Blue Mountain Credit Union College Place WA | Low Mortgage Rates & Auto Loans

Introduction

At Blue Mountain Credit Union, we believe in building a brighter financial future for our community. Located at 520 S College Ave, College Place, WA 99324, our credit union has been serving members since 1959. With a strong commitment to personalized service and local impact, we proudly support over 4,564 members in achieving their financial goals. As of now, we manage $52,778,267 in total assets and have facilitated over 2,107 loans and leases to help our members finance their dreams. Our financial stability is reflected in our impressive net worth of $6,886,648 and total deposits amounting to $7,034,018. We also maintain a healthy cash reserve of $326,820, ensuring that we are always ready to meet the needs of our members. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 520 S College Ave, College Place, WA 99324. Our dedicated team of 12 employees, led by CEO Jim Drake and Board President Susan Brookins, is here to provide you with friendly and expert assistance. Whether you're looking for personal banking services like checking accounts or auto loans or need business banking solutions, we offer a range of options tailored just for you. Our online and mobile banking services make it easy to manage your finances anytime, anywhere. Ready to take the next step? Give us a call at 509-526-4562 or visit our website at bmcu.net to learn more about how we can help you thrive financially!

Branch History & Mission

Welcome to Blue Mountain Credit Union, where our journey began in 1959. Nestled in the heart of College Place, WA, at 520 S College Ave, we have grown from a small community initiative into a trusted financial institution serving over 4,500 members. Our rich history is woven into the fabric of this vibrant community, as we strive to provide accessible and effective financial services tailored to the unique needs of our members. From our humble beginnings, we have always focused on fostering a sense of belonging and support within the community. Over the years, we've achieved significant milestones that reflect our commitment to excellence, including managing total assets of approximately $52 million. This growth has allowed us to expand our offerings and enhance our services. At Blue Mountain Credit Union, our mission is clear: to empower our members through comprehensive financial solutions while actively supporting local initiatives. We believe that banking should be about more than just transactions; it should be about building relationships and strengthening communities. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are dedicated to helping our members achieve their financial goals. We also recognize the importance of modern banking conveniences. That's why we offer online and mobile banking services, ensuring you can manage your finances anytime and anywhere. With an ATM available on-site and drive-thru banking for quick access to your accounts, we prioritize your convenience. While members can visit us at 520 S College Ave, official correspondence should be sent to the same address as our mailing address: 520 S College Ave, College Place, WA 99324. Our operating hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 2 PM, allowing ample opportunity for you to connect with us. As part of our mission to give back, we engage in community outreach efforts that support local causes and initiatives. We understand that when our community thrives, so do we. Join us today at Blue Mountain Credit Union! Experience personalized service that puts you first and discover how together we can achieve financial success while making a positive impact in our beloved College Place community. If you have any questions or would like more information about membership opportunities, feel free to call us at (509) 526-4562 or visit our website at bmcu.net.

Branch Location & Accessibility

Welcome to Blue Mountain Credit Union! Conveniently located at 520 S College Ave, College Place, WA 99324, our branch is here to serve you with a friendly smile and all your banking needs. Whether you're stopping by for a quick transaction or looking for more in-depth financial guidance, our team is ready to assist you in a welcoming environment. Our branch sits in the heart of College Place, near well-known landmarks like Walla Walla University. This prime location makes it easy for you to pop in whenever you're nearby. We ensure that our facilities are accessible to everyone, featuring ADA-compliant ramps and spacious parking options. While members can visit us at 520 S College Ave, official correspondence should be sent to the same address for convenience. If you're looking for a quick withdrawal or deposit, take advantage of our drive-thru banking service, available during lobby hours. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 2 PM. We also have an ATM available on-site for your convenience, making it easy to access cash any time of day. Plus, as part of our commitment to community banking, we offer shared services, allowing you to conduct basic transactions even if you're a member of partner credit unions. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 509-526-4562. We look forward to welcoming you into Blue Mountain Credit Union, where we're dedicated to helping you achieve your financial goals!

Member Eligibility

At Blue Mountain, we believe that everyone deserves a supportive financial community, and becoming a member is an exciting step toward achieving your financial goals. If you live, work, or worship in the Walla Walla area, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to take advantage of our wide range of services tailored to your needs. As a member of Blue Mountain, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and access to valuable resources designed to help you thrive. Joining us is straightforward! You can find more information about the eligibility criteria on our website at https://bmcu.net/membership/. Ready to open an account? Just visit https://mobicint.net/bmc/userenrollment for all the details you need. If you have any questions or need assistance, feel free to reach out to us at (509) 526-4562. We're here to help you every step of the way as you embark on this rewarding journey with us!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet various needs.

