BluPeak Credit Union B-m S New Brunswick NJ

Introduction

Welcome to B-m S, your trusted financial partner located at 1 Squibb Dr, New Brunswick, NJ 08901. Since our establishment in 1954, we have been dedicated to serving our community with reliable banking solutions and personalized service. With a total membership of over 4,000, we pride ourselves on building strong relationships with our members while supporting their financial goals. At B-m S, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet the needs of individuals and families alike. Our total assets stand at an impressive $83,843,024, ensuring that we have the resources to provide competitive loans and deposits. Currently, our total deposits amount to $1,821,005, reflecting the trust our members place in us. Led by our CEO, Jennifer Bruett, and Board President, Kathleen McElarney, we are committed to maintaining transparency and community engagement. Our team of 11 employees is dedicated to providing you with exceptional service every time you reach out. We invite you to visit us at our branch for assistance or give us a call at 732-227-6704 if you have any questions. While members can visit us at 1 Squibb Dr, official correspondence should be sent to our mailing address: 1 Squibb Dr, New Brunswick, NJ 08901-1588. Explore more about what we offer and how we can help you achieve your financial dreams by visiting our website at bmsfcu.org. Your financial well-being is our top priority!

Branch History & Mission

Community Focus

Beyond just numbers and transactions, we are deeply rooted in community outreach efforts. We partner with local organizations to support initiatives that uplift and empower residents in New Brunswick. Our aim is not only to grow as a credit union but also to foster a thriving community where everyone can succeed. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of a credit union that prioritizes your financial health and well-being. Visit us at B-m S today or call us at 732-227-6704 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Journey

From our humble beginnings at 1 Squibb Dr, New Brunswick, NJ 08901, we have consistently prioritized the needs of our members. The founding vision was simple: to create a member-focused financial cooperative that empowers individuals and families through accessible financial services. Today, as we continue this mission, we proudly offer a range of services designed to enhance the financial well-being of our community. Our operating hours are convenient for all members: Monday through Friday from 8 AM to 3 PM. While you can visit us at our main location for in-person assistance, official correspondence can also be sent to our mailing address at 1 Squibb Dr, New Brunswick, NJ 08901-1588.

Our Mission

At B-m S, our mission is clear: we strive to provide exceptional financial products while fostering a sense of belonging among our members. We believe in making banking personal and accessible. We understand that each member has unique needs and goals. That's why we're dedicated not only to offering competitive rates on loans and deposits but also to providing personalized support that helps you make informed decisions. We embrace digital advancements like online banking and mobile payments to ensure that your banking experience is both efficient and secure. Our commitment to accessibility means that everyone can take advantage of these services without barriers.

Branch Location & Accessibility

Convenient Access and Amenities

At B-m S, we understand how important accessibility is for our members. Our location features ample parking spaces and is compliant with ADA standards, ensuring all our members can comfortably access our services. Our operating hours are set to accommodate your busy schedule: we're open Monday through Friday from 8 AM to 3 PM. This gives you plenty of time during the week to stop by for any of your banking needs.

Services Tailored for You

While we currently do not have ATM services or drive-thru banking available, our friendly staff is here to assist you inside the branch with any inquiries or transactions you may have. We're dedicated to providing a personal touch in every interaction. If you have any questions or need assistance, feel free to reach out at 732-227-6704. We invite you to come visit us today and experience the B-m S difference!

