Bluestone Credit Union Sioux Falls SD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bluestone, your trusted financial partner in Sioux Falls, SD! Located at 3400 S Sycamore Ave, our East Branch has been serving the community since 1938. With a strong commitment to our members, we proudly support over 11,351 individuals and families in achieving their financial goals. At Bluestone, we understand that banking is not just about numbers; it's about relationships and community impact. With total assets of $190,787,551 and deposits reaching $18,551,925, we are dedicated to providing secure and accessible financial services tailored to your needs. Our CEO, Jeffrey Jorgensen, and Board President, Paul Buriak II, lead a team of 62 employees who are passionate about ensuring you feel valued every time you visit us. While members can visit us at our branch for personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards official correspondence should be sent to our mailing address: PO Box 90240, Sioux Falls, SD 57109-0240. With a net worth of $16,361,228 and cash readily available at $3,396,240, we're here to provide you with confidence in your financial decisions. Whether you need assistance with loans or want to explore online banking options through our user-friendly website at www.bluestonefcu.org, we're just a call away at 605-367-7070. Join us today as we continue to grow together! Experience the Bluestone difference where your financial well-being is our priority.

Branch History & Mission

Join Us Today

As we look toward the future, we invite you to join Bluestone and experience the benefits of being part of a vibrant credit union community. With a focus on member satisfaction and community support, we're more than just a bank; we're your partner in achieving financial success. Contact us today at (605) 367-7070 or visit our website at Bluestone FCU to learn more about how we can serve you!

Modern Banking for Everyone

We understand that today's world requires convenience and accessibility. That's why Bluestone offers modern banking options like online banking, mobile payments, and ATM services all designed with you in mind. Our branch features a drive-thru service for quick transactions and is ADA compliant to ensure everyone can access our facilities comfortably. While members can visit us at 3400 S Sycamore Ave Sioux Falls Sd 57110, official correspondence should be sent to PO Box 90240, Sioux Falls, SD 57109-0240. Our dedicated team is here during operating hours from 7:30 am to 5:30 pm Monday through Friday and from 9:00 am to 12:00 pm on Saturday to assist you with any questions or needs you may have.

Our Mission

Our mission at Bluestone is simple yet powerful: we strive to enhance the financial well-being of our members while fostering a supportive environment that nurtures community relationships. We offer a wide range of services, including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether it's helping you secure your dream home or providing the funds for your next vehicle, we are here every step of the way. In addition to our financial services, we are committed to making a difference in Sioux Falls. We regularly engage in community outreach programs and partnerships that benefit local organizations and initiatives. By giving back to the community that supports us, we reinforce our belief that when one of us thrives, we all thrive.

Branch Location & Accessibility

Convenient Access and Facilities

Our branch features ample parking and is fully ADA compliant, ensuring that all members can enjoy easy access to our facilities. Whether you prefer walk-in banking or using our drive-thru service for quick transactions, we have you covered. Our drive-thru hours are from 9:00 am to 12:00 pm on Saturdays, while lobby hours are Monday through Friday from 7:30 am to 5:30 pm.

Services Tailored for You

At Bluestone, we offer a variety of services designed to make banking easy and efficient. From personal checking and savings accounts to auto loans and credit cards with rewards, we aim to provide solutions that fit your lifestyle. Need cash? Our ATM is available for withdrawals and balance checks anytime during business hours. Feel free to give us a call at 605-367-7070 if you have any questions or need assistance. Our dedicated team is here to help you with all your banking needs. We look forward to seeing you soon at Bluestone! Visit us today and discover the difference that community-focused banking can make in your life.

Member Eligibility

At Bluestone, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Sioux Falls area, you're likely eligible to join us. We also invite family members of existing members to be part of our growing family. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.bluestonefcu.org/join-us/. Joining Bluestone means gaining access to a range of personal banking services designed just for you, including checking and savings accounts, auto loans, and credit cards with rewards. The application process is straightforward; you can start by filling out an account opening form available at https://forms.joinmycu.com/mop/142/apply. If you have any questions or need assistance, don't hesitate to give us a call at (605) 367-7070. We're excited to welcome you into our community at 3400 S Sycamore Ave Sioux Falls Sd 57110!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital needed to expand your operations, invest in new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to developing flexible financing solutions for future opportunities.

