Bossier Credit Union Bossier City LA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Bossier, where community and commitment come first! Since our establishment in 1954, we've proudly served the residents of Bossier City, LA from our convenient location at 1961 Airline Dr, Bossier City, LA 71112. With a growing membership of 29,509, we're dedicated to providing tailored financial solutions that empower you to achieve your goals. At Bossier, we understand that every member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $243,640,043, reflecting our stability and reliability in the financial landscape. With $12,196,475 in deposits and total loans amounting to 14,055, we're here to help you manage your finances effectively. Our team is led by CEO Jim Perkins and Board President William Kostelka, who are both committed to ensuring that our credit union remains a trusted partner in your financial journey. Whether you're looking for a personal loan or business banking services, our experienced staff is ready to assist you. We invite you to visit us during our operating hours from 9 AM to 6 PM, or give us a call at 318-742-4090 for any inquiries. While members can visit us at our branch address, official correspondence should be sent to the same location: 1961 Airline Drive, Bossier City, LA 71112-2448. Join us at Bossier Credit Union today and experience the difference of being part of a community-focused financial institution! For more information about our services, please explore our website at bossierfcu.org. We're excited to support you on your financial journey!

Branch History & Mission

Community Engagement

We take pride in our partnerships and outreach efforts within Bossier City. By working together with local organizations and businesses, we create programs that benefit everyone from youth initiatives to financial literacy workshops. These efforts reinforce our belief that strong communities start with empowered individuals. With dedicated operating hours from 9 AM to 6 PM on weekdays and both drive-thru and ATM services available, we are here to serve you when you need us most. Join us at Bossier Credit Union today! Experience first-hand how we can support your financial journey while contributing positively to the community around us. Together, let's build a brighter future! For more information or assistance, feel free to call us at 318-742-4090 or visit our website at Bossier FCU.

Our Mission

At Bossier, our mission is clear: we aim to empower our members through personalized financial solutions while actively participating in community development. Whether it's personal banking options like checking and savings accounts or vehicle financing, we strive to meet diverse needs. Our commitment extends beyond just numbers; we believe in making a real difference in people's lives. While members can visit us at 1961 Airline Dr Bossier City La 71112, official correspondence should be sent to 1961 Airline Drive, Bossier City, LA 71112-2448 if different. We pride ourselves on providing accessible services including online and mobile banking, as well as ATM access for convenience. As part of our customer-centric approach, we've embraced digital advancements such as electronic signatures and mobile payments. This ensures that our services are not only modern but also compliant with ADA standards, making them accessible to everyone in our community.

Branch Location & Accessibility

Welcome to the Bossier branch, your friendly financial partner located at 1961 Airline Dr in Bossier City, LA. We're proud to serve our community with a convenient location that makes banking easy and accessible for everyone. Situated near local landmarks, you can easily stop by while running errands or enjoying a day out. At our Bossier branch, we prioritize your comfort and convenience. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking to ensure all members can visit us without hassle. If you prefer a little more flexibility, we offer drive-thru banking for quick deposits and withdrawals, making it simple to manage your finances on the go. While members can visit us at 1961 Airline Dr, official correspondence should be sent to our mailing address at 1961 Airline Drive, Bossier City, LA 71112-2448. Our doors are open Monday through Friday from 9 AM to 6 PM, providing you with plenty of time to take care of your banking needs. You'll also appreciate our ATM availability for those late-night cash withdrawals or balance checks. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or business banking options, our team is here to help guide you every step of the way. If you have any questions or need assistance, feel free to give us a call at 318-742-4090. We invite you to stop by the Bossier branch today we look forward to welcoming you!

Member Eligibility

Becoming a member of Bossier is like stepping into a welcoming community that truly values you. If you're looking to join, the eligibility criteria are designed to be accessible and inclusive. Generally, if you live, work, worship, or attend school in the area around 1961 Airline Dr Bossier City La 71112, you're likely eligible to become a member. This connection opens the door to a range of fantastic benefits, from competitive loan rates to personalized service that feels just right for you. To find out more about who can join us, please check out our detailed eligibility information here. Starting your membership journey is simple! You can reach out by calling us at (318) 742-4090 or visit our website for guidance on opening an account. We're here to help you every step of the way as you take advantage of all the great services Bossier has to offer!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no specific figures for member or non-member commercial loans, we are dedicated to providing flexible financing solutions that can help you reach your goals. Picture this: a local restaurant owner who secured funding through us, allowing them to expand their seating area and invest in new kitchen equipment. This not only increased their capacity but also enhanced the dining experience for their customers.

