Bossier Credit Union Haughton LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Haughton Branch of Bossier Credit Union, where our commitment to serving you and your community shines brightly. Established in 1954, we have grown alongside our members, fostering a strong sense of trust and reliability that sets us apart. Located at 100 Mid South Loop, Haughton, LA 71037, our branch is more than just a financial institution; it's a hub for the community with a total membership of over 29,500 individuals. At Bossier Credit Union, we take pride in managing assets totaling $243,640,043 and providing loans and leases that exceed 14,055. With total deposits reaching $12,196,475, our focus remains on helping you achieve your financial goals while ensuring your hard-earned money is safe and sound. We understand the importance of cash flow; that's why we maintain $5,252,652 in cash reserves to support our members' needs. Under the leadership of CEO Jim Perkins and Board President William Kostelka, our dedicated team of 69 employees is here to assist you with a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also offer business banking solutions tailored for local entrepreneurs looking to thrive. While members can visit us at our Haughton location for all their banking needs, official correspondence should be sent to our mailing address at 100 Midsouth Loop, Haughton, LA 71037. We encourage you to reach out by phone at 318-212-8002 or simply drop by during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday. Join us at Bossier Credit Union as we continue to make a positive impact in our community. Whether you're looking for financing options or need assistance with your banking needs, we're here for you every step of the way! For more information about what we offer or to explore membership opportunities, visit us online at bossierfcu.org.

Branch History & Mission

Community Impact

Our growth has been fueled by a strong focus on community engagement. We understand that true success is measured not just in financial assets currently totaling $243,640,043 but in the positive impact we have on those around us. We regularly participate in outreach efforts aimed at improving financial literacy among youth and adults alike. Bossier is more than just a credit union; it's a partner in your journey toward financial wellness. We are dedicated to ensuring ADA compliance so that everyone can access our services comfortably. Additionally, we strive to enhance member experiences through customer-centric initiatives designed with your needs in mind. As we look ahead, we invite you to join us on this incredible journey. Experience firsthand the benefits of being part of Bossier a place where your financial dreams can take flight! For more information or assistance, don't hesitate to reach out at 318-212-8002 or visit our website at bossierfcu.org. Together, let's build a brighter future!

Our Mission

At Bossier, our mission goes beyond traditional banking. We aim to enhance the quality of life for our members by offering a wide range of financial products and services tailored to their unique needs. Our offerings include personal checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, and credit cards that reward loyalty. We believe in making banking convenient and accessible. That's why we offer digital solutions such as online banking and mobile payments alongside traditional services like drive-thru banking and ATM access. Our operating hours reflect our commitment to being there for you when you need us: Monday through Friday from 8:00 AM to 5:00 PM in the lobby and until 6:00 PM at the drive-thru.

Branch Location & Accessibility

Convenient Location

Situated near local landmarks that residents know well, our branch is easily accessible for everyone. With ample parking available, visiting us is hassle-free. We also prioritize accessibility, featuring ADA-compliant entrances and ramps so that all members can navigate our space comfortably.

Get in Touch

If you have any questions or need assistance with our services, don't hesitate to give us a call at 318-212-8002. Our team is here to help! While members can visit us at the branch for most transactions and inquiries, official correspondence should be sent to our mailing address at 100 Midsouth Loop, Haughton, LA 71037. We invite you to come and experience what makes Bossier Credit Union a trusted partner in your financial journey. Visit us today!

Operating Hours & Services

Our lobby hours are from 8:00 AM to 5:00 PM on weekdays, ensuring you have plenty of time to stop by before or after work. If you prefer using our drive-thru service, we're open from 7:00 AM to 6:00 PM during the same days. This flexibility allows you to choose how you want to bank with us whether it's face-to-face or through the convenience of your vehicle. At the Haughton Branch, we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, with our ATM available for cash withdrawals and balance checks, banking on-the-go has never been easier.

Member Eligibility

At Bossier, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in the Haughton area, you're likely eligible to join us. We embrace individuals and families from all walks of life, so don't hesitate to reach out if you have questions about your eligibility. You can find more details on our membership criteria by visiting this link: . Joining our credit union means you'll gain access to a variety of financial services designed to help you thrive. From checking accounts and auto loans to online banking and personalized support, we're here for you every step of the way. To open an account, simply give us a call at (318) 212-8002 or check out the information available on our website. We can't wait to welcome you into the Bossier family at our location: 100 Mid South Loop Haughton La 71037!

Business Banking & Commercial Services

Financing for Your Business Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the ability to accept payments seamlessly while managing your cash flow effectively. Our merchant services empower you to do just that. Whether you need point-of-sale systems or online payment processing, we've got you covered. These tools not only simplify transactions but also enhance customer experience, allowing you to focus on what matters most growing your business. Visit us at 100 Mid South Loop Haughton La 71037 or call us at (318) 212-8002 to learn how we can help turn your business goals into reality!

