B.o.n.d. Community Credit Union Atlanta GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to B.o.n.d. Community at 433 Moreland Ave Ne, Atlanta, GA 30307! Since our establishment in 1972, we have been dedicated to empowering our members through financial services that build community and foster trust. With a total membership of 3,326, we pride ourselves on being more than just a credit union; we are a vital part of the Atlanta community. At B.o.n.d. Community, your financial well-being is our top priority. Our commitment is reflected in our impressive total assets of $46,807,650 and total deposits of $3,556,319. Whether you're looking for personal banking solutions like checking and savings accounts or more specialized services such as auto loans and mortgage financing, we've got you covered. In fact, we currently manage a portfolio that includes over 4,576 loans and leases designed to meet diverse needs. Under the leadership of our CEO Craig McDonald and Board President William Carmichael, our team of 14 dedicated employees strives to deliver exceptional service tailored to your financial goals. We believe in supporting our members not just financially but also by fostering meaningful relationships within the community. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 5286, Atlanta, GA 31107. Explore what sets B.o.n.d. Community apart today! Give us a call at 404-525-0619 or visit us online at bondcu.com to discover how we can help you achieve your financial dreams. Your journey toward a secure financial future starts with us!

Branch History & Mission

Innovation Meets Accessibility

As technology advances, so do we. Our digital services include online banking, mobile payments, and electronic statements all designed to make managing finances easier for our members while maintaining robust security measures. We ensure our services are ADA compliant to be inclusive for everyone in the community. For those who prefer face-to-face interactions, our branch offers convenient lobby hours from Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 3 PM. While we do not have a drive-thru service available at this location, we do have an ATM on-site for quick transactions.

Join Us Today

Whether you're looking for a reliable place to save or need assistance with loans for your next big purchase, B.o.n.d. Community is here for you. We invite you to become part of our growing family where your financial goals are our top priority. To learn more about membership eligibility or to get started today, visit us at Bond Community or call us at 404-525-0619. Experience the difference that comes with being part of a community-focused credit union!

Our Mission

At the heart of our operations lies a commitment to empowering our community through accessible financial services. Our mission is simple yet profound: to provide personalized banking solutions that foster financial well-being and help our members achieve their dreams. We understand that each member's journey is unique, and we strive to offer tailored products like checking and savings accounts, auto loans, personal loans, and credit cards with rewards. B.o.n.d. Community is not just about banking; it's about building relationships and investing in our community's future. We actively engage in outreach programs that support local initiatives and encourage financial literacy among all ages.

Branch Location & Accessibility

Connect With Us

Have questions? Our team is eager to help! Feel free to call us at (404) 525-0619. We encourage you to stop by B.o.n.d. Community today your financial well-being is our priority!

Nearby Landmarks and Accessibility

Our branch sits near several local landmarks, making it easy to find us. You can spot us just a short distance from the bustling Virginia-Highland area, a hub known for its charming shops and restaurants. Plus, with ample parking available right outside our door and ADA-compliant features like ramps, we ensure that everyone can access our services comfortably.

Operating Hours and Services

We understand that life can get busy! That's why our doors are open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 3 PM. We invite you to come in during these hours and explore everything we have to offer from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Need cash? Enjoy the convenience of our ATM services available on-site for your withdrawal and balance check needs. While members can visit us at 433 Moreland Ave Ne Atlanta Ga 30307, official correspondence should be sent to P.O. Box 5286, Atlanta, GA 31107 if necessary.

Member Eligibility

At B.o.n.d. Community, we're excited to welcome you into our community! Becoming a member is about more than just banking; it's joining a supportive family that prioritizes your financial well-being. If you're living, working, or worshipping in the area around 433 Moreland Ave Ne Atlanta Ga 30307, you're likely eligible to join us. We also welcome family members of existing members, so feel free to invite them along on this journey! Once you know you're eligible, getting started is a breeze! You can find all the details about membership criteria and how to apply by visiting http://www.bondcu.com/membership . If you have any questions or need assistance during the process, don't hesitate to reach out at (404) 525-0619. We look forward to having you as part of our vibrant community at B.o.n.d. Community!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer merchant services that simplify daily operations. Imagine having the ability to accept payments seamlessly, manage transactions online, and access financial insights all from one place. This allows you to focus more on serving your customers and less on the paperwork. Located conveniently at 433 Moreland Ave Ne Atlanta Ga 30307 in Atlanta, GA, our team is ready to partner with you. Reach out at (404) 525-0619 and let's discuss how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $549,278, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Financing

When it's time to hit the road, our Auto Loans & Vehicle Financing make purchasing a new or used vehicle stress-free. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms. Picture driving away in your dream car while knowing you have an affordable payment plan tailored just for you.

