Bluestone Credit Union Sioux Falls SD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bluestone, your trusted financial partner located at 5010 S Solberg Ave, Sioux Falls, SD 57108. Since our establishment in 1938, we have been dedicated to serving our community with integrity and care. With a robust membership of over 11,351 individuals, we proudly offer a wide range of services tailored to meet the needs of our members. At Bluestone, we understand that managing your finances can be challenging. That's why we're here to provide you with personalized solutions that empower you to achieve your financial goals. Our total assets amount to an impressive $190,787,551, ensuring we have the resources to support you. We manage approximately $18,551,925 in deposits and have issued over 9,736 loans and leases to help our members thrive. Our team is committed to excellence, led by CEO Jeffrey Jorgensen and Board President Paul Buriak II. With a staff of 62 dedicated employees, we strive to create a welcoming environment where everyone feels valued and supported. While you can visit us directly at our branch address for your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 90240, Sioux Falls, SD 57109-0240. We invite you to explore all that Bluestone has to offer whether it's opening a new account, applying for a loan, or utilizing our online and mobile banking services. For any questions or assistance, feel free to give us a call at 605-367-7070 during our lobby hours from 7:30 am - 5:30 pm Monday through Friday and from 9:00 am - 12:00 pm on Saturdays. Join us at Bluestone today and experience the difference of being part of a community-focused credit union! Visit our website at www.bluestonefcu.org for more information on how we can serve you better.

Branch History & Mission

Welcome to Bluestone, where our rich history and unwavering commitment to community shine brightly. Founded in 1938, our journey began with a simple mission: to provide accessible financial services that empower individuals and families in Sioux Falls, SD. Over the decades, we have grown alongside our members, adapting to their needs while remaining true to our core values. Located at 5010 S Solberg Ave, Sioux Falls, SD 57108, Bluestone is not just a place for transactions; it's a hub for support and connection. With the picturesque backdrop of Lincoln County and proximity to local landmarks, we invite you to visit us and experience the warmth of our community-focused service. For any official correspondence, please use our mailing address at PO Box 90240, Sioux Falls, SD 57109-0240. As we celebrate our evolution over the years, we take pride in serving over 11,351 members and managing assets totaling $190,787,551. Our growth reflects our dedication to providing personal banking solutions like checking accounts, auto loans, mortgages, and business banking services. We are also proud to offer modern conveniences such as online and mobile banking for those who prefer digital access. At Bluestone, our mission goes beyond financial services. We strive to uplift our community by fostering relationships built on trust and support. Our team works tirelessly to engage in outreach efforts that promote financial literacy and well-being among all residents of Sioux Falls. Whether it's through workshops or partnerships with local organizations, we aim to create lasting positive change. With operating hours from 7:30 am to 5:30 pm Monday through Friday and drive-thru services available Saturday from 9:00 am to 12:00 pm, we ensure that help is always within reach. We also feature an ATM for your convenience so you can access your funds anytime. As we look forward to the future, we invite you to become part of the Bluestone family. Join us today and discover how being a member can enhance your financial journey while contributing positively to our vibrant community. Together, let's continue building a legacy of growth and support that will benefit generations to come! For more information on joining us or opening an account, visit our website or call us at 605-367-7070.

Branch Location & Accessibility

Accessibility Features

At Bluestone, we prioritize accessibility for all members. Our branch is fully compliant with ADA standards, featuring ramps and spacious entrances so everyone can navigate comfortably. Plus, we offer ample parking right outside the entrance for your convenience.

Come Visit Us!

We invite you to come see what Bluestone has to offer! Our friendly team is ready to assist you with all your banking needs. Whether you're an existing member or considering joining us, we look forward to welcoming you at our Southwest Branch in Sioux Falls!

Convenient Location

Nestled in the heart of Lincoln County, our branch is easy to find. We're just a stone's throw away from popular local spots like the Empire Mall and the scenic Falls Park. This prime location means you can easily swing by while running errands or enjoying a day out.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 7:30 am to 5:30 pm and have Saturday hours from 9:00 am to 12:00 pm for those who need to visit us on the weekend. Whether you need a quick transaction during lunch or want to stop by after work, we're here for you.

Services Offered

At Bluestone, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our offerings are designed with you in mind. We also feature drive-thru banking for fast deposits and withdrawals without leaving your car perfect for busy days! If you ever need cash on the go, our ATM is available on-site. For any questions or assistance, feel free to give us a call at 605-367-7070.

