BMI Credit Union Westerville OH | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Bmi, your trusted financial partner in the heart of Westerville, Ohio! Located at 543 N Cleveland Ave, our Westerville Branch has been serving our community since 1936. With a proud history and a commitment to excellence, we now proudly support over 45,693 members with a wide range of financial services tailored to meet your needs. At Bmi, we believe that banking should be personal and accessible. Our dedicated team of 102 employees, led by CEO William Allender and Board President Brad Ashbrook, is here to provide you with exceptional service every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered! With total assets amounting to an impressive $710,241,637 and total deposits reaching $55,022,098, we ensure that your money is safe while working hard for you. Our commitment doesn't stop there; we also offer over 22,413 loans and leases, helping members realize their dreams be it buying a new car or starting a business. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 6165 Emerald Pkwy, Dublin, OH 43016-3248. We invite you to take advantage of our convenient services including online banking, mobile payments, and drive-thru access. Join us today and discover why so many people in Westerville trust Bmi as their credit union! Feel free to reach out at 614-707-4000 or visit our website at bmifcu.org for more information. Your financial journey starts here!

Branch History & Mission

At Bmi, located at 543 N Cleveland Ave, Westerville, OH 43082, we proudly carry a legacy that dates back to 1936. Over the years, our commitment to serving the community has transformed us into a trusted financial partner for our members. With a membership base of 45,693, we have grown alongside the community we serve, ensuring that our services evolve to meet the needs of our diverse membership. Our mission is simple yet profound: to provide accessible and affordable financial services while fostering a strong sense of community support. We aim to empower our members through a range of offerings, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal is not only to help you manage your finances but also to support you in achieving your dreams. As part of our dedication to convenience and accessibility, we offer various features such as an ATM and drive-thru banking. Whether you're making quick deposits or handling simple transactions, we're here to make your banking experience smooth and efficient. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While our branch address is where you can find us, official correspondence should be sent to 6165 Emerald Pkwy, Dublin, OH 43016-3248. This ensures that all communications reach us promptly. In addition to providing financial services, Bmi actively participates in community outreach initiatives. We believe in giving back and fostering partnerships that uplift those around us. By collaborating with local organizations and supporting various causes, we strive to make a positive impact beyond banking. As we look toward the future, we remain committed to embracing technological advancements that enhance member experiences. Our digital services include online banking and mobile payments, ensuring that you can manage your finances anytime, anywhere. Join us at Bmi and discover how we can support your financial journey while being an integral part of the Westerville community. Together, let's build a brighter future! If you're ready to experience the benefits of membership, call us at 614-707-4000 or visit our website at bmifcu.org today!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all members of our community. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure everyone can comfortably access our services. Parking is readily available right outside the branch, making it convenient for those who prefer to drive.

Operating Hours

We're here to assist you during our welcoming hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With extended hours on Fridays and Saturday drive-thru service, we aim to be flexible and accommodating to your busy schedule.

Services Offered

At Bmi Westerville Branch, we offer a variety of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Our drive-thru banking also allows for quick deposits and withdrawals without leaving your vehicle. Plus, as part of our shared service center network, members can enjoy transactions with partner credit unions too! Ready to explore what we can do for you? Don't hesitate to stop by or give us a call at 614-707-4000. We look forward to welcoming you at the Bmi Westerville Branch!

Member Eligibility

Becoming a member of Bmi is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the Westerville area, you're likely eligible to join us! We believe in making banking accessible and supportive for everyone. You'll enjoy personalized service, competitive rates, and a range of products tailored just for you. To learn more about specific eligibility details. Opening an account with us is simple and straightforward! Just visit our account opening page at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=bmifcumain, or give us a call at (614) 707-4000 if you have any questions. We're excited to welcome you into the Bmi community at 543 N Cleveland Ave, Westerville, OH 43082!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that can simplify your daily operations. Whether you need point-of-sale solutions or online payment processing, we help businesses like yours accept payments easily and securely. This means more time focusing on what you do best: serving your customers and growing your business. Reach out to us at 543 N Cleveland Ave Westerville Oh 43082 in Westerville, OH or call us at (614) 707-4000. Let's explore how we can partner together to fuel your business's success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our goal is to provide flexible financing solutions that cater to your unique needs when the time comes. Imagine having access to the funds necessary for new equipment, hiring staff, or even expanding your location our team is here to help make that vision a reality.

