Bluestone Credit Union Sioux Falls SD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bluestone, your trusted financial partner in the heart of Sioux Falls, SD! Located at 901 N West Ave, our branch has been serving our community since 1938. With a strong commitment to our members, we proudly support over 11,351 individuals and families in achieving their financial goals. At Bluestone, we understand that banking is about more than just numbers. It's about building relationships and creating a sense of belonging within our community. Our total assets have reached an impressive $190,787,551, allowing us to offer a diverse range of services tailored to your needs from personal banking and auto loans to mortgage solutions and business financing. We currently hold $18,551,925 in deposits and have issued over 9,736 loans and leases to help our members thrive. While you can visit us at our branch for friendly service or drop by our convenient drive-thru, please note that any official correspondence should be sent to our mailing address: PO Box 90240, Sioux Falls, SD 57109-0240. Our dedicated team is led by CEO Jeffrey Jorgensen and Board President Paul Buriak II, both passionate about fostering a welcoming environment where everyone feels valued. With a staff of 62 employees ready to assist you, we take pride in being accessible and responsive to your financial needs. Whether you're looking for assistance with online banking or want to learn more about our loan options, we're here for you! Feel free to give us a call at 605-367-7070 during our lobby hours from 7:30 am to 5:30 pm Monday through Friday. Let us help you navigate your financial journey with confidence! For more information about our services or to get started today, visit us at Bluestone's website. Join us in making a positive impact on our community because at Bluestone, you're not just another number; you're family!

Branch History & Mission

At Bluestone, we are proud to carry a legacy that dates back to 1938. Since our establishment, our mission has always been clear: to empower our members with financial services that help them thrive while fostering a sense of community and support. Located at 901 N West Ave, Sioux Falls, SD 57104, we have become a trusted partner for over 11,351 members in the area. Our commitment to providing exceptional service is reflected in our total assets of $190,787,551, which enables us to offer a wide range of financial products tailored to meet diverse needs. As we grew from humble beginnings, key milestones shaped our path. We embraced technological advancements early on, ensuring that our members could access banking services easily and securely through online and mobile platforms. Today, members enjoy features like electronic signatures and mobile payments, making transactions convenient and straightforward. Our mission goes beyond just banking; it's about building relationships and uplifting our community. We focus on providing personal banking services such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more. Additionally, we take pride in supporting local initiatives that drive positive change in Sioux Falls. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to PO Box 90240, Sioux Falls, SD 57109-0240 if necessary. Our operating hours are designed with your convenience in mind open Monday through Friday from 7:30 am to 5:30 pm. We understand the importance of accessibility; that's why we provide ATM services and a drive-thru for quick transactions. Your experience matters to us, so we've ensured our facilities are compliant with ADA standards to accommodate all individuals comfortably. Our success is rooted in the trust placed in us by the community we serve. As we continue to grow and adapt to changing needs, we invite you to join Bluestone Credit Union. Experience the difference of being part of a member-focused institution dedicated not only to your financial well-being but also to enriching the lives of those around us. If you're ready to take the next step towards financial empowerment or wish to learn more about what we offer, please contact us at 605-367-7070 or visit our website at Bluestone. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

At Bluestone, we understand the importance of accessibility. Our branch features ample parking and is equipped with ADA-compliant facilities, ensuring that everyone can easily visit us. For those on the go, we offer a drive-thru banking option for quick and simple transactions without leaving your vehicle. Plus, with an ATM available on-site, withdrawing cash or checking your balance is just a few steps away.

Explore Our Services

Bluestone offers a variety of services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions, we strive to provide everything you need under one roof. Our friendly staff is always available to answer questions or guide you through our offerings. We invite you to come by and see how Bluestone can support your financial journey! For more information or assistance before your visit, feel free to give us a call at 605-367-7070. We look forward to welcoming you soon!

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 7:30 AM to 5:30 PM. Whether you need help with personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is ready to assist you.

