Brazos Community Credit Union Liverpool TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Brazos Community, where we believe in building a brighter financial future for our members! Located at 16000 Fm 2004, Liverpool, TX 77577, our credit union has been serving the community since 1970. With a strong commitment to member satisfaction and local growth, we proudly support over 2,161 members with personalized banking solutions tailored to meet their needs. At Brazos Community, we understand that trust is essential in finance. That's why we've built a solid foundation of reliability with total assets of $26,903,528 and total deposits reaching $6,917,262. Our dedicated team of six employees works diligently to ensure that your banking experience is smooth and rewarding. Under the leadership of our CEO, Wesley Shaw, and Board President, David Montemayor Jr., we are here to guide you every step of the way. We offer a variety of services designed to help you thrive financially from checking and savings accounts to auto loans and mortgage financing. Whether you're looking for personal loans or credit cards with rewards, we've got you covered. Our drive-thru service makes banking convenient for those on the go, while our shared service center allows members of partner credit unions access to essential transactions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 3003, Alvin, TX 77512. If you're ready to take control of your financial journey or have any questions about our services, don't hesitate to reach out! Give us a call at 281-581-3269 or explore more about us on our website at brazosccu.org. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us!

As we look ahead, we remain committed to innovation and customer satisfaction. We invite you to become part of the Brazos Community family! Experience the benefits of membership from competitive rates on loans and accounts to personalized support from our dedicated team. Together, let's build a stronger community one member at a time. For any inquiries or assistance, feel free to reach out at 281-581-3269. Come see how we can make your financial journey smoother!

Our Journey

From humble beginnings, Brazos Community has grown significantly, now proudly serving over 2,161 members with total assets amounting to an impressive $26,903,528. Our commitment to providing personalized financial services has allowed us to expand our offerings while maintaining a strong focus on community needs. With features such as shared service centers and ATM availability, we ensure that our members have convenient access to their funds and banking services. Over the years, we have embraced technology without losing sight of our mission: to deliver reliable financial solutions while enhancing the well-being of our community. Our operating hours accommodate busy schedules our lobby is open from 10 AM to 3 PM on Mondays and Thursdays, with drive-thru services available from 9 AM to 4 PM on those days.

Our Mission

At Brazos Community, our mission goes beyond just providing banking services; we aim to empower our members financially while actively supporting the communities we serve. We believe in making a positive impact through partnerships and outreach efforts that align with our values. Whether it's offering personal loans or business banking solutions, we tailor our services to meet your unique needs. While members can visit us at 16000 Fm 2004, official correspondence should be sent to PO Box 3003, Alvin, TX 77512.

Branch Location & Accessibility

Connect with Us!

Have questions or need assistance? Don't hesitate to reach out! Give us a call at 281-581-3269. Our friendly team is ready to help you with whatever you need. We invite you to visit us at Brazos Community Credit Union today where your financial success is our priority!

Easy Access and Parking

Our location is designed with your convenience in mind. There's ample parking available right outside the branch, so you can easily park and walk in without any hassle. We also ensure our facilities are accessible for everyone, featuring ADA-compliant ramps and entrances to accommodate all members of our community.

Operating Hours that Fit Your Schedule

At Brazos Community Credit Union, we know how busy life can get. That's why our lobby is open Monday through Thursday from 10 AM to 3 PM, allowing you to visit us during your lunch break or after school drop-offs. For those on the go, our drive-thru service operates from 9 AM to 4 PM on these same days, providing quick access for deposits, withdrawals, and other simple transactions without leaving your car. While members can visit us at our Liverpool location for all their banking needs, official correspondence should be sent to PO Box 3003 in Alvin, TX 77512.

Services Designed for You

We offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is available for quick withdrawals or balance checks anytime. Plus, as part of the shared service center network, we provide basic transaction services for members of partner credit unions too.

Member Eligibility

Becoming a member of Brazos Community is like joining a friendly neighborhood, where everyone looks out for each other. If you live, work, or worship in the area around Liverpool, TX, you're likely eligible to join our community! We welcome individuals from all walks of life and are dedicated to providing personalized financial services that meet your unique needs. At Brazos Community, you'll enjoy benefits like lower loan rates, higher savings returns, and a supportive team ready to help you on your financial journey. To get started, simply reach out to us at (281) 581-3269 or visit us at our branch located at 16000 Fm 2004 Liverpool Tx 77577. For more detailed information about eligibility and how you can become a member, check out our resource. We're excited to have you join us and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we are eager to help you explore the options that can fuel your success. Whether you're looking to expand operations, purchase equipment, or manage cash flow, our team is here to guide you through the financing process.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments quickly and securely from your customers, enhancing their experience while boosting your sales. Our services include credit card processing and online payment solutions that make transactions easy for both you and your clients. If you're ready to take your business to the next level or want more information on how we can help, feel free to visit us at 16000 Fm 2004 Liverpool Tx 77577 or give us a call at (281) 581-3269. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new car, Brazos Community provides competitive Auto Loans & Vehicle Financing options. Picture driving off in your dream vehicle with a loan that fits your budget. Our team can guide you through the process, making it straightforward and stress-free.