Comprehensive List Of Services

Additional Services for All Members

Our branch also offers essential drive-thru banking for quick transactions like deposits and withdrawals. We pride ourselves on being accessible through basic shared branch transactions with partner credit unions, ensuring that even when you're away from home, you can still manage your accounts effectively. If you're interested in learning more about any of these services or if you have specific questions about how we can assist you further, please don't hesitate to reach out at (614) 707-4000. We invite you to visit us at 543 N Cleveland Ave Westerville Oh 43082, where our friendly team is ready to help guide you through all of our offerings and find the best fit for your financial journey. Join us at Westerville Branch, where community matters and we're committed to serving you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Bmi, we provide comprehensive Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a click away. Plus, our ATM & Cash Withdrawal Services are readily available to ensure you have access to your money when you need it.

Credit Cards and Business Banking

Looking for rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, giving you more for what you spend. For business owners, we offer robust Business Banking services including Merchant Services & Business Loans, allowing you to focus on growing your business while we handle your banking needs.

Personal Banking Solutions

We understand that managing your personal finances is crucial. That's why we offer Personal Banking services, including Checking & Savings Accounts that can fit any lifestyle. Our accounts come with features that make it simple to track your spending and save for future goals. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options are competitive and easy to navigate, ensuring you get on the road without breaking the bank. For those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are designed to help you secure the best rates available. And if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services provide flexible solutions to help you regain control of your finances.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills without stepping foot in a branch. You can also enjoy the convenience of e-statements, which let you view your account statements electronically no more waiting for paper copies! Plus, with our mobile application, you have access to your finances right from your smartphone. Whether you're on the go or relaxing at home, managing your accounts has never been easier. For those who prefer making payments through their phones, our mobile payments feature allows quick and safe transactions. And if you want to send money to friends or family instantly, our person-to-person transfer service makes it simple and hassle-free.

Security and Accessibility

Your security is our top priority. Our online banking system employs advanced security measures to ensure that your personal information remains protected at all times. Although we currently do not offer electronic signature authorization for transactions, rest assured that our platform is designed with safety in mind. With these features combined, Bmi provides an accessible way for you to take charge of your finances with ease. Enjoy real-time account management and peace of mind knowing that help is just a click away whenever you need it. Explore everything we have to offer by visiting https://www.bmifcu.org/index.html today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 84,329, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,055,052. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bmi is your trusted partner. Visit us at 543 N Cleveland Ave Westerville Oh 43082 or call (614) 707-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Secured

Members' savings are secured through $136,714,569 in share certificates and $223,567,474 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $69,427,963, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $68,710,095 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $6,139 in used auto loans and $528,976,027 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $1,126,438, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 96 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,450,152 in used vehicle loans and $72,436,307 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team at Bmi can guide you through the process to find the best fit for your budget.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amounting to $170,973,661 are designed to give you access to funds when you need them most. This option allows you to borrow what you need without having to take out a full loan. If you're considering refinancing any of your current loans or want to know more about eligibility options, our team is here to assist you every step of the way. For more details about our loan offerings or to discuss which option might be best for you, please call us at (614) 707-4000 or visit us at our branch located at 543 N Cleveland Ave Westerville Oh 43082 in Westerville, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bmi, we're committed to providing personalized service and competitive rates so that you can confidently navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,144,177, make buying or refinancing simple. We work with you to ensure that you understand your options and feel confident in your choice.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,622,217 in loans helping members manage their finances effectively. These cards can provide you with the freedom to make purchases while keeping track of your spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every lender featured on the platform has been thoroughly vetted for compliance with industry regulations, which helps protect consumers from misleading information.

BMI FEDERAL CREDIT UNION - Westerville, OH

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