BlueOx Credit Union Fennville MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blueox, your trusted credit union located at 432 W Main St, Fennville, MI 49408. Since our establishment in 1936, we have proudly served the Fennville community, fostering a spirit of collaboration and support among our 30,979 members. With total assets of $370,202,330 and total deposits amounting to $28,726,325, we stand as a stable financial partner ready to meet your needs. At Blueox, we believe in the power of community. Our dedicated team of 134 employees, led by CEO Kristopher Lewis and Board President Don Hicks, is committed to providing exceptional service tailored to each member's financial journey. We offer a range of services including personal banking, auto loans, mortgage solutions, business banking options, and more. Whether you're looking for a new vehicle or planning for your future, we're here to help you every step of the way. While you can reach us at our branch address for all your banking needs, please send any official correspondence to our mailing address at the same location: 432 W Main St, Fennville, MI 49408. Explore how we can assist you in achieving your financial goals today! Feel free to call us at 269-673-5465 or visit our website at ignitecreditunion.com for more information. Together, let's build a brighter financial future!

Branch History & Mission

At Blueox, our story is one of community spirit and a commitment to growth. Established in 1936, we have proudly served the residents of Fennville, MI, from our location at 432 W Main St. Over the years, we have evolved from a small credit union into a vital financial resource for nearly 31,000 members. Today, with total assets reaching an impressive $370,202,330, we continue to build on our rich legacy. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community support and belonging. We believe that when our members thrive, so does our community. This philosophy drives us to offer a range of services tailored to meet your needs whether it's personal banking options like checking and savings accounts or auto loans and mortgages. While you can visit us at our branch location for all your banking needs, including ATM access and drive-thru services, official correspondence should be sent to our mailing address at 432 W Main St, Fennville, MI 49408. Our dedicated team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. As we look back on our journey, we are proud of the partnerships we've formed within the community and the outreach programs we've initiated. These efforts reflect our deep-rooted belief in giving back and supporting those around us. We understand that modern banking requires not only traditional services but also digital advancements. That's why we've made online and mobile banking easy and accessible for everyone. Whether you want to check your balance or apply for a loan from the comfort of your home, Blueox is here to help. Join us at Blueox and experience firsthand how we combine financial expertise with genuine care for our members. Together, let's build a brighter future for Fennville and beyond!

Branch Location & Accessibility

Connect With Us

Have questions? We're just a phone call away at 269-673-5465. We invite you to stop by or give us a call to learn more about how Blueox can help you achieve your financial goals. Your journey towards better banking starts here!

Nearby Landmarks

We're proud to be part of the Fennville community! Our branch is just a short walk from the local library and near various shops and eateries, so you can easily stop by while running errands or enjoying a day out.

Operating Hours

We're here for you during convenient hours. Visit us Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 5:30 PM. Our team is ready to assist you with all your banking needs during these hours.

Parking and Accessibility

At Blueox, we understand how important convenience is. That's why we offer ample parking right next to the building, making your visit hassle-free. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can comfortably visit us.

Services Offered

At Blueox, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. We also have ATM availability for those who prefer cash transactions or quick balance checks. For members of partner credit unions, we provide shared branch services as well, allowing you to access basic banking transactions easily.

Member Eligibility

At Blueox, we believe that everyone deserves a chance to be part of our friendly community. Joining us is simple and welcoming! To become a member, you just need to meet a few basic eligibility requirements, which typically include living or working in the local area or having a family member who's already a member. We love to support our neighbors and are committed to helping you thrive financially. For more detailed information about eligibility, feel free to check out our website at . Opening an account with us is easy and straightforward. You can visit us at our branch located at 432 W Main St Fennville Mi 49408, or give us a call at (269) 673-5465 for assistance. Our team is ready to guide you through the process and answer any questions you may have. We're excited to welcome you into the Blueox family, where you'll enjoy great services tailored just for you!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer practical merchant services that can simplify your operations. Imagine seamlessly processing payments while keeping track of sales all from one platform. Our tools help you manage transactions effortlessly, giving you more time to focus on what truly matters: growing your business. Located at 432 W Main St Fennville Mi 49408 in Fennville, MI, we're here to empower local businesses like yours. Visit us or call us at (269) 673-5465 to learn how we can assist you in achieving your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $74 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $143 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,050,022, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services designed to support growth and success. Our merchant services help streamline transactions while our business loans provide the funding needed for expansion or improvements.

