B.o.n.d. Community Credit Union Atlanta GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to B.o.n.d. Community, your trusted partner in financial growth and well-being. Located at 536 North Ave Ne, Atlanta, GA 30308, our credit union has been serving the community since 1972, bringing financial solutions that empower our members. With a total membership of 3,326 and assets exceeding $46,807,650, we are proud to play an essential role in helping individuals and families achieve their financial goals. At B.o.n.d. Community, we believe that banking should be personal and accessible. Our dedicated team of 14 employees, led by CEO Craig McDonald and Board President William Carmichael, is here to ensure you receive the highest quality service tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we have a variety of options designed just for you. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 5286, Atlanta, GA 31107. We invite you to explore our offerings through our website at bondcu.com, where you can learn more about how we can support your financial journey. With total deposits amounting to $3,556,319 and a strong net worth of $5,209,044, we are well-equipped to meet your banking needs while ensuring the stability and growth of your finances. Join us as we continue to make a positive impact in our community because at B.o.n.d. Community, you're not just a member; you're part of the family. Ready to take the next step? Call us at 404-888-1860 or drop by during our lobby hours from Monday to Friday between 10 a.m. and 4 p.m. Let's start building a brighter financial future together!

Branch History & Mission

Looking Ahead

As we move forward into the future, we continue to prioritize innovation while maintaining the personal touch that sets us apart. We are compliant with ADA standards and strive to create an inclusive environment for all members. Join us at B.o.n.d. Community where your financial goals become our mission! Whether you're looking for a loan or simply need guidance on managing your finances, we're here for you every step of the way. Feel free to call us at 404-888-1860 or visit our website at bondcu.com for more information about becoming a member today!

Our Journey

B.o.n.d. Community began as a small institution with a big vision: to provide accessible financial services that uplift individuals and families in our neighborhoods. Over the years, we have evolved and expanded our offerings while staying true to our mission. Our branch is located at 536 North Ave NE Atlanta, GA 30308 a vibrant area known for its rich culture and community spirit. For official correspondence, members can also reach us at PO Box 5286, Atlanta, GA 31107.

Our Mission

At B.o.n.d. Community, our mission is simple yet impactful: We aim to enhance the financial well-being of our members while fostering a sense of community. We provide a range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment extends beyond just providing financial products; we actively engage in community outreach initiatives that support local causes and empower residents. We take pride in being accessible to everyone. Our operating hours from Monday to Friday from 10 a.m. to 4 p.m., along with ATM availability and drive-thru banking options, ensure that you can easily access your accounts when needed. Additionally, we offer digital services like online banking and mobile payments for those who prefer managing their finances on-the-go.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to visit us at our branch or give us a call at 404-888-1860. Our dedicated team is here to help you navigate your financial journey with ease!

Nearby Landmarks and Accessibility

Situated near popular destinations like the Georgia Institute of Technology and Piedmont Park, our branch is well-positioned for your banking needs. Our location offers ample parking spaces and features that comply with ADA standards, ensuring everyone can access our services comfortably. Whether you're visiting us for a quick transaction or seeking more comprehensive financial assistance, we strive to make your experience as smooth as possible.

Operating Hours and Services

Our friendly team is here to serve you during our lobby hours from Monday to Friday, open from 10 a.m. to 4 p.m. We understand that life can be busy, which is why we also offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle. At B.o.n.d. Community, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. For those who prefer online services, we offer convenient mobile banking solutions along with ATM access for easy cash withdrawals and balance checks.

Member Eligibility

At B.o.n.d. Community, we're excited to welcome you into our community! Joining us is easy and open to anyone who lives, works, worships, or attends school in the areas we serve. If you have family members already with us, that's another great way to become part of our family. Our membership offers you access to a range of benefits, from competitive loan rates to personalized banking services, all designed with your financial well-being in mind. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at http://www.bondcu.com/membership . Once you're ready to become a member, opening an account is straightforward. Simply reach out to us at (404) 888-1860 or visit us at our branch located at 536 North Ave Ne Atlanta Ga 30308. We're here to guide you through each step of the process. Join us today and experience the difference of being part of B.o.n.d. Community!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $549,278, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine a busy restaurant during peak hours; our payment processing solutions ensure that customers can pay quickly and easily, allowing you to focus on what matters providing excellent service. With us, you can accept various payment methods seamlessly, helping enhance customer satisfaction. Visit us at 536 North Ave Ne Atlanta Ga 30308 in Atlanta, GA or give us a call at (404) 888-1860 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Additional Services