Merchant Services That Work for You

In today's fast-paced world, having reliable payment solutions is crucial. Our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine easily accepting payments from customers, whether they're using credit cards or mobile wallets. With our support, you can enhance customer satisfaction and streamline operations. At Bossier located at 1961 Airline Dr Bossier City La 71112, Bossier City, LA, we're here to partner with you on your journey toward success. For more information about how we can assist your business, call us at (318) 742-4090 or visit our website at https://www.bossierfcu.org/ . Let's build a brighter future together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel without stretching your budget. With competitive rates and flexible terms, you can find an auto loan that fits your unique financial situation. Picture yourself cruising in your new ride while enjoying manageable monthly payments that won't break the bank.

Business Banking

If you're a small business owner in need of financial support, our Business Banking services include essential tools like Merchant Services & Business Loans designed to help your venture thrive. From managing cash flow to securing funds for expansion, we are committed to supporting local businesses every step of the way.

Convenient Access

In addition to these offerings, we provide essential ATM & Cash Withdrawal Services along with basic drive-thru banking for quick transactions like deposits and withdrawals. You'll appreciate having an ATM nearby as well as our friendly staff ready to assist you during lobby hours from 9 AM - 6 PM. At Bossier, we strive to create a welcoming environment where all members feel valued and supported in their financial journeys. For more information about any of our services or if you have questions about how we can assist you further, don't hesitate to give us a call at (318) 742-4090 or visit us at our branch located at 1961 Airline Dr Bossier City La 71112. We invite you to experience the difference at Main Office, where community comes first!

Credit Cards with Rewards

For those who love earning perks while spending, our Credit Cards with Rewards offer great benefits on everyday purchases. Enjoy cash back or points that can be redeemed for travel, merchandise, and more. It's like getting rewarded for being responsible with your finances.

Mortgage Solutions

Owning a home is a dream for many, and at Bossier, we help turn that dream into reality with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through every step of the process. Our knowledgeable staff will work closely with you to find the right solution tailored to your needs.

Personal Banking

Managing your money has never been easier with our Personal Banking services. We offer various Checking & Savings Accounts tailored to fit different lifestyles and preferences. Imagine having a hassle-free way to keep track of your savings while enjoying the benefits of low fees and competitive interest rates. Plus, you can easily access your accounts anytime through our Online & Mobile Banking platforms, allowing you to check balances, transfer funds, or pay bills from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our Personal Loans & Debt Consolidation options come in handy. If you're facing medical bills or planning a big purchase, we provide loans that can help ease financial stress. Imagine consolidating multiple debts into one manageable payment it's possible with us!

Digital & Online Banking

Key Services Available

Our online banking platform at https://www.bossierfcu.org/ provides 24/7 access to your accounts. You can check balances, pay bills, and even set up e-statements for easy record-keeping all in one place. The availability of e-statements means you can say goodbye to paper clutter while keeping all your important documents organized and accessible. For those who enjoy using their mobile devices, our mobile application makes banking even easier. Whether you need to make person-to-person transfers or tap into mobile payments, everything is just a touch away. Plus, with electronic signature authorization available, signing documents is quick and straightforward no more printing or mailing required.

Security & Accessibility

Your security is our top priority. Our online banking services are equipped with robust security measures to keep your information safe while providing an easy-to-use interface. You can rest assured knowing that managing your money online is both secure and user-friendly. With features like real-time account management, accessing your funds has never been simpler. Whether you're at work, running errands, or relaxing at home, you'll find that Bossier's digital banking solutions put you in control of your financial life. Embrace the future of banking today with Bossier where convenience meets security!

Financial Strength

Commitment to Growth

With $18,209,317 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $3,088 in used auto loans and $144,252,161 in total loans and leases.

Member Trust

Total Share Accounts: 48,163, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our commitment to fostering growth within the community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bossier is your trusted partner. Visit us at 1961 Airline Dr Bossier City La 71112 or call (318) 742-4090 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $-130,016, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 66 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $24,646,672, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $32,841,673 in share certificates and $17,337,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,901,938 in used vehicle loans and $41,235,868 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our flexible financing options are designed to fit your budget.

Credit Lines

For those who need a bit more flexibility in their borrowing options, our total credit lines amount to $31,175,971. This allows you to access funds as needed while only paying interest on what you use. We also provide refinancing options for many of our loan products. If you're interested in lowering your monthly payments or consolidating debt into one manageable payment plan, we can help explore eligibility options tailored to your situation. Our commitment is not just limited to providing loans; it's about building relationships and supporting our community's financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at Bossier for personalized service that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $530,714, make buying or refinancing simple. We guide you through every step of the process, ensuring you have all the information needed to make informed decisions about your home financing.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $5,684,901 in loans helping members manage their finances effectively, our credit cards come with benefits that cater to your spending habits.

Loan Aggregator

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Ensuring Accurate Comparisons

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BOSSIER FEDERAL CREDIT UNION