Business Banking Solutions

For entrepreneurs and small businesses, we offer comprehensive Business Banking services including merchant services and business loans. Running a business comes with its own set of challenges; let us help lighten the load by providing financial solutions that keep your operations running smoothly.

Convenient Access and Support

Your time is valuable, which is why we focus on making access easy and convenient. We have ATM & Cash Withdrawal Services available, as well as basic drive-thru banking for quick transactions like deposits and withdrawals. Additionally, if you're a member of another credit union, our Basic Shared Branch Transactions allow you to perform deposits and withdrawals at partner locations without any hassle. With our commitment to digital banking features like online banking and mobile applications, managing your finances has never been easier or more accessible. We invite you to visit us at 16000 Fm 2004 Liverpool Tx 77577, or give us a call at 281-581-3269 for more information about how we can support your financial journey. Join us at Brazos Community, where we're not just a credit union we're part of your community!

Credit Cards with Rewards

For those who love earning rewards while spending, consider our Credit Cards with Rewards program. It's not just about making purchases; it's about getting something back in return whether it's cash back on groceries or points towards travel.

Home Financing Options

Owning a home is one of life's biggest milestones. With our Mortgage Loans & Refinancing, we aim to make this dream attainable for you. Whether you're purchasing your first home or looking to refinance, our mortgage specialists are ready to assist you in finding the best solution tailored to your needs.

Personal Banking Solutions

Navigating your finances can be simpler with our Personal Banking services. We offer checking and savings accounts that suit various lifestyles. Imagine easily accessing your funds through online banking or enjoying the convenience of mobile banking from your phone. Our goal is to ensure that managing your money fits seamlessly into your life.

Personal Loans and Debt Management

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can provide the financial relief you need. Whether it's for home repairs, medical bills, or consolidating debt into one manageable payment, we've got you covered.

Digital & Online Banking

Key Services Available

For a deeper look into our offerings. You'll find features that truly enhance your banking experience. One of the standout options is our ability to send person-to-person transfers, making it easy to share money with friends or family in just a few clicks. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. We also provide e-statements, allowing you to view your account statements digitally great for those who prefer going paperless while still keeping track of their financial activities. This feature not only helps the environment but also keeps your information organized and accessible.

Mobile Banking Made Easy

With our mobile application, managing your finances on the go is a breeze. You can enjoy all the functionalities of online banking right from your smartphone. Whether you're making payments or checking transactions, everything is just a tap away. While mobile payments aren't offered yet, our app ensures that every other feature runs smoothly for your convenience.

Security and Support

Your safety is our priority. Our online banking services use robust security measures to protect your personal information so you can bank with confidence. Should you need assistance, our dedicated support team is always ready to help. With Brazos Community, banking isn't just about transactions; it's about providing you with tools that make life easier while ensuring your data remains safe and secure. Enjoy the freedom of managing your finances anytime and anywhere!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 3,612, showing a strong and growing member base that trusts us with their finances. This trust enables us to keep enhancing the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brazos Community is your trusted partner. Visit us at 16000 Fm 2004 Liverpool Tx 77577 or call (281) 581-3269 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $10,229,599 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$119,019 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable service.

Reinvestment for Growth

With $4,582,019 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $418 in used auto loans and $19,792,252 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $4,582,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,059,848 in used vehicle loans and $5,389,465 in new vehicle loans already helping members get on the road. Whether you are considering financing a new or used vehicle, our flexible terms can help make your purchase more manageable.

Credit Lines and Unsecured Loans

We also offer robust credit line options totaling $3,700,000, providing you with access to funds when you need them most. Additionally, we provide flexible terms on unsecured credit card loans with a total of $666,581 in loans helping members manage their finances effectively. This means you can cover unexpected expenses or make purchases without dipping into your savings.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we do not have any Junior Lien 1-4 Family Residential Properties loans available; however, we can assist you in exploring other mortgage solutions that may fit your needs.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask about our refinancing options! We aim to make it easy for you to adjust your current financial obligations according to your evolving needs. Our commitment at Brazos Community is to offer straightforward lending solutions designed for real people. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're purchasing a vehicle, buying a home, or looking for personal financing solutions, we're here to help you find the right loan product for your situation. Come visit us today and see how we can support your financial goals!

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BRAZOS COMMUNITY CREDIT UNION - Liverpool, TX

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