Bopti Credit Union San Pedro CA | Best Auto Loans & Business Banking

Introduction

Welcome to Bopti, your trusted financial partner since 1955. Located at 1451 S Seaside Ave, San Pedro, CA 90731, we proudly serve our community with a commitment to providing exceptional financial services tailored to your needs. With over 4,286 members and total assets of $73,730,548, we strive to help you achieve your financial goals. At Bopti, we understand that every member's journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business financing. We have funded 1,665 loans and hold deposits totaling $1,621,018, showcasing our dedication to supporting our members' aspirations. While you can visit us at our branch for all your banking needs, please direct any official correspondence to the same address: 1451 S Seaside Ave, San Pedro, CA 90731-7365. Our friendly staff is here from 6 AM to 4 PM Monday through Friday to assist you. Under the leadership of our CEO, Anthony Morris, and Board President Felicia Stromile, we focus on building relationships based on trust and transparency. Our team of five dedicated employees is always ready to provide personalized support, ensuring that you feel valued as part of the Bopti family. With a net worth of $14,902,079 and cash in hand amounting to $425, we are financially robust and prepared to help you make informed decisions about your money. Whether you're interested in checking accounts or exploring loan options, we're here for you every step of the way. Join us today by visiting our website or call us at 310-832-0227 for more information. Experience the difference with Bopti where your financial well-being comes first!

Branch History & Mission

Bopti has a proud history that reflects our commitment to the community and the members we serve. Established in 1955, we opened our doors at 1451 S Seaside Ave, San Pedro, CA. Over the years, Bopti has grown from a small credit union to a vibrant financial institution serving over 4,286 members. Our total assets now stand at an impressive $73,730,548, showcasing our stability and ability to meet the financial needs of our community. From the very beginning, our mission has been clear: to provide affordable financial services while supporting local initiatives and fostering community growth. We believe in empowering individuals through education and accessible banking options. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, Bopti is here to guide you every step of the way. Our branch is conveniently located near popular landmarks in San Pedro, making it easy for members to visit us during our operating hours of 6 am to 4 pm from Monday to Friday. While members can visit us at our physical address, official correspondence should be sent to our mailing address at 1451 S Seaside Ave, San Pedro, CA 90731-7365. In addition to traditional banking services, Bopti embraces modern technology. We offer online and mobile banking options that allow you to manage your finances from anywhere. Our commitment to accessibility includes ADA compliance efforts ensuring everyone can benefit from our services. Bopti also takes pride in its community outreach programs. We regularly engage in partnerships that help support local causes and initiatives aimed at improving the lives of those in San Pedro and beyond. This dedication extends beyond just providing financial assistance; we strive to make a real difference in people's lives. As we continue to grow and adapt to the changing needs of our members and community, we invite you to join us on this journey. Experience the personal touch of Bopti and discover how we can help you achieve your financial goals. Become a member today by visiting our website or calling us at 310-832-0227. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access and Amenities

We understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. While parking is available nearby, we also encourage you to take advantage of our great location if you're in the area on foot or using public transport.

Get in Touch!

Have questions? Feel free to call us at 310-832-0227! We invite you to visit us soon at Bopti your trusted credit union in San Pedro where we look forward to serving you!

Operating Hours That Fit Your Schedule

At Bopti, we value your time. That's why we're open from 6 am to 4 pm Monday through Friday. Whether you're stopping by before work or during lunch, our team is ready to assist you with a smile.

Services Tailored for You

Our branch provides a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Although we currently do not have ATM or drive-thru services, our team is always available inside to help you with transactions and answer any questions you may have. While members can visit us at 1451 S Seaside Ave, official correspondence should be sent to our mailing address at 1451 S Seaside Ave, San Pedro, CA 90731-7365.

Member Eligibility

At Bopti, we believe in building a supportive community where everyone can thrive. If you're looking to join us, becoming a member is as easy as reaching out! To be eligible, you typically need to live, work, or worship in the area around 1451 S Seaside Ave San Pedro Ca 90731 or be related to someone who does. We welcome individuals from diverse backgrounds and aim to create an inclusive environment for all. For more detailed information on eligibility criteria, feel free to check out our website at https://boptifcu.com/who-can-join/ . Opening an account with us is a straightforward process designed with you in mind. You can start your journey today by visiting our account opening page here: https://forms.joinmycu.com/mop/881/apply . If you have any questions or need assistance, don't hesitate to give us a call at (310) 832-0227. Join us at Bopti, and experience the benefits of being part of our credit union family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any funded commercial loans for our members or non-members, we believe in fostering a community where financial opportunities are accessible to all.

