Blupeak Credit Union San Diego CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Blupeak Credit Union, your trusted financial partner located at 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121. Since our establishment in 1936, we have been dedicated to serving our community and ensuring that our members have access to the best financial services available. With over 56,269 members and a robust $1,281,061,638 in total assets, we pride ourselves on fostering a strong sense of community while providing personalized banking solutions. At Blupeak, we understand that life can be unpredictable. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our commitment to you goes beyond just numbers; it's about building relationships and supporting your financial journey. Under the leadership of our CEO, Todd Tharp, and Board President, Matt Adams, we are focused on transparency and integrity in every transaction. While members can visit us at our branch for in-person support or ATM access, official correspondence should be sent to the same address: 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121-4205. For any inquiries or assistance, feel free to reach out at (858) 795-6000 during our operating hours from Monday to Friday between 8:00 AM - 5:00 PM. As part of our mission, we aim not only to provide excellent financial services but also to positively impact the lives of those we serve. With a total loan portfolio exceeding 14,666 loans, we are proud to help our members achieve their dreams and navigate life's challenges with confidence. Ready to take control of your financial future? Visit us online at Blupeak Credit Union or stop by our branch today!

Branch History & Mission

Our Evolution

Since opening our doors in 1936, Blupeak has undergone significant growth and transformation. From humble beginnings, we have evolved into a modern financial institution equipped with innovative digital solutions while remaining committed to our core values of community support and member service. Throughout our history, we've celebrated many milestones, including expanding our range of services from traditional banking to online and mobile banking options. We aim to meet the needs of our members in every way possible. Our headquarters in beautiful San Diego reflects our dedication not just to finance but also to community engagement. We are deeply rooted in local initiatives and partnerships that uplift those around us. Whether through sponsorships or volunteering efforts, Blupeak is dedicated to making a positive impact on the lives of our members and neighbors.

Our Mission

At Blupeak, our mission is clear: we strive to provide exceptional financial services that improve the lives of our members while fostering strong community ties. We believe everyone deserves access to sound financial advice and resources tailored to their unique situations. Our team works tirelessly to ensure that every member feels valued and supported. We offer a wide array of services, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, business banking solutions, and much more. Additionally, our commitment extends beyond just banking; we actively participate in community outreach programs that help foster growth and opportunity within San Diego. While members can visit us at 10120 Pacific Heights Blvd Ste 100, official correspondence should be sent to 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121-4205. With operating hours from Monday through Friday, 8:00 AM to 5:00 PM, we invite you to stop by or call us at 858-795-6000 for any questions or assistance you may need. We also provide convenient ATM services for your cash withdrawal needs. Join us at Blupeak Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization committed to your success. Visit us online at Blupeak.com or start your journey by opening an account here. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Blupeak, your trusted financial partner located at 10120 Pacific Heights Blvd Ste 100 in beautiful San Diego, CA. Our branch is designed with your convenience in mind, making it easy for you to access a range of banking services in a welcoming environment. Nestled near major landmarks and accessible from various routes, our location is perfect for both busy professionals and families alike. At Blupeak Credit Union Corporate Headquarters, we prioritize accessibility. Our building meets ADA standards, featuring ramps and ample parking spaces to ensure everyone can visit us comfortably. Whether you're stopping by for a quick transaction or looking for comprehensive financial solutions, our friendly team is here to assist you. Our lobby hours are Monday through Friday from 8:00 AM to 5:00 PM, giving you plenty of opportunities to drop by when it's convenient for you. And if you're on the go, you'll appreciate our ATM availability right at the branch, providing easy access to cash whenever you need it. While members can visit us at 10120 Pacific Heights Blvd Ste 100, official correspondence should be sent to our mailing address at 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121-4205. Ready to experience exceptional service? Give us a call at 858-795-6000 or stop by our branch today! We look forward to helping you achieve your financial goals!

Member Eligibility

At Blupeak, we believe that joining our community means becoming part of a family that supports each other. If you're interested in becoming a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in our local area. This means whether you're a resident of San Diego or just passing through, you can enjoy the benefits of membership, like competitive loan rates and personalized service tailored to your needs. To learn more about the specific criteria and see if you qualify, visit our detailed eligibility page at . Opening an account with us is straightforward and welcoming! You can get started by visiting our account opening page at https://secure.blupeak.com/dbank/live/app/register . If you have any questions or need assistance, feel free to give us a call at (858) 795-6000. We're excited to help you take this step towards financial well-being right here at Blupeak, located at 10120 Pacific Heights Blvd Ste 100 San Diego Ca 92121!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,533,296, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a bustling café where customers can pay quickly and effortlessly. Our merchant services allow you to accept payments seamlessly, giving you more time to focus on what matters serving your customers. From mobile payments to online transactions, we ensure that managing your finances is as straightforward as possible. Visit us at 10120 Pacific Heights Blvd Ste 100 San Diego Ca 92121 in San Diego, CA or call us at (858) 795-6000 to learn how our business banking solutions can help your enterprise thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions through our business banking services. From merchant services that help streamline transactions to tailored business loans that support growth and expansion, we're here to empower local businesses in our community.