Business Banking Services

For local entrepreneurs, Business Banking services are essential. We provide merchant services and business loans tailored to help your venture thrive. Think about how much easier managing your business finances will be with a dedicated team ready to support you.

Convenient Access

We also offer convenient ATM & Cash Withdrawal Services, allowing members access to their funds whenever they need them. With basic ATM access available for withdrawals and balance checks, banking has never been simpler. At B.o.n.d. Community, we focus on making financial services accessible and convenient for everyone in our community. For more information about any of these services or to speak with one of our friendly representatives, don't hesitate to call us at (404) 525-0619. Let us help you achieve your financial goals today!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn benefits while making everyday purchases. Enjoy cashback or points that can be redeemed for exciting rewards all while building your credit history.

Home Financing Options

If homeownership is on your mind, check out our Mortgage Loans & Refinancing services. We aim to help you navigate the often complex world of real estate financing. Whether you're buying your first home or refinancing an existing mortgage for better rates, we're here to support you every step of the way.

Personal Banking Solutions

For individuals and families, our Personal Banking options include checking and savings accounts that cater to everyday needs. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms perfect for managing your budget on the go! Our accounts come with features such as e-statements and electronic signatures, making it easy to stay organized and secure.

Personal Loans for Life's Needs

Life can be unpredictable, which is why we offer Personal Loans & Debt Consolidation options. Whether you need funds for an unexpected expense or want to consolidate debt into one manageable payment, our loan specialists will work with you to find a solution that fits your budget.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper statements! We offer e-statements that allow you to view your account activity securely online. This not only helps the environment but also keeps your information safe. Want to make payments on the go? Our mobile payments feature lets you send money quickly and easily from your smartphone. For those who prefer using apps, our mobile application offers all the functionalities of online banking in a sleek format that's perfect for mobile devices. You can even use our person-to-person transfer service to send money to friends and family instantly no cash needed!

Real-Time Management

With real-time account management, you'll always be in control of your finances. From checking balances to making transfers or accessing support when needed, we're here for you around the clock. At B.o.n.d. Community, we prioritize security so that you can bank confidently knowing your information is protected. In summary, our digital and online banking services are tailored for ease-of-use and accessibility. Explore what B.o.n.d. Community has to offer today by visiting us at https://bondcu.com/ because managing your money should be simple and stress-free!

Financial Strength

Growing Member Base

Total Share Accounts: 7,098, showing a strong and growing member base that trusts us with their finances. This number underscores the confidence our community has placed in B.o.n.d. Community, reinforcing our position as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B.o.n.d. Community is your trusted partner. Visit us at 433 Moreland Ave Ne Atlanta Ga 30307 or call (404) 525-0619 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reflects our dedication to enhancing your financial experience.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With 12 full-time employees and 2 part-time employees dedicated to serving you, we're always ready to assist with knowledgeable service.

Reinvestment for Improvement

With $4,503,793 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategic approach allows us to consistently improve our services while keeping your interests at heart.

Secure Savings Options

Members' savings are secured through $2,256,792 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have money market shares at this time, we focus on maximizing your savings potential through our diverse offerings.

Strong Financial Health

With a net worth of $5,209,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We take pride in having $2,108 in used auto loans and $37,409,027 in total loans and leases available to support your various financial goals. Our lending capacity ensures you have access to the funds you need when you need them.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,046,566 in used vehicle loans and $4,310,893 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have options tailored to fit your budget.

Business Loans

For business owners looking to grow their ventures, our outstanding commercial loans totaling $549,278 provide the capital needed for expansion and investment. We understand the challenges businesses face and are here to support you with tailored financing solutions.

Eligibility and Refinancing Options

If you're interested in any of these loan products or want to learn more about our refinancing options, please visit us at B.o.n.d. Community or give us a call at 404-525-0619. Our friendly staff is ready to assist you in finding the best loan option that meets your needs. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take your next financial step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,498,089, make buying or refinancing simple. We also offer refinancing options to ensure you're getting the best possible terms for your mortgage. With our team's expertise and dedication, navigating the mortgage process can be straightforward and stress-free.

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible unsecured credit card loans. With a total of $1,559,443 in loans issued, we help members manage their finances effectively without the burden of collateral. Our credit cards come with competitive rates and rewards that suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for borrowers seeking to navigate their lending options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). One of the key benefits of using LendMesh is its Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that reflect the true market conditions. The platform also delivers Real-Time Rate Comparisons. Users benefit from up-to-date loan rates from multiple institutions, which empowers them to make informed decisions about their borrowing needs. Thousands of users have already turned to LendMesh for loan comparisons, finding significant savings in the process. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

B.O.N.D. COMMUNITY FEDERAL CREDIT UNION