Convenient Access

To make banking as convenient as possible, we have an ATM & Cash Withdrawal Services available for those times when you need cash on the go. Our branch also features basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of a partner credit union, enjoy the convenience of Basic Shared Branch Transactions, allowing you to make deposits and withdrawals easily.

Credit Cards and Loans

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come in handy. We provide straightforward lending solutions that can help simplify your financial obligations. And don't forget about our Credit Cards with Rewards, which offer benefits on everyday purchases while helping you build credit.

Digital Features

In today's fast-paced world, accessibility is key. At Blueox, we prioritize ease of use through features like online banking, which allows you to manage your account anytime, anywhere. Our mobile app supports features like person-to-person payments and electronic statements, making it easier than ever to stay on top of your finances. At Blueox, we're committed to meeting all your financial needs under one roof. If you have questions or want to learn more about any of our services, feel free to reach out at (269) 673-5465 or visit us at 432 W Main St Fennville Mi 49408 in Fennville. Join us today and discover how we can help improve your financial well-being!

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from your smartphone or computer. If you're considering buying a new car, our Auto Loans & Vehicle Financing make it simple to drive away in the vehicle of your dreams. We offer competitive rates and flexible terms, so you can find a plan that works best for your budget. Plus, if you're looking to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing options will guide you through the process with ease.

Digital & Online Banking

Access Anytime, Anywhere

With our robust online banking platform available at https://ignitecreditunion.com/ , you can check your account balances, pay bills, and transfer funds 24/7. This means you have full control over your finances at your fingertips, whether you're at home or on the go.

Easy and Secure Transactions

Our services include person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, with electronic signature authorization, signing documents is a breeze no more printing or scanning required. You can also receive e-statements, ensuring that your financial information is accessible and organized while reducing paper clutter.

Mobile Banking Made Simple

For those who prefer banking on the go, our mobile application provides all the features you need right in the palm of your hand. You can make mobile payments quickly and securely. Whether you're picking up groceries or splitting a dinner bill, our app makes transactions straightforward.

Your Financial Partner

At Blueox, we prioritize user-friendly features that keep your information safe while giving you easy access to your accounts. With real-time account management tools and constant availability, managing your finances has never been more convenient. Explore all these features today at https://ignitecreditunion.com/ and experience the modern way of banking with us!

Financial Strength

Commitment to Growth and Innovation

With $17,167,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,483 in used auto loans and $284,489,265 in total loans and leases. Our success is reflected in our operations as shown by our $1,118,767, which highlights our efficiency and commitment to providing excellent services for our members.

Dedicated Team Ready to Serve You

We also take pride in having 133 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 70,215 accounts, it's clear that many have chosen us as their trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blueox is your trusted partner. Visit us at 432 W Main St Fennville Mi 49408 or call (269) 673-5465 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $55,825,323 in share certificates and $75,817,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $38,715,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to support our members in achieving their financial goals. Our net worth ratio of $1,043 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,106,829 in used vehicle loans and $38,891,903 in new vehicle loans already helping members get on the road. We also provide refinancing options to ensure you can get the best possible rate for your situation.

Business Financing

For business owners, our outstanding commercial loans totaling $11,050,022 provide the capital needed to grow and expand. Our tailored solutions cater to your specific business needs.

Credit Lines

We also offer credit lines totaling $43,301,606, giving you access to funds when you need them most without the need for a lengthy application process. At Blueox, we believe that every member deserves personalized service and support. If you're interested in any of our loan products or would like to explore eligibility options, feel free to reach out at (269) 673-5465 during our operating hours: M-Th 9a-5p, Fri 9a-5:30p. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Blueox, where we're dedicated to helping you find the right loan solution that fits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,583,052, make buying or refinancing simple. We are committed to guiding you through each step of the process.

Unsecured Credit Card Loans

Managing finances can be easier with our flexible terms on unsecured credit card loans. We have a total of $9,549,383 in loans helping members effectively manage their finances. Whether it's for everyday purchases or unexpected expenses, our credit cards provide convenience and peace of mind.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the offers displayed are not only current but also fair and transparent. Each loan comparison reflects the most accurate terms available in the market.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions at your fingertips, allowing you to make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly LendMesh is for those seeking the best financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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