Blupeak Credit Union La Jolla CA | Affordable Auto Loans & Business Banking

Introduction

At Blupeak, we believe in the power of community and the strength of relationships. Established in 1936, our La Jolla branch, located at 9375 Russell Lane, La Jolla, CA 92093, has been dedicated to serving our members with a personal touch for over 85 years. With a total membership of 56,269 and assets reaching an impressive $1,281,061,638, we are committed to helping you achieve your financial goals. As your trusted financial partner, we take pride in offering a range of services designed to meet your needs from checking and savings accounts to auto loans and business banking solutions. Our team is here to guide you through every step of your financial journey. Whether you're looking to finance a new vehicle or need assistance with mortgage loans, we're ready to help. While members can visit us at our La Jolla branch, official correspondence should be sent to our mailing address: 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121-4205. We invite you to explore our offerings further by visiting us online at Blupeak. Under the leadership of our CEO, Todd Tharp, and Board President, Matt Adams, Blupeak continues to thrive as a community-focused credit union. With a dedicated team of 117 employees and total deposits amounting to $167,343,447, we are well-equipped to serve you. We invite you to stop by or call us at 866-873-4968 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Experience the difference of personalized service at Blupeak your partner in financial success!

Branch History & Mission

Community Engagement

We actively seek partnerships with local organizations and engage in outreach efforts that resonate with our values. By investing in community programs and events, we strive to make a lasting difference in La Jolla and beyond.

Join Us

At Blupeak, we invite you to be part of our story. Whether you're looking for a new checking account or seeking financing for your next vehicle purchase, our team is ready to assist you every step of the way. Experience the benefits of membership today by visiting us or calling 866-873-4968. Together, let's build a brighter future!

Our Journey

From humble beginnings, Blupeak has evolved significantly over the years. We started as a small credit union focused on serving the local community's financial needs. Our commitment to providing personalized service and fostering long-term relationships has fueled our growth and allowed us to adapt to changing economic landscapes while remaining true to our mission. As we expanded, we embraced technology to enhance member experiences. Today, we offer a range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our focus on online and mobile banking allows members to manage their finances conveniently from anywhere.

Our Mission

Our mission is clear: to provide exceptional financial services while making a positive impact in our community. At Blupeak, we believe that everyone deserves access to quality financial products tailored to their unique needs. We are dedicated not only to offering competitive rates and innovative solutions but also to supporting local initiatives that improve the lives of those around us. While members can visit us at 9375 Russell Lane, official correspondence should be sent to 10120 Pacific Heights Blvd Ste 100, San Diego, CA 92121-4205. We are here for you Monday through Friday from 9:00 AM to 5:00 PM, ensuring you have the support you need when it matters most.

Branch Location & Accessibility

Connect with Us

We invite you to stop by Blupeak in La Jolla today! If you have questions before visiting, feel free to give us a call at 866-873-4968. Our team looks forward to welcoming you and assisting with all your financial needs! For more information about what we offer, check out our website at Blupeak.

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it a familiar stop for many residents. With ample parking available nearby, we strive to make your visit as hassle-free as possible. We are proud to offer ADA-compliant access features, including ramps and designated parking spaces, ensuring everyone can bank with ease.

Operating Hours and Services

At Blupeak, we understand that convenience matters. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is here to help. We also provide ATM services for quick cash withdrawals and balance checks, enhancing your banking experience. Although we do not have a drive-thru service at this location, our commitment to customer service ensures that you'll receive the support you need inside the branch.

Member Eligibility

Becoming a member of Blupeak is like joining a caring community where your financial well-being matters. To be eligible, you just need to meet a few simple criteria, which often includes living or working in the local area, as well as being part of specific groups or organizations we support. This inclusive approach makes it easy for many people to join our family! If you're curious about the exact eligibility details, feel free to check out more information at . Once you're ready to take the next step, opening an account is a breeze! You can get started by visiting us online at https://secure.blupeak.com/dbank/live/app/register or by giving us a call at (866) 873-4968 if you have any questions. We're located at 9375 Russell Lane La Jolla Ca 92093, and our friendly team is here to help you every step of the way. Join us today and discover all the great benefits that come with being part of Blupeak!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's market, efficient payment solutions can set your business apart. Our merchant services offer tools that simplify transactions, allowing you to focus on what you do best running your business. Imagine accepting payments seamlessly from customers, whether they're paying online or at your brick-and-mortar store. We provide the technology that makes this possible. Located conveniently at 9375 Russell Lane La Jolla Ca 92093, La Jolla, CA 92093, our team is ready to assist you with personalized service. Reach out to us at (866) 873-4968 to explore how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $83,533,296, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions including merchant services and business loans. We know how vital it is for businesses to have the right financial tools at their disposal, and we're dedicated to helping you thrive in today's competitive market.

