BlueOx Credit Union Battle Creek MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blueox, your trusted credit union located at 115 Riverside Dr, Battle Creek, MI 49015. Established in 1936, we have been a cornerstone of the Battle Creek community for over 85 years, dedicated to providing exceptional financial services and fostering strong relationships with our members. With a total membership of 30,979, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial wellness. At Blueox, our commitment to you is reflected in our robust financial health, boasting total assets of $370,202,330 and total deposits amounting to $28,726,325. Our team works diligently to offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. In fact, we currently support 18,846 loans and leases tailored to meet your unique needs. Our leadership team, led by CEO Kristopher Lewis and Board President Don Hicks, is passionate about enhancing your banking experience. With 134 dedicated employees, we strive to ensure that every interaction is positive and rewarding. Whether you need assistance with online banking or you're looking for advice on financial products, we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 115 Riverside Dr, Battle Creek, MI 49015. We invite you to explore how Blueox can help you reach your financial goals. Feel free to call us at (269) 965-7281 or visit our website at ignitecreditunion.com for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Our Members

At Blueox, we understand that each member's financial journey is unique. That's why we offer personalized solutions tailored to your specific needs. Whether you're looking for everyday banking services or exploring options for home financing or debt consolidation, our knowledgeable staff is here to guide you every step of the way. We also embrace digital advancements to make banking easier for you. With features like online banking, mobile payments, and electronic statements, managing your finances has never been simpler. Plus, our branch is ADA compliant to ensure accessibility for all members of our community.

Community Impact

Blueox is more than just a credit union; we are a cornerstone of the Battle Creek community. We actively participate in local events and support various charitable initiatives aimed at improving the lives of those around us. Through partnerships with local organizations and ongoing outreach efforts, we strive to give back and make a difference where it counts most.

Join Us

We invite you to become part of the Blueox family! Experience firsthand how we prioritize your financial health while making meaningful contributions to our community. Visit us at 115 Riverside Dr or reach out by phone at 269-965-7281 during our operating hours from 9:00 am to 5:00 pm Monday through Friday. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings over 85 years ago, Blueox has continuously evolved to meet the changing needs of our members. We have expanded our services and offerings while maintaining the core values that define us: integrity, trust, and community focus. Today, with total assets of over $370 million, we are proud to support a diverse range of financial services including personal banking, auto loans, mortgage options, and business banking solutions. Our mission is clear: to empower our members by providing them with quality financial products and services while fostering a strong sense of community. We believe in supporting not only individual financial wellness but also uplifting the communities we serve through outreach programs and partnerships.

Branch Location & Accessibility

Convenient Access and Parking

At Blueox, we prioritize accessibility for all members. Our branch features ample parking spaces right outside the entrance, making it easy to stop by for quick transactions or in-depth consultations. We are also proud to be ADA compliant, ensuring that everyone can access our facilities comfortably.

Services Tailored for You

In addition to standard banking services like checking and savings accounts, we offer a variety of financial solutions tailored to meet your needs. From auto loans and mortgage refinancing to credit cards with rewards, Blueox is committed to supporting you on your financial journey. Plus, our drive-thru service makes it even easier to handle deposits and withdrawals without leaving your vehicle.

Stay Connected with Technology

For those who prefer banking on the go, we provide online and mobile banking options. This means you can manage your accounts anytime, anywhere! Additionally, our ATM is available for cash withdrawals and balance inquiries around the clock. If you have any questions or need assistance, don't hesitate to call us at (269) 965-7281. We invite you to visit Blueox today at 115 Riverside Dr where convenience meets community. Come see how we can help you achieve your financial goals!

Welcoming Banking Hours

We understand that life can get busy, so we offer flexible banking hours to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or business services, our friendly team is here to help during these convenient hours.

Member Eligibility

Joining the Blueox family is a wonderful way to tap into a community that truly cares about its members. If you live, work, or worship in the area or have a family member who is already a member, you're likely eligible to join us at our welcoming branch located at 115 Riverside Dr Battle Creek Mi 49015. We believe in making financial services accessible and personal, so becoming a member is as easy as reaching out. You can learn more about the specific eligibility criteria by visiting our website at . Once you're ready to take the next step, opening an account with us is straightforward and hassle-free! Whether you're looking for savings options, loans, or other financial services, we're here to support you every step of the way. Feel free to give us a call at (269) 965-7281 if you have any questions or need assistance with your membership journey. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $74 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $143 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,050,022, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy café at lunchtime. Customers line up to order their favorite lattes while you manage transactions effortlessly. With our merchant services, accepting payments becomes straightforward, letting you focus on what matters most your customers. Whether you're processing card payments or managing payroll, we offer tools that simplify your financial tasks. Located at 115 Riverside Dr Battle Creek Mi 49015 in Battle Creek, MI, we're here to provide personalized service and resources that cater specifically to your business needs. Connect with us today at (269) 965-7281 and discover how we can support your vision for success!