Member Eligibility

At Bluestone, we believe that becoming a member is like joining a supportive family where your financial well-being is our priority. If you're interested in joining us at our Sioux Falls location at 5010 S Solberg Ave, you'll be pleased to know that eligibility is designed to be accessible and inclusive. You can become a member if you live, work, or worship in Lincoln County or have a family member who's already part of our community. This means that whether you're starting your financial journey or looking for better services, there's a place for you here. Getting started is simple! You can find detailed eligibility criteria on our website at Bluestone's Membership Information. When you're ready to open an account, just visit this link and fill out the application. If you have any questions or need assistance, feel free to give us a call at 605-367-7070. We're excited to welcome you into the Bluestone family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for your business. Picture this: customers can easily make purchases using various payment methods, enhancing their shopping experience while boosting your sales. Our tools ensure that managing transactions is as straightforward as possible, allowing you more time to focus on what really matters growing your business. Whether you're in Sioux Falls, SD, or beyond, let Bluestone be your partner in success. Reach out to us today at (605) 367-7070 or visit us at 5010 S Solberg Ave Sioux Falls Sd 57108 for more information!

Comprehensive List Of Services

Business Banking Services

For business owners, Bluestone offers robust Business Banking solutions, including Merchant Services and Business Loans. We are committed to helping local businesses thrive by providing accessible financial products tailored to your operational needs.

Convenient Access and Support

We value your time and strive to make banking as easy as possible. Our branch features a Drive-Thru Banking service, allowing you to make deposits and withdrawals without leaving your vehicle. Plus, with our ATM services available nearby, withdrawing cash or checking your balance is simple and straightforward. If you need assistance or have questions about any of our services, don't hesitate to reach out! You can contact us at (605) 367-7070 during our lobby hours of 7:30 am - 5:30 pm Monday through Friday and 9:00 am - 12:00 pm on Saturday.

Join Us Today!

At Bluestone, we believe in empowering our members with the tools they need for financial success. Explore all the possibilities we offer at our website or visit us today! We look forward to helping you achieve your financial goals!

Lending Options for Every Need

For those in need of financing, our Auto Loans & Vehicle Financing make purchasing your dream car easier than ever. We offer competitive rates and flexible terms so you can hit the road without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are designed to guide you through the process smoothly. Additionally, if you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation services help simplify your finances. And don't forget about our Credit Cards with Rewards, which not only provide purchasing power but also reward you for everyday spending.

Personal Banking Solutions

When it comes to personal banking, we understand that each member has unique requirements. That's why we offer Checking and Savings Accounts that suit various lifestyles. Whether you're saving for a new home or managing daily expenses, our accounts provide flexibility and convenience. Imagine accessing your funds anytime through Online & Mobile Banking; with just a few clicks, you can check balances, transfer money, and pay bills from anywhere.

Digital & Online Banking

Accessibility and Support

We prioritize your financial needs with round-the-clock access to online banking services that fit into your lifestyle. Our digital tools provide real-time account management, making it easy for you to keep track of your spending and savings. With Bluestone, you'll find that managing your money doesn't have to be complicated it's all about accessibility and ease-of-use. Join us today and explore how our digital banking solutions can simplify your life! Visit https://www.bluestonefcu.org/ for more information on how you can take advantage of these features at Bluestone.

Key Features

Our digital offerings include E-Statements, allowing you to receive bank statements electronically. This feature not only helps in reducing paper clutter but also enhances security by minimizing the risk of sensitive information falling into the wrong hands. Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you're on the go, our mobile application makes it simple to manage your accounts right from your smartphone. You can send person-to-person transfers quickly and easily, making splitting bills or sending money to friends effortless. Additionally, we support mobile payments, so you can leave your wallet at home while still having access to your funds.

Financial Strength

At Bluestone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing reliable services and support to our community. With a net worth of $16,361,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,137,075 in share certificates and $45,364,888 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,496,045 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $116,309,780, which includes 3,688 used auto loans designed to help you reach your financial goals across various sectors. Our operational efficiency is evident with a net income of $1,147,290, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 25,450, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bluestone is your trusted partner. Visit us at 5010 S Solberg Ave Sioux Falls SD 57108 or call 605-367-7070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry, with over $48,557,267 in used vehicle loans and $11,631,415 in new vehicle loans already helping members get on the road. We also provide options for refinancing existing auto loans to help you save even more.

Credit Lines

If you're looking for added flexibility in your finances, consider our credit lines totaling $16,985,023. This option provides quick access to funds when you need them most without having to apply for a separate loan. We believe in empowering our members with the financial resources they need. If you have questions about eligibility or how to refinance an existing loan, feel free to reach out! You can contact us at 605-367-7070 during our operating hours from 7:30 am - 5:30 pm Monday through Friday and from 9:00 am - 12:00 pm Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bluestone, we're here to support you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $19,104,656, making buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,013,671 in loans available for our members. These cards can be a great way to handle unexpected expenses while providing rewards for your purchases.

Loan Aggregator

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BLUESTONE FEDERAL CREDIT UNION - Sioux Falls, SD

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