We also provide basic banking services through our Drive-Thru Banking, which allows for quick deposits and withdrawals without needing to step inside the branch. If you're a member of a partner credit union, take advantage of our Shared Branch Transactions for convenient access to your accounts across different locations. If you're ever in need of assistance or have questions about any of our services, feel free to call us at 404-888-1860 during our operating hours from Monday to Friday between 10 a.m. and 4 p.m. At B.o.n.d. Community, we are dedicated to making banking simple and accessible for everyone in Atlanta and beyond. Explore all that we offer by visiting us today or checking out our website at bondcu.com. Your financial future starts here!

Business Banking

For our business members, we provide essential services that help your enterprise thrive. Our Business Banking offerings include tailored Merchant Services and various types of Business Loans, ensuring you have the right tools to grow and manage your business effectively.

Credit Options

Sometimes, unexpected expenses arise, and having access to cash is crucial. That's where our Personal Loans & Debt Consolidation come into play. These options allow you to manage costs more effectively and regain control over your finances. Additionally, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards making your spending work for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize modern banking solutions like Online & Mobile Banking. With these features, you can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills on the go. Plus, we offer reliable ATM & Cash Withdrawal Services so you can easily access cash when needed.

Personal Banking

Our personal banking services are designed with your daily life in mind. You can open Checking & Savings Accounts that suit your spending habits and savings goals. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to drive off in your dream car without breaking the bank. We also offer Mortgage Loans & Refinancing, helping you secure the home of your dreams or adjust your current mortgage to better fit your finances.

Digital & Online Banking

Accessibility Anytime

Whether it's day or night, our online banking services are always available for you. This accessibility means no more rushing to the bank before closing time or waiting in long lines. You have control over your finances whenever and wherever you need it. Join us at B.o.n.d. Community and experience how our digital and online banking solutions can make managing your money simple, secure, and stress-free!

Key Services

With our online banking platform available at https://bondcu.com/ , you can access your account 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application allows for banking on the go, giving you the power to manage your money right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Just a few taps and your payment is on its way! And if you're looking for a paperless option, we offer e-statements that keep your financial information secure while helping you stay organized.

Security and Ease of Use

Security is a top priority at B.o.n.d. Community. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can rest easy knowing that your personal information is protected while using our services. Our user-friendly interface makes navigating your account straightforward, whether you're logging in through our website or mobile app. With features like mobile payments, handling everyday transactions has never been simpler.

Financial Strength

Dedicated Team

We also take pride in having 12 full-time employees and 2 part-time employees. Our knowledgeable team is always ready to assist you with any questions or needs you may have.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Trust

With a total of 7,098 accounts, we're proud to see a strong and growing member base that trusts us with their finances. This trust is essential as it strengthens our community ties and allows us to grow together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B.o.n.d. Community is your trusted partner. Visit us at 536 North Ave Ne Atlanta Ga 30308 or call (404) 888-1860 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,256,792 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to securing your funds means you can save with confidence at B.o.n.d. Community.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This means more value for you as a member of B.o.n.d. Community.

Reinvesting in Your Future

With $4,503,793 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us adapt to your changing needs while maintaining a robust financial structure.

Solid Foundation

With a net worth of $5,209,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $2,108 in used auto loans and $37,409,027 in total loans and leases, we're ready to help you achieve your dreams whether it's buying a car or financing other significant expenses.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,046,566 in used vehicle loans and $4,310,893 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing options that can fit your budget.

Credit Lines and Other Options

For those needing a little extra flexibility in their finances, we have total credit lines amounting to $1,957,500. These lines can provide the security and access you need when unexpected expenses arise. Our team is here to help you navigate all these offerings and find the right fit for your needs. If you're interested in refinancing or exploring eligibility options for any of our products, don't hesitate to reach out. Feel free to contact us at 404-888-1860 during our lobby hours from 10 a.m. to 4 p.m., Monday through Friday. You can also visit our website at bondcu.com for more information or check out our membership eligibility page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here with B.o.n.d. Community!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,498,089, providing you with flexible terms to suit your situation. Owning a home can be more accessible than you think with our competitive rates and personalized service.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $1,559,443 in loans helping members keep their spending under control while earning rewards. This option is perfect for those who want to simplify their expenses without collateral.

Loan Aggregator

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B.O.N.D. COMMUNITY FEDERAL CREDIT UNION - Atlanta, GA