Merchant Services

In today's fast-paced marketplace, efficient payment processing is crucial. With our merchant services, you can streamline transactions and enhance customer experiences. We offer tools that make it easy for businesses like yours to accept payments securely and quickly. This means you can focus on what really matters growing your business. Located at 3400 S Sycamore Ave Sioux Falls Sd 57110 in Sioux Falls, SD, our team is ready to help you navigate your business banking needs. Reach out to us at (605) 367-7070 or visit our website at https://www.bluestonefcu.org/ for more information. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience matters! At Bluestone, we provide accessible ATM and cash withdrawal services, allowing you to access your money whenever necessary. For simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking options available during our hours from 7:30 AM to 5:30 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturdays. At Bluestone, we're more than just a credit union; we're your partners in financial success. Whether you're looking for personal banking solutions or business assistance, we invite you to connect with us at 605-367-7070 or visit our website at Bluestone FCU. Let us help you achieve your financial goals today!

Business Banking

We also cater to small businesses with dedicated services. From merchant services to facilitate transactions smoothly, to business loans designed to fuel your growth ambitions, Bluestone is here to support local entrepreneurs.

Loans and Credit

For those unexpected expenses or projects, our personal loans and debt consolidation options provide financial relief when you need it most. And if you're looking to earn rewards while spending, check out our credit cards with rewards, which offer benefits that can enhance your shopping experience.

Online Convenience

In today's fast-paced world, having easy access to your finances is essential. That's why we've invested in robust online and mobile banking platforms. With these tools at your fingertips, managing your finances is easier than ever whether you're checking balances, transferring funds, or making payments on the go.

Personal Banking

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer various checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a big purchase or planning for the future, our accounts come with features that make it easy to access your funds anytime. Need a vehicle? Our auto loans and vehicle financing options are here to help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that cater to different budgets. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you find the right mortgage solution for your situation.

Digital & Online Banking

Convenience at Your Fingertips

Whether you're making mobile payments or simply checking your account from the comfort of your home, our digital banking services put the power in your hands. No more waiting in lines or rushing to make transactions during business hours everything is accessible right when you need it. At Bluestone, we are committed to providing an easy and secure banking experience that fits into your lifestyle. Explore all these features and more by visiting us at https://www.bluestonefcu.org/ today!

Key Features

Our online banking provides 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills whenever it suits you. If you're on the go, our mobile application makes managing your finances even easier. You can also take advantage of features like person-to-person transfers, which let you send money quickly to friends or family without hassle. We prioritize your security with electronic signature authorization for transactions, ensuring that your information remains safe while still being easy to use. Plus, our members enjoy the benefit of e-statements, so you can keep track of your finances without the clutter of paper statements.

Financial Strength

At Bluestone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths, which highlight our commitment to serving you with reliability and care. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $16,361,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 857% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,137,075 in share certificates and $45,364,888 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,496,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,630,978 in total loans and leases and 3,688 used auto loans available. Our net income of $1,147,290 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 25,450, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Bluestone is your trusted partner. Visit us at 3400 S Sycamore Ave Sioux Falls SD 57110 or call 605-367-7070 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,557,267 in used vehicle loans and $11,631,415 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can find a loan that suits your budget.

Credit Lines and Unsecured Loans

Managing unexpected expenses can be challenging. That's why we offer credit lines totaling $16,985,023 to give you access to funds when you need them most. Additionally, we have flexible terms on unsecured credit card loans, with a total of $5,013,671 in loans helping members manage their finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,104,656, make buying or refinancing simple. We work with you to find the right mortgage product that fits your needs and financial situation.

Refinancing Options

If you're considering refinancing your current loans or mortgages for better rates or terms, we have options available. Contact us for more information about eligibility and how we can assist you in lowering your monthly payments. For any inquiries regarding our loan offerings or eligibility requirements, feel free to reach out at 605-367-7070. You can visit us at our branch located at 3400 S Sycamore Ave Sioux Falls SD 57110, or check out our website for more details: Bluestone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bluestone, we're here to support you every step of the way with personalized service and a commitment to your financial well-being.

Loan Aggregator

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BLUESTONE FEDERAL CREDIT UNION - Sioux Falls, SD

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