trusted partner in financial well-being since 1961! Located at 701 Harvey Rd, College Station, TX 77840, we pride ourselves on being more than just a credit union; we're a community. With over 2,020 members and total assets exceeding $34 million, we're dedicated to providing personalized service and affordable financial solutions tailored to your needs. At Brazos Star, we understand that every member has unique financial goals. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Our experienced team is here to help you navigate your financial journey with confidence. Led by our CEO, Mary Beth Borroni, and Board President Jubal Hancock, our small but dedicated staff of six employees is committed to making your experience seamless and rewarding. We've built a solid foundation based on trust, reliability, and community engagement. While you can reach us at our branch address for all your banking needs, please remember that official correspondence should be sent to the same location: 701 Harvey Rd, College Station, TX 77840. With total deposits of $114,165 and a net worth of $4,827,721, we are in a strong position to support our members. Plus, with over 1,412 loans issued, we're ready to help you achieve your dreams whether it's purchasing a new vehicle or consolidating debt. Curious about how we can assist you? Give us a call at (979) 846-7456 or visit our website at brazosstarcu.com today! Join us as we continue to build a brighter financial future together!

Branch History & Mission

Community Engagement

Brazos Star is not just about numbers; it's about people. We actively participate in local events and initiatives aimed at improving the quality of life in College Station. By partnering with schools, nonprofits, and local businesses, we strive to uplift our community through outreach programs and educational workshops. As we move forward into the future, we continue to embrace technology with features like online banking and mobile payments ensuring that our members have access to their finances anytime, anywhere. We are also committed to being ADA compliant so that all members can enjoy our facilities without barriers.

Join Us

As we celebrate over six decades of service, we invite you to become part of the Brazos Star family. Experience firsthand how our dedication to personalized service sets us apart from traditional banks. Join us today and discover how we can help you reach your financial aspirations! For more information or assistance, feel free to reach out at (979) 846-7456 during our operating hours: Monday through Friday from 8:00 a.m. to 5:30 p.m., with lobby hours available by appointment only. Visit us online at Brazos Star for more details on becoming a member!

Our Mission

At Brazos Star, our mission is simple yet profound: to provide accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's securing an auto loan, opening a savings account, or accessing convenient online banking. Our dedicated team is here to guide you through every step of your financial journey. We understand that every member's needs are unique. That's why we offer a range of services tailored to fit those needs from personal banking options like checking and savings accounts to credit cards with rewards, auto loans, and even business banking solutions. While members can visit us at 701 Harvey Rd College Station Tx 77840, official correspondence should be sent to 701 Harvey Rd, College Station, TX 77840.

Branch Location & Accessibility

Welcome to the Brazos Star branch located at 701 Harvey Rd in College Station, TX! Our convenient location makes it easy for you to access all your banking needs. Whether you're popping in for a quick transaction or scheduling a detailed consultation, we're here to help. Just a short drive from popular spots like Texas A&M University and local shopping areas, we are perfectly situated to serve our community. While members can visit us at 701 Harvey Rd, official correspondence should be sent to the same address for your convenience. Parking is readily available, and our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit us comfortably. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 8:00 a.m. to 5:30 p.m., so you can easily stop by before or after work. Keep in mind that lobby hours are by appointment only, ensuring personalized service tailored just for you. At Brazos Star, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. You'll also find business banking solutions such as merchant services and business loans. Though we currently do not have an ATM or drive-thru service available, our friendly staff is always ready to assist you with any cash withdrawal services you may need. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to give us a call at 979-846-7456. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Brazos Star means joining a friendly and supportive community where your financial needs are our priority. To be eligible for membership, you simply need to live, work, worship, or attend school in the Brazos County area or have an immediate family member who does. This welcoming approach makes it easy for many to join us. As a member, you'll enjoy personalized service and access to a range of financial products designed just for you, from checking accounts to auto loans and more. For detailed eligibility criteria, feel free to visit our website at https://www.brazosstarcu.com/about-us/membership/ . Getting started is simple! You can open your account by visiting us at 701 Harvey Rd College Station Tx 77840 or calling us at (979) 846-7456. Our friendly team is here to guide you through the process. Ready to take the next step? You can also check out our online account opening details at https://www.realtimehomebanking.com/enroll.aspx?clientid=67408 . We can't wait to welcome you to the Brazos Star family!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer comprehensive merchant services that help streamline your transactions. Imagine having the ability to accept payments seamlessly, whether in-store or online. Our services empower you to manage cash flow effectively while enhancing customer satisfaction. Located at 701 Harvey Rd College Station Tx 77840, College Station, TX 77840, we invite you to discover how our business banking solutions can fuel your success. Reach out at (979) 846-7456 today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our business banking solutions, which include merchant services and business loans. We understand that running a business requires flexibility and support; our team is ready to assist you in finding the best financial products for your needs.