Comprehensive List Of Services

Access to Cash

Need cash quickly? Our ATM and cash withdrawal services are available for your convenience. We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, as well as shared branch transactions for partner credit union members. At Blueox, we're more than just a credit union; we're a community-focused organization dedicated to helping you achieve your financial goals. If you have questions about any of our services or want to learn more about how we can assist you, please don't hesitate to reach out at (269) 965-7281. We invite you to visit us at 115 Riverside Dr Battle Creek Mi 49015 in Battle Creek or explore more about our offerings on our website at Battle Creek Main. Your financial future starts here!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we emphasize online and mobile banking features. With easy access to your accounts from anywhere, managing your finances has never been simpler. You can make deposits, check balances, and transfer funds all from the palm of your hand.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through this important process. We understand that every homebuyer has unique circumstances, and our team is here to support you every step of the way.

Loans and Credit

If you're facing unexpected expenses or want to consolidate debt, our personal loans provide flexible solutions. Plus, with our credit cards that offer rewards, you can earn while you spend! We also offer business banking services including merchant services and business loans, ensuring that entrepreneurs have the financial support they need to thrive.

Personal Banking

When it comes to personal banking, we have you covered. Whether you're looking for a checking account to manage your day-to-day expenses or a savings account to build your future, our options are designed with your needs in mind. For those considering a new vehicle, our auto loans and vehicle financing make purchasing that dream car more accessible than ever.

Digital & Online Banking

At Blueox, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easy, whether you're at home or on the go. With our user-friendly online banking platform available at https://ignitecreditunion.com/ , you can access your accounts 24/7. This means you can check your balance, transfer funds, and pay bills anytime you need. Plus, with the ability to receive e-statements, keeping track of your finances has never been simpler. No more paper clutter just quick, easy access to all your important documents. For those who prefer managing their finances on mobile devices, our mobile application is a great option. It comes loaded with features like mobile payments, allowing you to make purchases directly from your phone. You can also send money to friends and family instantly with our person-to-person transfer feature. Need to sign a document quickly? Our electronic signature authorization ensures that you can do so without any hassle. The best part? All these services are designed with your security in mind. We take protecting your information seriously, so you can bank confidently knowing that your data is safe with us. So whether you're looking to make transactions from the comfort of your couch or need to check on your accounts while out and about, Blueox has got you covered with accessible and efficient digital banking solutions. Experience the ease of modern banking today!

Financial Strength

Growing Trust Among Members

With a total of 70,215 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $296,037, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blueox is your trusted partner. Visit us at 115 Riverside Dr Battle Creek Mi 49015 or call (269) 965-7281 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $17,167,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $4,483 in used auto loans and $284,489,265 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $55,825,323 in share certificates and $75,817,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $38,715,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our commitment to excellence is reflected in our $1,118,767, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,106,829 in used vehicle loans and $38,891,903 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $11,050,022 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, our team is here to guide you through the financing process.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $22,583,052, providing you with the support needed to secure your dream home.

Refinancing Options

If you're considering refinancing any of your current loans for better rates or terms, we encourage you to explore our refinancing options. Our knowledgeable staff is ready to help you evaluate your eligibility and find the best solutions tailored for you. At Blueox Credit Union, we prioritize making financial services accessible and straightforward for our members. We pride ourselves on transparency and trustworthiness in all our dealings. For more information on our loan products or to start an application today, visit us online at ignitecreditunion.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,549,383 in loans helping members manage their finances effectively. These cards can be an excellent way to cover unexpected expenses or make purchases without dipping into your savings.

Loan Aggregator

Benefits of Using LendMesh

One of the key benefits of using LendMesh is the Verified Data. All loan offers come from legitimate financial institutions, which promotes transparency in the comparison process. Moreover, LendMesh does not feature Sponsored Listings; lenders are not prioritized based on paid promotions. The focus here is solely on providing unbiased results to help you make informed choices. Another significant advantage is the Real-Time Rate Comparisons. You will find up-to-date loan rates from multiple institutions all in one place, allowing for easy comparisons without having to visit each lender's website individually. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means you can trust that the information presented is accurate and up-to-date.

IGNITE CREDIT UNION - Battle Creek, MI