Bragg Mutual Credit Union Cameron NC | Best Auto Loans & Business Banking

Introduction

Welcome to Bragg Mutual, your trusted financial partner located at 1570 Nc Hwy 2487, Cameron, NC 28326. Established in 1952, we have proudly served our community for over 70 years, building lasting relationships with our 9,682 members. With a strong commitment to supporting local families and businesses, we offer a range of services designed to meet your unique financial needs. At Bragg Mutual, we understand that financial stability is crucial for a thriving community. That's why we manage over $114 million in assets and maintain a solid net worth of $11,266,878. Our dedication extends beyond numbers; it's about helping you achieve your dreams through various loan options, including auto loans and personal financing. Currently, we have issued a total of 7,710 loans, supporting everything from new vehicles to home improvements. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 2917 Village Drive, Fayetteville, NC 28304. We're here to provide exceptional service every day of the week our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 5:30 PM. Led by CEO Stephen Foley and Board President John Szoka, our dedicated team of 26 employees is focused on delivering personalized service that makes banking easier and more accessible for everyone. Whether you're looking to open an account or inquire about loans, feel free to reach out at 910-222-1500. Join us at Bragg Mutual where we combine community values with financial expertise. Visit our website at braggmutual.org for more information or stop by today to learn how we can support your financial journey!

Branch History & Mission

Welcome to Bragg Mutual, a cornerstone of financial support in Cameron, NC. Established in 1952, our branch has evolved significantly over the decades, growing from a small community credit union into a trusted institution with a total membership of nearly 10,000 members. We proudly serve our community from our location at 1570 Nc Hwy 2487, Cameron, NC 28326, a spot easily accessible to those in the surrounding areas. Our mission is simple yet impactful: we strive to provide exceptional financial services while fostering a sense of community. At Bragg Mutual, we believe that banking should be about more than just transactions; it should build relationships and empower individuals. With total assets exceeding $114 million, we have the resources to offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Over the years, we've embraced advancements that enhance member experience. Our online and mobile banking services allow members to manage their finances with ease and flexibility. Although we do not currently offer ATM or drive-thru services, we are proud to provide shared service center access for basic transactions for our partner credit union members. Our commitment extends beyond banking; we actively participate in community outreach initiatives aimed at supporting local organizations and events. We understand that strong communities lead to thriving members, which is why we're dedicated to giving back. While you can visit us at our branch address for all your financial needs, official correspondence should be directed to our mailing address at 2917 Village Drive, Fayetteville, NC 28304. Join us on this journey toward financial empowerment. Experience the benefits of becoming a member of Bragg Mutual today! If you're ready to take the next step or want more information about membership eligibility, don't hesitate to reach out at 910-222-1500 or visit our website at Bragg Mutual. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Convenient Access

At Bragg Mutual, we understand how important accessibility is for our members. Our branch features ample parking, and we are proud to offer facilities that comply with ADA standards, ensuring everyone can easily access our services. While members can visit us at 1570 Nc Hwy 2487, official correspondence should be sent to our mailing address at 2917 Village Drive, Fayetteville, NC 28304.

Operating Hours

We are here for you during convenient hours: from Monday to Thursday, our lobby is open from 9:00 AM to 5:00 PM and on Fridays until 5:30 PM. If you have any questions or need assistance outside of these hours, feel free to give us a call at 910-222-1500.

Services Offered

Our branch offers a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're a member of another credit union, you'll also benefit from our shared service center for basic transactions like deposits and withdrawals.

Visit Us Today!

We invite you to stop by the Bragg Mutual Spout Springs Branch today! Experience our commitment to friendly service and discover how we can help you achieve your financial goals. Whether it's a quick question or a more in-depth financial discussion, we're here for you every step of the way!

Member Eligibility

At Bragg Mutual, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial journey. If you're looking to join us, it's simple! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. We also welcome family members of current members, which means you can share the benefits of our services with your loved ones. The advantages of being part of Bragg Mutual include personalized service, competitive rates on loans and savings, and access to a variety of financial products designed just for you. Ready to take the next step? You can find all the detailed eligibility criteria by visiting this link. When you're ready to open an account or if you have any questions, feel free to give us a call at (910) 222-1500. Our friendly team at 1570 Nc Hwy 2487 Cameron Nc 28326 is here to help make your membership experience as smooth as possible. Join us today and start enjoying the many benefits that come with being a member of Bragg Mutual!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $159,260, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that can simplify your operations. Imagine being able to accept payments seamlessly from customers at your store or online. Our merchant services make it easy for you to manage transactions efficiently, letting you focus on what matters most growing your business. Visit us at 1570 Nc Hwy 2487 Cameron Nc 28326 in Cameron, NC, or give us a call at (910) 222-1500 to learn how we can support your business goals today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business, so we're here to help streamline processes and support your growth goals.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also allow you to earn points on everyday purchases which can be redeemed for exciting rewards. It's a great way to make your spending work harder for you.