Easy Access Anytime

With all these services available at Branch #3 University Of Californa Ucsd, we ensure that accessing your finances is as easy as possible. Our digital banking platform allows you to manage everything from opening an account to applying for loans without ever needing to visit us in person. We invite you to take advantage of our comprehensive suite of financial services designed with you in mind. For more information or if you have any questions, feel free to call us at (866) 873-4968. At Blupeak, we're committed to making your banking experience straightforward and enjoyable. Visit us today and discover how we can help you achieve your financial goals!

Personal Banking Services

For individuals seeking reliable banking solutions, we offer checking and savings accounts that are designed to fit various lifestyles. With online and mobile banking features, you can easily manage your accounts from anywhere. Imagine checking your balance while waiting for your morning coffee or transferring funds with just a few taps on your phone! Our ATM and cash withdrawal services ensure that you have convenient access to your money whenever you need it. If you're considering purchasing a new car, our auto loans and vehicle financing options can help make that dream a reality. We understand how important it is to have reliable transportation, and we're here to support you with competitive rates and flexible terms. Additionally, if you're looking to purchase a home or refinance your existing mortgage, our mortgage loans are designed with your goals in mind.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's an emergency repair or managing existing debts, we can provide the financial assistance you need to regain control of your finances. Our credit card offerings come with exciting rewards that can enhance your everyday spending. Whether it's earning points for travel or cash back on purchases, our credit cards with rewards give you more value for every dollar spent.

Digital & Online Banking

Key Features for Your Convenience

Our digital offerings include e-statements, which let you view your account statements electronically. This not only helps you stay organized but also cuts down on paper clutter. You can also take advantage of electronic signature authorization, making it easier than ever to complete transactions securely from home. Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends or family instantly no more waiting for checks to clear! Plus, with mobile payments enabled, you can make purchases directly from your phone without fumbling for cash or cards.

Security You Can Trust

Your security is our top priority. Our online banking services come with robust security measures to protect your personal information and transactions. We know that peace of mind is essential when it comes to managing your finances, so we strive to provide an environment where you can bank safely. At Blupeak, we believe that banking should adapt to fit your life not the other way around. With user-friendly tools and comprehensive support available online, you'll find it easier than ever to manage your finances effectively. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 73,008, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blupeak is your trusted partner. Visit us at 9375 Russell Lane La Jolla Ca 92093 or call (866) 873-4968 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $265,105,415 in share certificates and $255,277,640 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,015,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $102,153,685 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,660 in used auto loans and $839,564,609 in total loans and leases.

Solid Financial Health

With a net worth of $102,779,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,946,955 in used vehicle loans and $23,733,791 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, our financing solutions make it easier than ever to drive home with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $83,533,296 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to support you with tailored lending solutions. At Blupeak, our commitment extends beyond just offering loans; we strive to empower our members with financial tools and resources. If you're unsure about eligibility or refinancing options, don't hesitate to reach out to us at (866) 873-4968 or visit us at our branch located at 9375 Russell Lane La Jolla Ca 92093 in La Jolla, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,947,192, make buying or refinancing simple. We provide guidance through every step of the process, ensuring that you find the right loan that fits your budget and lifestyle. If you're looking to refinance an existing mortgage, we have options available that might help you save money.

Unsecured Credit Card Loans

Managing finances can be challenging, but we offer flexible terms on unsecured credit card loans, with a total of $69,123 in loans helping members manage their finances effectively. Our credit card options come with rewards and no annual fees, making them an ideal choice for everyday purchases or emergency expenses.

Loan Aggregator

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BLUPEAK CREDIT UNION