Member Eligibility

Becoming a member of Bluestone feels like joining a close-knit family dedicated to your financial well-being. If you're in the Sioux Falls area or work for a company that partners with us, you're likely already eligible! We welcome individuals who live, work, worship, or attend school in Minnehaha County and surrounding regions. Our goal is to create a supportive community where everyone can thrive financially. You can find the specific eligibility details on our website at https://www.bluestonefcu.org/join-us/. Opening an account is simple and straightforward! Just visit us at our branch located at 901 N West Ave Sioux Falls Sd 57104, or you can start the process online. For your convenience, you can fill out an application through this link: https://forms.joinmycu.com/mop/142/apply. If you have any questions or need assistance, feel free to call us at (605) 367-7070. We're here to help you take that exciting step toward joining our community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine a bustling café where customers enjoy their coffee while seamlessly paying with their phones. Our merchant services make transactions simple and efficient, allowing you to focus on serving your clients rather than worrying about payment processing. By choosing us, you'll access tools that enhance your business operations and improve customer satisfaction. Located at 901 N West Ave Sioux Falls Sd 57104 in Sioux Falls, SD, we invite you to discover how our business banking solutions can elevate your enterprise. Contact us at (605) 367-7070 or visit our website for more information!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in your dream vehicle. Whether you're buying new or used, we have competitive rates that can fit your budget. Our friendly staff is here to guide you through the application process, ensuring you get the financing you need without any hassle.

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans. We're committed to supporting local businesses in Sioux Falls, providing tools and resources that help them thrive in today's economy.

Convenient Access & Support

Accessing your accounts is easy with our ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. If you prefer to handle things digitally, our online and mobile banking features allow you to manage everything from anywhere. With extended hours from 7:30 am to 5:30 pm Monday through Friday, we're here when you need us most. For any questions or assistance regarding our services, don't hesitate to reach out at (605) 367-7070. At Bluestone, we believe in fostering financial wellness within our community. Explore all we have to offer today! Visit us online at North Branch or stop by our branch we're excited to serve you!

Credit Cards with Rewards

We also offer credit cards that come with rewards programs. Use our credit cards with rewards for everyday purchases and watch your points add up! Redeem them for cash back or other exciting benefits that can enhance your lifestyle.

Home Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, look no further. We provide comprehensive mortgage loans designed with your needs in mind. Our experienced team will work closely with you to find the best terms possible, helping make homeownership a reality.

Personal Banking Solutions

For those looking to manage their daily finances, we offer personal banking services that include checking and savings accounts. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, and even pay bills all from the comfort of your home or on-the-go.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans can help cover those costs or assist with debt consolidation, giving you peace of mind. We understand that everyone's situation is unique, so we take the time to listen and offer solutions that work for you.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which puts banking right in the palm of your hand. You can make person-to-person transfers effortlessly no more waiting for checks to clear or dealing with cash! If you're on the go and need to make a quick payment, our mobile payments feature allows you to pay directly from your phone with ease. For those who prefer paperless options, we offer e-statements, making it simple to stay organized while helping the environment. And when it comes to signing documents, our electronic signature authorization means you can complete transactions without needing to visit a branch.

Security and Convenience

Your security is our top priority. With robust security measures in place, you can trust that your information is safe while using our digital services. Our user-friendly interface makes it easy for everyone to navigate their accounts without any hassle. In today's fast-paced world, having real-time access to your financial information is crucial. At Bluestone, we are committed to providing accessible, easy-to-use solutions that help you manage your money effectively. Explore all that we have to offer by visiting us at https://www.bluestonefcu.org/ today!

Financial Strength

At Bluestone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that a strong financial foundation gives our members peace of mind, which is why we prioritize sound financial practices and transparency in all we do. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $16,361,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,137,075 in share certificates and $45,364,888 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,496,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,688 in used auto loans and a total of $116,309,780 in loans and leases. Our operational efficiency shines through with a net income of $1,147,290, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 25,450, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bluestone is your trusted partner. Visit us at 901 N West Ave Sioux Falls SD 57104 or call 605-367-7070 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

In addition to our primary offerings, we provide various other lending solutions to meet your needs. Our total credit lines amounting to $16,985,023 give you access to funds whenever you need them without the hassle of applying for a new loan each time. For business owners, although we currently have no outstanding commercial loans, we are committed to supporting local businesses with future lending opportunities as they arise. If you're considering refinancing any existing loans, our experienced team can assist you in exploring eligibility options that could save you money over time. We aim to make financial management as straightforward as possible for all our members. For more details about our loan products or to discuss which option might be right for you, please feel free to reach out at (605) 367-7070 or visit us at 901 N West Ave Sioux Falls Sd 57104 in Sioux Falls, SD. You can also explore more about eligibility and how to apply on our website at https://www.bluestonefcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take control of your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,557,267 in used vehicle loans and $11,631,415 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,013,671 in loans helping members manage their finances effectively. These cards are ideal for everyday purchases and can help build your credit history when managed responsibly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,104,656, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers displayed are fair and transparent, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring a trustworthy comparison experience. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping individuals secure better financial terms. To explore and compare real-time loan offers tailored to your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BLUESTONE FEDERAL CREDIT UNION - Sioux Falls, SD

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