Blueox Credit Union Allegan MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Blueox, your trusted financial partner in Allegan, Michigan! Located at 755 Grand St, our branch has been serving the community since 1936. With a commitment to providing exceptional service and innovative financial solutions, we proudly support over 30,979 members. At Blueox, we understand that each member's journey is unique. That's why our dedicated team of 134 employees, led by CEO Kristopher Lewis and Board President Don Hicks, is here to guide you through every step of your financial decisions. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With total assets reaching an impressive $370,202,330 and total deposits amounting to $28,726,325, Blueox stands strong as a pillar of financial stability in the community. Our net worth is an encouraging $38,715,170, reflecting our commitment to maintaining a robust financial foundation for our members. Plus, with total loans issued totaling 18,846, we are here to help you realize your dreams whether it's purchasing a new vehicle or expanding your business. While you're welcome to visit us at our Allegan location for all your banking needs, any official correspondence should be directed to the same address: 755 Grand St, Allegan, MI 49010. We invite you to explore how Blueox can make a difference in your financial life. For more information about our offerings or to ask questions about your account, feel free to call us at 269-673-5465. Your financial future starts here at Blueox come discover what we can do for you today!

Branch History & Mission

Our Evolution

Located at 755 Grand St, Allegan, MI 49010, Blueox has witnessed significant changes in the financial landscape while staying true to its mission. From our humble beginnings, we have continually adapted and expanded our offerings. Today, we provide a range of services including personal banking, auto loans, mortgages, and business banking solutions. We also embrace technology by offering online and mobile banking options to make your banking experience as convenient as possible. While members can visit us at 755 Grand St Allegan Mi 49010, official correspondence should be sent to 755 Grand St, Allegan, MI 49010. Our branch is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 2:00 PM. With ATM availability and drive-thru services, accessing your funds has never been easier.

Our Mission

At Blueox, our mission extends beyond just providing financial services; we strive to uplift our community. We believe in building strong relationships with our members and supporting local initiatives that promote growth and development in Allegan. Our commitment includes partnerships with local organizations for outreach efforts that foster financial literacy and community well-being. We are dedicated to ensuring everyone has access to quality financial products in an ADA-compliant environment that welcomes all individuals. Whether you're looking for assistance with a loan or simply need advice on managing your finances, our friendly team is here for you every step of the way. As we look ahead, we invite you to join our family at Blueox. Experience firsthand the benefits of being part of a community-focused credit union where your financial health matters most. Together, let's continue building a brighter future for Allegan! For more information about our services or to become a member today, please call us at (269) 673-5465 or visit us online at Blueox.

Branch Location & Accessibility

Accessibility Features

At Blueox, we believe everyone deserves access to quality banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. We want every visit to be comfortable and convenient.

Contact Us Today!

If you have any questions or need assistance before your visit, feel free to give us a call at 269-673-5465. We're excited to serve you at Blueox your trusted partner in financial success!

Conveniently Located

Nestled near popular local landmarks, our branch makes it simple for members to visit us. You'll find us close to restaurants and shops, making it easy to combine banking with your daily errands. Plus, we offer ample parking right outside, so you won't have to worry about finding a spot.

Operating Hours & Services

We're here for you during the week! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking, auto loans, or business services, our friendly team is ready to help. And if you're in a hurry, don't forget about our drive-thru service for quick deposits and withdrawals!

Member Eligibility

Welcome to the warm and inviting community of Blueox! Becoming a member here is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in Allegan, you're likely eligible to join us. We value inclusivity and strive to make our membership open to as many people as possible. For detailed eligibility criteria, you can check out more information at . Joining is simple! Once you're ready, opening an account is just a step away. Our friendly team is here to guide you through the process, ensuring everything goes smoothly. You can visit us at our branch located at 755 Grand St Allegan Mi 49010, or give us a call at (269) 673-5465 if you have any questions. Embrace the benefits of being part of Blueox, where your financial goals are supported every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine having the ability to accept payments effortlessly whether it's online, in-store, or on-the-go. Our services allow you to focus on what matters most: growing your business. Located at 755 Grand St Allegan Mi 49010 in Allegan, MI, we invite you to explore how Blueox can be your partner in success. Connect with us today at (269) 673-5465!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $74 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $143 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,050,022, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Our commitment extends beyond traditional banking hours. At our branch located at 755 Grand St Allegan MI 49010, you can visit us during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 2:00 PM. We also provide basic drive-thru banking for quick deposits and withdrawals. Whether you're a long-time member or considering joining us for the first time, we invite you to experience all that Blueox has to offer. Our friendly staff is always ready to assist with any questions or concerns. If you're ready to take control of your financial future, don't hesitate! Give us a call at 269-673-5465 or visit us online at ignitecreditunion.com today!

