BRAGG MUTUAL FEDERAL CREDIT UNION

Welcome to Bragg Mutual, your trusted financial partner nestled in the heart of Fayetteville, North Carolina. Established in 1952, we have proudly served our community for over seven decades, building a legacy of trust and reliability among our 9,682 members. Our branch, located at 2917 Village Dr, Fayetteville, NC 28304, is dedicated to providing personalized banking solutions that cater to your unique financial needs. At Bragg Mutual, we believe that strong relationships with our members lead to greater financial empowerment. With total assets exceeding $114 million and total deposits reaching $18,477,985, we are well-positioned to offer you a wide array of services including auto loans, mortgage loans, credit cards with rewards, and business banking options. Whether you're looking to finance your dream car or manage your savings effectively, our experienced team is here to guide you every step of the way. Our commitment goes beyond just numbers; it's about making a positive impact in our community. Under the leadership of CEO Stephen Foley and Board President John Szoka, we prioritize member satisfaction and strive to create an inclusive environment where everyone feels valued. With 26 dedicated employees ready to assist you, we ensure that your banking experience is not only efficient but also friendly and welcoming. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 2917 Village Dr, Fayetteville, NC 28304-3814. We invite you to explore more about what we offer by visiting our website at www.braggmutual.org. Our team is eager to assist you! Feel free to call us at 910-488-3515 during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. Join us today as we work together towards a brighter financial future!

Becoming a member of Bragg Mutual feels like joining a close-knit community where your financial well-being is our priority. To be eligible, you simply need to live, work, worship, or attend school in Cumberland County, North Carolina. This means that if you're part of our local area, you can enjoy the benefits of personalized services and competitive rates that we offer at Bragg Mutual. Plus, once you're a member, you'll have access to a variety of services tailored just for you, from checking and savings accounts to loans and credit cards. Opening an account with us is straightforward and welcoming! If you're ready to take the next step or want more details about eligibility criteria, please visit us at http://www.braggmutual.org#membership . For any questions or assistance, feel free to call us at (910) 488-3515. We're here to help you every step of the way!

At Bragg Mutual, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial position reassures you that your money is in good hands. With a net worth of $11,266,878, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is critical in today's economic environment, ensuring that we can meet your needs when it matters most. Our net worth ratio of $980 demonstrates a solid capital foundation. This means we have the resources to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,191,805 in share certificates and $17,078,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,916,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $2,524 in used auto loans and $69,977,128 in total loans and leases available for your needs. Our operational efficiency is reflected in our $193,231, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments): $33,526 show our ability to support your borrowing needs effectively. Total Share Accounts: 19,562 indicate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bragg Mutual is your trusted partner. Visit us at 2917 Village Dr Fayetteville Nc 28304 or call (910) 488-3515 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.