Merchant Services for Everyday Success

In today's fast-paced world, accepting payments shouldn't be a hassle. Our merchant services simplify transactions, allowing you to focus on what really matters running your business. Picture a busy cafe that seamlessly processes payments from customers while managing inventory and sales data all thanks to our reliable services. Whether you're just starting out or looking to expand, Bopti is here to provide the support you need. Visit us at 1451 S Seaside Ave San Pedro Ca 90731 in San Pedro, CA, or give us a call at (310) 832-0227 to learn more about how we can assist your business journey.

Comprehensive List Of Services

Additional Services

Our commitment doesn't stop at traditional banking; we also provide essential ATM and cash withdrawal services to ensure you have access to your funds when needed. While we currently do not have drive-thru service or ATMs directly at our branch, we're constantly exploring ways to improve accessibility for our members. At Bopti, we're more than just a financial institution; we're a partner in your financial journey. If you're ready to explore how we can serve you better or if you have any questions about our offerings, please don't hesitate to reach out at 310-832-0227. Visit us today at our branch in San Pedro or check out our website at boptifcu.com to learn more about joining our credit union family!

Business Banking

For our business members, Bopti provides comprehensive support through our business banking services, including merchant services and business loans. We understand the challenges small businesses face and are committed to helping you thrive by offering tailored solutions that meet your business goals.

Loans and Credit Options

Life is full of surprises, and sometimes you might need extra cash. Our personal loans and debt consolidation services can help you manage unexpected expenses or combine multiple debts into one manageable payment. Additionally, we offer credit cards with rewards, giving you the chance to earn points on purchases while enjoying the convenience of credit.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have developed robust online and mobile banking platforms. You can access your accounts anytime, anywhere whether you're making transfers between accounts or checking your balances on the go. Plus, with features like mobile payments and person-to-person transactions, managing your money has never been easier.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking solutions such as checking and savings accounts that fit your lifestyle. With options designed for everyday use, saving for a goal, or even building an emergency fund, we help you find the right account for your needs. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing services provide competitive rates and flexible terms. Imagine driving off in your dream car without breaking the bank! For those looking to settle into their forever home, our mortgage loans and refinancing options can make that dream a reality.

Digital & Online Banking

Accessibility and Ease-of-Use

At Bopti, we believe in making banking accessible for everyone. Our user-friendly interface means you don't need to be tech-savvy to navigate your accounts. Everything is designed with you in mind so whether you're a long-time member or new to us, you'll find managing your finances straightforward and intuitive. Join us at Bopti today and experience how our digital banking solutions can simplify your financial life!

Key Features

We offer a variety of features that enhance your banking experience. You can easily send money to friends and family with our person-to-person transfer option, making splitting bills or sending gifts a breeze. Want to keep track of your spending? Sign up for e-statements to get your account statements electronically no more waiting for the mail! For those who enjoy using modern payment methods, we support mobile payments, allowing you to pay securely with just a tap of your phone. And while we don't currently use electronic signature authorization for transactions, rest assured that all our services prioritize security so you can bank with confidence.

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $1,994,004, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment helps us reinvest in our services to meet your needs effectively.

Growing Membership Trust

We serve 5,723 deposit accounts, showing a strong and growing member base that trusts us with their finances. This trust is at the core of what we do; every decision is made with your best interests in mind. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bopti is your trusted partner. Visit us at 1451 S Seaside Ave San Pedro Ca 90731 or call (310) 832-0227 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $16,218,283 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, our focus remains on delivering the best value for your savings.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees ready to assist you with any banking needs you may have.

Solid Financial Foundation

With a net worth of $14,902,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,021 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $477 in used auto loans and $26,702,554 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We understand the importance of accessible financing options for your dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,156,607 in used vehicle loans and $9,082,228 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our dedicated team is here to guide you through the process and find the right loan for your needs.

Credit Lines

For those looking for flexibility in managing finances, we provide credit lines totaling $2,700,000. These can be a great solution for unexpected expenses or planned purchases.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are here to discuss your eligibility and any potential options that may suit your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, there are currently no outstanding amounts in this category. This product is perfect for members who want to manage their day-to-day expenses without tying up assets. If you have questions about refinancing or eligibility options for any of our loan products, don't hesitate to reach out! We're here to support you every step of the way. For more information about our services or to apply for a loan, give us a call at 310-832-0227 during our operating hours from 6 am to 4 pm Monday through Friday. You can also visit us online at Bopti for additional details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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BOPTI FEDERAL CREDIT UNION - San Pedro, CA