Connect With Us

At Brazos Star, we're committed to making banking easier for everyone in College Station and beyond. If you'd like more information about any of our services or want to open an account, please don't hesitate to reach out! Call us at (979) 846-7456 or visit us online at 701 Harvey Road. Let's take the next step toward achieving your financial goals together!

Credit Solutions

Managing debt can be overwhelming, which is why we provide personal loans and debt consolidation services. These options allow you to combine multiple debts into one manageable payment, helping you regain control over your finances. Additionally, our credit cards with rewards offer an easy way to earn points on everyday purchases. Whether it's groceries or gas, watch how quickly those points add up for cash back or other benefits.

Digital Access & Convenience

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking features. You can manage accounts, pay bills, and even send money to friends using person-to-person payments all from the comfort of your home or on-the-go! While we don't currently have ATM services available at this location, our members benefit from robust online tools that ensure easy access to their funds whenever needed.

Personal Banking Services

Our personal banking options start with checking and savings accounts designed for every lifestyle. With easy online and mobile banking access, managing your finances has never been simpler. Imagine being able to check your balance or transfer funds right from your phone while waiting in line at your favorite coffee shop! If you're considering buying a new car, our auto loans and vehicle financing services can help make that dream a reality. We offer competitive rates that can fit into any budget. Picture driving off the lot in your new vehicle, knowing you made a smart financial choice. For those thinking about homeownership or refinancing an existing mortgage, our mortgage loans and refinancing options will guide you through the process smoothly. Our friendly staff is here to answer all your questions so you can feel confident every step of the way.

Digital & Online Banking

Key Features

With our electronic signature authorization, you can complete transactions securely without the need for physical paperwork. Plus, e-statements are available, allowing you to view your account statements digitally saving time and helping the environment. For those who prefer mobile banking, our mobile application is user-friendly and packed with features like mobile payments. This makes it easier than ever to make purchases directly from your phone. You can also take advantage of person-to-person transfers to send money quickly and easily to friends or family without any hassle. At Brazos Star, we prioritize both accessibility and security in all our digital offerings. Our technology keeps your information safe while providing real-time access to your accounts. Whether you're checking your balance or making payments, rest assured that your financial data is protected. Explore all these features today by visiting us online at https://www.brazosstarcu.com/ . Experience the ease of managing your finances from the comfort of your home or on the move!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $4,556,120 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $260 in used auto loans and $13,458,761 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $7,183,675 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $4,827,721, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Community Partner

Total Share Accounts: 3,265, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Star is your trusted partner. Visit us at 701 Harvey Rd College Station Tx 77840 or call (979) 846-7456 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,966,506 in used vehicle loans and $2,633,752 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can drive away in the car you love.

Credit Lines

If you're looking for additional flexibility in managing your expenses, consider our credit lines totaling $2,900,000. This option allows you to draw funds as needed while only paying interest on what you use. At Brazos Star, we are committed to supporting your financial journey. Feel free to reach out to us at 979-846-7456 or visit us at 701 Harvey Rd, College Station, TX 77840 for more information about our loan offerings or assistance with the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $541,438, make buying or refinancing simple. Our team is here to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,211,515 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs to help you get the most value out of your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By verifying each lender's compliance with these standards, LendMesh guarantees the accuracy of its loan comparisons.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring full transparency in what users see. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh provides unbiased results. This means users can trust that they are viewing the best available options without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This feature helps individuals make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping borrowers secure favorable rates. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BRAZOS STAR CREDIT UNION