Get Started Today!

At Bragg Mutual, we believe in making banking easy and accessible for everyone in Cameron, NC. For more information about any of these services or to speak with one of our friendly team members, don't hesitate to reach out at 910-222-1500. Visit us today or explore more online at Bragg Mutual's website. We're here to help you achieve your financial goals!

Home Financing

If homeownership is on your horizon, consider our mortgage loans and refinancing options. We know that buying a home is one of the biggest decisions you'll ever make. That's why we strive to offer clear guidance throughout the mortgage process so that you feel confident every step of the way.

Personal Banking Solutions

For those seeking everyday banking solutions, we offer robust personal banking options that include checking and savings accounts tailored to fit various lifestyles. Imagine having the ability to easily access your funds and manage your finances right from the palm of your hand through our online and mobile banking services. You can check balances, transfer money, or pay bills anytime you need.

Personal Loans

Need some extra cash for an unexpected expense or planning a big event? Our personal loans and debt consolidation services can help ease financial burdens and simplify your payments. We work with you to find a solution that best fits your situation.

Shared Branching & Transactions

Additionally, if you're traveling or away from home, our partnership with shared branches allows members to perform basic transactions like deposits and withdrawals at many locations nationwide. This means no matter where life takes you, accessing your funds is convenient.

Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing options make it simple for you to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you'll find financing that suits your budget. Whether it's a new car or a reliable used one, we've got you covered.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, giving you the freedom to check your balances, pay bills, and transfer funds whenever it suits you. With just a few clicks, you can set up e-statements to receive your account information electronically, keeping everything organized and accessible without the clutter of paper statements. For those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to send cash directly to friends or family. You won't have to worry about carrying cash or writing checks anymore!

User-Friendly Experience

Managing your finances shouldn't be complicated. Our mobile application is designed with you in mind, making it easy to navigate through your accounts. Although we currently do not support mobile payments, our app provides all the essential functions you need for day-to-day banking. Security is a top priority for us at Bragg Mutual. While we don't utilize electronic signature authorization for transactions just yet, rest assured that your information is protected through robust security measures. Your financial safety is our commitment. With our digital and online banking services, you can enjoy real-time account management that keeps pace with your life. We're here to make banking straightforward and convenient because we know how important it is for you to stay connected with your finances easily and securely. Visit us today at https://www.braggmutual.org/ and discover how we can help simplify your banking experience!

Financial Strength

Building Trust Together

Our total share accounts stand at 19,562, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $33,526, we have the resources needed to support our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bragg Mutual is your trusted partner. Visit us at 1570 Nc Hwy 2487 Cameron Nc 28326 or call 910-222-1500 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our operational efficiency shines through with a net income of $193,231, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Investing in Your Future

With $7,916,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $25,524,771 in used auto loans and a total of $69,977,128 in loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us! Members' savings are protected through $29,191,805 in share certificates and $17,078,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,266,878, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,075,488 in new vehicle loans and $11,075,591 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $159,260 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your financial journey. At Bragg Mutual in Cameron, NC (1570 Nc Hwy 2487), we're dedicated to supporting our community by offering products that meet various financial needs. For more information about our loan offerings or to discuss your specific situation, feel free to reach out at 910-222-1500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's work toward achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those who need flexibility in managing finances, we provide credit lines totaling $5,000,000. This can be a great resource for unexpected expenses or planned purchases. Additionally, we also offer flexible terms on unsecured credit card loans with a total of $1,559,082 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,978,746, ensuring that your path to homeownership is smooth and straightforward. If you're considering refinancing an existing mortgage, our team can guide you through the eligibility options available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users find the best deals quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loans, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, allowing users to make informed decisions without hidden fees or misleading information.

BRAGG MUTUAL FEDERAL CREDIT UNION - Cameron, NC

Compare Loan Rates Near You

Loan rates in Cameron, NC (28326)