Member Eligibility

At B-m S, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that truly cares. To be eligible for membership, you simply need to live, work, worship, or attend school in the area around our branch at 1 Squibb Dr New Brunswick Nj 08901. We're here to support you with personalized services and a range of financial products designed to meet your needs. Whether you're looking for a loan, savings options, or just some friendly advice, our team is dedicated to helping you succeed. If you're ready to take the next step and join us, opening an account is easy! You can find all the details on how to get started at http://bmsfcu.org/membership. If you have any questions or need assistance along the way, feel free to give us a call at (732) 227-6704. We look forward to welcoming you into our B-m S family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine having a reliable partner that streamlines your payment processes and enhances customer satisfaction. Our merchant services are designed to do just that, offering easy-to-use tools that let you accept payments effortlessly. This means you can focus on what you do best growing your business while we take care of the details. Located at 1 Squibb Dr New Brunswick Nj 08901 in New Brunswick, NJ, we are here to provide the support and resources you need to thrive. Connect with us today at (732) 227-6704 or visit our website at https://bmsfcu.org/ to learn more about how we can assist you on your journey to success!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, digital banking is more important than ever. At B-m S, we prioritize ease of access and overall convenience through our online banking platform. You can check your account balances, transfer funds between accounts, and pay bills all from the comfort of your home or while out and about. With mobile payments and a dedicated mobile application, managing your finances has never been simpler.

Everyday Banking Solutions

For those who need convenient access to their funds, we provide ATM Services Only. This means you can easily withdraw cash or check your balance without needing to visit a branch. Our ATMs are designed for quick and easy transactions, ensuring that you can manage your finances on the go, whether you're headed to work or running errands around New Brunswick.

Member-Centric Approach

We know that each member's financial journey is unique. That's why our knowledgeable staff is always ready to assist you with personalized service. Whether you're just starting out with budgeting or looking for help with larger financial decisions, we're here for you every step of the way. If you're interested in learning more about how B-m S can help fulfill your financial needs, don't hesitate to reach out! Call us at (732) 227-6704 or visit us in person at 1 Squibb Dr New Brunswick Nj 08901. We look forward to serving you and helping you achieve your financial goals! For additional information about membership eligibility and benefits, please check our website at New Brunswick or visit here. Your journey towards better banking starts with us!

Digital & Online Banking

Key Features of Our Online Banking Services

Our 24/7 online banking services give you real-time access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. No more waiting in lines or rushing to the bank before closing time! With features like person-to-person transfers, sending money to friends and family has never been easier. You can also take advantage of our mobile payments feature, which allows you to make purchases directly from your smartphone. Plus, for those who prefer a more traditional approach, our electronic signature authorization makes signing documents quick and hassle-free.

Stay Updated and Secure

We provide e-statements for easy tracking of your transactions without the clutter of paper statements. You'll receive timely updates about your account activity directly in your inbox, ensuring that you're always informed. And don't worry about security our digital banking system is equipped with top-notch security measures to keep your information safe. For even more convenience, download our mobile application available on all major platforms. This app brings all the functionalities of online banking right to your phone, making it easy to manage your finances wherever life takes you. In summary, at B-m S, we are committed to making banking accessible and straightforward for our members. Explore our digital services today and experience how easy managing your money can be!

Financial Strength

Commitment to Growth

With $15,105,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $188 in used auto loans and $19,329,147 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $3,419,756 in share certificates and $22,455,043 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$49,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $17,547,929, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 7,541, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $1,007,259, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B-m S is your trusted partner. Visit us at 1 Squibb Dr New Brunswick Nj 08901 or call (732) 227-6704 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,166,541 in used vehicle loans and $5,097,580 in new vehicle loans already helping members get on the road. Whether you're after a brand-new model or a reliable pre-owned vehicle, we have flexible financing options available to suit your needs.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, our credit lines totaling $7,800,000 can be an excellent solution. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you're considering refinancing any existing loans or need information on eligibility options, our team is here to assist you every step of the way. If you have questions about any of our loan offerings or would like to discuss which option may be best for you, don't hesitate to contact us at (732) 227-6704. At B-m S, we are committed to helping you find the right financial solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $539,426, make buying or refinancing simple. We provide competitive interest rates and flexible terms to help you secure the home of your dreams.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that the offers you see are fair and transparent. By working with verified financial institutions, LendMesh ensures that you receive accurate loan comparisons every time.

B M S FEDERAL CREDIT UNION - New Brunswick, NJ

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