Credit Cards and Rewards

We also understand the importance of credit in today's world. That's why we offer credit cards with rewards, giving you the chance to earn while you spend. Whether it's for everyday purchases or special occasions, these rewards can add value back into your life.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Blupeak provides robust online and mobile banking features that let you manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, accessing your funds has never been easier. Plus, our ATM services ensure you can withdraw cash or check balances with basic access wherever you go.

Final Thoughts

At Blupeak, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial success. From personal banking needs to business solutions, we are committed to serving our community with excellence. Ready to take the next step? Visit us at 10120 Pacific Heights Blvd Ste 100 San Diego Ca 92121, give us a call at (858) 795-6000, or explore more about what we offer on our website: Blupeak Credit Union Corporate Headquarters. We look forward to helping you thrive!

Personal Banking Solutions

Whether you're just starting out or managing a household, our personal banking services have something for everyone. With checking and savings accounts, we offer options that fit your lifestyle, allowing you to manage your finances with ease. Need a new car? Our auto loans and vehicle financing solutions make it simple to drive off in the vehicle of your dreams without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms tailored for you. For those unexpected expenses or consolidating debt, our personal loans can help ease financial burdens with straightforward repayment plans.

Digital & Online Banking

Convenience at Your Fingertips

For those who love using their smartphones, our mobile application allows you to handle banking tasks right from your pocket. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. Whether you're at home or out running errands, managing your finances is simple and efficient.

Explore Our Services

Visit us at https://www.blupeak.com/ to discover all the ways we can help you manage your money from the comfort of your home or on the go. Our online banking service is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever you need to. Plus, with features like e-statements and electronic signature authorization, staying organized and secure has never been easier.

Security You Can Trust

Your security is our top priority. At Blupeak, we use advanced technology to keep your personal information safe while you enjoy the convenience of digital banking. With features like electronic signature authorization, you can complete transactions securely without stepping into a branch. In summary, Blupeak offers comprehensive digital and online banking solutions that are accessible, user-friendly, and secure. Experience the ease of managing your finances with us today!

Financial Strength

A Committed Team at Your Service

Our operational efficiency shines through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With total share accounts at 73,008, we showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further highlighting our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blupeak is your trusted partner. Visit us at 10120 Pacific Heights Blvd Ste 100 San Diego Ca 92121 or call (858) 795-6000 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $102,153,685 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to continuous improvement helps us meet your evolving financial needs.

Our Solid Financial Position

With a net worth of $102,779,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Robust Lending Capacity

We support our members' financial goals with $1,660 in used auto loans and $839,564,609 in total loans and leases. This lending capacity reflects our dedication to making sure you have access to the funds necessary for significant purchases or investments.

Secure Savings for Members

Members' savings are secured through $265,105,415 in share certificates and $255,277,640 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,015,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Our auto loan options are designed for both new and used vehicles, making it easier than ever to find financing that suits your budget. If you're considering refinancing an existing auto loan, we can help you explore eligibility options that may lower your monthly payments or reduce your interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $83,533,296 provide the capital needed to grow and expand. We understand the unique challenges that small businesses face and offer tailored solutions to meet those needs. At Blupeak, we pride ourselves on providing personalized service and guidance throughout your borrowing experience. For more information about our loan offerings, or if you have any questions regarding eligibility or refinancing options, feel free to reach out to us at (858) 795-6000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,947,192, making buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the financing needed for your next home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $69,123 helping members manage their finances effectively. This option is great for those who want to maintain cash flow without tying up other assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the lending landscape with ease, ensuring that you have access to the most competitive offers available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which builds trust and transparency in the comparison process. Furthermore, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. The goal is clear: to provide users with unbiased results that empower them to make informed decisions. Real-time rate comparisons are another significant benefit of using LendMesh. By offering up-to-date loan rates from multiple institutions, users can easily see how different lenders stack up against each other. This dynamic approach helps individuals choose the best option based on their specific financial situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the positive experiences many have had while utilizing this valuable tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BLUPEAK CREDIT UNION