Merchant Services for Everyday Needs

Imagine being able to process transactions smoothly while focusing on what you do best running your business. Our merchant services offer practical tools that help streamline payments and manage cash flow effectively. With easy access to your funds and reliable support from our team at Blue Mountain, you can enhance customer satisfaction and keep your operations running seamlessly. In a competitive landscape, let us be the partner that helps you thrive. Visit us at 520 S College Ave College Place Wa 99324 in College Place, WA, or give us a call at (509) 526-4562 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking

For business owners, our business banking services include merchant services and business loans that can help take your company to the next level. We know that running a business comes with its challenges; that's why we offer solutions that support growth and success.

Convenient Access

Accessibility is key at Blue Mountain. Our ATM services allow for quick cash withdrawals and balance checks without any hassle. If you prefer face-to-face transactions, our drive-thru banking service makes it simple to conduct deposits and withdrawals without leaving your vehicle. Additionally, members can benefit from shared branch transactions with partner credit unions for even greater convenience.

Digital Banking Features

In today's fast-paced world, having access to digital banking tools is essential. With our online and mobile banking platforms, you can perform virtually all banking activities from anywhere at any time. Enjoy features like electronic statements, person-to-person payments, and mobile payments all designed with your convenience in mind. At Blue Mountain, we pride ourselves on delivering personalized service that meets the diverse needs of our members. Whether you're opening an account or exploring loan options, our team is here to guide you every step of the way. Ready to take control of your financial future? Visit us today at 520 S College Ave College Place Wa 99324, call us at (509) 526-4562, or explore more about our offerings online at Blue Mountain Credit Union. Your journey toward better financial health starts here!

Loans and Financing

If you're considering buying a new car or refinancing your home, we provide competitive auto loans and mortgage options tailored to fit your budget. Our personal loans and debt consolidation services are designed to help you streamline expenses and manage your finances more effectively. Plus, with our credit cards featuring rewards programs, you can earn benefits while spending wisely.

Personal Banking

Whether you're looking to open a new checking or savings account, Blue Mountain offers various personal banking options designed for everyday use. Our accounts come with user-friendly online and mobile banking features, making it easy for you to manage your money on the go. Imagine being able to check your balance, transfer funds, or pay bills right from your smartphone it's all possible with our digital banking services.

Digital & Online Banking

At Blue Mountain, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking, you can access your accounts anytime, anywhere, making it easy to keep track of your money. One of the standout features is our user-friendly mobile application available at https://bmcu.net/. Whether you need to check your balance, transfer funds, or pay bills, everything is just a tap away. Plus, if you prefer using your smartphone for payments, our mobile payments feature allows you to make transactions quickly and securely without needing cash or cards. For those who value efficiency, our electronic signature authorization makes signing documents a breeze. You can complete important transactions from the comfort of your home without the hassle of printing or mailing forms. And if you're looking to go paperless, take advantage of our e-statements availability this way, you'll receive your statements directly in your inbox instead of waiting for them in the mail. Connecting with friends and family is also simpler with our person-to-person transfers. You can send money directly from your account to theirs in just a few clicks. This feature is perfect for splitting bills or sending gifts on special occasions. At Blue Mountain, we prioritize security while ensuring that all these features are easy to use. We believe that banking should empower you to manage your finances with confidence. Explore all that our digital banking services offer by visiting us online at https://bmcu.net/ today!

Financial Strength

Investing in Your Future

With $6,388,718 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,385 in used auto loans and $39,348,327 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $14,878,829 in share certificates and $8,159,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $108,523 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $6,886,648, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 6,479, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Blue Mountain is your trusted partner. Visit us at 520 S College Ave College Place Wa 99324 or call (509) 526-4562 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,744,957 in used vehicle loans and $942,603 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Credit Lines

In addition to our other offerings, we have total credit lines available amounting to $2,700,000. This can be a valuable resource for those who need extra flexibility in managing their finances. At Blue Mountain, we are committed to helping our members succeed financially. If you're considering refinancing or exploring eligibility options for any of our products, please reach out to us at 509-526-4562 or visit us at 520 S College Ave College Place WA 99324. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a variety of loan options tailored to fit different needs and situations, Blue Mountain is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $970,391, make buying or refinancing simple. We focus on providing clear terms and personalized service to help you navigate your home financing journey effectively.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $381,346 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without hidden fees or misleading information.

BLUE MOUNTAIN CREDIT UNION - College Place, WA

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