Business Banking

For local entrepreneurs and businesses, Blueox has robust offerings in business banking. From essential merchant services that simplify transactions to comprehensive business loans designed for growth, we aim to support your business every step of the way.

Credit Solutions

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are here to provide the support you need during tough times. Additionally, we offer credit cards with rewards, allowing you to earn while you spend perfect for everyday purchases or special treats.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer advanced online and mobile banking services. With our user-friendly platform, managing your finances from anywhere is simple. You can perform transactions at any time, check balances, and even use our mobile payments feature for quick purchases on the go. Plus, access to ATMs and cash withdrawal services ensures that you have cash when you need it.

Personal Banking

Navigating personal finances can be overwhelming, but with Blueox, managing your money is made easy. We offer various checking and savings accounts designed to fit your lifestyle. If you find yourself dreaming of a new car, our auto loans and vehicle financing options can help make that dream a reality with competitive rates and flexible terms. For those looking to own their home, our mortgage loans and refinancing solutions are tailored to help you secure the best deal.

Digital & Online Banking

Convenient Transfers and Payments

Need to send money to a friend? Our person-to-person transfer service allows you to do just that with ease. Whether it's splitting a bill or sending a gift, just use our app or online banking services to make quick transfers without any hassle. At Blueox, we're committed to ensuring that our members have access to user-friendly digital solutions that fit their lifestyles. With these tools at hand, managing your finances has never been more accessible or secure!

Enhanced Security Features

Security is a top priority for us at Blueox. We offer electronic signature authorization, allowing you to sign documents digitally without compromising on safety. This feature not only speeds up processes but also adds an extra layer of protection for your information. In addition, we provide e-statements so you can view your account statements anytime without waiting for them in the mail. This eco-friendly option ensures you have all necessary information at your fingertips while keeping your data safe.

Key Services Available

With our online banking platform at https://ignitecreditunion.com/ , you can manage your accounts 24/7. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is just a few clicks away. Say goodbye to long lines and hello to real-time account management right from the comfort of your home or on the go. Our mobile application makes it even simpler. You can access all your banking needs directly from your smartphone. Plus, with the mobile payments feature, making purchases has never been more straightforward. Just tap and pay it's quick, easy, and secure.

Financial Strength

Building Trust Together

With net shares available for lending and investments totaling $296,037, along with a growing member base reflected by 70,215, it's clear that trust is at the heart of what we do at Blueox. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blueox is your trusted partner. Visit us at 755 Grand St Allegan Mi 49010 or call (269) 673-5465 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $17,167,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as we support members' financial goals across various sectors with $4,483 in used auto loans and $284,489,265 in total loans and leases.

Member-Centric Savings

Your savings are well-protected at Blueox. We have secured $55,825,323 in share certificates and $75,817,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,975,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,118,767 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $38,715,170, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,106,829 in used vehicle loans and $38,891,903 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $11,050,022 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, our team is ready to assist you every step of the way. In addition to these offerings, if you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out! We're committed to ensuring that you find the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Blueox, we're here to help make your financial journey easier and more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,583,052, make buying or refinancing simple. We offer various plans tailored to fit your budget and lifestyle. If you're considering refinancing your existing mortgage, we have options available that may help reduce your monthly payments or shorten your loan term.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,549,383 in loans helping members manage their finances effectively. These credit cards come with rewards and no annual fee, providing you with an easy way to handle purchases and cash flow.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers are fair and transparent. With a commitment to integrity, LendMesh guarantees that users receive accurate information for making informed choices.

The Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, which fosters trust and transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in helping consumers secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

IGNITE CREDIT UNION - Allegan, MI