IGNITE CREDIT UNION - Albion, MI

The mission of Blueox is simple yet profound: to empower individuals and families through comprehensive financial services that promote economic well-being. We believe that everyone deserves access to quality banking solutions that help them achieve their goals. Our focus extends beyond just financial transactions; we strive to support our community through outreach programs, partnerships with local organizations, and initiatives aimed at enhancing the quality of life for all residents. While members can visit us at our physical branch location, official correspondence should be sent to our mailing address at 200 W Cass St, Albion, MI 49224. We invite you to experience our customer-centric approach during our operating hours from 9:00 am to 5:00 pm on weekdays. With features like drive-thru banking and shared service center availability, we are dedicated to making your banking experience as convenient as possible. As we continue to evolve with the times while staying true to our roots, we encourage you to join us at Blueox. Experience the benefits of being part of a credit union that genuinely cares about its members and community. Let us help you navigate your financial journey with confidence and support! For more information or assistance, don't hesitate to reach out at 517-629-3100.

We encourage you to reach out with any questions or concerns! You can call us at 517-629-3100 for assistance or simply drop by during our operating hours. Our team is eager to welcome you and help make your banking experience as smooth as possible. While members can visit us at 200 W Cass St, Albion MI 49224 for all your banking needs, official correspondence should be sent to the same address. Come see how Blueox can help you achieve your financial goals today!

Our Albion Branch is not only centrally located but also close to several landmarks that make it easy to find us. Just a stone's throw away from local shops and eateries, you can easily swing by while you're out running errands. We offer ample parking right outside the branch, ensuring that your visit is as convenient as possible. For those who may need assistance, we have ADA-compliant features in place to accommodate all members of our community.

At Blueox, we understand that everyone has busy lives. That's why our doors are open Monday through Friday from 9:00 am to 5:00 pm. Whether you need help with checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here for you during these hours. Plus, if you prefer quick transactions on the go, we offer a drive-thru service for deposits and withdrawals. Need cash? Don't worry; we have an ATM available on-site for your convenience. And if you're a member of another participating credit union, feel free to take advantage of our shared service center for basic transactions.

Beyond loans, our merchant services are here to simplify everyday transactions. Imagine easily processing payments from customers while managing your cash flow seamlessly. Whether you're running a local café or a growing retail shop in Albion, MI, our services help you stay focused on what matters most your business. Visit us at 200 W Cass St Albion Mi 49224 or call us at (517) 629-3100 to discover how Blueox can partner with you on your journey to success!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $74 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $143 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,050,022, we continue to drive economic growth by financing new and expanding businesses.

For entrepreneurs and business owners, our Business Banking services include Merchant Services and Business Loans designed to help grow your business. We know how challenging it can be running a business, so we aim to provide the support you need every step of the way.

Accessing your accounts has never been easier! With Online & Mobile Banking, managing your finances is just a click away. Plus, our ATM & Cash Withdrawal Services ensure that you can get cash when you need it most. If you prefer personal interaction, we also offer basic drive-thru banking for deposits and withdrawals. Additionally, if you're a member of another credit union, take advantage of our Basic Shared Branch Transactions where you can perform essential banking tasks like deposits and withdrawals. At Blueox, we strive to create a welcoming environment where all your financial needs are met with ease and efficiency. For more information or assistance, feel free to call us at (517) 629-3100 or visit us in person at 200 W Cass St Albion Mi 49224 in Albion. Let us help you achieve your financial goals today!

Don't forget about our Credit Cards with Rewards! Use them for daily purchases and earn points towards exciting rewards. It's an easy way to make your spending work for you.

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or refinancing an existing mortgage, our team is here to guide you through the process. We understand how important it is to have a stable home environment, and we're committed to making home financing accessible for everyone.

Whether you're looking to open a checking or savings account, we offer Personal Banking options that cater to your everyday financial activities. Imagine being able to easily manage your money and save for future goals all from one place. Our accounts come with features designed for convenience, including online and mobile banking that allow you to check balances, transfer funds, and pay bills anytime, anywhere. If you're in need of financing for your next vehicle, consider our Auto Loans & Vehicle Financing. We work hard to provide competitive rates and flexible terms that fit your budget. Picture driving off in your dream car while knowing you got a great deal on your loan!

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. Whether you need funds for a big purchase or want to consolidate debt into manageable payments, we have solutions tailored just for you.

Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that quickly and securely. No more waiting for checks to clear; it's instant! At Blueox, we believe that banking should be convenient, secure, and accessible. Join us today and experience the ease of digital banking tailored for your needs!

Say goodbye to paper clutter! With e-statements available, you can view your account statements digitally saving trees and making it easier for you to track your finances. For those who prefer managing their money on the go, our mobile application makes it simple to check balances, transfer funds, and even make mobile payments with ease.

With our 24/7 online banking services available at https://ignitecreditunion.com/ , you can access your account anytime, anywhere. Need to check your balance or pay a bill? It's all just a tap away. Plus, our user-friendly platform ensures you can navigate effortlessly through your transactions without any hassle.

Security is our top priority. We utilize electronic signature authorization, so you can sign documents online securely and conveniently. You can also rest easy knowing that your personal information is protected every step of the way.

With total share accounts reaching 70,215, it's clear that more individuals trust us with their finances every day. Our net shares stand at $296,037, showing our ability to lend and invest wisely while keeping your interests at heart. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blueox is your trusted partner. Visit us at 200 W Cass St Albion Mi 49224 or call (517) 629-3100 to learn more about how we can help you achieve your financial goals.

Our net worth ratio of $1,043 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your needs over everything else.

With $17,167,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors with $4,483 in used auto loans and $284,489,265 in total loans and leases. This means we have the capacity to support your financial goals whether you're buying a car or planning for a home.

Members' savings are secured through $55,825,323 in share certificates and $75,817,372 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting our members evidenced by our non-member deposits totaling $5,975,000. This approach allows us to provide better loan rates, lower fees, and exclusive perks tailored just for you.

Our operational efficiency is reflected in our $1,118,767, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,106,829 in used vehicle loans and $38,891,903 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we provide flexible terms that fit within your budget.

In addition to our auto and mortgage offerings, we provide credit lines totaling $43,301,606. This product gives you the flexibility to borrow as needed without the hassle of applying for a new loan each time. For business owners, our outstanding commercial loans totaling $11,050,022 provide the capital needed to grow and expand. If you're looking for ways to finance your business ventures, we are here to assist. We know that every financial journey is unique. That's why we encourage potential borrowers to explore our eligibility options and refinancing opportunities available at Blueox. Our dedicated team is just a phone call away at (517) 629-3100, ready to answer any questions you may have or assist with your application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 200 W Cass St Albion Mi 49224, Albion, MI, or check out our website at https://ignitecreditunion.com/ for more information on how we can help you with your lending needs.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,583,052, make buying or refinancing simple. We offer competitive rates and various refinancing options to help you manage your mortgage effectively.

We also offer flexible terms on unsecured credit card loans, with a total of $9,549,383 in loans helping members manage their finances effectively. These cards can be an excellent way to cover unexpected expenses while building your credit score.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers displayed are fair and transparent. You can trust that the information you receive is up-to-date and accurate. LendMesh stands out in several key ways: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh to navigate your borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.