Comprehensive List Of Services

Business Services

If you're a business owner, our Business Banking solutions include everything from merchant services to business loans. We understand the challenges small businesses face and are committed to providing support through tailored financial products.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why at Bossier, we emphasize digital banking features like Online & Mobile Banking, ATM access for cash withdrawals, and person-to-person payment options. You can manage your finances on-the-go with just a few taps on your smartphone.

Drive-Thru and ATM Access

For quick transactions, take advantage of our Basic Drive-Thru Banking services for deposits and withdrawals without leaving your vehicle. Plus, we have ATMs available for easy cash withdrawal and balance checks whenever you need them. We invite you to discover all these services at Bossier today! For more information or if you have any questions about how we can assist you in achieving your financial goals, don't hesitate to reach out at 318-212-8002. Your journey toward financial wellness starts here!

Home Ownership

If home ownership is on your horizon, look no further than our Mortgage Loans & Refinancing services. We understand how daunting this process can be, so our experienced team is here to guide you every step of the way. From first-time buyers to those looking to refinance an existing mortgage for better rates, we're here to help make it as smooth as possible.

Personal Banking

For those who want to manage their day-to-day finances, our Personal Banking services include checking and savings accounts designed for convenience and ease of use. Imagine being able to access your funds anytime with online banking or through our user-friendly mobile app. You can check balances, pay bills, and even transfer money from the comfort of your home.

Personal Loans

Life can throw unexpected expenses your way. That's why we provide Personal Loans & Debt Consolidation options that allow you to borrow what you need when emergencies arise or when you want to consolidate debt into one manageable payment.

Rewards Credit Cards

For those who love rewards, our Credit Cards with Rewards program offers great benefits for everyday spending. Whether you're shopping for groceries or planning a vacation, earn points that can lead to exciting rewards!

Vehicle Financing

Thinking about purchasing a car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality. We offer competitive rates and flexible terms to make sure you find a plan that fits your budget. Whether you're buying new or used, we've got financing solutions tailored just for you.

Digital & Online Banking

Mobile Features

For those who prefer banking on the go, our mobile application offers a fantastic way to manage your finances from your smartphone. Enjoy features like mobile payments that allow you to make purchases directly from your device and person-to-person transfers that make sending money to friends and family a breeze. No matter where you are or what time it is, Bossier ensures you have full control over your finances. We're dedicated to providing you with accessible, easy-to-use tools that keep you connected and informed about your financial life. Experience the convenience of modern banking today!

Online Banking Services

With our 24/7 online banking services available at https://www.bossierfcu.org/ , you have the power to check your balances, pay bills, and transfer money all from the comfort of your couch or while waiting in line. The interface is user-friendly, making it simple to navigate through your financial options without any hassle.

Security and Convenience

Security is our top priority. With electronic signature authorization available, signing documents online has never been safer or easier. Plus, we provide e-statements for a paperless experience that helps keep your information secure while also being environmentally friendly.

Financial Strength

Investing Back into Our Community

With $18,209,317 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,088 in used auto loans and $144,252,161 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $32,841,673 in share certificates and $17,337,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency, as seen with our $-130,016. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 66 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $24,646,672, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Community Partner

Total Share and Deposit Accounts: 48,163, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, highlighting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bossier is your trusted partner. Visit us at 100 Mid South Loop Haughton La 71037 or call (318) 212-8002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $37,901,938 in used vehicle loans and $41,235,868 in new vehicle loans, helping many of our members hit the road with confidence. Whether you're interested in financing a new model or a reliable used car, we have options that can fit your budget.

Credit Lines and Unsecured Loans

For those who need additional flexibility, we provide total credit lines amounting to $31,175,971. This feature allows you to manage unexpected expenses while keeping your finances on track. We also have flexible terms on unsecured credit card loans, with a total of $5,684,901 in loans helping members manage their finances effectively. If you need assistance determining which loan option is right for you, our knowledgeable staff at Bossier, located at 100 Mid South Loop Haughton La 71037, Haughton, LA 71037, is here to help. You can reach us at (318) 212-8002 during our operating hours from 8:00 AM to 5:00 PM for lobby services and from 7:00 AM to 6:00 PM for drive-thru transactions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us online at our website for more information about our loan offerings and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $530,714, making it easier for you to invest in your future. If you're considering refinancing, speak with one of our representatives to explore your eligibility options.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every offer you see is fair and transparent, giving you confidence in your choices.

BOSSIER FEDERAL CREDIT UNION